source:
  type: regulation
  id: bsa-31usc-5333
  authority: Bank Secrecy Act (31 U.S.C.) § 5333 — Safe harbor with respect to keep open directives
  description: 'Bank Secrecy Act (31 U.S.C.), §5333 Safe harbor with respect to keep open directives. Captured section-complete
    from Cornell LII (verbatim).

    '
obligations:
- id: bsa-31usc-5333-a
  canonical_id: bsa-31usc-5333-a
  section: 31 U.S.C. §5333(a)
  description: 'Safe harbor with respect to keep open directives — (a): (a) In General.— With respect to a customer
    account or customer transaction of a financial institution , if a Federal law enforcement agency, after notifying
    FinCEN of the intent to submit a written request to the financial institution that the financial institution
    keep that account or transaction …'
  type: dont
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5333
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5333
    snapshot_id: a01de987336ce219
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:823c88777da29bfc6d10dd70076df93dbef7aa13055c5c040a036d8724529b7d
    paragraph_quote: (a) In General.— With respect to a customer account or customer transaction of a financial
      institution , if a Federal law enforcement agency, after notifying FinCEN of the intent to submit a written
      request to the financial institution that the financial institution keep that account or transaction open
      (referred to in this section as a “keep open request”), or if a State, Tribal, or local law enforcement agency
      with the concurrence of FinCEN submits a keep open request— (1) the financial institution shall not be liable
      under this subchapter for maintaining that account or transaction consistent with the parameters and timing
      of the request; and (2) no Federal or State department or agency may take any adverse supervisory action under
      this subchapter with respect to the financial institution solely for maintaining that account or transaction
      consistent with the parameters of the request.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5333 subsection (a) from Cornell LII snapshot a01de987336ce219;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5333-b
  canonical_id: bsa-31usc-5333-b
  section: 31 U.S.C. §5333(b)
  description: 'Safe harbor with respect to keep open directives — (b): (b) Rule of Construction.— Nothing in this
    section may be construed— (1) to prevent a Federal or State department or agency from verifying the validity
    of a keep open request submitted under subsection (a) with the law enforcement agency submitting that request;
    (2) to relieve a financial institutio…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5333
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5333
    snapshot_id: a01de987336ce219
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:823c88777da29bfc6d10dd70076df93dbef7aa13055c5c040a036d8724529b7d
    paragraph_quote: (b) Rule of Construction.— Nothing in this section may be construed— (1) to prevent a Federal
      or State department or agency from verifying the validity of a keep open request submitted under subsection
      (a) with the law enforcement agency submitting that request; (2) to relieve a financial institution from complying
      with any reporting requirements or any other provisions of this subchapter, including the reporting of suspicious
      transactions under section 5318(g); or (3) to extend the safe harbor described in subsection (a) to any actions
      taken by the financial institution — (A) before the date of the keep open request to maintain a customer account;
      or (B) after the termination date stated in the keep open request.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5333 subsection (b) from Cornell LII snapshot a01de987336ce219;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5333-c
  canonical_id: bsa-31usc-5333-c
  section: 31 U.S.C. §5333(c)
  description: 'Safe harbor with respect to keep open directives — (c): (c) Letter Termination Date.— For the purposes
    of this section, any keep open request submitted under subsection (a) shall include a termination date after
    which that request shall no longer apply.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5333
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5333
    snapshot_id: a01de987336ce219
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:823c88777da29bfc6d10dd70076df93dbef7aa13055c5c040a036d8724529b7d
    paragraph_quote: (c) Letter Termination Date.— For the purposes of this section, any keep open request submitted
      under subsection (a) shall include a termination date after which that request shall no longer apply.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5333 subsection (c) from Cornell LII snapshot a01de987336ce219;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5333-d
  canonical_id: bsa-31usc-5333-d
  section: 31 U.S.C. §5333(d)
  description: 'Safe harbor with respect to keep open directives — (d): (d) Record Keeping.— Any Federal, State,
    Tribal, or local law enforcement agency that submits to a financial institution a keep open request shall, not
    later than 2 business days after the date on which the request is submitted to the financial institution — (1)
    submit to FinCEN a copy of the reques…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5333
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5333
    snapshot_id: a01de987336ce219
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:823c88777da29bfc6d10dd70076df93dbef7aa13055c5c040a036d8724529b7d
    paragraph_quote: (d) Record Keeping.— Any Federal, State, Tribal, or local law enforcement agency that submits
      to a financial institution a keep open request shall, not later than 2 business days after the date on which
      the request is submitted to the financial institution — (1) submit to FinCEN a copy of the request; and (2)
      alert FinCEN as to whether the financial institution has implemented the request.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5333 subsection (d) from Cornell LII snapshot a01de987336ce219;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5333-e
  canonical_id: bsa-31usc-5333-e
  section: 31 U.S.C. §5333(e)
  description: 'Safe harbor with respect to keep open directives — (e): (e) Guidance.— The Secretary of the Treasury,
    in consultation with the Attorney General and Federal, State, Tribal, and local law enforcement agencies, shall
    issue guidance on the required elements of a keep open request. (Added Pub. L. 116–283, div. F, title LXIII,
    § 6306(a)(1) , Jan. 1, 2021 , 134…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5333
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5333
    snapshot_id: a01de987336ce219
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:823c88777da29bfc6d10dd70076df93dbef7aa13055c5c040a036d8724529b7d
    paragraph_quote: (e) Guidance.— The Secretary of the Treasury, in consultation with the Attorney General and
      Federal, State, Tribal, and local law enforcement agencies, shall issue guidance on the required elements
      of a keep open request. (Added Pub. L. 116–283, div. F, title LXIII, § 6306(a)(1) , Jan. 1, 2021 , 134 Stat.
      4588 .)
    drafter_attestation: Verbatim slice of 31 U.S.C. §5333 subsection (e) from Cornell LII snapshot a01de987336ce219;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
