source:
  type: regulation
  id: hmda-12usc-2809
  authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2809 — Compilation of aggregate data
  description: 'HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2809 Compilation of aggregate data. Captured section-complete
    from Cornell LII (verbatim).

    '
obligations:
- id: hmda-12usc-2809-a
  canonical_id: hmda-12usc-2809-a
  section: 12 U.S.C. §2809(a)
  description: 'Compilation of aggregate data — (a): (a) Commencement; scope of data and tables Beginning with data
    for calendar year 1980, the Federal Financial Institutions Examination Council shall compile each year, for
    each primary metropolitan statistical area, metropolitan statistical area, or consolidated metropolitan statistical
    area that is …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2809
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2809
    snapshot_id: 11ba7e5b762d2801
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d83be36b5711dfb9f7a064e57c7bacd3cb5134421cf7bd7a7aa7a6c934622493
    paragraph_quote: (a) Commencement; scope of data and tables Beginning with data for calendar year 1980, the
      Federal Financial Institutions Examination Council shall compile each year, for each primary metropolitan
      statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not
      comprised of designated primary metropolitan statistical areas, aggregate data by census tract for all depository
      institutions which are required to disclose data under section 2803 of this title or which are exempt pursuant
      to section 2805(b) of this title . The Council shall also produce tables indicating, for each primary metropolitan
      statistical area, metropolitan statistical area, or consolidated metropolitan statistical area that is not
      comprised of designated primary metropolitan statistical areas, aggregate lending patterns for various categories
      of census tracts grouped according to location, age of housing stock, income level, and racial characteristics.
    drafter_attestation: Verbatim slice of 12 U.S.C. §2809 subsection (a) from Cornell LII snapshot 11ba7e5b762d2801;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: hmda-12usc-2809-b
  canonical_id: hmda-12usc-2809-b
  section: 12 U.S.C. §2809(b)
  description: 'Compilation of aggregate data — (b): (b) Staff and data processing resources The Bureau shall provide
    staff and data processing resources to the Council to enable it to carry out the provisions of subsection (a).'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2809
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2809
    snapshot_id: 11ba7e5b762d2801
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d83be36b5711dfb9f7a064e57c7bacd3cb5134421cf7bd7a7aa7a6c934622493
    paragraph_quote: (b) Staff and data processing resources The Bureau shall provide staff and data processing
      resources to the Council to enable it to carry out the provisions of subsection (a).
    drafter_attestation: Verbatim slice of 12 U.S.C. §2809 subsection (b) from Cornell LII snapshot 11ba7e5b762d2801;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: hmda-12usc-2809-c
  canonical_id: hmda-12usc-2809-c
  section: 12 U.S.C. §2809(c)
  description: 'Compilation of aggregate data — (c): (c) Availability to public The data and tables required pursuant
    to subsection (a) shall be made available to the public by no later than December 31 of the year following the
    calendar year on which the data is based. ( Pub. L. 94–200, title III, § 310 , as added Pub. L. 96–399, title
    III, § 340(c) …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2809
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2809
    snapshot_id: 11ba7e5b762d2801
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d83be36b5711dfb9f7a064e57c7bacd3cb5134421cf7bd7a7aa7a6c934622493
    paragraph_quote: (c) Availability to public The data and tables required pursuant to subsection (a) shall be
      made available to the public by no later than December 31 of the year following the calendar year on which
      the data is based. ( Pub. L. 94–200, title III, § 310 , as added Pub. L. 96–399, title III, § 340(c) , Oct.
      8, 1980 , 94 Stat. 1658 ; amended Pub. L. 98–181, title I [title VII, § 701(a)], Nov. 30, 1983 , 97 Stat.
      1266 ; Pub. L. 111–203, title X, § 1094(1) , July 21, 2010 , 124 Stat. 2097 .)
    drafter_attestation: Verbatim slice of 12 U.S.C. §2809 subsection (c) from Cornell LII snapshot 11ba7e5b762d2801;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
