source:
  type: guide
  id: fnma-svc-e-3.1-04
  authority: Fannie Mae Servicing Guide E-3.1-04 — Addressing a Bankruptcy Filed During
    Active Foreclosure
  description: Fannie Mae Servicing Guide E-3.1-04 — Addressing a Bankruptcy Filed
    During Active Foreclosure.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-3.1-04-full
  canonical_id: fnma-svc-e-3.1-04-full
  section: Fannie Mae Servicing Guide E-3.1-04 — Addressing a Bankruptcy Filed During
    Active Foreclosure
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-3.1-04 — Addressing a Bankruptcy Filed
      During Active Foreclosure
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-3.1-04, Addressing a Bankruptcy Filed During Active Foreclosure
      (11/12/2014) The servicer must contact the law ﬁrm within one business day after
      it learns of a bankruptcy ﬁling in connection with a mortgage loan that has
      already been referred to a law ﬁrm for foreclosure. See Required Referral Timelines
      for Mortgage Loans Previously Referred for Foreclosure in E-1.2-01, Timing of
      the Bankruptcy Referral for additional requirements. Recent Related Announcements
      There are no recently issued Announcements related to this topic. Section E-3.2,
      Initiating and Processing Foreclosure Proceedings Published May 13, 2026 441
  judgment: false
