source:
  type: regulation
  id: hmda-12usc-2806
  authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2806 — Enforcement authority
  description: 'HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2806 Enforcement authority. Captured section-complete
    from Cornell LII (verbatim).

    '
obligations:
- id: hmda-12usc-2806-a
  canonical_id: hmda-12usc-2806-a
  section: 12 U.S.C. §2806(a)
  description: 'Enforcement authority — (a): (a) In general (1) Consultation required The Director of the Bureau
    of Consumer Financial Protection, with the assistance of the Secretary , the Director of the Bureau of the Census
    , the Board of Governors of the Federal Reserve System , the Federal Deposit Insurance Corporation , and such
    other pe…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2806
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2806
    snapshot_id: 46c871ab36970722
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:cd92c488b990e07b4c43c1e3ffcf529c062f53a9db6a2e2efb42129584239fa1
    paragraph_quote: (a) In general (1) Consultation required The Director of the Bureau of Consumer Financial Protection,
      with the assistance of the Secretary , the Director of the Bureau of the Census , the Board of Governors of
      the Federal Reserve System , the Federal Deposit Insurance Corporation , and such other persons as the Bureau
      deems appropriate, shall develop or assist in the improvement of, methods of matching addresses and census
      tracts to facilitate compliance by depository institutions in as economical a manner as possible with the
      requirements of this chapter. (2) Authorization of appropriations There are authorized to be appropriated,
      such sums as may be necessary to carry out this subsection. (3) Contracting authority The Director of the
      Bureau of Consumer Financial Protection is authorized to utilize, contract with, act through, or compensate
      any person or agency in order to carry out this subsection.
    drafter_attestation: Verbatim slice of 12 U.S.C. §2806 subsection (a) from Cornell LII snapshot 46c871ab36970722;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: hmda-12usc-2806-b
  canonical_id: hmda-12usc-2806-b
  section: 12 U.S.C. §2806(b)
  description: 'Enforcement authority — (b): (b) Recommendations to Congress The Director of the Bureau of Consumer
    Financial Protection shall recommend to the Committee on Banking, Housing, and Urban Affairs of the Senate and
    the Committee on Financial Services of the House of Representatives , such additional legislation as the Director
    of t…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2806
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2806
    snapshot_id: 46c871ab36970722
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:cd92c488b990e07b4c43c1e3ffcf529c062f53a9db6a2e2efb42129584239fa1
    paragraph_quote: (b) Recommendations to Congress The Director of the Bureau of Consumer Financial Protection
      shall recommend to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on
      Financial Services of the House of Representatives , such additional legislation as the Director of the Bureau
      of Consumer Financial Protection deems appropriate to carry out the purpose of this chapter. ( Pub. L. 94–200,
      title III, § 307 , as added Pub. L. 111–203, title X, § 1094(6) , July 21, 2010 , 124 Stat. 2101 .)
    drafter_attestation: Verbatim slice of 12 U.S.C. §2806 subsection (b) from Cornell LII snapshot 46c871ab36970722;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
