source:
  type: regulation
  id: reg-x-1024.3
  authority: 12 CFR §1024.3 — E-Sign applicability (Regulation X)
  description: 12 CFR §1024.3 — E-Sign applicability.
  coverage_tier: context
obligations:
- id: reg-x-1024.3-full
  canonical_id: reg-x-1024.3-full
  section: 12 CFR §1024.3
  description: The disclosures required by this part may be provided in electronic form, subject to compliance
    with the consumer consent and other applicable provisions of the Electronic Signatures in Global and
    National Commerce Act (E-Sign Act) ( 15 U.S.C. 7001 et seq. ). [ 78 FR 10873 , Feb. 14, 2013] Electroni…
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 12 CFR §1024.3 — E-Sign applicability
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/1024.3
    snapshot_id: 165ab0d165ecb761
    fetched_at: '2026-06-17T17:50:53Z'
    content_hash: sha256:ecc8f19a9c5c10c8eb64bdb167fb56f9a2cf9608027d828a8d5044c4981b98e5
    paragraph_quote: The disclosures required by this part may be provided in electronic form, subject
      to compliance with the consumer consent and other applicable provisions of the Electronic Signatures
      in Global and National Commerce Act (E-Sign Act) ( 15 U.S.C. 7001 et seq. ). [ 78 FR 10873 , Feb.
      14, 2013] Electronic Signatures in Global and National Commerce Act CFR Toolbox Law about... Articles
      from Wex Table of Popular Names Parallel Table of Authorities Accessibility About LII Contact us
      Advertise here Help Terms of use Privacy
    drafter_attestation: Verbatim subsection of 12 CFR §1024.3 from Cornell LII snapshot 165ab0d165ecb761;
      body isolated between nav and notes; substring-verified.
  judgment: false
