source:
  type: regulation
  id: hmda-12usc-2810
  authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810 — Disclosure by Secretary; commencement, scope,
    etc.
  description: 'HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2810 Disclosure by Secretary; commencement, scope,
    etc.. Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: hmda-12usc-2810-full
  canonical_id: hmda-12usc-2810-full
  section: 12 U.S.C. §2810
  description: 'Disclosure by Secretary; commencement, scope, etc.: Beginning with data for calendar year 1980,
    the Secretary shall make publicly available data in the Secretary ’s possession for each mortgagee which is
    not otherwise subject to the requirements of this chapter and which is not exempt pursuant to section 2805(b)
    of this title (and for each mortgagee …'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2810
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2810
    snapshot_id: e9876abbc3422a06
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4fd6fda49e171e33e255a46d2e03d353f429f7f37c919939f24b1c5767f9c20d
    paragraph_quote: Beginning with data for calendar year 1980, the Secretary shall make publicly available data
      in the Secretary ’s possession for each mortgagee which is not otherwise subject to the requirements of this
      chapter and which is not exempt pursuant to section 2805(b) of this title (and for each mortgagee making mortgage
      loans exempted under section 2803(g) of this title ), with respect to mortgage loans approved (or for which
      completed applications are received) by the Secretary for insurance under title I or II of the National Housing
      Act [ 12 U.S.C. 1702 et seq., 1707 et seq.]. Such data to be disclosed shall consist of data comparable to
      the data which would be disclosed if such mortgagee were subject to the requirements of section 2803 of this
      title . Disclosure statements containing data for each such mortgagee for a primary metropolitan statistical
      area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of
      designated primary metropolitan statistical areas shall, at a minimum, be publicly available at the central
      depository of data established pursuant to section 2803(f) of this title for such primary metropolitan statistical
      area, metropolitan statistical area, or consolidated metropolitan statistical area that is not comprised of
      designated primary metropolitan statistical areas. The Secretary shall also compile and make publicly available
      aggregate data for such mortgagees by census tract, and tables indicating aggregate lending patterns, in a
      manner comparable to the information required to be made publicly available in accordance with section 2809
      of this title . ( Pub. L. 94–200, title III, § 311 , as added Pub. L. 96–399, title III, § 340(c) , Oct. 8,
      1980 , 94 Stat. 1658 ; amended Pub. L. 98–181, title I [title VII, § 701(a)], Nov. 30, 1983 , 97 Stat. 1266
      ; Pub. L. 100–242, title V, § 565(a)(3) , Feb. 5, 1988 , 101 Stat. 1945 ; Pub. L. 101–73, title XII, § 1211(c)(2)(D)
      , Aug. 9, 1989 , 103 Stat. 525 .)
    drafter_attestation: Verbatim slice of 12 U.S.C. §2810 from Cornell LII snapshot e9876abbc3422a06; body isolated
      between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
