source:
  type: guide
  id: fnma-svc-a2-5-01
  authority: Fannie Mae Servicing Guide A2-5-01 — Ownership and Retention of Individual
    Mortgage Loan Files and Records
  description: Fannie Mae Servicing Guide A2-5-01 — Ownership and Retention of Individual
    Mortgage Loan Files and Records.
  coverage_tier: operative
obligations:
- id: fnma-svc-a2-5-01-full
  canonical_id: fnma-svc-a2-5-01-full
  section: Fannie Mae Servicing Guide A2-5-01 — Ownership and Retention of Individual
    Mortgage Loan Files and Records
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide A2-5-01 — Ownership and Retention of Individual
      Mortgage Loan Files and Records
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'A2-5-01, Ownership and Retention of Individual Mortgage Loan
      Files and Records (02/14/2024) See the Selling Guide Chapter A2-4, Individual
      Mortgage Loan Files and Records for the following requirements: Selling Guide
      A2-4.1-01, Establishing Loan Files for information on documentation requirements
      and managing the individual loan ﬁle. Selling Guide A2-4.1-02, Ownership and
      Retention of Loan Files and Records for information on records retention. Selling
      Guide A2-4.1-03, Electronic Records, Signatures, and Transactions for information
      related to maintaining electronic records and data integrity. Selling Guide
      A2-4.1-04, Notarization Standards for requirements for notarization, including
      audio-visual aided remote ink-signed notarization (RIN). Recent Related Announcements
      The table below provides references to recently issued Announcements that are
      related to this topic. Announcements Issue Date Announcement SVC-2024-01 February
      14, 2024 Announcement SVC-2022-07 October 12, 2022 Announcement SVC-2021-04
      July 14, 2021 Chapter A2-6, Custodial Documents Introduction This chapter contains
      information on the requirements related to custodial documents. Published May
      13, 2026 99'
  judgment: false
