source:
  type: guide
  id: hud-4000-1-ii-4-analysis-and-reporting-requirements
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — 4. Analysis
    and Reporting Requirements (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — 4. Analysis
    and Reporting Requirements (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-4-analysis-and-reporting-requirements-full
  canonical_id: hud-4000-1-ii-4-analysis-and-reporting-requirements-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — 4. Analysis
    and Reporting Requirements (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — 4. Analysis
      and Reporting Requirements (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '4. Analysis and Reporting Requirements (05/09/2022) The Appraiser
      must observe and analyze the entire Property that is the subject of the appraisal
      and report all characteristics of the Property that are relevant to value conclusion.
      The Appraiser must report the condition of the Property. II. ORIGINATION THROUGH
      POST-CLOSING/ENDORSEMENT F. Appraiser and Property Requirements for Title I
      Loans 5. Valuation Development – Chattel Handbook 4000.1 1148 Last Revised:
      11/26/2025 Inspection Requirements The Appraiser or a field inspector contracted
      by the Appraiser must inspect chattel property. The Appraiser must review and
      evaluate the work of any inspector and, in accordance with appraisal standards,
      incorporate those findings into the valuation opinion. The certified Appraiser
      must attest to the competency of the inspector and take full responsibility
      for the chattel interest conclusions when completing and finalizing the appraisal.
      If the Appraiser is appraising a real estate interest, the Appraiser must inspect
      the subject site. The Appraiser or the field inspector must inspect the Chattel.
      The conclusions about the observed conditions of the Property contribute to
      the rationale for the opinion of value. 5. Valuation Development – Chattel'
  judgment: false
