source:
  type: guide
  id: fnma-svc-e-3.3-03
  authority: Fannie Mae Servicing Guide E-3.3-03 — Inspecting Properties Prior to
    Foreclosure Sale
  description: Fannie Mae Servicing Guide E-3.3-03 — Inspecting Properties Prior to
    Foreclosure Sale.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-3.3-03-full
  canonical_id: fnma-svc-e-3.3-03-full
  section: Fannie Mae Servicing Guide E-3.3-03 — Inspecting Properties Prior to Foreclosure
    Sale
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-3.3-03 — Inspecting Properties Prior to
      Foreclosure Sale
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-3.3-03, Inspecting Properties Prior to Foreclosure Sale (04/10/2019)
      The servicer must ensure that a thorough property inspection is completed before
      it decides to liquidate the mortgage loan by initiating foreclosure. When foreclosure
      proceedings are initiated, the servicer must ensure that a property inspection
      is completed within 35 days prior to foreclosure sale or in applicable foreclosure
      actions where there is no foreclosure sale and title is transferred by court
      order, the estimated court order docket date (if known) for all conventional
      mortgage loans, any FHA mortgage loan that cannot be conveyed to FHA, all VA
      mortgage loans for which VA would not establish an “upset price,” and any special
      servicing option RD mortgage loan. See D2-2-10, Requirements for Performing
      Property Inspections for requirements when a property inspection is needed and
      A4-2.1-02, Property Inspection Vendor Management and Oversight for additional
      requirements for property inspection vendors. The servicer must also follow
      the procedures in Reimbursement for Property Inspections and Property Preservation
      Expenses in F-1-05, Expense Reimbursement to submit for reimbursement of associated
      expenses. Published May 13, 2026 461 Recent Related Announcements The table
      below provides references to recently issued Announcements that are related
      to this topic. Announcements Issue Date Announcement SVC-2019-02 April 10, 2019
  judgment: false
