source:
  type: regulation
  id: fdcpa-15usc-1692l
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692l — Administrative enforcement
  description: 'FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692l Administrative enforcement. Captured
    section-complete from Cornell LII (verbatim).

    '
obligations:
- id: fdcpa-15usc-1692l-a
  canonical_id: fdcpa-15usc-1692l-a
  section: 15 U.S.C. §1692l(a)
  description: 'Administrative enforcement — (a): (a) Federal Trade Commission The Federal Trade Commission shall
    be authorized to enforce compliance with this subchapter, except to the extent that enforcement of the requirements
    imposed under this subchapter is specifically committed to another Government agency under any of paragraphs
    (1) through…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692l
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692l
    snapshot_id: a025ed9d35c09b9d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:45f084a5e4b8e2a29286e29c18ae98203919c261ce3893d247d9a127df8c1a90
    paragraph_quote: (a) Federal Trade Commission The Federal Trade Commission shall be authorized to enforce compliance
      with this subchapter, except to the extent that enforcement of the requirements imposed under this subchapter
      is specifically committed to another Government agency under any of paragraphs (1) through (5) of subsection
      (b), subject to subtitle B of the Consumer Financial Protection Act of 2010 [ 12 U.S.C. 5511 et seq.]. For
      purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade
      Commission Act ( 15 U.S.C. 41 et seq.), a violation of this subchapter shall be deemed an unfair or deceptive
      act or practice in violation of that Act. All of the functions and powers of the Federal Trade Commission
      under the Federal Trade Commission Act are available to the Federal Trade Commission to enforce compliance
      by any person with this subchapter, irrespective of whether that person is engaged in commerce or meets any
      other jurisdictional tests under the Federal Trade Commission Act , including the power to enforce the provisions
      of this subchapter, in the same manner as if the violation had been a violation of a Federal Trade Commission
      trade regulation rule.
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692l subsection (a) from Cornell LII snapshot a025ed9d35c09b9d;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: fdcpa-15usc-1692l-b
  canonical_id: fdcpa-15usc-1692l-b
  section: 15 U.S.C. §1692l(b)
  description: 'Administrative enforcement — (b): (b) Applicable provisions of law Subject to subtitle B of the
    Consumer Financial Protection Act of 2010 , compliance with any requirements imposed under this subchapter shall
    be enforced under— (1) section 8 of the Federal Deposit Insurance Act [ 12 U.S.C. 1818 ], by the appropriate
    Federal banking …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692l
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692l
    snapshot_id: a025ed9d35c09b9d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:45f084a5e4b8e2a29286e29c18ae98203919c261ce3893d247d9a127df8c1a90
    paragraph_quote: (b) Applicable provisions of law Subject to subtitle B of the Consumer Financial Protection
      Act of 2010 , compliance with any requirements imposed under this subchapter shall be enforced under— (1)
      section 8 of the Federal Deposit Insurance Act [ 12 U.S.C. 1818 ], by the appropriate Federal banking agency,
      as defined in section 3(q) of the Federal Deposit Insurance Act ( 12 U.S.C. 1813(q) ), with respect to— (A)
      national banks, Federal savings associations, and Federal branches and Federal agencies of foreign banks;
      (B) member banks of the Federal Reserve System (other than national banks), branches and agencies of foreign
      banks (other than Federal branches, Federal agencies, and insured State branches of foreign banks), commercial
      lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A
      of the Federal Reserve Act [ 12 U.S.C. 601 et seq., 611 et seq.]; and (C) banks and State savings associations
      insured by the Federal Deposit Insurance Corporation (other than members of the Federal Reserve System ),
      and insured State branches of foreign banks; (2) the Federal Credit Union Act [ 12 U.S.C. 1751 et seq.], by
      the Administrator of the National Credit Union Administration with respect to any Federal credit union; (3)
      subtitle IV of title 49, by the Secretary of Transportation, with respect to all carriers subject to the jurisdiction
      of the Surface Transportation Board ; (4) part A of subtitle VII of title 49, by the Secretary of Transportation
      with respect to any air carrier or any foreign air carrier subject to that part; (5) the Packers and Stockyards
      Act, 1921 [ 7 U.S.C. 181 et seq.] (except as provided in section 406 of that Act [ 7 U.S.C. 226 , 227]), by
      the Secretary of Agriculture with respect to any activities subject to that Act; and (6) subtitle E of the
      Consumer Financial Protection Act of 2010 [ 12 U.S.C. 5561 et seq.], by the Bureau, with respect to any person
      subject to this subchapter. The terms used in paragraph (1) that are not defined in this subchapter or otherwise
      defined in section 3(s) of the Federal Deposit Insurance Act ( 12 U.S.C. 1813(s) ) shall have the meaning
      given to them in section 1(b) of the International Banking Act of 1978 ( 12 U.S.C. 3101 ).
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692l subsection (b) from Cornell LII snapshot a025ed9d35c09b9d;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: fdcpa-15usc-1692l-c
  canonical_id: fdcpa-15usc-1692l-c
  section: 15 U.S.C. §1692l(c)
  description: 'Administrative enforcement — (c): (c) Agency powers For the purpose of the exercise by any agency
    referred to in subsection (b) of its powers under any Act referred to in that subsection, a violation of any
    requirement imposed under this subchapter shall be deemed to be a violation of a requirement imposed under that
    Act. In additio…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692l
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692l
    snapshot_id: a025ed9d35c09b9d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:45f084a5e4b8e2a29286e29c18ae98203919c261ce3893d247d9a127df8c1a90
    paragraph_quote: (c) Agency powers For the purpose of the exercise by any agency referred to in subsection (b)
      of its powers under any Act referred to in that subsection, a violation of any requirement imposed under this
      subchapter shall be deemed to be a violation of a requirement imposed under that Act. In addition to its powers
      under any provision of law specifically referred to in subsection (b), each of the agencies referred to in
      that subsection may exercise, for the purpose of enforcing compliance with any requirement imposed under this
      subchapter any other authority conferred on it by law, except as provided in subsection (d).
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692l subsection (c) from Cornell LII snapshot a025ed9d35c09b9d;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: fdcpa-15usc-1692l-d
  canonical_id: fdcpa-15usc-1692l-d
  section: 15 U.S.C. §1692l(d)
  description: 'Administrative enforcement — (d): (d) Rules and regulations Except as provided in section 1029(a)
    of the Consumer Financial Protection Act of 2010 [ 12 U.S.C. 5519(a) ], the Bureau may prescribe rules with
    respect to the collection of debts by debt collectors, as defined in this subchapter. ( Pub. L. 90–321, title
    VIII, § 814 , as a…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692l
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692l
    snapshot_id: a025ed9d35c09b9d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:45f084a5e4b8e2a29286e29c18ae98203919c261ce3893d247d9a127df8c1a90
    paragraph_quote: (d) Rules and regulations Except as provided in section 1029(a) of the Consumer Financial Protection
      Act of 2010 [ 12 U.S.C. 5519(a) ], the Bureau may prescribe rules with respect to the collection of debts
      by debt collectors, as defined in this subchapter. ( Pub. L. 90–321, title VIII, § 814 , as added Pub. L.
      95–109 , Sept. 20, 1977 , 91 Stat. 881 ; amended Pub. L. 98–443, § 9(n) , Oct. 4, 1984 , 98 Stat. 1708 ; Pub.
      L. 101–73, title VII, § 744(n) , Aug. 9, 1989 , 103 Stat. 440 ; Pub. L. 102–242, title II, § 212(e) , Dec.
      19, 1991 , 105 Stat. 2301 ; Pub. L. 102–550, title XVI, § 1604(a)(8) , Oct. 28, 1992 , 106 Stat. 4082 ; Pub.
      L. 104–88, title III, § 316 , Dec. 29, 1995 , 109 Stat. 949 ; Pub. L. 111–203, title X, § 1089(3) , (4), July
      21, 2010 , 124 Stat. 2092 , 2093.)
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692l subsection (d) from Cornell LII snapshot a025ed9d35c09b9d;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
