source:
  type: guide
  id: va-m26-7-ch13-t02
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 2 — Scope of
    Appraisal Review
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 2 — Scope
    of Appraisal Review.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch13-t02-full
  canonical_id: va-m26-7-ch13-t02-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 2 — Scope of
    Appraisal Review
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 13, Topic 2 — Scope
      of Appraisal Review
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 7bf94e7ed62e01fb
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:5b3ac5aae82a9e7a96541d2a367f66087cccf6e9745e4e093a3d5adf63582332
    paragraph_quote: '2. Scope of Appraisal Review Change Date July 22, 2019 • This
      chapter has been revised in its entirety. a. SAR’s Certification of Appraisal
      Review When issuing an NOV in WebLGY, the SAR must electronically certify the
      following: “I reviewed this appraisal report to determine the acceptability
      of the property for VA Loan Guaranty purposes in light of VA minimum property
      requirements and the appropriateness, completeness, consistency, and accuracy
      of the fee appraiser’s reasonable value determination. In completing this administrative
      review, I am performing a due diligence function and not acting as, or taking
      the responsibility of, a cosigner of the report or supervisory appraiser. Any
      disagreements or comments, etc., resulting from the administrative review of
      this appraisal are fully explained on the attachment to this report.” (WebLGY
      notes are considered “the attachment to this report” referenced in this certification).
      b. SAR’s Responsibilities By making this certification together with the certifications
      already made when initially approved by VA, the SAR is certifying that he/she:
      • personally reviewed the appraisal report (see Topic 3 of this Chapter), •
      concurred with the fee appraiser’s recommendation, except as noted in WebLGY
      notes, • did not exert pressure or undue influence on the appraiser to change
      information or to reach a predetermined value for the subject property in order
      to accommodate the sale price or mortgage transaction, and • determined that
      the appraiser used methodologies that were appropriate and reasonable in light
      of industry-accepted appraisal techniques, made conclusions that were consistent,
      based upon the data in the report, and complied with applicable VA requirements.
      VA Pamphlet 26-7, Revised Chapter 13: Notices of Value 13-4'
  judgment: false
