source:
  type: regulation
  id: fha-24cfr-203.27
  authority: 24 CFR §203.27 — Charges, fees or discounts
  description: '24 CFR §203.27 limits the charges, fees, and discounts an FHA-approved

    mortgagee may collect from the mortgagor.

    '
obligations:
- id: fha-24cfr-203.27-a
  canonical_id: fha-24cfr-203.27-a
  section: 24 CFR §203.27(a)
  description: '(a): (a) The mortgagee may collect from the mortgagor the following charges, fees or discounts:
    (1) [Reserved] (2) A charge to compensate the mortgagee for expenses incurred in originating and closing
    the loan, provided that the Commissioner may establish limitations on the amount of any such charge.
    (3)…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.27(a)(2)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.27
    snapshot_id: ef580588af5baff4
    fetched_at: '2026-05-22T18:52:42Z'
    content_hash: sha256:dc948122514d96d20cc668dc8b62c4e555b9890afaa87dd943fb9a70d12c80aa
    paragraph_quote: '(a) The mortgagee may collect from the mortgagor the following charges, fees or
      discounts: (1) [Reserved] (2) A charge to compensate the mortgagee for expenses incurred in originating
      and closing the loan, provided that the Commissioner may establish limitations on the amount of
      any such charge. (3) Reasonable and customary amounts, but not more than the amount actually paid
      by the mortgagee , for any of the following items:'
    drafter_attestation: Verbatim subsection of 24 CFR §203.27 from Cornell LII snapshot ef580588af5baff4;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.27-i
  canonical_id: fha-24cfr-203.27-i
  section: 24 CFR §203.27(i)
  description: '(i): (i) Recording fees and recording taxes or other charges incident to recordation;
    (ii) Credit Report; (iii) Survey, if required by mortgagee or mortgagor ; (iv) Title examination;
    title insurance, if any;'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.27(a)(2)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.27
    snapshot_id: ef580588af5baff4
    fetched_at: '2026-05-22T18:52:42Z'
    content_hash: sha256:dc948122514d96d20cc668dc8b62c4e555b9890afaa87dd943fb9a70d12c80aa
    paragraph_quote: (i) Recording fees and recording taxes or other charges incident to recordation;
      (ii) Credit Report; (iii) Survey, if required by mortgagee or mortgagor ; (iv) Title examination;
      title insurance, if any;
    drafter_attestation: Verbatim subsection of 24 CFR §203.27 from Cornell LII snapshot ef580588af5baff4;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.27-v
  canonical_id: fha-24cfr-203.27-v
  section: 24 CFR §203.27(v)
  description: '(v): (v) Fees paid to an appraiser or inspector approved by the Commissioner for the appraisal
    and inspection , if required, of the property. Notwithstanding any limitations in this paragraph (a)(3)
    if the mortgagee is permitted by applicable regulations to use the services of staff appraisers and
    inspec…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.27(a)(2)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.27
    snapshot_id: ef580588af5baff4
    fetched_at: '2026-05-22T18:52:42Z'
    content_hash: sha256:dc948122514d96d20cc668dc8b62c4e555b9890afaa87dd943fb9a70d12c80aa
    paragraph_quote: (v) Fees paid to an appraiser or inspector approved by the Commissioner for the appraisal
      and inspection , if required, of the property. Notwithstanding any limitations in this paragraph
      (a)(3) if the mortgagee is permitted by applicable regulations to use the services of staff appraisers
      and inspectors for processing mortgages, and does so, the mortgagee may collect from the mortgagor
      the reasonable and customary amounts for such appraisals and inspections. (vi) Such other reasonable
      and customary charges as may be authorized by the Commissioner . (4) Reasonable and customary charges
      in the nature of discounts. (5) Interest from the date of closing or the date on which the mortgagee
      disburses the mortgage proceeds to the account of the mortgagor or the mortgagor 's creditors, whichever
      is later, to the date of the beginning of amortization .
    drafter_attestation: Verbatim subsection of 24 CFR §203.27 from Cornell LII snapshot ef580588af5baff4;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.27-d
  canonical_id: fha-24cfr-203.27-d
  section: 24 CFR §203.27(d)
  description: '(d): (d) Before the insurance of any mortgage , the mortgagee shall furnish to the Secretary
    a signed statement in a form satisfactory to the Secretary listing any charge, fee or discount collected
    by the mortgagee from the mortgagor . All charges, fees or discounts are subject to review by the
    Secretary…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.27(a)(2)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.27
    snapshot_id: ef580588af5baff4
    fetched_at: '2026-05-22T18:52:42Z'
    content_hash: sha256:dc948122514d96d20cc668dc8b62c4e555b9890afaa87dd943fb9a70d12c80aa
    paragraph_quote: (d) Before the insurance of any mortgage , the mortgagee shall furnish to the Secretary
      a signed statement in a form satisfactory to the Secretary listing any charge, fee or discount collected
      by the mortgagee from the mortgagor . All charges, fees or discounts are subject to review by the
      Secretary both before and after endorsement under § 203.255 .
    drafter_attestation: Verbatim subsection of 24 CFR §203.27 from Cornell LII snapshot ef580588af5baff4;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.27-e
  canonical_id: fha-24cfr-203.27-e
  section: 24 CFR §203.27(e)
  description: '(e): (e) Nothing in this section will be construed as prohibiting the mortgagor from dealing
    through a broker who does not represent the mortgagee , if he prefers to do so, and paying such compensation
    as is satisfactory to the mortgagor in order to obtain mortgage financing. [ 36 FR 24508 , Dec. 22,
    197…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.27(a)(2)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.27
    snapshot_id: ef580588af5baff4
    fetched_at: '2026-05-22T18:52:42Z'
    content_hash: sha256:dc948122514d96d20cc668dc8b62c4e555b9890afaa87dd943fb9a70d12c80aa
    paragraph_quote: (e) Nothing in this section will be construed as prohibiting the mortgagor from dealing
      through a broker who does not represent the mortgagee , if he prefers to do so, and paying such
      compensation as is satisfactory to the mortgagor in order to obtain mortgage financing. [ 36 FR
      24508 , Dec. 22, 1971, as amended at 43 FR 19846 , May 9, 1978; 45 FR 30602 , May 8, 1980; 45 FR
      33966 , May 21, 1980; 47 FR 29525 , July 7, 1982; 48 FR 11940 , Mar. 22, 1983; 48 FR 28804 , June
      23, 1983; 49 FR 19457 , May 8, 1984; 57 FR 58347 , Dec. 9, 1992; 58 FR 13537 , Mar. 12, 1993; 73
      FR 68239 , Nov. 17, 2008] CFR Toolbox Law about... Articles from Wex Table of Popular Names Parallel
      Table of Authorities Accessibility About LII Contact us Advertise here Help Terms of use Privacy
    drafter_attestation: Verbatim subsection of 24 CFR §203.27 from Cornell LII snapshot ef580588af5baff4;
      body isolated between nav and notes; substring-verified.
  judgment: false
