source:
  type: regulation
  id: fnma-sel-b5-4.2-01
  authority: Fannie Mae Single Family Selling Guide B5-4.2-01, Native American Conventional Lending Initiative (NACLI)
    (06/26/2012)
  description: "Fannie Mae Single Family Selling Guide topic B5-4.2-01 (Native American Conventional Lending Initiative\
    \ (NACLI)). Gap-fill (verbatim, ID-diff). \n"
obligations:
- id: fnma-sel-b5-4.2-01-0
  canonical_id: fnma-sel-b5-4.2-01-0
  section: Fannie Mae Single Family Selling Guide B5-4.2-01
  description: 'B5-4.2-01 Native American Conventional Lending Initiative (NACLI): (06/26/2012) Introduction This
    topic contains information on Native American Conventional Lending Initiative (NACLI), including: Overview Lender
    Eligibility Eligibility Requirements Special Feature Codes Overview As part of Fannie Mae’s commitment to oﬀering
    conventional loan pro…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B5-4.2-01, Native American Conventional Lending Initiative
      (NACLI) (06/26/2012)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: '(06/26/2012) Introduction This topic contains information on Native American Conventional
      Lending Initiative (NACLI), including: Overview Lender Eligibility Eligibility Requirements Special Feature
      Codes Overview As part of Fannie Mae’s commitment to oﬀering conventional loan products to address special
      housing needs of the underserved, Fannie Mae developed its set of Native American conventional Housing Initiatives.
      Through these initiatives, Fannie Mae purchases conventional mortgages that are made to Native Americans.
      Lender Eligibility Any lender that is interested in participating in NACLI must obtain separate approval from
      Fannie Mae. Upon approval, the lender will obtain the applicable set of terms and conditions that may vary
      for the speciﬁc tribal community. Eligibility Requirements Tribes that have jurisdiction over lands restricted
      to tribal members are eligible. Before any lending may take place, a tribe’s ordinances must be reviewed to
      ensure that there is appropriate support for mortgage lending. This includes Fannie Mae’s conﬁrmation that
      the tribe has appropriate ordinances involving such issues as the recording of mortgages, resale, lien priority,
      foreclosure, and eviction. Special Feature Codes A lender must report SFC 221 for a mortgage originated under
      NACLI when it delivers a mortgage originated under Fannie Mae’s Native American Housing Initiatives. In addition,
      the lender should report all other applicable special feature codes that are needed to describe other special
      mortgage characteristics. Recent Related Announcements'
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B5-4.2-01 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
- id: fnma-sel-b5-4.2-01-1
  canonical_id: fnma-sel-b5-4.2-01-1
  section: Fannie Mae Single Family Selling Guide B5-4.2-01
  description: 'B5-4.2-01 Native American Conventional Lending Initiative (NACLI): , 2026 761 There are no recently
    issued Announcements related to this topic.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B5-4.2-01, Native American Conventional Lending Initiative
      (NACLI) (06/26/2012)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: ', 2026 761 There are no recently issued Announcements related to this topic.'
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B5-4.2-01 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
