source:
  type: guide
  id: hud-4000-1-i-7-title-i-property-improvement-dealers
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — 7. Title I
    Property Improvement Dealers (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — 7. Title
    I Property Improvement Dealers (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-7-title-i-property-improvement-dealers-full
  canonical_id: hud-4000-1-i-7-title-i-property-improvement-dealers-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — 7. Title I Property
    Improvement Dealers (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — 7. Title
      I Property Improvement Dealers (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '7. Title I Property Improvement Dealers (05/09/2022) Handbook
      4000.1 118 Last Revised: 11/26/2025 ii. P260 Access Once the Closing Agent has
      received a HUD-issued Title ID Number, the Closing Agent must contact the AM
      to request access to P260. 7. Title I Property Improvement Dealers (05/09/2022)
      A Dealer, for the purposes of a Title I Property Improvement Loan, refers to
      a seller, contractor, or supplier of goods or services. If the Dealer assisted
      the Borrower in preparing the credit application or assisted the Borrower in
      obtaining the Loan from the Lender, the Lender must comply with the requirements
      in Direct and Dealer Loan Process for Property Improvement Loan Program. To
      facilitate the financing of property improvements, the Dealer may enter into
      a Business Relationship with an FHA Title I approved Lender that will provide
      financing to the Borrower.'
  judgment: false
