source:
  type: regulation
  id: occ-12cfr-34.213
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.213 — Appraisal management company
    registration
  description: '12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.213 Appraisal management company
    registration. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: occ-12cfr-34.213-full
  canonical_id: occ-12cfr-34.213-full
  section: 12 CFR §34.213
  description: 'Appraisal management company registration: Each State electing to register AMCs pursuant to paragraph
    (b)(1) of this section must:'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.213
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: 'Each State electing to register AMCs pursuant to paragraph (b)(1) of this section must:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.213 (whole section) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.213-a
  canonical_id: occ-12cfr-34.213-a
  section: 12 CFR §34.213(a)
  description: 'Appraisal management company registration — (a): (a) Establish and maintain within the State appraiser
    certifying and licensing agency a licensing program that is subject to the limitations set forth in &#xA7; 34.214
    and with the legal authority and mechanisms to: (1) Review and approve or deny an AMC''s application for initial
    registration; (2) Re…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.213
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(a) Establish and maintain within the State appraiser certifying and licensing agency a licensing
      program that is subject to the limitations set forth in &#xA7; 34.214 and with the legal authority and mechanisms
      to: (1) Review and approve or deny an AMC''s application for initial registration; (2) Review and renew or
      review and deny an AMC''s registration periodically; (3) Examine the books and records of an AMC operating
      in the State and require the AMC to submit reports, information, and documents; (4) Verify that the appraisers
      on the AMC''s appraiser panel hold valid State certifications or licenses, as applicable; (5) Conduct investigations
      of AMCs to assess potential violations of applicable appraisal-related laws, regulations, or orders; (6) Discipline,
      suspend, terminate, or deny renewal of the registration of an AMC that violates applicable appraisal-related
      laws, regulations, or orders; and (7) Report an AMC''s violation of applicable appraisal-related laws, regulations,
      or orders, as well as disciplinary and enforcement actions and other relevant information about an AMC''s
      operations, to the Appraisal Subcommittee.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.213 subsection (a) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.213-b
  canonical_id: occ-12cfr-34.213-b
  section: 12 CFR §34.213(b)
  description: 'Appraisal management company registration — (b): (b) Impose requirements on AMCs that are not owned
    and controlled by an insured depository institution and not regulated by a Federal financial institutions regulatory
    agency to: (1) Register with and be subject to supervision by the State appraiser certifying and licensing agency;
    (2) Engage only S…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.213
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(b) Impose requirements on AMCs that are not owned and controlled by an insured depository
      institution and not regulated by a Federal financial institutions regulatory agency to: (1) Register with
      and be subject to supervision by the State appraiser certifying and licensing agency; (2) Engage only State-certified
      or State-licensed appraisers for Federally related transactions in conformity with any Federally related transaction
      regulations; (3) Establish and comply with processes and controls reasonably designed to ensure that the AMC,
      in engaging an appraiser, selects an appraiser who is independent of the transaction and who has the requisite
      education, expertise, and experience necessary to competently complete the appraisal assignment for the particular
      market and property type; (4) Direct the appraiser to perform the assignment in accordance with USPAP; and
      (5) Establish and comply with processes and controls reasonably designed to ensure that the AMC conducts its
      appraisal management services in accordance with the requirements of section 129E(a) through (i) of the Truth
      in Lending Act, 15 U.S.C. 1639e(a) through (i), and regulations thereunder.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.213 subsection (b) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
