source:
  type: guide
  id: hud-4000-1-i-a-definition
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — a. Definition (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — a. Definition (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-a-definition-full
  canonical_id: hud-4000-1-i-a-definition-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I
  description: "Definition: a. Definition (09/14/2015) \nAppraiser refers to an FHA Roster Appraiser who\
    \ observes, analyzes, and reports the \nphysical and economic characteristics of a Property and provides\
    \ an opinion of value to \nFHA. An Appraiser’s observation is limited to readily observable conditions\
    \ and is not as \ncompreh…"
  type: do
  tags:
  - regulator-direct
  - section-complete
  - hud
  - 4000-1
  - curated
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — a. Definition (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: "a. Definition (09/14/2015) \nAppraiser refers to an FHA Roster Appraiser who observes,\
      \ analyzes, and reports the \nphysical and economic characteristics of a Property and provides an\
      \ opinion of value to \nFHA. An Appraiser’s observation is limited to readily observable conditions\
      \ and is not as \ncomprehensive an inspection as one performed by a licensed home inspector."
    drafter_attestation: Verbatim section from snapshot 8c03836f77f317e1; boundary human-curated + substring-verified
      (2026-07-23).
  judgment: false
