source:
  type: guide
  id: va-m26-7-ch12-t44
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 44 — Requests
    for Waiver of MPR Repairs
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 44 — Requests
    for Waiver of MPR Repairs.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t44-full
  canonical_id: va-m26-7-ch12-t44-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 44 — Requests
    for Waiver of MPR Repairs
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 44 — Requests
      for Waiver of MPR Repairs
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '44. Requests for Waiver of MPR Repairs Change Date March 28,
      2019 • This chapter has been revised in its entirety. a. Waiver Requested by
      a Veteran After the NOV has been issued, at the request of the Veteran, VA will
      consider waiving MPR repairs if the following conditions are met: • the request
      is signed by the Veteran, • the lender concurs with the Veteran’s request, and
      • the property is habitable from the standpoint of safety, structural soundness,
      and sanitation. These requests should not allow for the Veteran to waive MPRs
      that could result in safety issues with the home. b. Inspection Report In support
      of the waiver request, while not required, providing an inspection report from
      a licensed professional who is qualified to assess the condition of the item
      in question will ensure the Veteran is fully informed about the condition of
      the item. c. Contributory Value If the request is approved, VA staff will amend
      the NOV, removing the repair requirement(s). Since appraisals are prepared “subject
      to” repairs, VA staff may reduce the value by the contributory value of the
      waived repair(s). If the contributory value of the repair item(s) is not material,
      the NOV may be issued without a change in value. d. Materials Shortage Following
      a Natural Disaster Following a natural disaster, shortages of materials could
      delay the completion of repairs. The RLC of jurisdiction should be contacted
      for consideration of repair waivers on a case-by-case basis when a Veteran wishes
      to proceed with purchasing or refinancing a home in need of repairs when needed
      materials are not readily available. e. Escrowed Funds for Completion of Repairs
      Depending on the nature of required repairs, it may be advantageous for the
      Veteran to have the MPR repairs completed after closing on the loan. Lenders
      may hold funds in escrow for repairs to be completed after closing, however
      all repairs must be completed and escrowed funds distributed before the loan
      may be guaranteed by VA.'
  judgment: false
