source:
  type: regulation
  id: reg-z-1026.30
  authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30 — Limitation on rates
  description: '12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB), §1026.30 Limitation on rates.
    Captured section-complete (all subsections verbatim).

    '
obligations:
- id: reg-z-1026.30-full
  canonical_id: reg-z-1026.30-full
  section: 12 CFR §1026.30
  description: '&#xA7; 1026.30 Limitation on rates. A creditor shall include in any consumer credit contract
    secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed
    during the term of the obligation when:'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1026
    snapshot_id: 2f0bd06c71cf3f0e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e0a28cfac50c4af33e4aadc64dd0e5a3910ddee6364620a5d646f8388be29466
    paragraph_quote: '&#xA7; 1026.30 Limitation on rates. A creditor shall include in any consumer credit
      contract secured by a dwelling and subject to the Act and this part the maximum interest rate that
      may be imposed during the term of the obligation when:'
    drafter_attestation: Verbatim subsection of CFR §1026.30 from eCFR snapshot 2f0bd06c71cf3f0e; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: reg-z-1026.30-a
  canonical_id: reg-z-1026.30-a
  section: 12 CFR §1026.30(a)
  description: '(a): (a) In the case of closed-end credit, the annual percentage rate may increase after
    consummation, or'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1026
    snapshot_id: 2f0bd06c71cf3f0e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e0a28cfac50c4af33e4aadc64dd0e5a3910ddee6364620a5d646f8388be29466
    paragraph_quote: (a) In the case of closed-end credit, the annual percentage rate may increase after
      consummation, or
    drafter_attestation: Verbatim subsection of CFR §1026.30 from eCFR snapshot 2f0bd06c71cf3f0e; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: reg-z-1026.30-b
  canonical_id: reg-z-1026.30-b
  section: 12 CFR §1026.30(b)
  description: '(b): (b) In the case of open-end credit, the annual percentage rate may increase during
    the plan. Subpart E&#x2014;Special Rules for Certain Home Mortgage Transactions'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 1026 — Regulation Z (Truth in Lending Act, CFPB) § 1026.30
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1026
    snapshot_id: 2f0bd06c71cf3f0e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e0a28cfac50c4af33e4aadc64dd0e5a3910ddee6364620a5d646f8388be29466
    paragraph_quote: (b) In the case of open-end credit, the annual percentage rate may increase during
      the plan. Subpart E&#x2014;Special Rules for Certain Home Mortgage Transactions
    drafter_attestation: Verbatim subsection of CFR §1026.30 from eCFR snapshot 2f0bd06c71cf3f0e; section-bounded
      by § markers; substring-verified.
  judgment: false
