source:
  type: regulation
  id: fhlmc-2403.4
  authority: Freddie Mac Single-Family Seller/Servicer Guide §2403.4 — Consent to conduct Electronic Transactions
    (12/17/25)
  description: "Freddie Mac Guide §2403.4 (Consent to conduct Electronic Transactions). Gap-fill (verbatim, ID-diff).\
    \ \n"
obligations:
- id: fhlmc-2403.4-0
  canonical_id: fhlmc-2403.4-0
  section: Freddie Mac Guide 2403.4
  description: '2403.4 Consent to conduct Electronic Transactions: (12/17/25) This section contains requirements
    related to: ■ Consent to conduct electronic transactions ■ System security ■ Access to copies of transaction
    records (a) Consent to conduct electronic transactions The Seller consents to conduct Electronic Transactions,
    as defined in …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §2403.4 — Consent to conduct Electronic Transactions
      (12/17/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '(12/17/25) This section contains requirements related to: ■ Consent to conduct electronic
      transactions ■ System security ■ Access to copies of transaction records (a) Consent to conduct electronic
      transactions The Seller consents to conduct Electronic Transactions, as defined in Chapter 1401, with Freddie
      Mac using Loan Selling Advisor® including, but not limited to, using Records, Electronic Records and Electronic
      Signatures in accordance with and as defined in Chapter 1401 and agrees that the Seller will be bound by the
      terms and conditions of such Electronic Transactions. When using Loan Selling Advisor, the Seller will make
      on-screen selections by “clicking on” certain designated items, icons or buttons to signify the Seller’s selection
      and/or agreement with various terms and conditions presented within Loan Selling Advisor. The Seller’s Electronic
      Signature includes, but is not necessarily limited to, the process or action of "clicking on" such designated
      items, icons or buttons. (b) System security Without limiting the provisions of Chapter 2401, Freddie Mac,
      in its sole discretion, will provide Sellers, Document Custodians and Warehouse Lenders with, or require Sellers,
      Document Custodians and Warehouse Lenders to create, user IDs, passwords, personal identification numbers
      and/or access codes, as applicable, to permit secure access to Loan Selling Advisor®. Sellers, Document Custodians
      and Warehouse Lenders must adopt security'
    drafter_attestation: Verbatim from Freddie Guide §2403.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-2403.4-1
  canonical_id: fhlmc-2403.4-1
  section: Freddie Mac Guide 2403.4
  description: '2403.4 Consent to conduct Electronic Transactions: 403-8 measures in accordance with Sections 1302.2,
    1401.2(c), 1401.2(d), 2401.1 and 2403.2(a)(vii), as applicable. When a previously authorized user’s access must
    be terminated, the Seller, Document Custodian or Warehouse Lender must revoke the authorized user’s access as
    describ…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §2403.4 — Consent to conduct Electronic Transactions
      (12/17/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '403-8 measures in accordance with Sections 1302.2, 1401.2(c), 1401.2(d), 2401.1 and 2403.2(a)(vii),
      as applicable. When a previously authorized user’s access must be terminated, the Seller, Document Custodian
      or Warehouse Lender must revoke the authorized user’s access as described in Section 2403.2(b). Alternatively,
      if the Seller, Document Custodian or Warehouse Lender is not enrolled in Freddie Mac Access Manager, they
      may request termination of access of a previously authorized employee by notifying Freddie Mac at CSA_Operations@FreddieMac.com.
      Freddie Mac will make commercially reasonable efforts to prevent the terminated employee from accessing Loan
      Selling Advisor promptly after the initial request, but cannot guarantee that it can prevent that employee
      from accessing Loan Selling Advisor before access has been terminated. Although Freddie Mac reserves the right
      to verify the information relating to any new authorized user identified, neither the Seller, Document Custodian
      nor Warehouse Lender may consider our failure to do so an act of negligence. (c) Access to copies of transaction
      records The Seller acknowledges and agrees that its ongoing access to copies of Records and Electronic Records
      related to any Electronic Transactions, as those terms are defined in Chapter 1401, conducted by the Seller
      using Loan Selling Advisor® will be: ■ Paper copies the Seller prints out using the Seller’s computer print
      capabilities and its printer; or ■ Electronic copies the Seller is able to download to its computer or copy
      to a disk Accordingly, the Seller assumes responsibility for obtaining and retaining copies of any such Records
      and Electronic Records for the Seller’s future reference. If the Seller is unable to print, download or copy
      any of the Records or Electronic Records, the Seller may contact Freddie Mac for assistance in obtaining copies
      of the Electronic Records that Freddie Mac may have stored.'
    drafter_attestation: Verbatim from Freddie Guide §2403.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-2403.4-2
  canonical_id: fhlmc-2403.4-2
  section: Freddie Mac Guide 2403.4
  description: '2403.4 Consent to conduct Electronic Transactions: -Family Seller/Servicer Bulletin Chapter 2404
    As of 04/08/26'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §2403.4 — Consent to conduct Electronic Transactions
      (12/17/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: -Family Seller/Servicer Bulletin Chapter 2404 As of 04/08/26
    drafter_attestation: Verbatim from Freddie Guide §2403.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-2403.4-3
  canonical_id: fhlmc-2403.4-3
  section: Freddie Mac Guide 2403.4
  description: '2403.4 Consent to conduct Electronic Transactions: 404-1 Chapter 2404: System-Specific Licenses
    for Servicing Tools and Systems'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §2403.4 — Consent to conduct Electronic Transactions
      (12/17/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '404-1 Chapter 2404: System-Specific Licenses for Servicing Tools and Systems'
    drafter_attestation: Verbatim from Freddie Guide §2403.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
