source:
  type: guide
  id: fhlmc-6302.2
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.2 — Cash
    program delivery instructions
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.2 — Cash
    program delivery instructions.
  coverage_tier: operative
obligations:
- id: fhlmc-6302.2-full
  canonical_id: fhlmc-6302.2-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.2 — Cash program
    delivery instructions
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.2 — Cash
      program delivery instructions
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '6302.2: Cash program delivery instructions (11/05/25) ■ General
      requirements ■ Purchase tolerance ■ Data delivery instructions (a) General requirements
      The Seller may deliver eligible fixed-rate Mortgages after taking out a Cash
      Contract, as described in Sections 6101.2(a) and 6101.2(b), or eligible ARMs
      after taking out an ARM Cash contract, as described in Section 6102.2(a). For
      Mortgages sold under the Cash program, a contract number (ULDD Data Point “Investor
      Contract Identifier”) will be available to a Seller immediately upon taking
      out a Cash Contract. Delivery is mandatory unless the contract is a Best Efforts
      Contract. See Section 6101.2(b) for additional information regarding Best Efforts
      Contracts. The Contract Commitment Amount specified on each Purchase Contract
      Confirmation must be at least $1,000. (b) Purchase tolerance The purchase tolerance
      for Mortgages delivered under the Cash program is equal to the Contract Commitment
      Amount specified in the cash Purchase Contract, plus or minus the greater of
      $10,000 or 2.5% of the Contract Commitment Amount specified in the cash Purchase
      Contract. See Section 6401.1 for pairoff instructions if the delivery does not
      meet the Contract Commitment Amount less the purchase tolerance. (c) Data delivery
      instructions (i) Mortgages delivered under the Cash program For Mortgages purchased
      by Freddie Mac under the Cash program, the Seller must deliver the following
      ULDD Data Points: Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302
      As of 05/06/26 Page 6302-7 Data Required for Mortgages Delivered under the Cash
      Program Sort ID ULDD Data Point Valid Value Notes LOAN – Current → Payment Details
      385 Loan Acquisition Scheduled UPB Amount For fixed-rate Mortgages, enter the
      scheduled UPB of the Mortgage as of the Funding Date. For ARMs, enter either
      the scheduled or the actual UPB of the Mortgage as of the Funding Date. The
      scheduled UPB must include reductions for: ■ The principal due in the Funding
      Date month (even if not collected) and all prior months ■ The principal portion
      of any advanced (prepaid) installments received prior to the Funding Date ■
      Any partial prepayments (curtailments) received on or before the Delivery Date
      440 Last Paid Installment Due Date For newly originated Mortgages, enter the
      date through which interest is scheduled to be paid. For Mortgages for which
      there has been an advanced (prepaid) installment of interest, enter the date
      through which advanced (prepaid) installments of interest have been made. The
      related Glossary term is DDLPI. (ii) Mortgages with lender crediting the Borrower
      interest at closing For Mortgages with respect to which the lender credits a
      Borrower interest at closing in an amount equal to the interest due from the
      first day of the month through the day before the Note Date, the Borrower’s
      first monthly principal and interest payment is due the first day of the month
      immediately following the Mortgage closing. For such Mortgages, the Seller represents
      and warrants that the lender credited the Borrower with interest at closing,
      and the Seller must deliver the following ULDD Data Point: Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-8 Data Required
      for Mortgages Sold under Cash when Lender Credits Borrower Interest at Closing
      Sort ID ULDD Data Point Valid Value Notes LOAN – Current → Payment Details 440
      Last Paid Installment Due Date For fixed-rate Mortgages, enter the Note Date
      or the first day of the month of closing. For ARMs, enter the first day of the
      month of closing. The related Glossary term is DDLPI. 6302.3: Guarantor program
      delivery instructions (12/17/25) ■ Guarantor program requirements and instructions
      ■ Purchase tolerance ■ Data delivery instructions ■ Pooling requirements ■ Security
      wire instructions ■ Use of a Settlement Cycle of less than five days for Guarantor
      deliveries (a) Guarantor program requirements and instructions For Mortgages
      sold under the Guarantor program, a contract number (ULDD Data Point “Investor
      Contract Identifier”) will be made available to the Seller immediately upon
      taking out a Guarantor contract. In connection with each WAC ARM Guarantor Contract,
      the Seller must select the appropriate WAC ARM Security Product based on the
      characteristics of the ARMs. (b) Purchase tolerance For Guarantor contracts,
      any part of the Contract Commitment Amount specified in the Guarantor contract
      may be delivered, provided the minimum pool size is met. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-9 The Seller can
      increase a Guarantor contract amount up to the remaining balance of the Commitment
      Amount plus the applicable tolerance. (c) Data delivery instructions (i) Mortgages
      sold under the Guarantor program For Mortgages purchased by Freddie Mac under
      the Guarantor program, the Seller must deliver the following ULDD Data Points:
      Data Required for Mortgages Sold under the Guarantor Program Sort ID ULDD Data
      Point Valid Value Notes LOAN – Current → Payment Details 385 Loan Acquisition
      Scheduled UPB Amount The scheduled UPB must include reductions for: ■ The principal
      due in the month of settlement (even if not collected) and all prior months
      ■ The principal portion of any advanced (prepaid) installments received prior
      to the Settlement Date ■ Any partial prepayments (curtailments) received on
      or before the Delivery Date 440 Last Paid Installment Due Date For newly originated
      Mortgages, enter the date through which interest is scheduled to be paid. For
      Mortgages for which there has been an advanced (prepaid) installment of interest,
      enter the date through which advanced (prepaid) installments of interest have
      been made. The related Glossary term is DDLPI. → Product Details 368 Investor
      Feature Identifier J99 For Mortgages sold for Green MBS, enter this value to
      indicate the Mortgage is secured by property with a qualifying Home Energy Rating
      System (HERS) score and/or ENERGY STAR certification, as described in Section
      6202.3(f). Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302 As of
      05/06/26 Page 6302-10 (ii)Mortgages with lender crediting Borrower interest
      at closing If a lender credits the Borrower interest at closing in an amount
      equal to the interest due from the first day of the month through the day before
      the Note Date, the Borrower’s first monthly principal and interest payment is
      due the first day of the month immediately following the Mortgage closing. For
      such Mortgages, the Seller represents and warrants that the lender credited
      the Borrower with interest at closing, and the Seller must deliver the following
      ULDD Data Point: Data Required for Mortgages Sold under Guarantor when Lender
      Credits Borrower Interest at Closing Sort ID ULDD Data Point Valid Value Notes
      LOAN – Current → Payment Details 440 Last Paid Installment Due Date For fixed-rate
      Mortgages, enter the Note Date or first day of the month of closing. For ARMs,
      enter the first day of the month of closing. The related Glossary term is DDLPI.
      (iii) ARMs with next Interest Change Dates in the month of settlement For ARMs,
      if the next Interest Change Date is during the month of settlement, the Seller
      must deliver the following ULDD Data Points as if the Interest Change Date had
      already occurred. For example, if the Seller delivers an annually adjusting
      ARM on February 27 for settlement on March 23, and the Interest Change Date
      is March 1, the Seller must enter the following values: ULDD Data Point Calculation
      Instructions Next Rate Adjustment Effective Date March 1 of the following year
      Per Change Rate Adjustment Effective Date For Adjustment Rule Type = “First”
      March 1 of the current year Current Interest Rate Percent The Note Rate in effect
      as of March 1 of the current year Principal And Interest Payment Amount The
      amount of the principal and interest (P&I) payment due as of March 1 of the
      current year (iv)ARMs past the first Interest Change Date ARMs that are past
      the first Interest Change Date may be delivered with ARMs that are not past
      the first Interest Change Date. Freddie Mac Single-Family Seller/Servicer Guide
      Chapter 6302 As of 05/06/26 Page 6302-11 (d) Pooling requirements Refer to Chapter
      6202 for pooling requirements for fixed-rate Mortgages under the fixed-rate
      Guarantor or MultiLender Swap programs and for pooling requirements for ARMs
      under the WAC ARM Guarantor program. (e) Security wire instructions Security
      wire instructions are required for all pools. See Section 2201.1 for information
      regarding Certificate of Incumbency requirements. See Sections 6203.3(c) and
      6204.3(c) for information about security wire instructions. See also Section
      2403.2(b) for information regarding authorized Loan Selling Advisor® users and
      their designated user roles and completion and submission of required forms.
      (f) Use of a Settlement Cycle of less than five days for Guarantor deliveries
      For Mortgages delivered to Freddie Mac with a Settlement Cycle of less than
      five days, the Document Custodian must certify the Mortgages in Loan Selling
      Advisor by no later than 8:00 p.m. Eastern time on the Final Delivery Date to
      satisfy the requirements for completion of delivery set forth in Section 6301.4(a).
      Refer to Section 6301.4(a)(ii) for additional requirements. 6302.4: MultiLender
      Swap program delivery instructions (12/17/25) ■ General requirements ■ Purchase
      tolerance ■ Data delivery instructions ■ Minimum commitment amount ■ Security
      wire instructions ■ Use of a Settlement Cycle of less than five days for MultiLender
      Swap program (a) General requirements For Mortgages sold under the MultiLender
      Swap program, a contract number (ULDD Data Point “Investor Contract Identifier”)
      will be made available to the Seller immediately upon taking out a MultiLender
      Swap Contract. For more information, see Chapter 6205. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-12 The Seller must
      complete delivery of all Mortgages on or before the Final Delivery Date as provided
      in the MultiLender Swap Contract. The Contract Commitment Amount specified in
      the MultiLender Swap Contract must be in an amount at least equal to the minimum
      commitment amount specified in Section 6302.4(d). (b) Purchase tolerance For
      MultiLender Swap Contracts, any part of the Contract Commitment Amount specified
      in the MultiLender Swap Contract may be delivered, provided the minimum commitment
      amount is met. The maximum amount that Freddie Mac will purchase is the Contract
      Commitment Amount specified in the MultiLender Swap Contract, plus the greater
      of $100,000 or 5% of the Contract Commitment Amount. The Seller can increase
      a MultiLender Swap Contract amount up to an amount that does not exceed the
      remaining balance of the Commitment Amount plus the applicable tolerance. (c)
      Data delivery instructions (i) Mortgages sold under MultiLender Swap For Mortgages
      purchased by Freddie Mac under the MultiLender Swap program, the Seller must
      deliver the following ULDD Data Point: Data Required for Mortgages Sold under
      MultiLender Swap Sort ID ULDD Data Point Valid Value Notes LOAN – Current →
      Payment Details 385 Loan Acquisition Scheduled UPB Amount The scheduled UPB
      must include reductions for: ■ The principal due in the month of settlement
      (even if not collected) and all prior months ■ The principal portion of any
      advanced (prepaid) installments received prior to the Settlement Date ■ Any
      partial prepayments (curtailments) received on or before the Delivery Date 440
      Last Paid Installment Due Date For newly originated Mortgages, enter the date
      through which interest is scheduled to be paid. Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-13 Data Required for Mortgages Sold
      under MultiLender Swap Sort ID ULDD Data Point Valid Value Notes For Mortgages
      for which there has been an advanced (prepaid) installment of interest, enter
      the date through which advanced (prepaid) installments of interest have been
      made. The related Glossary term is DDLPI. → Product Details 368 Investor Feature
      Identifier J99 For Mortgages sold for Green MBS, enter this value to indicate
      the Mortgage is secured by property with a qualifying Home Energy Rating System
      (HERS) score and/or ENERGY STAR certification, as described in Section 6202.3(f).
      (ii) Mortgages with lender crediting Borrower interest at closing If a lender
      credits the Borrower interest at closing in an amount equal to the interest
      due from the first day of the month through the day before the Note Date, the
      Borrower’s first monthly principal and interest payment is due the first day
      of the month immediately following the Mortgage closing. For such Mortgages,
      the Seller represents and warrants that the lender credited the Borrower with
      interest at closing, and the Seller must deliver the following ULDD Data Point:
      Data Required for Mortgages Sold under MultiLender Swap program when Lender
      Credits Borrower Interest at Closing Sort ID ULDD Data Point Valid Value Notes
      LOAN – Current → Payment Details 440 Last Paid Installment Due Date For fixed-rate
      Mortgages, enter the Note Date or first day of the month of closing. The related
      Glossary term is DDLPI. (d) Minimum commitment amount Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-14 The minimum dollar
      amount for a commitment entered into under the MultiLender Swap program is $1,000.
      (e) Security wire instructions Security wire instructions are required for all
      MultiLender pools. See Section 2201.1 for information regarding Certificate
      of Incumbency requirements. See Section 6205.3(c) for information about security
      wire instructions. See also Section 2403.2(b) for information regarding authorized
      Loan Selling Advisor® users and their designated user roles and completion and
      submission of required forms. (f) Use of a Settlement Cycle of less than five
      days for MultiLender Swap program For Mortgages delivered to Freddie Mac with
      a Settlement Cycle of less than five days, the Document Custodian must certify
      the Mortgages in Loan Selling Advisor by no later than 8:00 p.m. Eastern time
      on the Final Delivery Date to satisfy the requirements for completion of delivery
      set forth in Section 6301.4(a). Refer to Section 6301.4(a)(ii) for additional
      requirements.'
  judgment: false
