source:
  type: guide
  id: fnma-svc-a1-3-05
  authority: Fannie Mae Servicing Guide A1-3-05 — Redelivering a Mortgage Loan
  description: Fannie Mae Servicing Guide A1-3-05 — Redelivering a Mortgage Loan.
  coverage_tier: operative
obligations:
- id: fnma-svc-a1-3-05-full
  canonical_id: fnma-svc-a1-3-05-full
  section: Fannie Mae Servicing Guide A1-3-05 — Redelivering a Mortgage Loan
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide A1-3-05 — Redelivering a Mortgage Loan
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'A1-3-05, Redelivering a Mortgage Loan (11/12/2014) Fannie Mae
      may allow the redelivery of a mortgage loan that was repurchased by the responsible
      party, as long as the defect making the mortgage loan ineligible has been corrected
      and it meets Fannie Mae’s current underwriting standards. This includes mortgage
      loans repurchased due to MI rescissions, claim denials, or mortgage insurer-initiated
      cancellation of coverage. The terms for redelivery of mortgage loans previously
      repurchased from Fannie Mae will be considered on a case-by-case basis at Fannie
      Mae’s sole discretion, on a negotiated basis. Note: Fannie Mae will not accept
      redelivery of a mortgage loan that was required to be repurchased by a secondary
      market investor, GSE, or private institutional investor other than Fannie Mae
      even if the identiﬁed defect has been corrected and the mortgage loan may otherwise
      meet Fannie Mae requirements. A mortgage loan that a lender repurchased from
      another investor or GSE that was delivered in error to that investor or GSE
      is eligible for delivery to Fannie Mae as long as it meets all current requirements.
      In the event a mortgage loan is deemed ineligible for redelivery to Fannie Mae
      or rejected by Fannie Mae upon redelivery, any future losses incurred after
      repurchase are the responsibility of the responsible party and not Fannie Mae.
      Recent Related Announcements There are no recently issued Announcements related
      to this topic. Published May 13, 2026 45'
  judgment: false
