source:
  type: regulation
  id: hud-4000-1-specific-program-participants
  authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
  description: "HUD Handbook 4000.1 section \"Specific Program Participants\". Gap-fill (verbatim, title-diff).\
    \ \n"
obligations:
- id: hud-4000-1-specific-program-participants-0
  canonical_id: hud-4000-1-specific-program-participants-0
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: e. Specific Program Participants (09/30/2016) The following are actions
    and sanctions available for use in connection with the specific program participant listed. i. Appraisers (A)
    Notice of Deficiency (1) Standard A Notice of Deficiency (NOD) refers to a formal notification fro…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: e. Specific Program Participants (09/30/2016) The following are actions and sanctions available
      for use in connection with the specific program participant listed. i. Appraisers (A) Notice of Deficiency
      (1) Standard A Notice of Deficiency (NOD) refers to a formal notification from FHA to an Appraiser when a
      review identifies an error or lack of compliance. An NOD is not a sanction and is not considered severe enough
      to require remedial education or removal. An NOD is noted on the Appraiser’s record and multiple NODs may
      result in further action by FHA. (2) Cause An Appraiser may receive an NOD if an FHA review has determined
      gaps in due diligence and professionalism or errors or noncompliance. (3) Notice FHA will provide the Appraiser
      with written notice outlining deficiencies found in a specific appraisal. (4) Appeal An NOD is not a sanction
      and no appeal is available. (B) Remedial Education (1) Standard FHA may require an Appraiser to take remedial
      education on appraisal-related topics for failure to comply with the requirements outlined in this Handbook
      4000.1.
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-1
  canonical_id: hud-4000-1-specific-program-participants-1
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-2
  canonical_id: hud-4000-1-specific-program-participants-2
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: 1753 Last Revised: 11/26/2025 The Appraiser must complete remedial
    education within 60 Days of the date of notification and provide proof of successful completion. Failure to
    comply with a remedial education action may result in escalation of the action to an administrative sanct…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '1753 Last Revised: 11/26/2025 The Appraiser must complete remedial education within 60 Days
      of the date of notification and provide proof of successful completion. Failure to comply with a remedial
      education action may result in escalation of the action to an administrative sanction, including removal from
      the FHA Appraiser Roster. (2) Cause Cause for remedial education includes, but is not limited to, identification
      of more serious deficiencies in the appraisal report that indicate lack of competence, including incomplete
      data collection or support for analysis and conclusions. (3) Notice FHA will provide the Appraiser with written
      notice of the required remedial education that identifies the ground for the requirement. (4) Appeal Remedial
      education is not a sanction and no appeal is available. (C) Removal (1) Standard FHA may remove an Appraiser
      from the FHA Appraiser Roster for failure to comply with the requirements outlined in this Handbook 4000.1.
      The Appraiser may be required to take remedial education in addition to the removal. FHA will notify the state
      licensing or certification agency in writing when an Appraiser has received a final notice of removal from
      the FHA Appraiser Roster. HUD is required by law to refer Appraisers to these boards if HUD considers the
      actions to be of such magnitude or frequency as to warrant such referral. (2) Causes Causes for removal include,
      but are not limited to, any of the following: • significant deficiencies in appraisals, including noncompliance
      with Civil Rights requirements regarding appraisals; • losing standing as a state-certified Appraiser due
      to disciplinary action in any state in which the Appraiser is certified; • prosecution for committing, attempting
      to commit, or conspiring to commit fraud, misrepresentation, or any other offense that may reflect on the
      Appraiser’s character or integrity; • failure to perform appraisal functions in accordance with instructions
      and standards issued by HUD; • failure to comply with any agreement made between the Appraiser and HUD or
      with any certification made by the Appraiser;'
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-3
  canonical_id: hud-4000-1-specific-program-participants-3
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-4
  canonical_id: hud-4000-1-specific-program-participants-4
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: 1754 Last Revised: 11/26/2025 • issuance of a final debarment, suspension,
    or limited denial of participation; • failure to maintain eligibility requirements for placement on the Appraiser
    Roster as set forth under this subpart or any other instructions or standards issued by HUD…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '1754 Last Revised: 11/26/2025 • issuance of a final debarment, suspension, or limited denial
      of participation; • failure to maintain eligibility requirements for placement on the Appraiser Roster as
      set forth under this subpart or any other instructions or standards issued by HUD; or • failure to comply
      with HUD-imposed education requirements. (3) Notice An Appraiser that is debarred, suspended, subject to a
      limited denial of participation or has lost standing as a state-certified Appraiser due to disciplinary action
      or expiration of a state certification, will be automatically removed from the FHA Appraiser Roster and notified
      of the removal. In all other cases, the Appraiser will be given written notice of the proposed removal, and
      the notice will include the reasons for the proposed removal and the duration of the proposed removal. (4)
      Appeal The Appraiser will have 20 Days from the date of the notice of removal to submit a written response
      appealing the proposed removal and to request a conference. A request for a conference must be in writing
      and must be submitted along with a written response. Within 30 Days of FHA’s receipt of the Appraiser’s written
      response, or if the Appraiser has requested a conference, within 30 Days after the completion of the conference,
      an FHA official, designated by the Secretary, will review the appeal and will send a final decision either
      affirming, modifying, or canceling the removal from the Appraiser Roster. FHA may extend this time upon giving
      notice. The FHA official designated by the Secretary to review the appeal will not be someone involved in
      FHA’s initial removal decision nor will it be someone who reports to a person involved in that initial decision.
      If the Appraiser does not submit a written response, the removal will be effective 20 Days after the date
      of FHA’s initial removal notice. If the Appraiser submits a written response, and the removal decision is
      affirmed or modified, the removal or modification will be effective on the date of FHA’s notice affirming
      or modifying the initial removal decision. (5) Duration Removal from the FHA Appraiser Roster may be for a
      period of up to 12 months. If removal is the result of expiration or a disciplinary action by the licensing
      state, removal from the FHA Appraiser Roster will remain in effect until the appraisal credentials are reinstated
      by the issuing state.'
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-5
  canonical_id: hud-4000-1-specific-program-participants-5
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-6
  canonical_id: hud-4000-1-specific-program-participants-6
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: 1755 Last Revised: 11/26/2025 ii. 203(k) Consultants Removal (A)
    Standard FHA may remove a Consultant from the Roster for any cause that HUD determines to be detrimental to
    HUD or its programs. (B) Cause Cause for removal includes: • poor performance on a HUD QC review; • failure…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '1755 Last Revised: 11/26/2025 ii. 203(k) Consultants Removal (A) Standard FHA may remove a
      Consultant from the Roster for any cause that HUD determines to be detrimental to HUD or its programs. (B)
      Cause Cause for removal includes: • poor performance on a HUD QC review; • failure to comply with applicable
      regulations or other written instructions or standards issued by HUD; • failure to comply with applicable
      civil rights requirements; • misrepresentation or fraudulent statements; • failure to retain standing as a
      state-licensed architect or state-licensed engineer (unless the Consultant can demonstrate the required three
      years of experience as a home inspector or remodeling contractor); • failure to retain standing as a state-licensed
      home inspector, if the Consultant is located in a state that requires such licensing; or • failure to respond
      within a reasonable time to HUD inquiries or requests for documentation. A 203(k) Consultant who is debarred
      or suspended, subject to a Limited Denial of Participation (LDP), or otherwise ineligible to participate in
      an FHA transaction will be removed from the Roster. (C) Notice HUD will give the Consultant written notice
      of the proposed removal with reasons for the proposed removal and instructions for appeal or reinstatement.
      iii. Nonprofits and Governmental Entities (A) HUD Homes – Excess Profits FHA limits the costs that are eligible
      to be included in the NDC calculation and prohibits the nonprofit organization or Governmental Entity from
      reselling the repaired or improved properties at prices in excess of 110 percent of the allowed NDCs. If the
      Governmental Entity’s or HUD-approved Nonprofit’s resale price of the HUD Home exceeds 110 percent of the
      NDCs, or if non-allowable items that are included in the NDCs result in an excessive sales price, the HUD-approved
      Governmental'
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-7
  canonical_id: hud-4000-1-specific-program-participants-7
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-8
  canonical_id: hud-4000-1-specific-program-participants-8
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: 1756 Last Revised: 11/26/2025 Entity or Nonprofit must use the excess
    profit to pay down the existing Mortgage associated with that particular resale. (B) Removal from Roster (1)
    Standard FHA may remove a nonprofit from the list of HUD-approved nonprofit agencies for any cause th…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '1756 Last Revised: 11/26/2025 Entity or Nonprofit must use the excess profit to pay down the
      existing Mortgage associated with that particular resale. (B) Removal from Roster (1) Standard FHA may remove
      a nonprofit from the list of HUD-approved nonprofit agencies for any cause that HUD determines to be detrimental
      to FHA or any of its programs. Nonprofit agencies removed from the approved list must re-apply to HUD in accordance
      with instructions contained in Nonprofit and Governmental Entities Application and Approval Process. (2) Cause
      Cause for removal includes, but is not limited to, any of the following: • failure to comply with applicable
      Single Family regulations in this Handbook 4000.1 or other written instructions or standards issued by HUD;
      • failure to comply with applicable civil rights requirements; • holding a significant number of FHA-insured
      Mortgages that are in Default, foreclosure, or claim status (in determining the number considered “significant,”
      HUD may compare the number of insured Mortgages held by the nonprofit organization against the similar holdings
      of other nonprofit organizations); • debarment, suspension, being subject to a Limited Denial of Participation
      (LDP) or otherwise sanctioned by HUD; • failure to further all objectives described in the Affordable Housing
      Program Plan (AHPP); • misrepresentation or fraudulent statements; or • failure to respond to FHA inquiries,
      including recertification requests or other requests for further documentation, within 30 Days. (3) Notice
      and Appeal A nonprofit organization that is debarred or suspended, or subject to an LDP, will be automatically
      removed from the HUD Nonprofit Roster. In all other cases, the following procedures for removal apply: • HUD
      will give the nonprofit organization written notice of the proposed removal. The notice will include the reasons
      for the proposed removal and the duration of the proposed removal. • The nonprofit organization will have
      20 Days from the date of the notice (or longer, if provided in the notice) to submit a written response'
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-9
  canonical_id: hud-4000-1-specific-program-participants-9
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-10
  canonical_id: hud-4000-1-specific-program-participants-10
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: 1757 Last Revised: 11/26/2025 appealing the proposed removal and
    request a conference. A request for a conference must be in writing and must be submitted along with the written
    response. • A HUD official will review the appeal and provide an informal conference if requested. The…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '1757 Last Revised: 11/26/2025 appealing the proposed removal and request a conference. A request
      for a conference must be in writing and must be submitted along with the written response. • A HUD official
      will review the appeal and provide an informal conference if requested. The HUD official will send a response
      affirming, modifying, or canceling the removal. The HUD official will not have been involved in HUD’s initial
      removal decision. HUD will respond with a decision within 30 Days of receiving the response, or, if the nonprofit
      organization has requested a conference, within 30 Days after the completion of the conference. HUD may extend
      the 30-Day period by providing written notice to the nonprofit organization. • If the nonprofit organization
      does not submit a timely written response, the removal will be effective 20 Days after the date of HUD’s initial
      removal notice (or after a longer period provided in the notice). If a written response is submitted, and
      the initial removal decision is affirmed or modified, the removal will be effective on the date of HUD’s notice
      affirming or modifying the initial removal decision. iv. Real Estate Brokers (A) Removal for Good Cause HUD
      may rescind real estate brokers’ HUD registration and prohibit those brokers from participating in the sale
      of HUD REO Properties for good cause. Good cause includes, but is not limited to: • conviction under 18 U.S.C.
      371 or 1010 of a broker or by an agent supervised by that broker and acting within the scope of their duties;
      and • any of the following actions by a broker or an agent supervised by that broker and acting within the
      scope of their duties: o falsifying mortgage documents or aiding or abetting others in the use of false or
      misleading information including, but not limited to, forged or fraudulent gift letters and owner-occupant
      certifications; o acting in concert with an Appraiser to arrive at an artificial appraised value; o engaging
      in fraudulent activities that have led to Default and payment of an insurance claim; o failing to comply with
      earnest money collection, management, and disbursement procedures; o failing to maintain a current state license;
      o violating the Real Estate Settlement Procedures Act (RESPA); o failing to comply with civil rights requirements,
      including the Fair Housing Act and ECOA, in any real estate related transaction; o involvement in, or knowledge
      of, any fraudulent activity by any person involved in the HUD REO sales transaction; and'
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
- id: hud-4000-1-specific-program-participants-11
  canonical_id: hud-4000-1-specific-program-participants-11
  section: HUD Handbook 4000.1 — Specific Program Participants
  description: 'Specific Program Participants: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions
    and Sanctions Against Individuals and Other Program Participants'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - handbook-4000-1
  - section-complete
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 — Specific Program Participants (09/30/2016)
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5. Actions and Sanctions Against
      Individuals and Other Program Participants
    drafter_attestation: Verbatim paragraph from HUD 4000.1 section "Specific Program Participants", snapshot 8c03836f77f317e1;
      substring-verified. Title-diff gap-fill.
  judgment: false
