source:
  type: regulation
  id: tila-15usc-1611
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1611 — Criminal liability for willful and knowing violation
  description: 'TILA (Truth in Lending Act, 15 U.S.C.), §1611 Criminal liability for willful and knowing violation.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: tila-15usc-1611-full
  canonical_id: tila-15usc-1611-full
  section: 15 U.S.C. §1611
  description: 'Criminal liability for willful and knowing violation: Whoever willfully and knowingly (1) gives
    false or inaccurate information or fails to provide information which he is required to disclose under the provisions
    of this subchapter or any regulation issued thereunder, (2) uses any chart or table authorized by the Bureau
    under section 1606 of this titl…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1611
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1611
    snapshot_id: 9a5e3e77ec2ecbf5
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:8d2cf675a30d2797f77e8b1bd0ea95586b88ab8be0c53a28c39c451ecfbf6e64
    paragraph_quote: Whoever willfully and knowingly (1) gives false or inaccurate information or fails to provide
      information which he is required to disclose under the provisions of this subchapter or any regulation issued
      thereunder, (2) uses any chart or table authorized by the Bureau under section 1606 of this title in such
      a manner as to consistently understate the annual percentage rate determined under section 1606(a)(1)(A) of
      this title , or (3) otherwise fails to comply with any requirement imposed under this subchapter, shall be
      fined not more than $5,000 or imprisoned not more than one year, or both. ( Pub. L. 90–321, title I, § 112
      , May 29, 1968 , 82 Stat. 151 ; Pub. L. 111–203, title X, § 1100A(2) , July 21, 2010 , 124 Stat. 2107 .)
    drafter_attestation: Verbatim slice of 15 U.S.C. §1611 from Cornell LII snapshot 9a5e3e77ec2ecbf5; body isolated
      between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
