source:
  type: regulation
  id: fhlmc-4504.12
  authority: Freddie Mac Single-Family Seller/Servicer Guide §4504.12 — Credit Fees for HeritageOne® Mortgages (03/05/25)
  description: "Freddie Mac Guide §4504.12 (Credit Fees for HeritageOne® Mortgages). Gap-fill (verbatim, ID-diff).\
    \ \n"
obligations:
- id: fhlmc-4504.12-0
  canonical_id: fhlmc-4504.12-0
  section: Freddie Mac Guide 4504.12
  description: '4504.12 Credit Fees for HeritageOne® Mortgages: (03/05/25) Credit Fees related to HeritageOne® Mortgages
    will be detailed in the Seller’s Purchase Documents.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §4504.12 — Credit Fees for HeritageOne® Mortgages
      (03/05/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: (03/05/25) Credit Fees related to HeritageOne® Mortgages will be detailed in the Seller’s Purchase
      Documents.
    drafter_attestation: Verbatim from Freddie Guide §4504.12 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
