source:
  type: guide
  id: hud-4000-1-ii-c-required-investment
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required
    Investment (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required
    Investment (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-c-required-investment-full
  canonical_id: hud-4000-1-ii-c-required-investment-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required
    Investment (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — c. Required
      Investment (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'c. Required Investment (09/14/2015) i. Total Required Investment
      Total Required Investment refers to the amount the Borrower must contribute
      to the transaction including the Borrower’s downpayment and the Borrower-paid
      transaction costs. The Total Required Investment includes the Minimum Required
      Investment (MRI). ii. Minimum Required Investment Minimum Required Investment
      (MRI) refers to the Borrower’s contribution in cash or its equivalent required
      by Section 203(b)(9) of the National Housing Act, which represents at least
      3.5 percent of the Adjusted Value of the Property. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 2. Allowable Mortgage
      Parameters Handbook 4000.1 180 Last Revised: 11/26/2025'
  judgment: false
