source:
  type: regulation
  id: fha-24cfr-203.18
  authority: 24 CFR §203.18 — Maximum mortgage amounts
  description: '24 CFR §203.18 sets the FHA single-family maximum-mortgage-amount rules.

    '
obligations:
- id: fha-24cfr-203.18-a
  canonical_id: fha-24cfr-203.18-a
  section: 24 CFR §203.18(a)
  description: '(a): (a) Mortgagors of principal or secondary residences. The principal amount of the
    mortgage must not exceed the lesser of the following amounts that apply: (1) The dollar amount limitation
    that applies for the area under section 203(b)(2)(A) of the National Housing Act including any increase
    in the do…'
  type: dont
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(a) Mortgagors of principal or secondary residences. The principal amount of the
      mortgage must not exceed the lesser of the following amounts that apply: (1) The dollar amount limitation
      that applies for the area under section 203(b)(2)(A) of the National Housing Act including any increase
      in the dollar limitation under § 203.29 , as announced in accordance with § 203.18(h) ; (2)'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) The amount based on appraised value that is permitted by section 203(b)(10) of
    the National Housing Act , if that provision is in effect and applies to the mortgage ; or (ii) If
    section 203(b)(10) is not in effect or otherwise does not apply to the mortgage , the lesser of the
    amounts based on a…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (i) The amount based on appraised value that is permitted by section 203(b)(10) of
      the National Housing Act , if that provision is in effect and applies to the mortgage ; or (ii)
      If section 203(b)(10) is not in effect or otherwise does not apply to the mortgage , the lesser
      of the amounts based on appraised value that are permitted by section 203(b)(2)(B) of the National
      Housing Act and paragraph (g) of this section; (3) An amount equal to 85 percent of the appraised
      value if the mortgage covers a dwelling that is to be occupied as a secondary residence (as defined
      in paragraph (f)(2) of this section).
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-b
  canonical_id: fha-24cfr-203.18-b
  section: 24 CFR §203.18(b)
  description: '(b): (b) Veteran qualifications. The special veteran terms provided in section 203(b)(2)
    of the National Housing Act shall apply only if the mortgagor submits one of the following certifications:
    (1) A certification issued by the Secretary of Defense establishing that the veteran performed extra
    hazardou…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(b) Veteran qualifications. The special veteran terms provided in section 203(b)(2)
      of the National Housing Act shall apply only if the mortgagor submits one of the following certifications:
      (1) A certification issued by the Secretary of Defense establishing that the veteran performed extra
      hazardous service while serving in the armed forces for a period of less than 90 days; or (2) A
      Certificate of Eligibility from the Department of Veterans Affairs establishing that the person
      served 90 days or more on active duty in the armed forces (U.S. Army, Navy, Marine Corps, Air Force,
      Coast Guard , the Army Reserve, the Naval Reserve, the Marine Corps Reserve, the Air Force Reserve,
      the Coast Guard Reserve, the National Guard of the United States, or the Air National Guard of the
      United States); that he or she enlisted before September 8, 1980; and that he or she was discharged
      or released under conditions other than dishonorable (a copy of the veteran''s discharge papers
      or Form DD-214 shall be submitted with the certificate); or (3) A Certificate of Eligibility from
      the Department of Veterans Affairs establishing that the person:'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) (A) Originally enlisted in a regular component of the armed forces after September
    7, 1980; or entered on active duty after October 16, 1981, and he or she had not previously completed
    a period of active duty of at least 24 months or been discharged or released from active duty under
    10 U.S.C. 1…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(i) (A) Originally enlisted in a regular component of the armed forces after September
      7, 1980; or entered on active duty after October 16, 1981, and he or she had not previously completed
      a period of active duty of at least 24 months or been discharged or released from active duty under
      10 U.S.C. 1171 ; and (B) Has completed, since enlistment or entering on active duty, either: (1)
      Twenty-four months of continuous active duty, or the full period for which he or she was called
      or ordered to active duty, whichever is shorter; or (2) Any other period of active duty if he or
      she was discharged or released from duty under 10 U.S.C. 1171 or 1173 ; was discharged or released
      from duty for disability incurred or aggravated in the line of duty; or has a disability which the
      Department of Veterans Affairs has determined to be compensable under 38 U.S.C. chap. 11 ; and (ii)
      Was discharged or released under conditions other than dishonorable (a copy of the veteran''s discharge
      papers or Form DD-214 shall be submitted with the certification).'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-c
  canonical_id: fha-24cfr-203.18-c
  section: 24 CFR §203.18(c)
  description: '(c): (c) Eligible non-occupant mortgagors. A mortgage may be executed by an eligible non-occupant
    mortgagor (as that term is defined in paragraph (f)(3) of this section) for up to an amount authorized
    for the appropriate loan type in paragraph (a) of this section except where a lesser amount is expressly…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (c) Eligible non-occupant mortgagors. A mortgage may be executed by an eligible non-occupant
      mortgagor (as that term is defined in paragraph (f)(3) of this section) for up to an amount authorized
      for the appropriate loan type in paragraph (a) of this section except where a lesser amount is expressly
      provided for in this part.
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-d
  canonical_id: fha-24cfr-203.18-d
  section: 24 CFR §203.18(d)
  description: '(d): (d) Outlying area properties. A mortgage covering a single family residence located
    in an area in which the Commissioner finds that it is not practicable to obtain conformity with many
    of the requirements essential to the insurance of mortgages in built-up, urban areas; or a mortgage
    covering a sing…'
  type: dont
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(d) Outlying area properties. A mortgage covering a single family residence located
      in an area in which the Commissioner finds that it is not practicable to obtain conformity with
      many of the requirements essential to the insurance of mortgages in built-up, urban areas; or a
      mortgage covering a single family dwelling that is to be used as a farm home on a plot of land that
      is two and one-half or more acres in size and adjacent to an all-weather public road, may not exceed:
      (1) In the case of a mortgagor who is to occupy the dwelling as a principal residence (as defined
      in paragraph (f)(1) of this section):'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) 75 percent of the dollar limitation under (a)(1). (ii) 97 percent of the appraised
    value of the property as of the date the mortgage is accepted for insurance, if: (A) The Commissioner
    approved the dwelling for insurance before the beginning of construction ; or (B) Construction was
    completed mo…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(i) 75 percent of the dollar limitation under (a)(1). (ii) 97 percent of the appraised
      value of the property as of the date the mortgage is accepted for insurance, if: (A) The Commissioner
      approved the dwelling for insurance before the beginning of construction ; or (B) Construction was
      completed more than one year before the date of the application for insurance; or (C) The Secretary
      of Veterans Affairs approved the dwelling for guaranty, insurance, or direct loan before the beginning
      of construction . (iii) If the property does not meet the requirements of paragraph (d)(1)(ii) of
      this section, 90 percent of the appraised value of the property as of the date the mortgage is accepted
      for insurance. (2) In the case of a mortgagor who is to occupy the dwelling as a secondary residence
      (as defined in paragraph (f)(2) of this section):'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) The amount permitted in paragraph (d)(1)(i) of this section, or (ii) 85 percent
    of the appraised value of the property as of the date the mortgage is accepted for insurance.'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (i) The amount permitted in paragraph (d)(1)(i) of this section, or (ii) 85 percent
      of the appraised value of the property as of the date the mortgage is accepted for insurance.
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-e
  canonical_id: fha-24cfr-203.18-e
  section: 24 CFR §203.18(e)
  description: '(e): (e) Disaster victims. A mortgage covering a single family dwelling , in an amount
    not in excess of the maximum dollar limitation specified in paragraph (a)(1) of this section (unless
    a higher maximum mortgage amount is authorized under § 203.29), and not in excess of the lesser of
    100 percent of the…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(e) Disaster victims. A mortgage covering a single family dwelling , in an amount
      not in excess of the maximum dollar limitation specified in paragraph (a)(1) of this section (unless
      a higher maximum mortgage amount is authorized under § 203.29), and not in excess of the lesser
      of 100 percent of the appraised value of the property or the cost of acquisition as of the date
      the mortgage is accepted for insurance, shall be eligible for insurance if: (1) The mortgage is
      executed by a mortgagor who is to occupy the dwelling as a principal residence (as defined in paragraph
      (f)(1) of this section); (2) The mortgagor establishes that the home which he or she previously
      occupied as owner or tenant was destroyed or damaged to such an extent that reconstruction or replacement
      is required as a result of a flood, fire, hurricane, earthquake, storm, riot or civil disorder or
      other catastrophe which the President has determined to be a major disaster; and (3) The application
      for insurance is filed within one year from the date of such presidential determination, or within
      such additional period of time as the period of federal assistance with respect to such disaster
      may be extended.'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-f
  canonical_id: fha-24cfr-203.18-f
  section: 24 CFR §203.18(f)
  description: '(f): (f) Definitions. As used in this section: (1) Principal residence means the dwelling
    where the mortgagor maintains (or will maintain) his or her permanent place of abode, and typically
    spends (or will spend) the majority of the calendar year. A person may have only one principal residence
    at any one…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(f) Definitions. As used in this section: (1) Principal residence means the dwelling
      where the mortgagor maintains (or will maintain) his or her permanent place of abode, and typically
      spends (or will spend) the majority of the calendar year. A person may have only one principal residence
      at any one time. (2) Secondary residence means a dwelling: (i) Where the mortgagor maintains or
      will maintain a part-time place of abode and typically spends (or will spend) less than a majority
      of the calendar year; (ii) which is not a vacation home; and (iii) which the Commissioner has determined
      to be eligible for insurance in order to avoid undue hardship to the mortgagor . A person may have
      only one secondary residence at a time. (3) Eligible non-occupant mortgagor means a mortgagor (or
      co-mortgagor, as appropriate) who is not to occupy the dwelling as a principal residence or a secondary
      residence and who is—'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) A public entity, as provided in section 214 or 247 of the National Housing Act
    , or any other State or local government or agency thereof; (ii) A private nonprofit or public entity,
    as provided in section 221(h) or 235(j) of the National Housing Act , or other private nonprofit organization
    that…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (i) A public entity, as provided in section 214 or 247 of the National Housing Act
      , or any other State or local government or agency thereof; (ii) A private nonprofit or public entity,
      as provided in section 221(h) or 235(j) of the National Housing Act , or other private nonprofit
      organization that is exempt from taxation under section 501(c)(3) of the Internal Revenue Code of
      1986 and intends to sell or lease the mortgaged property to low or moderate income persons, as determined
      by the Secretary ; (iii) An Indian tribe, as provided in section 248 of the National Housing Act
      ; (iv) A serviceperson who is unable to meet the occupancy requirement because of his or her duty
      assignment, as provided in section 216 of the National Housing Act or subsection (b)(4) or (f) of
      section 222 of the National Housing Act ;
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-v
  canonical_id: fha-24cfr-203.18-v
  section: 24 CFR §203.18(v)
  description: '(v): (v) A mortgagor or co-mortgagor under subsection 203(k) of the National Housing Act
    ; or (vi) A mortgagor who, pursuant to § 203.43(c) of this part, is refinancing an existing mortgage
    insured under the National Housing Act for not more than the outstanding balance of the existing mortgage
    , if the …'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(v) A mortgagor or co-mortgagor under subsection 203(k) of the National Housing
      Act ; or (vi) A mortgagor who, pursuant to § 203.43(c) of this part, is refinancing an existing
      mortgage insured under the National Housing Act for not more than the outstanding balance of the
      existing mortgage , if the amount of the monthly payment due under the refinancing mortgage is less
      than the amount due under the existing mortgage for the month in which the refinancing mortgage
      is executed. (4) Appraised value means the sum of:'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) The lesser of sales price (with any adjustments required by the Secretary) or
    the amount set forth in the written statement required under § 203.15 ; and (ii) Borrower-paid closing
    costs allowed under § 203.27(a)(1) -(3), except that closing costs do not apply if section 203(b)(10)
    of the Nation…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (i) The lesser of sales price (with any adjustments required by the Secretary) or
      the amount set forth in the written statement required under § 203.15 ; and (ii) Borrower-paid closing
      costs allowed under § 203.27(a)(1) -(3), except that closing costs do not apply if section 203(b)(10)
      of the National Housing Act is in effect and neither sales price nor closing costs apply for purposes
      of paragraph (g) of this section. (5) Undue hardship means that affordable housing which meets the
      needs of the mortgagor is not available for lease, or within reasonable commuting distance from
      the mortgagor 's home to his or her work place. (6) Vacation home means a dwelling that is used
      primarily for recreational purposes and enjoyment, and that is not a primary or secondary residence.
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-g
  canonical_id: fha-24cfr-203.18-g
  section: 24 CFR §203.18(g)
  description: '(g): (g) Maximum principal obligation. Except for mortgages meeting the requirements of
    § 203.18(b) , § 203.18(e) or § 203.50(f) , and notwithstanding any other provision of this section,
    a mortgage may not involve a principal obligation in excess of 98.75 percent of the appraised value
    of the property (…'
  type: dont
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: (g) Maximum principal obligation. Except for mortgages meeting the requirements of
      § 203.18(b) , § 203.18(e) or § 203.50(f) , and notwithstanding any other provision of this section,
      a mortgage may not involve a principal obligation in excess of 98.75 percent of the appraised value
      of the property (97.75 percent, in the case of a mortgage with an appraised value in excess of $50,000),
      plus the amount of the mortgage insurance premium paid at the time the mortgage is insured.
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-h
  canonical_id: fha-24cfr-203.18-h
  section: 24 CFR §203.18(h)
  description: '(h): (h) Notice of maximum mortgage amount. A maximum mortgage amount based on the 1-family
    median house price for an area under paragraph (a)(1) of this section may be made effective by: (1)
    Providing direct notice to affected mortgagees through an administrative issuance; or (2) Publishing
    a notice in …'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(h) Notice of maximum mortgage amount. A maximum mortgage amount based on the 1-family
      median house price for an area under paragraph (a)(1) of this section may be made effective by:
      (1) Providing direct notice to affected mortgagees through an administrative issuance; or (2) Publishing
      a notice in the Federal Register.'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
- id: fha-24cfr-203.18-i
  canonical_id: fha-24cfr-203.18-i
  section: 24 CFR §203.18(i)
  description: '(i): (i) Energy efficient mortgages. The principal amount of energy efficient mortgages
    may exceed the maximum amounts determined under paragraph (a)(1) of this section under conditions
    prescribed by the Secretary in accordance with section 106 of the Energy Policy Act of 1992 . [ 36
    FR 24508 , Dec. 22, …'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - cfpb-regulation
  primary_source:
    tier: 1
    authority: 24 CFR §203.18(a)
    source_class: fha-regulation
    source_url: https://www.law.cornell.edu/cfr/text/24/203.18
    snapshot_id: 457e1962f2962607
    fetched_at: '2026-05-22T18:52:41Z'
    content_hash: sha256:3b218da95df897e6711a30a63ca90caa0b329c4a799b16d04f9672d3763e3fd8
    paragraph_quote: '(i) Energy efficient mortgages. The principal amount of energy efficient mortgages
      may exceed the maximum amounts determined under paragraph (a)(1) of this section under conditions
      prescribed by the Secretary in accordance with section 106 of the Energy Policy Act of 1992 . [
      36 FR 24508 , Dec. 22, 1971] Editorial Note: For Federal Register citations affecting § 203.18 ,
      see the List of CFR Sections Affected, which appears in the Finding Aids section of the printed
      volume and at www.govinfo.gov. National Housing Act Internal Revenue Code of 1986 Energy Policy
      Act of 1992 CFR Toolbox Law about... Articles from Wex Table of Popular Names Parallel Table of
      Authorities Accessibility About LII Contact us Advertise here Help Terms of use Privacy'
    drafter_attestation: Verbatim subsection of 24 CFR §203.18 from Cornell LII snapshot 457e1962f2962607;
      body isolated between nav and notes; substring-verified.
  judgment: false
