source:
  type: guide
  id: fnma-sel-b8-1-01
  authority: Fannie Mae Selling Guide B8-1-01 — Publication of Legal Documents
  description: Fannie Mae Selling Guide B8-1-01 — Publication of Legal Documents.
  coverage_tier: operative
obligations:
- id: fnma-sel-b8-1-01-full
  canonical_id: fnma-sel-b8-1-01-full
  section: Fannie Mae Selling Guide B8-1-01 — Publication of Legal Documents
  type: do
  tags:
  - regulator-direct
  - fnma
  - selling-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Selling Guide B8-1-01 — Publication of Legal Documents
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/selling-guide
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-05-25T14:09:57Z'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: 'B8-1-01, Publication of Legal Documents (06/28/2011) Introduction
      This topic contains information on settlement evidence, including: Publication
      of Legal Documents Legal Documents for Government Mortgages Publication of Legal
      Documents Fannie Mae publishes Legal Documents on its website. These legal documents
      include security instruments, notes, riders and addenda, and special-purpose
      documents that should be used in connection with regularly amortizing, conventional,
      residential mortgage loans sold to Fannie Mae. Many of these forms are published
      jointly by Fannie Mae and Freddie Mac and are referred to as Uniform Instruments.
      Each legal document published on Fannie Mae''s website is accompanied by a Summary
      or Instructions Published May 6, 2026 889 document, which provides: the latest
      revision date for the document, the document’s purpose and type of mortgage
      transactions for which it is used, instructions on how to print the electronic
      version of the document, speciﬁc changes that must be made to the document,
      additional changes that may be made to the document, and other pertinent information
      about special circumstances that may aﬀect the user or completion of the document.
      Legal Documents for Government Mortgages A lender should use legal documents
      for regularly amortizing FHA-insured mortgages, VA-guaranteed mortgages, RD-guaranteed
      mortgages, and HUD-guaranteed mortgages that are acceptable to the government
      agency and are appropriate for the state in which the security property is located.
      Although Fannie Mae does not publish documents for government mortgages, in
      some cases Fannie Mae allows (or requires) its legal documents to be used. If
      a lender chooses to use Fannie Mae’s legal documents for conventional mortgages,
      and if those documents must be modiﬁed or amended to comply with applicable
      government agency requirements, the following requirements must be met: The
      documents must be enforceable under their terms. The documents must comply with
      all applicable state and local requirements for a recordable and enforceable
      document. The lender must make nonstandard document warranties that are similar
      to those Fannie Mae requires for other mortgages closed on documents other than
      Fannie Mae’s standard documents. See A2-2-03, Document Warranties. Recent Related
      Announcements There are no recently issued Announcements related to this topic.
      Chapter B8-2, Security Instruments Introduction This chapter provides information
      on security instruments. Published May 6, 2026 890'
  judgment: false
