source:
  type: guide
  id: hud-4000-1-v-a-standard
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Standard
    (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Standard
    (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-a-standard-full
  canonical_id: hud-4000-1-v-a-standard-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Standard
    (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Standard
      (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: a. Standard (09/14/2015) The Mortgagee’s QC program must include
      a review of the completeness and accuracy of the information obtained for each
      Mortgage for all aspects of the Loan Administration process for which a QC sample
      is selected. The Mortgagee must report all Findings internally to senior management,
      and to FHA where appropriate. i. Origination and Underwriting Information For
      origination and underwriting, the review must validate all data elements submitted
      through the Automated Underwriting System (AUS), Technology Open To Approved
      Lenders (TOTAL) Mortgage Scorecard, and FHA Connection (FHAC), and validate
      that documentation exists in the loan file to support all data used to underwrite
      the Mortgage. ii. Endorsement and Insurance Information For endorsement, the
      review must validate all data elements submitted through FHAC, and validate
      that documentation exists in the loan file to support all data used to endorse
      and insure the Mortgage. iii. Servicing Information For servicing, the review
      must validate mortgage information submitted through FHAC, SFDMS, or Home Equity
      Reverse Mortgage Information Technology (HERMIT), as applicable.
  judgment: false
