source:
  type: regulation
  id: usda-hb-3555-ch19
  authority: USDA HB-1-3555 ch19 bootstrap
  description: Bootstrap for USDA HB-1-3555 ch19 register.
obligations:
- id: usda-hb-3555-ch19-electronic-submission-via-usda-linc
  canonical_id: usda-hb-3555-ch19-electronic-submission-via-usda-linc
  section: "USDA HB-1-3555 Ch. 19.3 — Filing a Loss Claim"
  description: 'All requests for loss claim payments will be made through an

    electronic web submission via USDA Lender Interactive Network

    Connection (USDA LINC). All information entered into the USDA

    LINC Loss Claim Administration system must be supported by

    documentation in the loss claim file. [SVCR] is responsible

    for the completeness and accuracy of the loss claim submission.

    '
  type: do
  audit_question: For every USDA SFHGLP loss claim filed, can [SVCR] evidence (i) electronic submission via USDA LINC, (ii) that every datum entered into USDA LINC is supported by documentation in the loss claim file, and (iii) the completeness and accuracy of the loss claim submission?
  workflow_phase: claims
  owner_role: foreclosure_specialist
  secondary_owner_role: compliance_officer
  cadence: per_event
  consequence: ''
  tags:
  - round-b
  - regulator-direct
  - usda
  - hb-1-3555
  - ch19
  - loss-claim
  - usda-linc
  - promoted
  primary_source:
    tier: 1
    authority: "USDA HB-1-3555 Chapter 19.3 — Filing a Loss Claim"
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/sites/default/files/3555-1chapter19.pdf
    snapshot_id: e79bb0759d96d731
    fetched_at: '2026-05-23T01:50:00Z'
    content_hash: sha256:fd2591993a290dfdbec23d880471e1930a84bfdfc9e0031803485f97d90c49f3
    paragraph_quote: All requests for loss claim payments will be made through an electronic web
    drafter_attestation: Copied verbatim from USDA HB-1-3555 snapshot e79bb0759d96d731 (Ch 19) at 2026-05-23. Source PDF retrieved via Wayback Machine.
  promoted_at: '2026-05-23T16:19:26+00:00'
  promoted_from: usda-hb-3555-ch19-roundb-v1.yaml
  program_review: Does the program route every loss-claim payment request through USDA LINC, with each entered datum supported by documentation in the loss-claim file and accountability for completeness and accuracy?
  file_review: Pull loss claims; confirm USDA LINC submission and that entered data is supported by file documentation. The officer judges completeness and accuracy of the submission.
  judgment: true
- id: usda-hb-3555-ch19-third-party-pfs-45-day-claim-window
  canonical_id: usda-hb-3555-ch19-third-party-pfs-45-day-claim-window
  section: "USDA HB-1-3555 Ch. 19.3.A — Sold to a Third Party or PFS"
  description: 'For property that is sold through a pre-foreclosure sale (PFS)

    or to a third party at the foreclosure sale, the loss claim

    must be submitted within 45 days from the PFS closing date,

    foreclosure sale date, or the date the proceeds were received,

    whichever is later.

    '
  type: do
  audit_question: For every USDA SFHGLP loss claim where the security property was sold via PFS or to a third party at foreclosure sale, can [SVCR] evidence that the loss claim was submitted within 45 days from the latest of (i) the PFS closing date, (ii) the foreclosure sale date, or (iii) the date proceeds were received?
  workflow_phase: claims
  owner_role: foreclosure_specialist
  secondary_owner_role: compliance_officer
  cadence: per_event
  consequence: Loss claim may be denied or reduced if filed beyond the 45-day window.
  tags:
  - round-b
  - regulator-direct
  - usda
  - hb-1-3555
  - ch19
  - loss-claim
  - 45-day
  - pfs
  - promoted
  primary_source:
    tier: 1
    authority: "USDA HB-1-3555 Chapter 19.3.A — Sold to a Third Party or PFS"
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/sites/default/files/3555-1chapter19.pdf
    snapshot_id: e79bb0759d96d731
    fetched_at: '2026-05-23T01:50:00Z'
    content_hash: sha256:fd2591993a290dfdbec23d880471e1930a84bfdfc9e0031803485f97d90c49f3
    paragraph_quote: loss claim must be submitted within 45 days from the PFS closing date, foreclosure sale
    drafter_attestation: Copied verbatim from USDA HB-1-3555 snapshot e79bb0759d96d731 (Ch 19) at 2026-05-23. Source PDF retrieved via Wayback Machine.
  promoted_at: '2026-05-23T16:19:26+00:00'
  promoted_from: usda-hb-3555-ch19-roundb-v1.yaml
  program_review: Does the program track the 45-day PFS/third-party claim clock — running from the latest of the PFS closing date, foreclosure-sale date, or date proceeds were received?
  file_review: Spot-check PFS/third-party-sale loss claims; confirm submission within 45 days of the latest of the three trigger dates.
  judgment: false
- id: usda-hb-3555-ch19-servicer-acquired-60-day-claim-window
  canonical_id: usda-hb-3555-ch19-servicer-acquired-60-day-claim-window
  section: "USDA HB-1-3555 Ch. 19.3.B — Acquired by the Servicer at Foreclosure or Deed-in-Lieu"
  description: 'For properties acquired by [SVCR] at foreclosure or by

    deed-in-lieu, [SVCR] must order an appraisal within 15 days of

    the foreclosure sale date, acquisition date, or possession of

    the security property, and file the loss claim within 60 days

    of the foreclosure sale date, acquisition date, or possession

    of the security property.

    '
  type: do
  audit_question: For every USDA SFHGLP property acquired by [SVCR] at foreclosure or by deed-in-lieu, can [SVCR] evidence (i) that an appraisal was ordered within 15 days of the foreclosure sale date / acquisition date / possession date, and (ii) that the loss claim was filed within 60 days of the foreclosure sale date / acquisition date / possession date?
  workflow_phase: claims
  owner_role: foreclosure_specialist
  secondary_owner_role: compliance_officer
  cadence: per_event
  consequence: Loss claim may be reduced or denied if filed beyond the 60-day window.
  tags:
  - round-b
  - regulator-direct
  - usda
  - hb-1-3555
  - ch19
  - loss-claim
  - 60-day
  - reo
  - promoted
  primary_source:
    tier: 1
    authority: "USDA HB-1-3555 Chapter 19.3.B — Acquired by the Servicer at Foreclosure or Deed-in-Lieu"
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/sites/default/files/3555-1chapter19.pdf
    snapshot_id: e79bb0759d96d731
    fetched_at: '2026-05-23T01:50:00Z'
    content_hash: sha256:fd2591993a290dfdbec23d880471e1930a84bfdfc9e0031803485f97d90c49f3
    paragraph_quote: within 15 days of the foreclosure sale date, acquisition date, or possession of the security
    drafter_attestation: Copied verbatim from USDA HB-1-3555 snapshot e79bb0759d96d731 (Ch 19) at 2026-05-23. Source PDF retrieved via Wayback Machine.
  promoted_at: '2026-05-23T16:19:26+00:00'
  promoted_from: usda-hb-3555-ch19-roundb-v1.yaml
  program_review: Does the program track the dual clock on servicer-acquired property — appraisal ordered within 15 days, and loss claim filed within 60 days, each from the foreclosure-sale/acquisition/possession date?
  file_review: Spot-check servicer-acquired (foreclosure or DIL) loss claims; confirm the 15-day appraisal order and 60-day claim filing against the correct trigger date.
  judgment: false
_promotion_history:
- promoted_at: '2026-05-23T16:19:26+00:00'
  candidate_path: obligations\_remediation\_round_b_drafts\usda-hb-3555-ch19-roundb-v1.yaml
  candidates_promoted: 3
  candidates_skipped_existing: 0
