source:
  type: guide
  id: va-m26-7-ch12-t41
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 41 — Manufactured
    Home Classified as Real Estate
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 41 — Manufactured
    Home Classified as Real Estate.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t41-full
  canonical_id: va-m26-7-ch12-t41-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 41 — Manufactured
    Home Classified as Real Estate
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 41 — Manufactured
      Home Classified as Real Estate
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '41. Manufactured Home Classified as Real Estate Change Date
      March 28, 2019 • This chapter has been revised in its entirety. a. MPRs Manufactured
      homes must meet the VA MPRs described in this Chapter. b. Real Estate Entity
      The manufactured home and site must be considered a real estate entity in accordance
      with state law and meet all local zoning requirements for real estate. c. Permanent
      Foundation The manufactured home must be placed on a permanent foundation, constructed
      to withstand both supporting loads and wind-overturning loads, that meets state
      and local requirements. d. HUD Standards The manufactured home must be built
      to HUD Manufactured Home Construction and Safety Standards. e. Space Requirements
      The manufactured home must have a floor area of not less than 400 square feet
      for a singlewide, or 700 square feet for a double wide manufactured home. f.
      State/Local Requirements Fee appraisers are expected to be familiar with state
      and local regulations governing manufactured homes (for example, missing HUD
      labels, alterations, modifications, additions, or component replacements), and
      to prepare appraisals subject to appropriate requirements for compliance. g.
      Proposed Construction If the manufactured home is appraised as proposed construction,
      the following exhibits are required: • foundation plan, • floor plan showing
      room layout and exterior dimensions, • elevation plans, and • specifications
      for flooring, heating, plumbing, electrical equipment, appliances and other
      items included with the manufactured home. VA Pamphlet 26-7, Revised Chapter
      12: Minimum Property Requirements 12-50'
  judgment: false
