source:
  type: regulation
  id: va-m26-7-ch18-t01
  authority: VA Lenders Handbook M26-7, Chapter 18, Topic 1 — Purpose and Eligibility Requirements
  description: "VA Lenders Handbook M26-7 Chapter 18 Topic 1 (Purpose and Eligibility Requirements). Gap-fill (verbatim).\
    \ \n"
obligations:
- id: va-m26-7-ch18-t01-0
  canonical_id: va-m26-7-ch18-t01-0
  section: VA Lenders Handbook M26-7 Ch.18 Topic 1 — Purpose and Eligibility Requirements
  description: 'Ch.18 Topic 1 Purpose and Eligibility Requirements: 1. Purpose and Eligibility Requirements a. Purpose
    of SAPP Servicers of Department of Veterans Affairs (VA) guaranteed loans may be granted authority, under Servicer
    Appraisal Processing Program (SAPP), to review liquidation appraisals, and issue the Notice of Value (NOV) without…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - va-m26-7
  - section-complete
  primary_source:
    tier: 1
    authority: VA Lenders Handbook M26-7, Chapter 18, Topic 1 — Purpose and Eligibility Requirements
    source_class: va-handbook-m26-7
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 34112e99016b0680
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:1735e2e83fc5c6fe6d74455696b4598c88331cc488c987c8bf66437a97300d61
    paragraph_quote: '1. Purpose and Eligibility Requirements a. Purpose of SAPP Servicers of Department of Veterans
      Affairs (VA) guaranteed loans may be granted authority, under Servicer Appraisal Processing Program (SAPP),
      to review liquidation appraisals, and issue the Notice of Value (NOV) without VA involvement. The servicer
      exercises its SAPP authority through an employee who is VA-approved as a SAPP Staff Appraisal Reviewer (SAR).
      Once a SAR has satisfied the SAPP training and initial case review requirements (see section 3 of this chapter),
      their SAPP authority may be used for eligible properties (those secured by VA-guaranteed loans) in any location
      within the United States and its territories. The purpose of SAPP is to reduce the time required for servicers
      of VA loans to receive the NOV. Important: It is the SAR’s responsibility to stay informed about any local
      VA processing requirements unique to the VA jurisdiction in which a property is located. b. Servicer Eligibility
      Requirements To be granted SAPP authority, the servicer must have: • a VA servicer identification number (ID),
      • an association with a single lender having a VA lender ID, and • an effective quality control (QC) system
      that ensures the adequacy and quality of its SARs. (See section 6 of this chapter.) Note: Under SAPP, a servicer
      may only have an association with a single lender. c. SAR Eligibility Requirements The servicer exercises
      its SAPP authority through an employee who is a VA- approved SAR. A SAR must: • be a full-time salaried employee
      of the lender/servicer, and • have at least three years of work experience that qualifies him or her to competently
      perform administrative appraisal reviews. Continued on next page VA Pamphlet 26-7, Revised'
    drafter_attestation: Verbatim from M26-7 Ch.18 Topic 1 body (max-gap occurrence), snapshot 34112e99016b0680;
      substring-verified.
  judgment: false
