source:
  type: guide
  id: hud-4000-1-ii-d-maximum-mortgage-term
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — d. Maximum
    Mortgage Term (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — d. Maximum
    Mortgage Term (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-d-maximum-mortgage-term-full
  canonical_id: hud-4000-1-ii-d-maximum-mortgage-term-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — d. Maximum
    Mortgage Term (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — d. Maximum
      Mortgage Term (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: d. Maximum Mortgage Term (09/14/2015) The maximum mortgage term
      may not exceed 30 years from the date that amortization begins. FHA does not
      require that mortgage terms be in five year multiples.
  judgment: false
