source:
  type: regulation
  id: reg-x-1024.12
  authority: 12 CFR §1024.12 — No fee (Regulation X)
  description: 12 CFR §1024.12 — No fee.
  coverage_tier: operative
obligations:
- id: reg-x-1024.12-full
  canonical_id: reg-x-1024.12-full
  section: 12 CFR §1024.12 — No fee
  type: do
  tags:
  - regulator-direct
  - respa
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 12 CFR §1024.12 — No fee
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/1024.12
    snapshot_id: 40219be28d52901a
    fetched_at: '2026-06-17T17:50:53Z'
    content_hash: sha256:cf49055892bd26f9d3b72838dc8065e29cb1a6e7dc6b63eed211aaadfcae3522
    paragraph_quote: § 1024.12 No fee. No fee shall be imposed or charge made upon
      any other person , as a part of settlement costs or otherwise, by a lender in
      connection with a federally related mortgage loan made by it (or a loan for
      the purchase of a manufactured home), or by a servicer (as that term is defined
      under 12 U.S.C. 2605(i)(2) ) for or on account of the preparation and distribution
      of the HUD -1 or HUD -1A settlement statement, escrow account statements required
      pursuant to section 10 of RESPA ( 12 U.S.C. 2609 ), or statements required by
      the Truth in Lending Act ( 15 U.S.C. 1601 et seq. ). Truth in Lending Act
  judgment: false
