source:
  type: guide
  id: usda-hb-3555-8.3
  authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶8.3 —
    Truthful Application
  description: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶8.3
    — Truthful Application.
  coverage_tier: operative
obligations:
- id: usda-hb-3555-8.3-full
  canonical_id: usda-hb-3555-8.3-full
  section: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶8.3 — Truthful
    Application
  type: do
  tags:
  - regulator-direct
  - usda
  - usda-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶8.3
      — Truthful Application
    source_class: usda-handbook
    source_url: https://www.rd.usda.gov/sites/default/files/hb-1-3555_consolidated.pdf
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-05-25T14:10:13Z'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: '8.3 TRUTHFUL APPLICATION The integrity of the information presented
      in the mortgage application process is of the utmost importance. Applicants
      and lenders should be aware that they will be held responsible for the validity
      of the information submitted to the Agency. Applicants must HB-1-3555 (03-09-16)
      SPECIAL PN 8-8 Revised (08-05-25) PN 649 Guidance documents lack the force and
      effect of law, unless expressly authorized by statute or incorporated into a
      contract. USDA may not cite, use, or rely on any guidance that is not available
      through their guidance portal, except to establish historical facts. provide
      truthful information when applying for a guaranteed loan. Applicants who provide
      false information, or who fail to disclose relevant information, will be denied
      a guaranteed loan. Falsification of information or disclosure can jeopardize
      any issuance of a Loan Note Guarantee or continued eligibility of the approved
      lender, depending on the severity of the action. The types of information covered
      by this policy include all documentation and information submitted by the approved
      lender when requesting a Conditional Commitment, Loan Note Guarantee, or servicing
      action request. Fraud or other criminal misconduct in connection with loan applicants
      will be reported to the appropriate office or Agency as required by state or
      federal law. These include the Office of Inspector General, state agencies,
      or other entities that may take whatever action is required by law. Any intentional
      or negligent misrepresentation of information contained in the application package
      may result in civil liability, including monetary damages, to any person who
      may suffer any loss due to reliance upon any misrepresentation made on the application
      and/or in criminal penalties including but not limited to, fine or imprisonment
      or both under the provisions of Title 18, United States Code, Sec. 1001, et
      seq. HB-1-3555 (03-09-16) SPECIAL PN 9-1 Revised (08-05-25) PN 649 Guidance
      documents lack the force and effect of law, unless expressly authorized by statute
      or incorporated into a contract. USDA may not cite, use, or rely on any guidance
      that is not available through their guidance portal, except to establish historical
      facts. CHAPTER 9: INCOME ANALYSIS 7 CFR 3555.152'
  judgment: false
