source:
  type: guide
  id: usda-hb-3555-1.7
  authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶1.7 —
    Reviews And Appeals
  description: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶1.7
    — Reviews And Appeals.
  coverage_tier: operative
obligations:
- id: usda-hb-3555-1.7-full
  canonical_id: usda-hb-3555-1.7-full
  section: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶1.7 — Reviews
    And Appeals
  type: do
  tags:
  - regulator-direct
  - usda
  - usda-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶1.7
      — Reviews And Appeals
    source_class: usda-handbook
    source_url: https://www.rd.usda.gov/sites/default/files/hb-1-3555_consolidated.pdf
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-05-25T14:10:13Z'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: 1.7 REVIEWS AND APPEALS Agency decisions that are not made in
      favor of a lender or other program participant (applicant or borrower) are known
      as adverse decisions and may be reviewed or appealed. Adverse decisions must
      be based upon 7 CFR Part 3555 found in Appendix 1 of this Handbook. Adverse
      decisions include the administrative actions taken by Agency staff; and the
      HB-1-3555 (03-09-16) SPECIAL PN 1-7 Revised (06-24-22) PN 563 Guidance documents
      lack the force and effect of law, unless expressly authorized by statute or
      incorporated into a contract. USDA may not cite, use, or rely on any guidance
      that is not available through their guidance portal, except to establish historical
      facts. Agency’s failure to take required actions within time frames specified
      in statutes or regulations, or within a reasonable time if no deadline is specified.
      Adverse decisions made by a lender are not an Agency decision. Adverse decisions
      made by the Agency may be appealed to USDA, National Appeals Division (NAD)
      in accordance with Appendix 3 of this Handbook.
  judgment: false
