source:
  type: guide
  id: fnma-svc-c-1.2-05
  authority: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
  description: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien.
  coverage_tier: operative
obligations:
- id: fnma-svc-c-1.2-05-full
  canonical_id: fnma-svc-c-1.2-05-full
  section: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: C-1.2-05, Charging for a Release of Lien (05/15/2019) Published
      May 13, 2026 216 The servicer must not charge the borrower a fee for releasing,
      reconveying, or discharging Fannie Mae’s lien against the property, unless all
      of the conditions listed in the following table apply. ✓ Conditions under which
      a release of lien fee may be charged The fee is paid to a third party for services
      rendered. For example, fees paid to a recorder of deeds, a notary public, or
      a trustee under a deed of trust (even if the trustee is the servicer’s aﬃliate
      or subsidiary). Such fees are not prohibited by applicable law, the terms of
      the note or security instrument, or the mortgage insurer or guarantor. The amount
      of the fee is consistent with other fees permitted by the mortgage insurer or
      guarantor, if applicable. The release of lien is not related to a charge-oﬀ
      (see D1-1-02, Evaluating a First Lien Mortgage Loan for Charge-Oﬀ and Release
      of Lien). The servicer must follow the procedures in Reimbursement for Recording
      Costs Associated with a Mortgage Loan Satisfaction or Charge-Oﬀ in F-1-05, Expense
      Reimbursement in order to seek reimbursement from Fannie Mae. Recent Related
      Announcements The table below provides references to recently issued Announcements
      that are related to this topic. Announcements Issue Date Announcement SVC-2019-03
      May 15, 2019 Chapter C-2, Servicing ARM Loans Introduction This chapter describes
      servicing of ARM loans. Section C-2.1, Processing ARM Loan Payments Published
      May 13, 2026 217
  judgment: false
