source:
  type: guide
  id: usda-hb-3555-16.6
  authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6 —
    Technology Fee
  description: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6
    — Technology Fee.
  coverage_tier: operative
obligations:
- id: usda-hb-3555-16.6-full
  canonical_id: usda-hb-3555-16.6-full
  section: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6 — Technology
    Fee
  type: do
  tags:
  - regulator-direct
  - usda
  - usda-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6
      — Technology Fee
    source_class: usda-handbook
    source_url: https://www.rd.usda.gov/sites/default/files/hb-1-3555_consolidated.pdf
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-05-25T14:10:13Z'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: '16.6 TECHNOLOGY FEE Lenders will pay the Agency a technology
      fee, which may be passed to the borrower as an authorized loan purpose, when
      the request for loan guarantee is submitted via the Agency’s Guaranteed Underwriting
      System (GUS). The fee can be included in the loan amount, subject to maximum
      loan-to-value thresholds. The technology fee will be collected through the Agency’s
      LLC system interface with Pay.gov when the lender submits the loan closing package.
      A. Amount of Technology Fee The Agency will notify all lenders via the Agency
      website and GovDelivery notifications of the required technology fee amount.
      The technology fee is nonrefundable once the loan is closed and the Loan Note
      Guarantee has been issued. Failure to pay the technology fee at the time of
      closing will result in denial of the Loan Note Guarantee request. B. CFPB Forms:
      Loan Estimate and Closing Disclosure When the technology fee is passed on to
      the consumer, it will be disclosed on the Loan Estimate and Closing Disclosure
      as "Services You Cannot Shop For/Services Borrowers HB 1-3555 (03-09-16) SPECIAL
      PN 16-12 Revised (08-05-25) PN 649 Guidance documents lack the force and effect
      of law, unless expressly authorized by statute or incorporated into a contract.
      USDA may not cite, use, or rely on any guidance that is not available through
      their guidance portal, except to establish historical facts. Did Not Shop For”
      in accordance with 12 CFR 1026.37(f)(2) and 1026.38(f)(2). These items should
      be titled as “USDA Technology Fee” on both disclosures, when applicable.'
  judgment: false
