source:
  type: guide
  id: fnma-svc-e-5-06
  authority: Fannie Mae Servicing Guide E-5-06 — Technology Fees and Electronic Invoicing
  description: Fannie Mae Servicing Guide E-5-06 — Technology Fees and Electronic
    Invoicing.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-5-06-full
  canonical_id: fnma-svc-e-5-06-full
  section: Fannie Mae Servicing Guide E-5-06 — Technology Fees and Electronic Invoicing
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-5-06 — Technology Fees and Electronic
      Invoicing
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-5-06, Technology Fees and Electronic Invoicing (11/12/2014)
      The servicer or any outsourcing companies or third-party vendors utilized by
      the servicer must not directly or indirectly charge to the attorney handling
      Fannie Mae mortgage loans technology or electronic invoice submission fees.
      These charges include, without limitation, any fees charged on a per loan basis,
      on a “click charge” basis, for entering data into the servicer's systems or
      any other systems, and for accessing data in the servicer's systems or any other
      systems. The servicer must directly pay any outsourcing companies or third-party
      vendors utilized by the servicer for any technology or electronic invoice submission
      fees, and ensure that attorneys are permitted to integrate the systems used
      by the attorneys with those of the outsourcing company or third-party vendor
      utilized by the servicer without any cost to the attorney. Fannie Mae will reimburse
      the servicer for technology and electronic invoice submission fees paid by the
      servicer to an outsourcing company or a third-party vendor up to the limitations
      set forth below. Any fees paid by the servicer that exceed these limitations
      must be borne by the servicer. In addition, no portion of the fees for technology
      usage or electronic invoice submission may be charged as a cost to the borrower
      or be charged to the attorney. With respect to technology fees, Fannie Mae will
      reimburse a maximum of $25.00 per loan for the life of a default, including
      all portions of the foreclosure and bankruptcy process. With respect to electronic
      invoice submission fees, Fannie Mae will reimburse a maximum of $10.00 for the
      life of the loan, regardless of the number of reinstatements, foreclosure referrals,
      bankruptcy ﬁlings, or invoices Published May 13, 2026 518 submitted. The maximum
      reimbursable fee is $5.00 for the submission of electronic invoices relating
      to a foreclosure, regardless of the number of invoices, and an additional $5.00
      for the submission of electronic invoices if a bankruptcy is ﬁled on the same
      loan, regardless of the number of invoices. The servicer must follow the procedures
      in Deﬁned Expense Reimbursement Limits in F-1-05, Expense Reimbursement, for
      allowable technology and electronic invoicing fees. Recent Related Announcements
      There are no recently issued Announcements related to this topic.
  judgment: false
