source:
  type: regulation
  id: va-38usc-3721
  authority: VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3721 — Incontestability
  description: 'VA Home Loan Guaranty (38 U.S.C. ch. 37), §3721 Incontestability. Captured section-complete from
    Cornell LII (verbatim).

    '
obligations:
- id: va-38usc-3721-full
  canonical_id: va-38usc-3721-full
  section: 38 U.S.C. §3721
  description: 'Incontestability: Any evidence of guaranty or insurance issued by the Secretary shall be conclusive
    evidence of the eligibility of the loan for guaranty or insurance under the provisions of this chapter and of
    the amount of such guaranty or insurance. Nothing in this section shall preclude the Secretary from establis…'
  type: dont
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3721
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/38/3721
    snapshot_id: 9a27ea1fb39ec2b5
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:13ec1620e3507ad9c5cd8430c691ebf9da939176be46e3795f4a540aa9d23480
    paragraph_quote: Any evidence of guaranty or insurance issued by the Secretary shall be conclusive evidence
      of the eligibility of the loan for guaranty or insurance under the provisions of this chapter and of the amount
      of such guaranty or insurance. Nothing in this section shall preclude the Secretary from establishing, as
      against the original lender, defenses based on fraud or material misrepresentation. The Secretary shall not,
      by reason of anything contained in this section, be barred from establishing, by regulations in force at the
      date of such issuance or disbursement, whichever is the earlier, partial defenses to the amount payable on
      the guaranty or insurance. ( Pub. L. 85–857 , Sept. 2, 1958 , 72 Stat. 1213 , § 1821; Pub. L. 101–237, title
      III, § 313(b)(1) , Dec. 18, 1989 , 103 Stat. 2077 ; renumbered § 3721, Pub. L. 102–83, § 5(a) , Aug. 6, 1991
      , 105 Stat. 406 .)
    drafter_attestation: Verbatim slice of 38 U.S.C. §3721 from Cornell LII snapshot 9a27ea1fb39ec2b5; body isolated
      between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
