source:
  type: guide
  id: usda-hb-3555-15.1
  authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.1 —
    Introduction
  description: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.1
    — Introduction.
  coverage_tier: operative
obligations:
- id: usda-hb-3555-15.1-full
  canonical_id: usda-hb-3555-15.1-full
  section: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.1 — Introduction
  type: do
  tags:
  - regulator-direct
  - usda
  - usda-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.1
      — Introduction
    source_class: usda-handbook
    source_url: https://www.rd.usda.gov/sites/default/files/hb-1-3555_consolidated.pdf
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-05-25T14:10:13Z'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: 15.1 INTRODUCTION It is the lender’s responsibility to work with
      the applicant to ensure all necessary documentation is obtained to satisfy the
      requirements for loan eligibility. Lenders may utilize industry standard forms
      when assembling the application package. The loan must be underwritten and approved
      by the lender prior to submission to the Agency. The Agency requires that lenders
      use the Guaranteed Underwriting System (GUS), the Agency’s automated underwriting
      system, for all supported loan products. Lenders will certify upon a “final”
      underwriting submission that the loan has been reviewed, underwritten, and all
      data entered in GUS is true, complete, accurate, and retained. Lenders must
      review the GUS Underwriting Findings Report to ensure all requirements are met.
      Refer to Attachment 15-A, Guaranteed Rural Housing – Loan Origination Checklist,
      for a list of required items to be provided to the Agency for a complete loan
      application package.
  judgment: false
