source:
  type: regulation
  id: safe-12cfr-1008.301
  authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
    § 1008.301 — Scope of this subpart
  description: '12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB),
    §1008.301 Scope of this subpart. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: safe-12cfr-1008.301-full
  canonical_id: safe-12cfr-1008.301-full
  section: 12 CFR §1008.301
  description: 'Scope of this subpart: This subpart establishes minimum requirements that apply to administration
    of the NMLSR by the Conference of State Bank Supervisors or by the Bureau. The NMLSR must accomplish the following
    objectives:'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: 'This subpart establishes minimum requirements that apply to administration of the NMLSR by
      the Conference of State Bank Supervisors or by the Bureau. The NMLSR must accomplish the following objectives:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 (whole section) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-a
  canonical_id: safe-12cfr-1008.301-a
  section: 12 CFR §1008.301(a)
  description: 'Scope of this subpart — (a): (a) Provide uniform license applications and reporting requirements
    for state-licensed loan originators.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (a) Provide uniform license applications and reporting requirements for state-licensed loan
      originators.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (a) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-b
  canonical_id: safe-12cfr-1008.301-b
  section: 12 CFR §1008.301(b)
  description: 'Scope of this subpart — (b): (b) Provide a comprehensive licensing and supervisory database.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (b) Provide a comprehensive licensing and supervisory database.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (b) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-c
  canonical_id: safe-12cfr-1008.301-c
  section: 12 CFR §1008.301(c)
  description: 'Scope of this subpart — (c): (c) Aggregate and improve the flow of information to and between regulators.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (c) Aggregate and improve the flow of information to and between regulators.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (c) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-d
  canonical_id: safe-12cfr-1008.301-d
  section: 12 CFR §1008.301(d)
  description: 'Scope of this subpart — (d): (d) Provide increased accountability and tracking of loan originators.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (d) Provide increased accountability and tracking of loan originators.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (d) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-e
  canonical_id: safe-12cfr-1008.301-e
  section: 12 CFR §1008.301(e)
  description: 'Scope of this subpart — (e): (e) Streamline the licensing process and reduce the regulatory burden.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (e) Streamline the licensing process and reduce the regulatory burden.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (e) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-f
  canonical_id: safe-12cfr-1008.301-f
  section: 12 CFR §1008.301(f)
  description: 'Scope of this subpart — (f): (f) Enhance consumer protections and support anti-fraud measures.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (f) Enhance consumer protections and support anti-fraud measures.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (f) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-g
  canonical_id: safe-12cfr-1008.301-g
  section: 12 CFR §1008.301(g)
  description: 'Scope of this subpart — (g): (g) Provide consumers with easily accessible information, offered at
    no charge, utilizing electronic media, including the Internet, regarding the employment history of, and publicly
    adjudicated disciplinary and enforcement actions against, loan originators.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (g) Provide consumers with easily accessible information, offered at no charge, utilizing electronic
      media, including the Internet, regarding the employment history of, and publicly adjudicated disciplinary
      and enforcement actions against, loan originators.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (g) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-h
  canonical_id: safe-12cfr-1008.301-h
  section: 12 CFR §1008.301(h)
  description: 'Scope of this subpart — (h): (h) Establish a means by which residential mortgage loan originators
    would, to the greatest extent possible, be required to act in the best interests of the consumer.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (h) Establish a means by which residential mortgage loan originators would, to the greatest
      extent possible, be required to act in the best interests of the consumer.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (h) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-i
  canonical_id: safe-12cfr-1008.301-i
  section: 12 CFR §1008.301(i)
  description: 'Scope of this subpart — (i): (i) Facilitate responsible behavior in the mortgage marketplace and
    provide comprehensive training and examination requirements related to mortgage lending.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (i) Facilitate responsible behavior in the mortgage marketplace and provide comprehensive training
      and examination requirements related to mortgage lending.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (i) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
- id: safe-12cfr-1008.301-j
  canonical_id: safe-12cfr-1008.301-j
  section: 12 CFR §1008.301(j)
  description: 'Scope of this subpart — (j): (j) Facilitate the collection and disbursement of consumer complaints
    on behalf of state and Federal mortgage regulators.'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1008 — SAFE Act Minimum State Licensing Standards for Mortgage Loan Originators (CFPB)
      § 1008.301
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1008
    snapshot_id: 8be7db7ff328d57d
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:d145571b2b30300b8a66c87fe89c457b2c3961ee4d853c3e9b551a7eb4f181bb
    paragraph_quote: (j) Facilitate the collection and disbursement of consumer complaints on behalf of state and
      Federal mortgage regulators.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1008.301 subsection (j) from snapshot 8be7db7ff328d57d;
      substring-verified.
  judgment: false
