source:
  type: guide
  id: hud-4000-1-iv-q-abbreviated-claim
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — q. Abbreviated
    Claim (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — q. Abbreviated
    Claim (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-q-abbreviated-claim-full
  canonical_id: hud-4000-1-iv-q-abbreviated-claim-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — q. Abbreviated
    Claim (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — q. Abbreviated
      Claim (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'q. Abbreviated Claim (05/09/2022) The abbreviated filing process
      allows insurance termination on Defaulted Loans when there is no expectation
      of claim payment. The Lender may submit an abbreviated claim to terminate premium
      billing when: • the Loan is in Default and no Reserves are left; and/or • the
      Lender knows a Defaulted Loan is ineligible for claim payment. i. Required Documentation
      The Lender must submit: IV. CLAIMS AND DISPOSITION C. Title I Claims 2. Title
      I Claims for Manufactured Homes Handbook 4000.1 1682 Last Revised: 11/26/2025
      • form HUD-637, Part II with items 1-9, 15 and 16 completed. The Lender, or
      an agent of the Lender with proper Power of Attorney (POA), must sign form HUD-
      637, with their full name and title included in box 16; • a certification, stating
      that the claim is being filed to stop premium charges, no claim payment is expected
      and no claim resubmission will occur. The Lender, or an agent of the Lender
      with proper POA, must sign the certification. Please also indicate that there
      are no Reserves, or why no claim payment is expected; • copies of the Notices
      of Default and Acceleration. In the event that the Lender could not issue the
      notice due to bankruptcy, include documentation of the bankruptcy filing; •
      documentation verifying that the Lender has updated credit bureau reporting
      to show Default has occurred; and • a copy of the Note and security instrument
      (where applicable). No assignment to HUD is required. If the Lender does not
      have a copy of the Note, the Lender may send HUD a Missing Document Statement
      for the Note along with the copy of the security instrument, if the security
      instrument details the terms of the Loan. Lenders must mail the abbreviated
      claim package to the FOC. To expedite processing, the Lender must use an attention
      line of “Abbreviated Claim Filing.” ii. HUD Review of Abbreviated Claims HUD
      will review the documentation to ensure that the Loan is a Title I Loan previously
      reported for insurance and that a Default has occurred. Once confirmed, HUD
      will accept the abbreviated claim filing and deny the claim benefits since it
      is not payable. This claim denial will stop subsequent insurance charges from
      being billed. Lenders can confirm termination of billing by reviewing its next
      monthly Title I billing statement. These Loans will appear in the “RENEWAL CANCELLATION”
      section of the bill.'
  judgment: false
