source:
  type: regulation
  id: respa-12usc-2608
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller
  description: 'RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2608 Title companies; liability of seller.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: respa-12usc-2608-a
  canonical_id: respa-12usc-2608-a
  section: 12 U.S.C. §2608(a)
  description: 'Title companies; liability of seller — (a): (a) No seller of property that will be purchased with
    the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to
    selling the property, that title insurance covering the property be purchased by the buyer from any particular
    title company.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2608
    snapshot_id: ef5153ecfcf3706a
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c3e00f664c3f14fb4d69b22c1ff115ba489c3a81c102644a00a39f78624c0615
    paragraph_quote: (a) No seller of property that will be purchased with the assistance of a federally related
      mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance
      covering the property be purchased by the buyer from any particular title company.
    drafter_attestation: Verbatim slice of 12 U.S.C. §2608 subsection (a) from Cornell LII snapshot ef5153ecfcf3706a;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: respa-12usc-2608-b
  canonical_id: respa-12usc-2608-b
  section: 12 U.S.C. §2608(b)
  description: 'Title companies; liability of seller — (b): (b) Any seller who violates the provisions of subsection
    (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance.
    ( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2608
    snapshot_id: ef5153ecfcf3706a
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c3e00f664c3f14fb4d69b22c1ff115ba489c3a81c102644a00a39f78624c0615
    paragraph_quote: (b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in
      an amount equal to three times all charges made for such title insurance. ( Pub. L. 93–533, § 9 , Dec. 22,
      1974 , 88 Stat. 1728 .)
    drafter_attestation: Verbatim slice of 12 U.S.C. §2608 subsection (b) from Cornell LII snapshot ef5153ecfcf3706a;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
