source:
  type: regulation
  id: fdcpa-15usc-1692o
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o — Exemption for State regulation
  description: 'FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692o Exemption for State regulation. Captured
    section-complete from Cornell LII (verbatim).

    '
obligations:
- id: fdcpa-15usc-1692o-full
  canonical_id: fdcpa-15usc-1692o-full
  section: 15 U.S.C. §1692o
  description: 'Exemption for State regulation: The Bureau shall by regulation exempt from the requirements of this
    subchapter any class of debt collection practices within any State if the Bureau determines that under the law
    of that State that class of debt collection practices is subject to requirements substantially similar to those
    imposed b…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692o
    snapshot_id: b952398f02f4b4a8
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:3e30233bac05f304cafc59787a0597e8b635d7d886b6a5b08fa50aaf75d86e6c
    paragraph_quote: The Bureau shall by regulation exempt from the requirements of this subchapter any class of
      debt collection practices within any State if the Bureau determines that under the law of that State that
      class of debt collection practices is subject to requirements substantially similar to those imposed by this
      subchapter, and that there is adequate provision for enforcement. ( Pub. L. 90–321, title VIII, § 817 , as
      added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 883 ; amended Pub. L. 111–203, title X, § 1089(1) , July
      21, 2010 , 124 Stat. 2092 .)
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692o from Cornell LII snapshot b952398f02f4b4a8; body isolated
      between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
