source:
  type: guide
  id: hud-4000-1-ii-e-consultant-35-point-checklist
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Consultant
    35 Point Checklist (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Consultant
    35 Point Checklist (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-e-consultant-35-point-checklist-full
  canonical_id: hud-4000-1-ii-e-consultant-35-point-checklist-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Consultant
    35 Point Checklist (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Consultant
      35 Point Checklist (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'e. Consultant 35 Point Checklist (09/14/2015) The Consultant
      must inspect the Property and address the following 35 points, if applicable,
      in the Work Write-Up and Cost Estimate: 1. Masonry. Describe masonry work to
      be performed, such as: point brickwork; stucco; construction of brick walls;
      construction/repair of brick, masonry or stone chimney; etc. Most estimates
      must be based on square footage projections. 2. Siding. Describe siding work
      to be performed, such as: replacement of defective siding, fascia and soffits;
      installation of new vinyl siding with aluminum window trim; etc. Most estimates
      must be based on square footage, lineal footage and length projections. 3. Gutters
      and Downspouts. Describe gutter and downspout work to be performed, such as:
      replacement of bad or missing gutters and downspouts; cleaning and opening downspouts;
      installation of splash block; etc. Most estimates must be based on lineal footage
      projections. 4. Roof. Describe roof work to be performed, such as: installation
      of a new built-up roof, with new metal gravel stops; installation of 240 Sealtab
      asphalt shingles on all roofs with a 3:12 pitch or greater; etc. Roofs that
      already have two layers of shingles should not be roofed again. Remove the existing
      shingles, then roof with new shingles. Most estimates must be based on square
      footage projections. 5. Shutters. Describe shutter work to be performed, such
      as: installation of shutters at windows; etc. Most estimates must be based on
      pair pricing. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT A. Title II Insured
      Housing Programs Forward Mortgages 9. 203(k) Consultant Requirements Handbook
      4000.1 530 Last Revised: 11/26/2025 6. Exteriors. Describe exterior work to
      be performed, such as: removal of defective, buckled wood members; providing
      a structurally sound porch floor, properly finished; replacement of existing
      porch with masonry steps and stoops; providing ornamental iron or wood railing
      or parts; etc. Most estimates must be based on lineal or square footage projections.
      7. Walks. Describe walk work to be performed, such as: installation of new concrete
      walks; installation of concrete steps at (____); etc. Most estimates must be
      based on square and lineal footage projections. 8. Driveways. Describe driveway
      work to be performed, such as: remove old driveway and apron; install blacktop
      asphalt drive (minimum two feet) over existing drive and apron; install new
      concrete driveway (minimum four feet) and apron with wire mesh; etc. Most estimates
      must be based on square and lineal footage projections. 9. Painting (Exterior).
      Describe exterior painting work to be performed, such as: scrape, sand smooth
      and paint a minimum of two coats of good quality paint on all exterior woodwork
      and metal; etc. Most estimates must be based on square and lineal footage projections.
      If the Property was built before 1978, a U.S. Environmental Protection Agency
      (EPA) or state-certified lead-safe renovation contractor must be used for the
      painting work; machine sanding and use of propane or gasoline torches (open
      flame methods) are not permitted, and just washing and repainting without thorough
      removal or covering with siding does not constitute adequate treatment. Required
      Work Items: All defective (cracking, scaling, chipping, peeling, loose, or flaking
      paint and paint that is to be disturbed by this Painting (Exterior) point or
      other points in the Work Write-Up must be scraped, primed and double coated.
      Because of the concern for lead paint ingestion, all peeling paint conditions
      must include scraping, priming and double coating of surface areas. If the Property
      was built before 1978, paint mitigation must be in compliance with EPA’s Renovation,
      Repair and Painting Rule and HUD’s lead-based paint regulations regarding paint
      mitigation at 24 CFR 200.810(c). Some states may require more specific treatment.
      10. Caulking. Describe caulking to be performed, such as: caulk all windows
      and door frames; etc. Most estimates must be based on lineal footage or lump
      sum projections. Required Work Item: Caulk all openings, cracks or joints in
      the building envelope to reduce air infiltration. 11. Fencing. Describe fencing
      work to be performed, such as: installation of new fencing; resetting existing
      fencing; etc. Most estimates must be based on lineal footage projections. 12.
      Grading. Describe grading work to be performed, such as: removal of debris from
      yards; application of finish earth; grade and seed; etc. Most estimates must
      be based on square yard and lump sum projections. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 9. 203(k) Consultant
      Requirements Handbook 4000.1 531 Last Revised: 11/26/2025 13. Windows. Describe
      window work to be performed, such as: installation of new metal replacement
      windows; replacement of rotted or defective sash; replacement of rotted sills
      at exterior; replacement of basement windows; replacement of cracked/broken
      glass; replacement of missing glazing putty; repair or replacement of screens;
      etc. If a particular manufactured window is used, then the Work Write-Up should
      specify to justify the cost of the windows. Most estimates must be based on
      per window projections. 14. Weather-stripping. Describe weather-stripping to
      be performed, such as: installation of new weather-stripping at all exterior
      doors; weather-strip all windows; install metal interlocking thresholds at exterior
      doors; etc. Most estimates must be based on per unit and linear footage projections.
      Required Work Item: Weather-strip all doors and windows in living areas to reduce
      infiltration of air when existing weather-stripping is inadequate or nonexistent.
      15. Doors (Exterior). Describe door work to be performed, such as: install new
      1 3/4" exterior solid core wood door(s); install 1 3/4" metal insulated door;
      install three new door butts; install new exterior door trim; install new lockset
      with deadbolt; etc. Most estimates must be based on per unit and linear footage
      projections. Address weather- stripping and caulking of all replacement doors
      and trim. 16. Doors (Interior). Describe interior door work to be performed,
      such as: replacement of defective doors; installation of new doors with locksets;
      installation of locksets where missing or malfunctioning; readjusting all doors
      for proper closing; installation of bedroom closet doors; installation of bifold
      doors at (____); installation of door trim at (____); etc. Most estimates must
      be based on per unit projections. 17. Partitions (Do not include drywall costs).
      Describe partitioning work to be performed, such as: framing of new walls and
      partitions; framing for new closet; etc. Most estimates must be based on lineal
      or square footage projections. 18. Plaster/Drywall. Describe plaster and drywall
      work to be performed, such as: patch all defective plaster/drywall; finish smooth
      with existing wall/ceiling finish; install drywall at (____); etc. Most estimates
      must be based on lump sum and square footage projections. 19. Decorating. Describe
      painting work to be performed, such as: paint interior walls; remove all existing
      wallpaper at (____); wallpaper walls at (____);treat defective (cracking, scaling,
      chipping, peeling, loose, or flaking) paint and paint that is to be disturbed
      by this Decorating point or other points in the Work Write-Up, and refinish
      surfaces at (____); etc. Most estimates must be based on square and lineal footage
      projections. Required Work Items: All defective (cracking, scaling, chipping,
      peeling, loose, or flaking) paint and paint to be disturbed by this Decorating
      point or other points in the Work Write-Up must be scraped, primed and double
      coated. Because of the concern II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 9. 203(k) Consultant
      Requirements Handbook 4000.1 532 Last Revised: 11/26/2025 for lead paint ingestion,
      all peeling paint conditions must include scraping, priming and double coating
      of surface areas. If the Property was built before 1978, paint mitigation must
      be in compliance with EPA’s Renovation, Repair and Painting Rule and HUD’s lead-based
      paint regulations regarding paint mitigation at 24 CFR 200.810(c). Some states
      may require more specific treatment. 20. Wood Trim. Describe wood trim work
      to be performed, such as: replace all cracked, broken, mismatched trim, jambs,
      etc.; remove all unused hinges, curtain rod hangers, nails, screws, etc.; replace
      all wood trim at interior door units, base, shoe & other trim; replace defective
      wall paneling at (____); etc. Most estimates must be based on square and lineal
      footage, per unit, and lump sum projections. 21. Stairs. Describe stair work
      to be performed, such as: replace bad basement treads and risers; replace main
      stairs, treads and risers; replace broken and/or missing baluster; provide handrails;
      install new stairs at (____); etc. Most estimates must be based on lump sum
      and lineal footage projections. 22. Closets. Describe closet work to be performed,
      such as: install new shelves, clothing rods; etc. Most estimates must be based
      on lineal footage projections. 23. Wood Floors. Describe wood floor work to
      be performed, such as: replace all defective flooring, holes in floors, etc.,
      with wood flooring to match existing floors; sand, fill and refinish wood floors;
      install new hardwood floors at (____); etc. Most estimates must be based on
      square footage projections. 24. Finish Floors. Describe finish floor work to
      be performed, such as: install vinyl tile or sheet goods with 1/4" underlayment
      at (____); install carpet and pad at (____); etc. Specify nonstandard type flooring
      to justify the cost estimate. Most estimates must be based on square yard projections.
      25. Ceramic Tile. Describe ceramic tile work to be performed, such as: install
      ceramic tile wainscot in bathtub area for shower height; install ceramic tile
      floor at (____); install Marlite wainscot in bathtub area for shower height;
      replace defective tile in bath; replace defective tile in kitchen; etc. Most
      estimates must be based on square footage or lump sum projections. 26. Bath
      Accessories. Describe bath accessory work to be performed, such as: replace
      medicine cabinet in bath; install towel bar(s); install soap dish; install grab
      bar in tub/shower; etc. Most estimates must be based on per unit projections.
      27. Plumbing. Describe plumbing work to be performed, such as: install new hot
      and cold water piping; install 30 gallon (minimum) glass-lined gas hot water
      heater (52 gallon if electric); install new kitchen stainless steel sink; install
      three-piece bathroom with shower over tub; install laundry tray with faucet;
      replace washers at faucets; replace defective sewer lines; connect to public
      sewer line; replace defective faucet at (____); etc. Most estimates must be
      based on per unit, lump sum and lineal footage projections. II. ORIGINATION
      THROUGH POST-CLOSING/ENDORSEMENT A. Title II Insured Housing Programs Forward
      Mortgages 9. 203(k) Consultant Requirements Handbook 4000.1 533 Last Revised:
      11/26/2025 Required Work Item: When feasible, connect to public sewer system
      where available. 28. Electrical. Describe electrical work to be performed, such
      as: install 100 amp service; replace frayed exterior wire from service to main
      and into exterior panel box; install new ceiling light wall switches; install
      new lighting fixtures at (____); install new exterior lighting; replace wall
      receptacles; install three-way switch; install smoke detectors; install exterior
      wall exhaust fan(s); etc. Most estimates must be based on per unit and lump
      sum projections. Required Work Items: The amp service must be upgraded to the
      greater of 100 amp or local code. Each sleeping area must be provided with a
      minimum of one approved, listed and labeled smoke detector installed adjacent
      to the sleeping area. Smoke detectors may be battery powered when installed
      in existing or rehabilitated Structures. However, where new construction is
      being added to an existing building, the smoke detector must receive its primary
      power from the building wiring, in conformance to local codes and ordinances.
      29. Heating. Describe heating and air conditioning work to be performed, such
      as: install new forced warm air heater; install new hot water boiler; install
      automatic flow control valve; install temp control valve at boiler; install
      heat supply outlet in each room; install high performance items such as geothermal
      heating and cooling, wind energy systems or photovoltaic systems; etc. Most
      estimates must be based on per unit and lump sum projections. Required Work
      Items: If a new heating/cooling system is proposed, the Consultant must ensure
      that the contractor properly sizes the system. New heating systems, burners
      and air conditioning systems must be no greater than 15 percent oversized, except
      to satisfy the manufacturer’s next closest nominal size. 30. Insulation. Describe
      insulation work to be performed, such as: install insulation in crawl space,
      (R-_____); install insulation batts in attic, (R- _____); install insulation
      batts in exterior walls, (R-____); etc. Most estimates must be based on square
      footage projections. Required improvements: • Insulate all openings in exterior
      walls where the cavity has been exposed as a result of the rehabilitation. •
      Insulate ceiling areas where necessary. • Replacement heating, ventilating,
      and air conditioning systems supply and return pipes and ducts must be insulated
      whenever they run through unconditioned spaces. 31. Cabinetry. Describe cabinetry
      work to be performed, such as: install new base cabinets at (____); install
      new kitchen countertop; install new vanity at (____); replace vanity countertop
      at (____); etc. It may be necessary to provide cabinet II. ORIGINATION THROUGH
      POST-CLOSING/ENDORSEMENT A. Title II Insured Housing Programs Forward Mortgages
      9. 203(k) Consultant Requirements Handbook 4000.1 534 Last Revised: 11/26/2025
      elevations to show proper placement of cabinets. Most estimates must be based
      on lump sum and linear footage projections. 32. Appliances. Describe new appliances
      to be installed, such as: install new range at (____); install new refrigerator
      at (____); install new dishwasher at (____); etc. Most estimates will involve
      per unit projections. Required Work Item: Appliances must be new to be included
      in the Mortgage. The Borrower may provide used appliances; however, the cost
      cannot be included in the Mortgage. 33. Basements. Describe basement work to
      be performed, such as: install minimum three feet thick concrete floor; cement
      parge basement walls; provide dry basement; install new sump pump; replace termite
      (or other wood-boring insect) damaged joists; etc. Most estimates must be based
      on lump sum, per unit, and square footage projections. 34. Cleanup. Describe
      cleanup work to be performed, such as: remove debris from property exterior;
      remove debris from property interior; broom clean all floors, clean all windows;
      clean all plumbing fixtures and appliances; rental for dumpster; etc. Most estimates
      must be based on lump sum projections. 35. Miscellaneous. Describe any other
      work to be performed, such as: demolition of existing house or garage; repair
      of detached outbuildings; move existing house onto mortgaged lot; installation
      of new foundation; landscaping; repair of swimming pools; etc.'
  judgment: false
