source:
  type: regulation
  id: fnma-sel-b3-3.3-04
  authority: Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
  description: "Fannie Mae Single Family Selling Guide topic B3-3.3-04 (Housing (Parsonage) and Automobile Allowances).\
    \ Gap-fill (verbatim, ID-diff). \n"
obligations:
- id: fnma-sel-b3-3.3-04-0
  canonical_id: fnma-sel-b3-3.3-04-0
  section: Fannie Mae Single Family Selling Guide B3-3.3-04
  description: 'B3-3.3-04 Housing (Parsonage) and Automobile Allowances: (03/04/2026) The following table provides
    requirements for housing (parsonage) and automobile allowance income. Criteria Requirements Documentation The
    lender must obtain • a completed Request for Veriﬁcation of Employment ( Form 1005), or • the most recent paystub
    and most recen…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: (03/04/2026) The following table provides requirements for housing (parsonage) and automobile
      allowance income. Criteria Requirements Documentation The lender must obtain • a completed Request for Veriﬁcation
      of Employment ( Form 1005), or • the most recent paystub and most recent W-2. Additionally, a verbal VOE is
      required. See
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B3-3.3-04 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
- id: fnma-sel-b3-3.3-04-1
  canonical_id: fnma-sel-b3-3.3-04-1
  section: Fannie Mae Single Family Selling Guide B3-3.3-04
  description: 'B3-3.3-04 Housing (Parsonage) and Automobile Allowances: Verbal Veriﬁcation of Employment, for speciﬁc
    requirements. Income History A minimum 12-month history is required. Income Continuance The lender is not required
    to verify continuance unless they have reason to believe the income may not continue. Determination of Qualifying
    Incom…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: 'Verbal Veriﬁcation of Employment, for speciﬁc requirements. Income History A minimum 12-month
      history is required. Income Continuance The lender is not required to verify continuance unless they have
      reason to believe the income may not continue. Determination of Qualifying Income The lender must add the
      full amount of the allowance to the borrower''s monthly income, and not use it as an oﬀset of the corresponding
      liability. Note: The above requirements do not apply to military quarters'' allowance. See'
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B3-3.3-04 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
- id: fnma-sel-b3-3.3-04-2
  canonical_id: fnma-sel-b3-3.3-04-2
  section: Fannie Mae Single Family Selling Guide B3-3.3-04
  description: 'B3-3.3-04 Housing (Parsonage) and Automobile Allowances: Military Income, for additional information.
    Recent Related Announcements The table below provides references to recently issued Announcements related to
    this topic.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: Military Income, for additional information. Recent Related Announcements The table below provides
      references to recently issued Announcements related to this topic.
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B3-3.3-04 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
- id: fnma-sel-b3-3.3-04-3
  canonical_id: fnma-sel-b3-3.3-04-3
  section: Fannie Mae Single Family Selling Guide B3-3.3-04
  description: 'B3-3.3-04 Housing (Parsonage) and Automobile Allowances: , 2026 324 Announcements Issue Date Announcement
    SEL-2026-02 March 04, 2026'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B3-3.3-04, Housing (Parsonage) and Automobile Allowances (03/04/2026)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: ', 2026 324 Announcements Issue Date Announcement SEL-2026-02 March 04, 2026'
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B3-3.3-04 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
