source:
  type: regulation
  id: reg-p-1016.17
  authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.17 — Relation
    to state laws
  description: '12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB), §1016.17 Relation
    to state laws. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: reg-p-1016.17-a
  canonical_id: reg-p-1016.17-a
  section: 12 CFR §1016.17(a)
  description: 'Relation to state laws — (a): (a) In general. This part shall not be construed as superseding, altering,
    or affecting any statute, regulation, order, or interpretation in effect in any state, except to the extent
    that such state statute, regulation, order, or interpretation is inconsistent with the provisions of this part,
    and t…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.17
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: (a) In general. This part shall not be construed as superseding, altering, or affecting any
      statute, regulation, order, or interpretation in effect in any state, except to the extent that such state
      statute, regulation, order, or interpretation is inconsistent with the provisions of this part, and then only
      to the extent of the inconsistency.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.17 subsection (a) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.17-b
  canonical_id: reg-p-1016.17-b
  section: 12 CFR §1016.17(b)
  description: 'Relation to state laws — (b): (b) Greater protection under state law. For purposes of this section,
    a state statute, regulation, order, or interpretation is not inconsistent with the provisions of this part if
    the protection such statute, regulation, order, or interpretation affords any consumer is greater than the protection
    pr…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.17
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: (b) Greater protection under state law. For purposes of this section, a state statute, regulation,
      order, or interpretation is not inconsistent with the provisions of this part if the protection such statute,
      regulation, order, or interpretation affords any consumer is greater than the protection provided under this
      part, as determined by the Bureau, on its own motion or upon the petition of any interested party, after consultation
      with the agency or authority with jurisdiction under section 505(a) of the GLB Act (15 U.S.C. 6805(a)) over
      either the person that initiated the complaint or that is the subject of the complaint.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.17 subsection (b) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
