source:
  type: guide
  id: hud-4000-1-i-u-unresolved-findings-or-sanctions
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — u. Unresolved
    Findings or Sanctions (08/19/2024)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — u. Unresolved
    Findings or Sanctions (08/19/2024).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-u-unresolved-findings-or-sanctions-full
  canonical_id: hud-4000-1-i-u-unresolved-findings-or-sanctions-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — u. Unresolved
    Findings or Sanctions (08/19/2024)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — u. Unresolved
      Findings or Sanctions (08/19/2024)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: u. Unresolved Findings or Sanctions (08/19/2024) i. Definitions
      An Unresolved Finding is a material, adverse written finding, to include fair
      lending violations of the Fair Housing Act or Equal Credit Opportunity Act,
      contained in a lawsuit or report produced in connection with an investigation,
      audit, or review conducted by HUD, another federal, state, or local governmental
      agency, or by any other regulatory or oversight entity with jurisdiction over
      the Mortgagee or its officers, partners, directors, principals, managers, supervisors,
      loan processors, loan underwriters, or loan originators, that has not yet been
      resolved through final agency or judicial action. A Sanction is any penalty,
      punitive, or restrictive measure taken either for a failure to comply with or
      an alleged failure to comply with a court order, federal, state, or local government
      law, rule, or regulation. ii. Standard A Mortgagee must submit a Notice of Material
      Event to FHA and provide relevant documentation if it or any officer, partner,
      director, principal, manager, supervisor, loan processor, loan underwriter,
      or loan originator employed or retained by the Mortgagee is subject to any Unresolved
      Findings or Sanctions. A Mortgagee must submit a Notice of Material Event to
      FHA of a change of status in any Unresolved Finding or Sanction previously reported.
  judgment: false
