source:
  type: guide
  id: usda-hb-3555-15.6
  authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.6 —
    Lender Notification On Request For Loan Guarantee
  description: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.6
    — Lender Notification On Request For Loan Guarantee.
  coverage_tier: operative
obligations:
- id: usda-hb-3555-15.6-full
  canonical_id: usda-hb-3555-15.6-full
  section: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.6 — Lender
    Notification On Request For Loan Guarantee
  type: do
  tags:
  - regulator-direct
  - usda
  - usda-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶15.6
      — Lender Notification On Request For Loan Guarantee
    source_class: usda-handbook
    source_url: https://www.rd.usda.gov/sites/default/files/hb-1-3555_consolidated.pdf
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-05-25T14:10:13Z'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: '15.6 LENDER NOTIFICATION ON REQUEST FOR LOAN GUARANTEE The Agency
      will notify the lender of the results from the application review. The following
      are possible results of the review: A. The Request for a Loan Guarantee is Approved
      If the loan file meets Agency requirements, the lender will receive an email
      with a link to view Form RD 3555-18/18E, Conditional Commitment for Single Family
      Housing Loan Guarantee. The Conditional Commitment establishes conditions for
      issuing the Loan Note Guarantee. This form will also be available under the
      Documents section of the GUS system once it has been issued by the Agency. In
      order to receive the Loan Note Guarantee, the lender must submit any required
      documents and certify to all conditions noted on Form RD 3555-18/18E (including
      any attachments to the form). Chapter 16 of this Handbook provides additional
      guidance to obtain the Loan Note Guarantee. HB-1-3555 (03-09-16) SPECIAL PN
      15-6 Revised (08-05-25) PN 694 Guidance documents lack the force and effect
      of law, unless expressly authorized by statute or incorporated into a contract.
      USDA may not cite, use, or rely on any guidance that is not available through
      their guidance portal, except to establish historical facts. B. Return of Incomplete
      Applications If the application request is missing information specified in
      Attachment 15-A and/or the final GUS Underwriting Findings Report, the Agency
      will suspend the application and request the missing documentation from the
      approved lender. Once the file is complete, the lender must alert OPD staff
      that all requested information is ready for a subsequent review, as GUS does
      not automatically alert the Agency when new documentation is uploaded. The file
      will then be placed in line again for Agency review. If the lender cannot provide
      the necessary information, the lender should request to withdraw the loan file
      from GUS. Agency staff will not withdraw loan files without first contacting
      the lender to request the missing documentation. C. The Request for a Loan Guarantee
      is Denied The loan guarantee request will be denied if the proposed loan fails
      to meet program requirements. The Agency will notify the lender in writing of
      the reason for the denial and will provide review and appeal rights as indicated
      in Appendix 3 of this Handbook. The Agency must properly process the loan in
      the Agency’s internal Guaranteed Loan System (GLS) database to record the loan
      denial.'
  judgment: false
