source:
  type: guide
  id: fnma-svc-f-2-06
  authority: Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for
    Workout Options
  description: Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for
    Workout Options.
  coverage_tier: operative
obligations:
- id: fnma-svc-f-2-06-full
  canonical_id: fnma-svc-f-2-06-full
  section: Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for Workout
    Options
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for
      Workout Options
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'F-2-06, Mortgage Insurer Delegations for Workout Options (07/09/2025)
      Introduction This exhibit contains information related to mortgage insurer delegations
      for workout options. Mortgage Insurer Delegations for Workout Options Mortgage
      Insurer Delegations for Workout Options Fannie Mae has obtained a delegation
      of authority on behalf of all servicers from each of the mortgage insurers identiﬁed
      below for the workout options listed. If Fannie Mae has not obtained a delegation
      of authority from the mortgage insurer for any particular workout option, the
      servicer must either obtain this delegation or seek Published May 13, 2026 712
      mortgage insurer approval. Fannie Mae Flex Modiﬁcation: Arch MI, Enact, Essent
      Guaranty, MassHousing, MGIC, NMI, Radian Guaranty, Triad, United Guaranty. Payment
      deferral: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, Radian Guaranty,
      United Guaranty. Disaster payment deferral: Arch MI, Enact, Essent Guaranty,
      MassHousing, MGIC, NMI, Radian Guaranty, United Guaranty. Fannie Mae Short Sale:
      Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, PMI, Radian Guaranty,
      Triad, United Guaranty. Fannie Mae Mortgage Release (Deed-in-Lieu of Foreclosure):
      Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, PMI, Radian Guaranty,
      Triad, United Guaranty. Mortgage Loan and Mortgage Releases: In addition, the
      delegations to Fannie Mae allow for mortgage loan modiﬁcation and Mortgage Release
      decisions to be made outside the published terms of the programs listed above
      by each of the mortgage insurers identiﬁed below: Arch MI, Enact, Essent Guaranty,
      MassHousing, MGIC, NMI, Radian Guaranty, Triad, United Guaranty and PMI (for
      short sale and Mortgage Release decisions only). Note: Fannie Mae instructs
      the servicer, when ﬁling a claim for a short sale or Mortgage Release (Deed-in-Lieu
      of Foreclosure), to provide the relevant available valuation to the mortgage
      insurer if requested. Recent Related Announcements The table below provides
      references to recently issued Announcements that are related to this topic.
      Announcements Issue Date Announcement SVC-2025-04 July 09, 2025 Announcement
      SVC-2022-01 February 9, 2022 Announcement SVC-2020-07 December 9, 2020 Announcement
      SVC-2020-04 September 9, 2020 Published May 13, 2026 713'
  judgment: false
