source:
  type: guide
  id: hud-4000-1-v-b-loan-level-actions-and-sanctions
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — b. Loan Level
    Actions and Sanctions (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — b. Loan
    Level Actions and Sanctions (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-b-loan-level-actions-and-sanctions-full
  canonical_id: hud-4000-1-v-b-loan-level-actions-and-sanctions-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — b. Loan Level
    Actions and Sanctions (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — b. Loan
      Level Actions and Sanctions (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Loan Level Actions and Sanctions (09/14/2015) FHA has the
      authority to pursue loan level actions and sanctions reasonably related to a
      Mortgagee’s underlying violations. 4. Mortgagee Review Board Actions and Sanctions
      The MRB is authorized to impose civil money penalties and take administrative
      action against any FHA-approved Mortgagee that does not comply with HUD and
      FHA statutory, regulatory, and any Handbook requirements, the Real Estate Settlement
      Procedures Act (RESPA), or the nondiscrimination requirements of the ECOA, the
      Fair Housing Act, or Executive Order 11063 on Equal Opportunity in Housing.
      V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 4. Mortgagee Review
      Board Actions and Sanctions Handbook 4000.1 1743 Last Revised: 11/26/2025'
  judgment: false
