source:
  type: regulation
  id: reg-f-1006.108
  authority: 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.108 — Exemption for
    State regulation
  description: '12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB), §1006.108 Exemption
    for State regulation. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: reg-f-1006.108-a
  canonical_id: reg-f-1006.108-a
  section: 12 CFR §1006.108(a)
  description: 'Exemption for State regulation — (a): (a) Exemption for State regulation. Any State may apply to
    the Bureau for a determination that, under the laws of that State, any class of debt collection practices within
    that State is subject to requirements that are substantially similar to those imposed under sections 803 through
    812 of the Act …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.108
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1006
    snapshot_id: c67bbdd9529cfe8e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:dd83be4e4e18d82346d4e1f7217494f51deed4a4442584c52591a6f5b499439f
    paragraph_quote: (a) Exemption for State regulation. Any State may apply to the Bureau for a determination that,
      under the laws of that State, any class of debt collection practices within that State is subject to requirements
      that are substantially similar to those imposed under sections 803 through 812 of the Act (15 U.S.C. 1692a
      through 1692j) and the corresponding provisions of this part, and that there is adequate provision for State
      enforcement of such requirements.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1006.108 subsection (a) from snapshot c67bbdd9529cfe8e;
      substring-verified.
  judgment: false
- id: reg-f-1006.108-b
  canonical_id: reg-f-1006.108-b
  section: 12 CFR §1006.108(b)
  description: 'Exemption for State regulation — (b): (b) Procedures and criteria. The procedures and criteria whereby
    States may apply to the Bureau for exemption of a class of debt collection practices within the applying State
    from the provisions of the Act and the corresponding provisions of this part as provided in section 817 of the
    Act (15 U.S.C…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.108
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1006
    snapshot_id: c67bbdd9529cfe8e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:dd83be4e4e18d82346d4e1f7217494f51deed4a4442584c52591a6f5b499439f
    paragraph_quote: (b) Procedures and criteria. The procedures and criteria whereby States may apply to the Bureau
      for exemption of a class of debt collection practices within the applying State from the provisions of the
      Act and the corresponding provisions of this part as provided in section 817 of the Act (15 U.S.C. 1692o)
      are set forth in appendix A of this part.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1006.108 subsection (b) from snapshot c67bbdd9529cfe8e;
      substring-verified.
  judgment: false
