source:
  type: regulation
  id: gnma-mbs-ch11
  authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: "Ginnie Mae MBS Guide Chapter 11 (Issuer Responsibilities Related To Pool And Loan). New-source fetch\
    \ + gap-fill (verbatim). \n"
obligations:
- id: gnma-mbs-ch11-0
  canonical_id: gnma-mbs-ch11-0
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2026-02-26 This chapter outlines the responsibilities
    of Issuers related to the Initial Certification, Final Certification, and Recertification of pools of loans
    or loan packages used as collateral for any MBS guaranteed by Ginnie Mae (“MBS Program Pools”). This Chapter
    also de…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2026-02-26 This chapter outlines the responsibilities of Issuers related to the Initial
      Certification, Final Certification, and Recertification of pools of loans or loan packages used as collateral
      for any MBS guaranteed by Ginnie Mae (“MBS Program Pools”). This Chapter also describes other policies governing
      the certification of MBS Program Pools. The specific procedures required to complete the various certifications
      referenced in this Chapter are further described in the Ginnie Mae Document Custody Manual, Appendix V-01
      of this Guide (“Document Custody Manual” or “the Manual”). The Digital Collateral Guide, Appendix V-07 to
      this Guide provides the certification requirements for digital pools and loan packages.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-1
  canonical_id: gnma-mbs-ch11-1
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: REQUIREMENT FOR MASTER CUSTODIAL AGREEMENT
    WITH APPROVED DOCUMENT CUSTODIAN Section A.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: REQUIREMENT FOR MASTER CUSTODIAL AGREEMENT WITH APPROVED DOCUMENT CUSTODIAN Section A.
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-2
  canonical_id: gnma-mbs-ch11-2
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2026-02-26 Documents relating to the pooled
    mortgages and pooled Participations must be held by an Approved Document Custodian on Ginnie Mae''s behalf for
    the life of the pool or loan package. Each Issuer is required to arrange, prior to submission of a pool or loan
    package for …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2026-02-26 Documents relating to the pooled mortgages and pooled Participations must be
      held by an Approved Document Custodian on Ginnie Mae''s behalf for the life of the pool or loan package. Each
      Issuer is required to arrange, prior to submission of a pool or loan package for processing, for a Document
      Custodian to provide custodial and pool certification services by entering into a Master Custodial Agreement,
      Form HUD-11715, with an eligible institution. The Master Custodial Agreement together with this Guide, including
      the Document Custody Manual, set forth the responsibilities of both the Issuer and the Document Custodian
      concerning the pool certification, documentation, and safekeeping requirements applicable to each pool and
      loan package. Section B. Renewal Requirements'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-3
  canonical_id: gnma-mbs-ch11-3
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 The Master Custodial Agreement,
    Form HUD-11715, between each Issuer and Document Custodian must be renewed each year in accordance with “Part
    B. The Master Custodial Agreement” in Chapter 1 of the Document Custody Manual. Issuers are responsible for
    the timely execut…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 The Master Custodial Agreement, Form HUD-11715, between each Issuer and Document
      Custodian must be renewed each year in accordance with “Part B. The Master Custodial Agreement” in Chapter
      1 of the Document Custody Manual. Issuers are responsible for the timely execution and submission of such
      renewals.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-4
  canonical_id: gnma-mbs-ch11-4
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 Issuers are required to obtain
    an Initial Certification from an Approved Document Custodian for all pool and loan package types, except project
    loan pools (PL, PN, LM, LS, and RX) and construction loan pools (CL and CS), before issuing the related security.
    By an “In…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 Issuers are required to obtain an Initial Certification from an Approved Document
      Custodian for all pool and loan package types, except project loan pools (PL, PN, LM, LS, and RX) and construction
      loan pools (CL and CS), before issuing the related security. By an “Initial Certification”, the Document Custodian
      certifies to Ginnie Mae that: 1) it has received from the Issuer the minimum loan, pool, or loan package documents
      required to allow a Ginnie Mae security to be issued; 2) that the documents meet the attributes, accuracy,
      and completeness'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-5
  canonical_id: gnma-mbs-ch11-5
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: requirements described in the applicable
    document review procedures detailed in the Manual; and, 3) that the documents relate to and are consistent with
    the list of loans reflected in the associated Schedule of Pooled Mortgages, Form HUD-11706, in the case of an
    MBS, or with the …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: requirements described in the applicable document review procedures detailed in the Manual;
      and, 3) that the documents relate to and are consistent with the list of loans reflected in the associated
      Schedule of Pooled Mortgages, Form HUD-11706, in the case of an MBS, or with the Schedule of Pooled Participations
      and Mortgages, Form HUD-11706H, in the case of an HMBS. For Construction Loan Pools and Project Loan Pools,
      Ginnie Mae requires Issuers to obtain only a single Final Certification prior to the issuance of the related
      security. Section B. Variance for Construction and Project Loans
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-6
  canonical_id: gnma-mbs-ch11-6
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 The list of documents required
    for Initial Certification, the corresponding document review procedures, and required Initial Certification
    procedures, including certification deadlines, for the various pool types are contained in the Manual as follows:
    Section C. Cer…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 The list of documents required for Initial Certification, the corresponding document
      review procedures, and required Initial Certification procedures, including certification deadlines, for the
      various pool types are contained in the Manual as follows: Section C. Certification Process and Related Document
      Review Procedures'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-7
  canonical_id: gnma-mbs-ch11-7
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: , Rev. 1 11-2 ginniemae.gov (2) Chapter
    4, Part C, For Manufactured Home Loan Pools (3) Chapter 10, Part C, For HECM Loan Pools'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ', Rev. 1 11-2 ginniemae.gov (2) Chapter 4, Part C, For Manufactured Home Loan Pools (3) Chapter
      10, Part C, For HECM Loan Pools'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-8
  canonical_id: gnma-mbs-ch11-8
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: FINAL CERTIFICATION REQUIREMENTS Issuers
    are required to ensure that all MBS Program Pool types receive a Final Certification by an Approved Document
    Custodian within 12 months of the issue date of the related MBS. Section A. General Requirement'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: FINAL CERTIFICATION REQUIREMENTS Issuers are required to ensure that all MBS Program Pool types
      receive a Final Certification by an Approved Document Custodian within 12 months of the issue date of the
      related MBS. Section A. General Requirement
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-9
  canonical_id: gnma-mbs-ch11-9
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 By a “Final Certification”,
    the Document Custodian certifies to Ginnie Mae that: it has received from the Issuer all the loan, pool, or
    loan package documents required by the Manual for Final Certification of the relevant pool; and, that each of
    these documents meets…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 By a “Final Certification”, the Document Custodian certifies to Ginnie Mae that:
      it has received from the Issuer all the loan, pool, or loan package documents required by the Manual for Final
      Certification of the relevant pool; and, that each of these documents meets the attributes, accuracy, and
      completeness requirements described in the applicable document review procedures detailed in the Manual. Section
      B. Certification Process and Related Document Review Procedures'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-10
  canonical_id: gnma-mbs-ch11-10
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 The list of documents required
    for Final Certification, the corresponding document review procedures, and required Final Certification procedures,
    including certification deadlines, for the various pool types are contained in the Manual as follows: (1) Chapter
    3, Par…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 The list of documents required for Final Certification, the corresponding document
      review procedures, and required Final Certification procedures, including certification deadlines, for the
      various pool types are contained in the Manual as follows: (1) Chapter 3, Part C, For Single Family Pools
      (2) Chapter 4, Part D, For Manufactured Home Loan Pools (3) Chapter 5, Part C, For Construction Loan Pools
      (4) Chapter 6, Part C, For Project Loan Pools (5) Chapter 10, Part D, For HECM Loan Pools'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-11
  canonical_id: gnma-mbs-ch11-11
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: Additional instructions for the single Final
    Certification required for Construction Loan Pools and Project Loan Pools is found in MBS Guide, Ch. 32, Part
    8 and Ch. 31, Part 11, respectively. Section C. Impact of Pool or Loan Package Transfer on Deadlines'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: Additional instructions for the single Final Certification required for Construction Loan Pools
      and Project Loan Pools is found in MBS Guide, Ch. 32, Part 8 and Ch. 31, Part 11, respectively. Section C.
      Impact of Pool or Loan Package Transfer on Deadlines
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-12
  canonical_id: gnma-mbs-ch11-12
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 The transfer of any MBS Program
    Pool to a new Issuer or to a new Document Custodian does not impact the deadline for Final Certification of
    the relevant pool. The Final Certification for any MBS Program Pool that has been transferred must be completed
    within 12 month…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 The transfer of any MBS Program Pool to a new Issuer or to a new Document Custodian
      does not impact the deadline for Final Certification of the relevant pool. The Final Certification for any
      MBS Program Pool that has been transferred must be completed within 12 months of the issue date of the related
      MBS. Section D. Limitations on Pool Transfers Prior to Final Certification'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch11-13
  canonical_id: gnma-mbs-ch11-13
  section: Ginnie Mae MBS Guide Chapter 11 — Issuer Responsibilities Related To Pool And Loan
  description: 'Ch.11 Issuer Responsibilities Related To Pool And Loan: : 2017-01-06 (1) Frequency Limitations.
    A Transfer of Issuer Responsibility is allowed only once prior to final certification.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 11 — Issuer Responsibilities Related To Pool And Loan
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_11.pdf
    snapshot_id: 8fe4e65f92c277ec
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e61bd4a7def0a54426a038b86e23e04cfe2c8688e94e6c68c7016c38f3a84311
    paragraph_quote: ': 2017-01-06 (1) Frequency Limitations. A Transfer of Issuer Responsibility is allowed only
      once prior to final certification.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 11 PDF, snapshot 8fe4e65f92c277ec;
      substring-verified. New-source fetch.
  judgment: false
