source:
  type: guide
  id: fhlmc-2301.3
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 2301.3 — Appeals
    and final decision
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 2301.3 — Appeals
    and final decision.
  coverage_tier: operative
obligations:
- id: fhlmc-2301.3-full
  canonical_id: fhlmc-2301.3-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 2301.3 — Appeals
    and final decision
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 2301.3 — Appeals
      and final decision
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '2301.3: Appeals and final decision (12/17/25) This section contains
      requirements for: ■ Eligibility for appeal ■ Final decision (a) Eligibility
      for appeal The provisions of this section do not apply to Sellers and Servicers
      approved by Freddie Mac on or after October 3, 2012 to sell and/or service Mortgages.
      Those Sellers and Servicers do not have a right to appeal Freddie Mac’s notice
      of determination to disqualify or suspend. A Seller or Servicer approved to
      sell and/or service Mortgages for Freddie Mac prior to October 3, 2012 may write
      to Freddie Mac (see Directory 1) to appeal a determination to disqualify or
      suspend with cause pursuant to Section 2301.1(b)(i). (i) Deadline for filling
      an appeal The appeal must be postmarked or hand delivered no later than 15 days:
      ■ From the date the Seller or the Servicer received written notice of Freddie
      Mac’s intention to suspend or disqualify, or ■ If prior written notice was not
      provided by Freddie Mac, from the date the Seller or Servicer received written
      confirmation of Freddie Mac’s oral notice to suspend or disqualify If an appeal
      is not filed within the 15-day period, the Seller or Servicer will be deemed
      to have waived its right to appeal. (ii) Required documentation for appeal Any
      appeal must provide Freddie Mac with information and documentation that clearly
      supports the Seller’s or Servicer’s request for reconsideration of Freddie Mac’s
      disqualification or suspension determination. Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 2301 As of 12/17/25 Page 2301-8 (b) Final decision (i) Eligibility
      for appeal review Freddie Mac’s Vice President—Counterparty Credit Risk Management,
      or that person’s designee, will review the appeal of the Seller/Servicer if
      eligible to file an appeal under Section 2301.3(a) before rendering a final
      decision. (ii) Appeal final decision The Vice President—Counterparty Credit
      Risk Management, or that person’s designee, will then render a final decision
      in writing to the Seller/Servicer either affirming, reversing or modifying Freddie
      Mac’s prior determination to disqualify or suspend. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 2401 As of 12/17/25 Page 2401-1 Chapter 2401:
      Master Systems License'
  judgment: false
