source:
  type: guide
  id: fnma-svc-e-4.5-05
  authority: Fannie Mae Servicing Guide E-4.5-05 — Filing MI Claims for HUD Section
    184 Mortgage Loans
  description: Fannie Mae Servicing Guide E-4.5-05 — Filing MI Claims for HUD Section
    184 Mortgage Loans.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-4.5-05-full
  canonical_id: fnma-svc-e-4.5-05-full
  section: Fannie Mae Servicing Guide E-4.5-05 — Filing MI Claims for HUD Section
    184 Mortgage Loans
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-4.5-05 — Filing MI Claims for HUD Section
      184 Mortgage Loans
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-4.5-05, Filing MI Claims for HUD Section 184 Mortgage Loans
      (11/12/2014) The servicer of HUD Section 184 mortgage loan that Fannie Mae held
      in its portfolio or that was in a special servicing option pool must ﬁle the
      application for mortgage loan guarantee beneﬁts on Fannie Mae’s behalf to ensure
      the claim settlement check is sent directly to Fannie Mae. The servicer must
      follow the procedures in Filing an MI Claim for a Section 184 Mortgage Loan
      in F-1-06, Filing an MI Claim for a Liquidated Mortgage Loan or Acquired Property,
      when the claim must be ﬁled on behalf of Fannie Mae. The servicer of a HUD Section
      184 mortgage loan that is in a regular servicing option MBS pool must make Fannie
      Mae whole when it assigns the mortgage to HUD. Therefore, it must ﬁle the application
      for loan guarantee beneﬁts in its own name. Recent Related Announcements There
      are no recently issued Announcements related to this topic.
  judgment: false
