source:
  type: regulation
  id: flood-12cfr-22.6
  authority: 12 CFR §22.6 — Required use of standard flood hazard determination form
  description: 12 CFR §22.6 — Required use of standard flood hazard determination
    form.
  coverage_tier: operative
obligations:
- id: flood-12cfr-22.6-full
  canonical_id: flood-12cfr-22.6-full
  section: 12 CFR §22.6 — Required use of standard flood hazard determination form
  type: do
  tags:
  - regulator-direct
  - flood
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 12 CFR §22.6 — Required use of standard flood hazard determination
      form
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/22.6
    snapshot_id: a2c5679307c12f7b
    fetched_at: '2026-06-17T20:22:50Z'
    content_hash: sha256:f793ef24d30fbe3c7ecd674e36bfc1e6704ba8a0e37c4015590c9313b89beaca
    paragraph_quote: § 22.6 Required use of standard flood hazard determination form.
      (a) Use of form. A national bank or Federal savings association shall use the
      standard flood hazard determination form developed by the Administrator of FEMA
      when determining whether the building or mobile home offered as collateral security
      for a loan is or will be located in a special flood hazard area in which flood
      insurance is available under the Act . The standard flood hazard determination
      form may be used in a printed, computerized, or electronic manner. A national
      bank or Federal savings association may obtain the standard flood hazard determination
      form from FEMA's Web site at www.fema.gov. (b) Retention of form. A national
      bank or Federal savings association shall retain a copy of the completed standard
      flood hazard determination form, in either hard copy or electronic form, for
      the period of time the bank or savings association owns the loan.
  judgment: false
