source:
  type: guide
  id: va-m26-7-ch10-t15
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 15 — Warranty
    Requirements for New Construction
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 15 — Warranty
    Requirements for New Construction.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch10-t15-full
  canonical_id: va-m26-7-ch10-t15-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 15 — Warranty
    Requirements for New Construction
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 15 — Warranty
      Requirements for New Construction
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 454f0e7af6f49c3b
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:0551eb031df071b1ef69a627ad29b5a2c41dc00e3e2b9ccd421133b2561fa57d
    paragraph_quote: '15. Warranty Requirements for New Construction Change Date March
      11, 2019 • This chapter has been revised in its entirety. a. New Construction
      Warranties On a new construction property, the Veteran must be provided with:
      • a 1-year warranty on VA Form 26-1859, Warranty of Completion of Construction,
      or • a 10-year, insurance backed warranty. b. Evidence of Construction Completion
      Evidence that the new construction property was satisfactorily completed will
      be documented as follows: • If the local authority performs foundation, framing
      and final inspections, VA will accept the certificate of occupancy as evidence
      of local authority inspections and satisfactory completion of construction in
      compliance with local building code requirements. If the local authority does
      not issue a certificate of occupancy, copies of the three satisfactory inspection
      reports or a written statement from the local authority confirming the three
      inspections were completed and that the construction was found to be satisfactory
      will be acceptable. • If the local authority does not provide construction inspections,
      the lender must certify that the property is complete (both on-site and off-
      site improvements), and that it meets VA MPRs for existing construction (see
      Chapter 12 of this Handbook). VA Pamphlet 26-7, Revised Chapter 10: Appraisal
      Process 10-27'
  judgment: false
