source:
  type: guide
  id: fnma-svc-e-3.1-01
  authority: Fannie Mae Servicing Guide E-3.1-01 — General Servicing Requirements
    Related to Foreclosure Proceedings
  description: Fannie Mae Servicing Guide E-3.1-01 — General Servicing Requirements
    Related to Foreclosure Proceedings.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-3.1-01-full
  canonical_id: fnma-svc-e-3.1-01-full
  section: Fannie Mae Servicing Guide E-3.1-01 — General Servicing Requirements Related
    to Foreclosure Proceedings
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-3.1-01 — General Servicing Requirements
      Related to Foreclosure Proceedings
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-3.1-01, General Servicing Requirements Related to Foreclosure
      Proceedings (11/12/2014) This chapter provides Fannie Mae’s requirements and
      policies for conducting foreclosure proceedings for Fannie Mae mortgage loans.
      Fannie Mae sets out those instances when its requirements vary for any particular
      lien type, amortization method, remittance type, servicing option, mortgage
      loan type, or ownership interest. Absent any restrictive language, the same
      policy or requirement applies for all mortgage loans Fannie Mae has purchased
      or securitized as standard transactions. Occasionally, Fannie Mae may address
      the need for a special servicing option MBS mortgage loan to be handled in a
      diﬀerent manner than other mortgage loans serviced for Fannie Mae. Under no
      circumstances should the servicer of a regular servicing option MBS mortgage
      loan interpret the content of this chapter as relieving it of its responsibilities
      and obligations for conducting the foreclosure proceedings and disposing of
      the acquired property, including the absorption of all costs and any related
      losses. Recent Related Announcements Published May 13, 2026 439 There are no
      recently issued Announcements related to this topic.
  judgment: false
