source:
  type: regulation
  id: glba-safeguards-16cfr-314.4
  authority: 16 CFR §314.4 — Elements (FTC GLBA Safeguards Rule)
  description: '16 CFR §314.4 enumerates the nine required elements of the written

    information security program under the FTC Safeguards Rule.

    '
obligations:
- id: glba-safeguards-16cfr-314.4-full
  canonical_id: glba-safeguards-16cfr-314.4-full
  section: 16 CFR §314.4
  description: 'In order to develop, implement, and maintain your information security program, you shall:'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: 'In order to develop, implement, and maintain your information security program,
      you shall:'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-a
  canonical_id: glba-safeguards-16cfr-314.4-a
  section: 16 CFR §314.4(a)
  description: '(a): (a) Designate a qualified individual responsible for overseeing and implementing
    your information security program and enforcing your information security program (for purposes of
    this part, “Qualified Individual”). The Qualified Individual may be employed by you , an affiliate,
    or a service provide…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(a) Designate a qualified individual responsible for overseeing and implementing
      your information security program and enforcing your information security program (for purposes
      of this part, “Qualified Individual”). The Qualified Individual may be employed by you , an affiliate,
      or a service provider . To the extent the requirement in this paragraph (a) is met using a service
      provider or an affiliate, you shall: (1) Retain responsibility for compliance with this part; (2)
      Designate a senior member of your personnel responsible for direction and oversight of the Qualified
      Individual; and (3) Require the service provider or affiliate to maintain an information security
      program that protects you in accordance with the requirements of this part.'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-b
  canonical_id: glba-safeguards-16cfr-314.4-b
  section: 16 CFR §314.4(b)
  description: '(b): (b) Base your information security program on a risk assessment that identifies reasonably
    foreseeable internal and external risks to the security, confidentiality, and integrity of customer
    information that could result in the unauthorized disclosure, misuse, alteration, destruction, or
    other compr…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(b) Base your information security program on a risk assessment that identifies
      reasonably foreseeable internal and external risks to the security, confidentiality, and integrity
      of customer information that could result in the unauthorized disclosure, misuse, alteration, destruction,
      or other compromise of such information, and assesses the sufficiency of any safeguards in place
      to control these risks. (1) The risk assessment shall be written and shall include:'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) Criteria for the evaluation and categorization of identified security risks or
    threats you face; (ii) Criteria for the assessment of the confidentiality, integrity, and availability
    of your information systems and customer information , including the adequacy of the existing controls
    in the cont…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (i) Criteria for the evaluation and categorization of identified security risks or
      threats you face; (ii) Criteria for the assessment of the confidentiality, integrity, and availability
      of your information systems and customer information , including the adequacy of the existing controls
      in the context of the identified risks or threats you face; and (iii) Requirements describing how
      identified risks will be mitigated or accepted based on the risk assessment and how the information
      security program will address the risks. (2) You shall periodically perform additional risk assessments
      that reexamine the reasonably foreseeable internal and external risks to the security, confidentiality,
      and integrity of customer information that could result in the unauthorized disclosure, misuse,
      alteration, destruction, or other compromise of such information, and reassess the sufficiency of
      any safeguards in place to control these risks.
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-c
  canonical_id: glba-safeguards-16cfr-314.4-c
  section: 16 CFR §314.4(c)
  description: '(c): (c) Design and implement safeguards to control the risks you identify through risk
    assessment, including by: (1) Implementing and periodically reviewing access controls, including technical
    and, as appropriate, physical controls to:'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(c) Design and implement safeguards to control the risks you identify through risk
      assessment, including by: (1) Implementing and periodically reviewing access controls, including
      technical and, as appropriate, physical controls to:'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) Authenticate and permit access only to authorized users to protect against the
    unauthorized acquisition of customer information ; and (ii) Limit authorized users'' access only to
    customer information that they need to perform their duties and functions, or, in the case of customers,
    to access the…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (i) Authenticate and permit access only to authorized users to protect against the
      unauthorized acquisition of customer information ; and (ii) Limit authorized users' access only
      to customer information that they need to perform their duties and functions, or, in the case of
      customers, to access their own information; (2) Identify and manage the data, personnel, devices,
      systems, and facilities that enable you to achieve business purposes in accordance with their relative
      importance to business objectives and your risk strategy; (3) Protect by encryption all customer
      information held or transmitted by you both in transit over external networks and at rest. To the
      extent you determine that encryption of customer information , either in transit over external networks
      or at rest, is infeasible, you may instead secure such customer information using effective alternative
      compensating controls reviewed and approved by your Qualified Individual; (4) Adopt secure development
      practices for in-house developed applications utilized by you for transmitting, accessing, or storing
      customer information and procedures for evaluating, assessing, or testing the security of externally
      developed applications you utilize to transmit, access, or store customer information ; (5) Implement
      multi-factor authentication for any individual accessing any information system, unless your Qualified
      Individual has approved in writing the use of reasonably equivalent or more secure access controls;
      (6)
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) Develop, implement, and maintain procedures for the secure disposal of customer
    information in any format no later than two years after the last date the information is used in connection
    with the provision of a product or service to the customer to which it relates, unless such information
    is n…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (i) Develop, implement, and maintain procedures for the secure disposal of customer
      information in any format no later than two years after the last date the information is used in
      connection with the provision of a product or service to the customer to which it relates, unless
      such information is necessary for business operations or for other legitimate business purposes,
      is otherwise required to be retained by law or regulation, or where targeted disposal is not reasonably
      feasible due to the manner in which the information is maintained; and (ii) Periodically review
      your data retention policy to minimize the unnecessary retention of data; (7) Adopt procedures for
      change management; and (8) Implement policies, procedures, and controls designed to monitor and
      log the activity of authorized users and detect unauthorized access or use of, or tampering with,
      customer information by such users.
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-d
  canonical_id: glba-safeguards-16cfr-314.4-d
  section: 16 CFR §314.4(d)
  description: '(d): (d) (1) Regularly test or otherwise monitor the effectiveness of the safeguards''
    key controls, systems, and procedures, including those to detect actual and attempted attacks on,
    or intrusions into, information systems. (2) For information systems, the monitoring and testing shall
    include continuous…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(d) (1) Regularly test or otherwise monitor the effectiveness of the safeguards''
      key controls, systems, and procedures, including those to detect actual and attempted attacks on,
      or intrusions into, information systems. (2) For information systems, the monitoring and testing
      shall include continuous monitoring or periodic penetration testing and vulnerability assessments.
      Absent effective continuous monitoring or other systems to detect, on an ongoing basis, changes
      in information systems that may create vulnerabilities, you shall conduct:'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) Annual penetration testing of your information systems determined each given
    year based on relevant identified risks in accordance with the risk assessment; and (ii) Vulnerability
    assessments, including any systemic scans or reviews of information systems reasonably designed to
    identify publicly…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (i) Annual penetration testing of your information systems determined each given
      year based on relevant identified risks in accordance with the risk assessment; and (ii) Vulnerability
      assessments, including any systemic scans or reviews of information systems reasonably designed
      to identify publicly known security vulnerabilities in your information systems based on the risk
      assessment, at least every six months; and whenever there are material changes to your operations
      or business arrangements; and whenever there are circumstances you know or have reason to know may
      have a material impact on your information security program.
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-e
  canonical_id: glba-safeguards-16cfr-314.4-e
  section: 16 CFR §314.4(e)
  description: '(e): (e) Implement policies and procedures to ensure that personnel are able to enact
    your information security program by: (1) Providing your personnel with security awareness training
    that is updated as necessary to reflect risks identified by the risk assessment; (2) Utilizing qualified
    information se…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(e) Implement policies and procedures to ensure that personnel are able to enact
      your information security program by: (1) Providing your personnel with security awareness training
      that is updated as necessary to reflect risks identified by the risk assessment; (2) Utilizing qualified
      information security personnel employed by you or an affiliate or service provider sufficient to
      manage your information security risks and to perform or oversee the information security program;
      (3) Providing information security personnel with security updates and training sufficient to address
      relevant security risks; and (4) Verifying that key information security personnel take steps to
      maintain current knowledge of changing information security threats and countermeasures.'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-f
  canonical_id: glba-safeguards-16cfr-314.4-f
  section: 16 CFR §314.4(f)
  description: '(f): (f) Oversee service providers, by: (1) Taking reasonable steps to select and retain
    service providers that are capable of maintaining appropriate safeguards for the customer information
    at issue; (2) Requiring your service providers by contract to implement and maintain such safeguards;
    and (3) Peri…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(f) Oversee service providers, by: (1) Taking reasonable steps to select and retain
      service providers that are capable of maintaining appropriate safeguards for the customer information
      at issue; (2) Requiring your service providers by contract to implement and maintain such safeguards;
      and (3) Periodically assessing your service providers based on the risk they present and the continued
      adequacy of their safeguards.'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-g
  canonical_id: glba-safeguards-16cfr-314.4-g
  section: 16 CFR §314.4(g)
  description: '(g): (g) Evaluate and adjust your information security program in light of the results
    of the testing and monitoring required by paragraph (d) of this section; any material changes to your
    operations or business arrangements; the results of risk assessments performed under paragraph (b)(2)
    of this sectio…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (g) Evaluate and adjust your information security program in light of the results
      of the testing and monitoring required by paragraph (d) of this section; any material changes to
      your operations or business arrangements; the results of risk assessments performed under paragraph
      (b)(2) of this section; or any other circumstances that you know or have reason to know may have
      a material impact on your information security program.
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-h
  canonical_id: glba-safeguards-16cfr-314.4-h
  section: 16 CFR §314.4(h)
  description: '(h): (h) Establish a written incident response plan designed to promptly respond to, and
    recover from, any security event materially affecting the confidentiality, integrity, or availability
    of customer information in your control. Such incident response plan shall address the following areas:
    (1) The go…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(h) Establish a written incident response plan designed to promptly respond to,
      and recover from, any security event materially affecting the confidentiality, integrity, or availability
      of customer information in your control. Such incident response plan shall address the following
      areas: (1) The goals of the incident response plan; (2) The internal processes for responding to
      a security event ; (3) The definition of clear roles, responsibilities, and levels of decision-making
      authority; (4) External and internal communications and information sharing; (5) Identification
      of requirements for the remediation of any identified weaknesses in information systems and associated
      controls; (6) Documentation and reporting regarding security events and related incident response
      activities; and (7) The evaluation and revision as necessary of the incident response plan following
      a security event .'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) Require your Qualified Individual to report in writing, regularly and at least
    annually, to your board of directors or equivalent governing body. If no such board of directors or
    equivalent governing body exists, such report shall be timely presented to a senior officer responsible
    for your info…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(i) Require your Qualified Individual to report in writing, regularly and at least
      annually, to your board of directors or equivalent governing body. If no such board of directors
      or equivalent governing body exists, such report shall be timely presented to a senior officer responsible
      for your information security program. The report shall include the following information: (1) The
      overall status of the information security program and your compliance with this part; and (2) Material
      matters related to the information security program, addressing issues such as risk assessment,
      risk management and control decisions, service provider arrangements, results of testing, security
      events or violations and management''s responses thereto, and recommendations for changes in the
      information security program.'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-j
  canonical_id: glba-safeguards-16cfr-314.4-j
  section: 16 CFR §314.4(j)
  description: '(j): (j) Notify the Federal Trade Commission about notification events in accordance with
    paragraphs (j)(1) and (2) of this section. (1) Notification requirement. Upon discovery of a notification
    event as described in paragraph (j)(2) of this section, if the notification event involves the information
    of…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: '(j) Notify the Federal Trade Commission about notification events in accordance
      with paragraphs (j)(1) and (2) of this section. (1) Notification requirement. Upon discovery of
      a notification event as described in paragraph (j)(2) of this section, if the notification event
      involves the information of at least 500 consumers, you must notify the Federal Trade Commission
      as soon as possible, and no later than 30 days after discovery of the event. The notice shall be
      made electronically on a form to be located on the FTC''s website, https://www.ftc.gov. The notice
      shall include the following:'
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-i
  canonical_id: glba-safeguards-16cfr-314.4-i
  section: 16 CFR §314.4(i)
  description: '(i): (i) The name and contact information of the reporting financial institution ; (ii)
    A description of the types of information that were involved in the notification event ; (iii) If
    the information is possible to determine, the date or date range of the notification event ; (iv)
    The number of consume…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (i) The name and contact information of the reporting financial institution ; (ii)
      A description of the types of information that were involved in the notification event ; (iii) If
      the information is possible to determine, the date or date range of the notification event ; (iv)
      The number of consumers affected or potentially affected by the notification event ;
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: glba-safeguards-16cfr-314.4-v
  canonical_id: glba-safeguards-16cfr-314.4-v
  section: 16 CFR §314.4(v)
  description: '(v): (v) A general description of the notification event ; and (vi) Whether any law enforcement
    official has provided you with a written determination that notifying the public of the breach would
    impede a criminal investigation or cause damage to national security, and a means for the Federal
    Trade Comm…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 16 CFR §314.4(a)
    source_class: ftc-safeguards-rule
    source_url: https://www.law.cornell.edu/cfr/text/16/314.4
    snapshot_id: a89e99935cd86201
    fetched_at: '2026-05-24T00:44:11Z'
    content_hash: sha256:c0814887f09180eee69b05e5709d494f84f26910aa28c0bf02263a44af36f43e
    paragraph_quote: (v) A general description of the notification event ; and (vi) Whether any law enforcement
      official has provided you with a written determination that notifying the public of the breach would
      impede a criminal investigation or cause damage to national security, and a means for the Federal
      Trade Commission to contact the law enforcement official. A law enforcement official may request
      an initial delay of up to 30 days following the date when notice was provided to the Federal Trade
      Commission . The delay may be extended for an additional period of up to 60 days if the law enforcement
      official seeks such an extension in writing. Additional delay may be permitted only if the Commission
      staff determines that public disclosure of a security event continues to impede a criminal investigation
      or cause damage to national security. (2) Notification event treated as discovered. A notification
      event shall be treated as discovered as of the first day on which such event is known to you . You
      shall be deemed to have knowledge of a notification event if such event is known to any person,
      other than the person committing the breach, who is your employee, officer, or other agent. [ 86
      FR 70307 , Dec. 9, 2021, as amended at 88 FR 77508 , Nov. 13, 2023] CFR Toolbox Law about... Articles
      from Wex Table of Popular Names Parallel Table of Authorities Accessibility About LII Contact us
      Advertise here Help Terms of use Privacy
    drafter_attestation: Verbatim subsection of 16 CFR §314.4 from Cornell LII snapshot a89e99935cd86201;
      body isolated between nav and notes; substring-verified.
  judgment: false
