source:
  type: guide
  id: hud-4000-1-iii-d-insured-mortgages-on-indian-land-section-248-mortgages
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part III — d. Insured
    Mortgages on Indian Land (Section 248 Mortgages) (01/01/2025)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part III — d. Insured
    Mortgages on Indian Land (Section 248 Mortgages) (01/01/2025).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iii-d-insured-mortgages-on-indian-land-section-248-mortgages-full
  canonical_id: hud-4000-1-iii-d-insured-mortgages-on-indian-land-section-248-mortgages-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part III — d. Insured
    Mortgages on Indian Land (Section 248 Mortgages) (01/01/2025)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part III — d. Insured
      Mortgages on Indian Land (Section 248 Mortgages) (01/01/2025)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'd. Insured Mortgages on Indian Land (Section 248 Mortgages)
      (01/01/2025) i. Face-to-Face Interviews The Mortgagee must have a face-to-face
      interview with the Borrower or make a reasonable effort to arrange a face-to-face
      interview no later than the 61st Day of delinquency. (A) Face-to-Face Meetings
      Not Required The Mortgagee is not required to conduct a face-to-face interview
      if: • the Borrower has clearly indicated that they will not cooperate with a
      face-to- face interview; or • the Borrower’s payment is current due to an agreed-upon
      Repayment Plan or Forbearance Plan; and • a reasonable effort to arrange a meeting
      with the Borrower is unsuccessful. (B) Arranging a Face-to-Face Interview (1)
      Standard To arrange the face-to-face interview, the Mortgagee must: • make at
      least one telephone call to the Borrower; • send one letter certified by the
      U.S. Postal Service as having been dispatched; and • make one trip to visit
      the Borrower at the mortgaged Property. The Mortgagee must provide the following
      in each attempt to arrange the face-to- face interview: • the availability of
      face-to-face interviews; and • how to schedule the interview. (2) Required Documentation
      The Mortgagee must document in its Servicing File all attempts in contacting
      the Borrower to arrange a face-to-face interview, information about the interview,
      and any decisions or follow-up needed as a result of the interview. ii. Information
      Provided to the Borrower (A) Standard The Mortgagee must inform the Borrower
      of the following: • that information regarding the status and payment history
      of the Borrower’s Mortgage may be made available to credit bureaus and prospective
      creditors; • other available mortgage assistance, if any; and III. SERVICING
      AND LOSS MITIGATION A. Title II Insured Housing Programs Forward Mortgages 3.
      Programs and Products - Insured Mortgages on Indian Land (Section 248 Mortgages)
      (01/01/2025) Handbook 4000.1 1352 Last Revised: 11/26/2025 • contact information
      for the FHA Resource Center (1-800-CALLFHA (1-800- 225-5342) and answers@hud.gov)
      and that the FHA Resource Center is prepared to accept calls from persons who
      are deaf or hard of hearing, as well as individuals with speech or communication
      disabilities. (B) Required Documentation The Mortgagee must note in its Servicing
      File when and how the Borrower was informed of the information above. III. SERVICING
      AND LOSS MITIGATION A. Title II Insured Housing Programs Forward Mortgages'
  judgment: false
