source:
  type: regulation
  id: occ-12cfr-34.211
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211 — Definitions
  description: '12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.211 Definitions. Captured section-complete
    (all subsections verbatim).

    '
obligations:
- id: occ-12cfr-34.211-full
  canonical_id: occ-12cfr-34.211-full
  section: 12 CFR §34.211
  description: 'Definitions: For purposes of this subpart:'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: 'For purposes of this subpart:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 (whole section) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-a
  canonical_id: occ-12cfr-34.211-a
  section: 12 CFR §34.211(a)
  description: 'Definitions — (a): (a) Affiliate has the meaning provided in 12 U.S.C. 1841.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (a) Affiliate has the meaning provided in 12 U.S.C. 1841.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (a) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-b
  canonical_id: occ-12cfr-34.211-b
  section: 12 CFR §34.211(b)
  description: 'Definitions — (b): (b) AMC National Registry means the registry of State-registered AMCs and Federally
    regulated AMCs maintained by the Appraisal Subcommittee.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (b) AMC National Registry means the registry of State-registered AMCs and Federally regulated
      AMCs maintained by the Appraisal Subcommittee.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (b) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-c
  canonical_id: occ-12cfr-34.211-c
  section: 12 CFR §34.211(c)
  description: 'Definitions — (c): (c)(1) Appraisal management company (AMC) means a person that:'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(c)(1) Appraisal management company (AMC) means a person that:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (c) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-i
  canonical_id: occ-12cfr-34.211-i
  section: 12 CFR §34.211(i)
  description: 'Definitions — (i): (i) Provides appraisal management services to creditors or to secondary mortgage
    market participants, including affiliates; (ii) Provides such services in connection with valuing a consumer''s
    principal dwelling as security for a consumer credit transaction or incorporating such transactions into sec…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (i) Provides appraisal management services to creditors or to secondary mortgage market participants,
      including affiliates; (ii) Provides such services in connection with valuing a consumer's principal dwelling
      as security for a consumer credit transaction or incorporating such transactions into securitizations; and
      (iii) Within a given 12-month period, as defined in &#xA7; 34.212(d), oversees an appraiser panel of more
      than 15 State-certified or State-licensed appraisers in a State or 25 or more State-certified or State-licensed
      appraisers in two or more States, as described in &#xA7; 34.212; (2) An AMC does not include a department
      or division of an entity that provides appraisal management services only to that entity.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (i) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-d
  canonical_id: occ-12cfr-34.211-d
  section: 12 CFR §34.211(d)
  description: 'Definitions — (d): (d) Appraisal management services means one or more of the following: (1) Recruiting,
    selecting, and retaining appraisers; (2) Contracting with State-certified or State-licensed appraisers to perform
    appraisal assignments; (3) Managing the process of having an appraisal performed, including providin…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(d) Appraisal management services means one or more of the following: (1) Recruiting, selecting,
      and retaining appraisers; (2) Contracting with State-certified or State-licensed appraisers to perform appraisal
      assignments; (3) Managing the process of having an appraisal performed, including providing administrative
      services such as receiving appraisal orders and appraisal reports, submitting completed appraisal reports
      to creditors and secondary market participants, collecting fees from creditors and secondary market participants
      for services provided, and paying appraisers for services performed; and (4) Reviewing and verifying the work
      of appraisers.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (d) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-e
  canonical_id: occ-12cfr-34.211-e
  section: 12 CFR §34.211(e)
  description: 'Definitions — (e): (e) Appraiser panel means a network, list or roster of licensed or certified
    appraisers approved by an AMC to perform appraisals as independent contractors for the AMC. Appraisers on an
    AMC''s &#x201C;appraiser panel&#x201D; under this part include both appraisers accepted by the AMC for consideratio…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (e) Appraiser panel means a network, list or roster of licensed or certified appraisers approved
      by an AMC to perform appraisals as independent contractors for the AMC. Appraisers on an AMC's &#x201C;appraiser
      panel&#x201D; under this part include both appraisers accepted by the AMC for consideration for future appraisal
      assignments in covered transactions or for secondary mortgage market participants in connection with covered
      transactions and appraisers engaged by the AMC to perform one or more appraisals in covered transactions or
      for secondary mortgage market participants in connection with covered transactions. An appraiser is an independent
      contractor for purposes of this subpart if the appraiser is treated as an independent contractor by the AMC
      for purposes of Federal income taxation.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (e) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-f
  canonical_id: occ-12cfr-34.211-f
  section: 12 CFR §34.211(f)
  description: 'Definitions — (f): (f) Appraisal Subcommittee means the Appraisal Subcommittee of the Federal Financial
    Institutions Examination Council.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (f) Appraisal Subcommittee means the Appraisal Subcommittee of the Federal Financial Institutions
      Examination Council.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (f) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-g
  canonical_id: occ-12cfr-34.211-g
  section: 12 CFR §34.211(g)
  description: 'Definitions — (g): (g) Consumer credit means credit offered or extended to a consumer primarily
    for personal, family, or household purposes.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (g) Consumer credit means credit offered or extended to a consumer primarily for personal,
      family, or household purposes.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (g) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-h
  canonical_id: occ-12cfr-34.211-h
  section: 12 CFR §34.211(h)
  description: 'Definitions — (h): (h) Covered transaction means any consumer credit transaction secured by the
    consumer''s principal dwelling.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (h) Covered transaction means any consumer credit transaction secured by the consumer's principal
      dwelling.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (h) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-i
  canonical_id: occ-12cfr-34.211-i
  section: 12 CFR §34.211(i)
  description: 'Definitions — (i): (i) Creditor means: (1) A person who regularly extends consumer credit that is
    subject to a finance charge or is payable by written agreement in more than four installments (not including
    a down payment), and to whom the obligation is initially payable, either on the face of the note or contract,
    or…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(i) Creditor means: (1) A person who regularly extends consumer credit that is subject to
      a finance charge or is payable by written agreement in more than four installments (not including a down payment),
      and to whom the obligation is initially payable, either on the face of the note or contract, or by agreement
      when there is no note or contract. (2) A person regularly extends consumer credit if the person extended credit
      (other than credit subject to the requirements of 12 CFR 1026.32) more than 5 times for transactions secured
      by a dwelling in the preceding calendar year. If a person did not meet these numerical standards in the preceding
      calendar year, the numerical standards shall be applied to the current calendar year. A person regularly extends
      consumer credit if, in any 12-month period, the person originates more than one credit extension that is subject
      to the requirements of 12 CFR 1026.32 or one or more such credit extensions through a mortgage broker.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (i) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-j
  canonical_id: occ-12cfr-34.211-j
  section: 12 CFR §34.211(j)
  description: 'Definitions — (j): (j) Dwelling means: (1) A residential structure that contains one to four units,
    whether or not that structure is attached to real property. The term includes an individual condominium unit,
    cooperative unit, mobile home, and trailer, if it is used as a residence. (2) A consumer can have only one &#…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(j) Dwelling means: (1) A residential structure that contains one to four units, whether or
      not that structure is attached to real property. The term includes an individual condominium unit, cooperative
      unit, mobile home, and trailer, if it is used as a residence. (2) A consumer can have only one &#x201C;principal&#x201D;
      dwelling at a time. Thus, a vacation or other second home would not be a principal dwelling. However, if a
      consumer buys or builds a new dwelling that will become the consumer''s principal dwelling within a year or
      upon the completion of construction, the new dwelling is considered the principal dwelling for purposes of
      this section.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (j) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-k
  canonical_id: occ-12cfr-34.211-k
  section: 12 CFR §34.211(k)
  description: 'Definitions — (k): (k) Federally regulated AMC means an AMC that is owned and controlled by an insured
    depository institution, as defined in 12 U.S.C. 1813 and regulated by the Office of the Comptroller of the Currency,
    the Board of Governors of the Federal Reserve System, or the Federal Deposit Insurance Corporation.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (k) Federally regulated AMC means an AMC that is owned and controlled by an insured depository
      institution, as defined in 12 U.S.C. 1813 and regulated by the Office of the Comptroller of the Currency,
      the Board of Governors of the Federal Reserve System, or the Federal Deposit Insurance Corporation.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (k) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-l
  canonical_id: occ-12cfr-34.211-l
  section: 12 CFR §34.211(l)
  description: 'Definitions — (l): (l) Federally related transaction regulations means regulations established by
    the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal
    Deposit Insurance Corporation, or the National Credit Union Administration, pursuant to sections 1112, 1113,…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (l) Federally related transaction regulations means regulations established by the Office of
      the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit
      Insurance Corporation, or the National Credit Union Administration, pursuant to sections 1112, 1113, and 1114
      of FIRREA Title XI, 12 U.S.C. 3341-3343.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (l) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-m
  canonical_id: occ-12cfr-34.211-m
  section: 12 CFR §34.211(m)
  description: 'Definitions — (m): (m) Person means a natural person or an organization, including a corporation,
    partnership, proprietorship, association, cooperative, estate, trust, or government unit.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (m) Person means a natural person or an organization, including a corporation, partnership,
      proprietorship, association, cooperative, estate, trust, or government unit.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (m) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-n
  canonical_id: occ-12cfr-34.211-n
  section: 12 CFR §34.211(n)
  description: 'Definitions — (n): (n) Secondary mortgage market participant means a guarantor or insurer of mortgage-backed
    securities, or an underwriter or issuer of mortgage-backed securities. Secondary mortgage market participant
    only includes an individual investor in a mortgage-backed security if that investor also serves in th…'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (n) Secondary mortgage market participant means a guarantor or insurer of mortgage-backed securities,
      or an underwriter or issuer of mortgage-backed securities. Secondary mortgage market participant only includes
      an individual investor in a mortgage-backed security if that investor also serves in the capacity of a guarantor,
      insurer, underwriter, or issuer for the mortgage-backed security.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (n) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-o
  canonical_id: occ-12cfr-34.211-o
  section: 12 CFR §34.211(o)
  description: 'Definitions — (o): (o) States mean the 50 States and the District of Columbia and the territories
    of Guam, Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (o) States mean the 50 States and the District of Columbia and the territories of Guam, Mariana
      Islands, Puerto Rico, and the U.S. Virgin Islands.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (o) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.211-p
  canonical_id: occ-12cfr-34.211-p
  section: 12 CFR §34.211(p)
  description: 'Definitions — (p): (p) Uniform Standards of Professional Appraisal Practice (USPAP) means the appraisal
    standards promulgated by the Appraisal Standards Board of the Appraisal Foundation.'
  type: definition
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.211
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (p) Uniform Standards of Professional Appraisal Practice (USPAP) means the appraisal standards
      promulgated by the Appraisal Standards Board of the Appraisal Foundation.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.211 subsection (p) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
