source:
  type: guide
  id: fnma-sel-b3-4.3-14
  authority: Fannie Mae Selling Guide B3-4.3-14 — Bridge/Swing Loans
  description: Fannie Mae Selling Guide B3-4.3-14 — Bridge/Swing Loans.
  coverage_tier: operative
obligations:
- id: fnma-sel-b3-4.3-14-full
  canonical_id: fnma-sel-b3-4.3-14-full
  section: Fannie Mae Selling Guide B3-4.3-14 — Bridge/Swing Loans
  type: do
  tags:
  - regulator-direct
  - fnma
  - selling-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Selling Guide B3-4.3-14 — Bridge/Swing Loans
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/selling-guide
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-05-25T14:09:57Z'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: 'B3-4.3-14, Bridge/Swing Loans (04/01/2009) Introduction This
      topic contains information on bridge/swing loans. Bridge/Swing Loans Bridge/Swing
      Loans A bridge (or swing) loan is an acceptable source of funds provided the
      following requirements are met: The bridge loan cannot be cross-collateralized
      against the new property. The lender must document the borrower’s ability to
      successfully carry the payments for the new home, the current home, the bridge
      loan, and other obligations. Fannie Mae does not have a speciﬁed limitation
      on the term of bridge loans. See B3-6-05, Monthly Debt Obligations, for more
      information about how to treat the resulting contingent liability. Recent Related
      Announcements There are no recently issued Announcements related to this topic.'
  judgment: false
