source:
  type: guide
  id: hud-4000-1-iv-f-damage-to-manufactured-home-while-in-possession-of-the-lende
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Damage to Manufactured Home
    While in Possession of the Lender (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Damage to Manufactured Home
    While in Possession of the Lender (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-f-damage-to-manufactured-home-while-in-possession-of-the-lende-full
  canonical_id: hud-4000-1-iv-f-damage-to-manufactured-home-while-in-possession-of-the-lende-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV
  description: "Damage to Manufactured Home While in Possession of the Lender: f. Damage to Manufactured\
    \ Home While in Possession of the Lender (05/09/2022) \nIf the Manufactured Home is damaged while\
    \ in the possession of the Lender, the Lender \nmust document the nature of the damage and seek repair\
    \ through their hazard insurance \ncoverage. If the Manufactured Home is without h…"
  type: do
  tags:
  - regulator-direct
  - section-complete
  - hud
  - 4000-1
  - curated
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Damage to Manufactured Home
      While in Possession of the Lender (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: "f. Damage to Manufactured Home While in Possession of the Lender (05/09/2022) \n\
      If the Manufactured Home is damaged while in the possession of the Lender, the Lender \nmust document\
      \ the nature of the damage and seek repair through their hazard insurance \ncoverage. If the Manufactured\
      \ Home is without hazard insurance, the appraisal should reflect \nvalue as if there were no damage."
    drafter_attestation: Verbatim section from snapshot 8c03836f77f317e1; boundary human-curated + substring-verified
      (2026-07-23).
  judgment: false
