source:
  type: guide
  id: va-m26-7-ch12-t21
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 21 — Defective
    Conditions
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 21 — Defective
    Conditions.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t21-full
  canonical_id: va-m26-7-ch12-t21-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 21 — Defective
    Conditions
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 21 — Defective
      Conditions
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '21. Defective Conditions Change Date October 18, 2019 • This
      chapter has been revised in its entirety. a. Definition Conditions which impair
      the safety, sanitation, or structural soundness of the dwelling will cause the
      property to be unacceptable until the defects or conditions have been remedied
      and the probability of further damage eliminated. The integrity of the envelope
      of the structure must not be compromised. b. Appraisals “Subject to” Repair
      of Defective Conditions Appraisals must be prepared “subject to” the repair
      of any defective conditions with the contributory value of the completed repair
      included in value. c. Examples Examples of defective conditions include: • defective
      construction, • poor workmanship, • evidence of continuing settlement, • excessive
      dampness, • leakage, • decay, and • termites. VA Pamphlet 26-7, Revised Chapter
      12: Minimum Property Requirements 12-29'
  judgment: false
