source:
  type: guide
  id: va-m26-7-ch10-t19
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 19 — Special
    Exception for a Veteran Purchasing a New
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 19 — Special
    Exception for a Veteran Purchasing a New.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch10-t19-full
  canonical_id: va-m26-7-ch10-t19-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 19 — Special
    Exception for a Veteran Purchasing a New
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 19 — Special
      Exception for a Veteran Purchasing a New
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 454f0e7af6f49c3b
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:0551eb031df071b1ef69a627ad29b5a2c41dc00e3e2b9ccd421133b2561fa57d
    paragraph_quote: '19. Special Exception for a Veteran Purchasing a New Construction
      Property Without a Warranty Change Date March 11, 2019 • This chapter has been
      revised in its entirety. a. Special Exception for a Property Without a Warranty
      An exception may be made for a Veteran who wishes to purchase a new home from
      a builder who is not more than occasionally involved with VA financing and will
      not provide either a 1-year VA builder’s warranty or a 10-year insured protection
      plan. In that situation, all of the following will be required: • The Veteran
      purchaser’s written acknowledgment that, “I am aware that this property does
      not qualify for VA assistance with construction complaints, since it was not
      inspected by VA during construction. I am also aware that this new property
      will not be covered by either a 1-year VA builder’s warranty or a 10-year insured
      protection plan, as is normally required in this situation.” • The builder’s
      written certification that, “This company is not more than occasionally involved
      with VA financing and is aware that this property is being accepted without
      any VA-required warranty on an exception basis, and only upon the request of
      the Veteran purchaser. The dwelling was constructed according to standard building
      practices and is in conformity with all applicable building codes. • The lender
      obtains a copy of documentation issued by the local building authority to verify
      that construction was acceptably completed, such as a final inspection or certificate
      of occupancy. Where local authorities do not perform building inspections, the
      Veteran and builder must certify in writing that “The dwelling was not inspected
      during construction by any state, county, or local jurisdiction.” b. Builder
      ID Number The builder must have a VA-issued builder ID number as the exception
      only applies to the warranty requirement. VA Pamphlet 26-7, Revised Chapter
      10: Appraisal Process 10-31'
  judgment: false
