source:
  type: guide
  id: hud-4000-1-i-b-application-and-approval-process-2
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Application
    and Approval Process (09/30/2016)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Application
    and Approval Process (09/30/2016).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-b-application-and-approval-process-2-full
  canonical_id: hud-4000-1-i-b-application-and-approval-process-2-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Application
    and Approval Process (09/30/2016)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Application
      and Approval Process (09/30/2016)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Application and Approval Process (09/30/2016) i. Title Identification
      Number (A) Definition A Title Identification (ID) Number is a number identifying
      a Closing Agent registered to perform closings on HUD REO sales transactions.
      (B) Standard The Closing Agent must complete a one-time registration to receive
      a HUD-issued Title ID Number. The Closing Agent must provide to the Asset Manager
      (AM): • a copy of the Closing Agent’s state license; and • a Closing Protection
      Letter (CPL) evidencing errors and omissions insurance coverage. HUD will review
      the Closing Agent’s documentation and, if HUD approves, will issue a Title ID
      Number. The AM will notify the Closing Agent of the issuance of the Title ID
      Number. I. DOING BUSINESS WITH FHA B. Other Participants'
  judgment: false
