source:
  type: regulation
  id: reg-n-1014.6
  authority: 12 CFR §1014.6 — Actions by states (Regulation N / Mortgage Acts and Practices — Advertising Rule,
    CFPB)
  description: 'Regulation N §1014.6 authorizes a state attorney general or other authorized state officer to bring
    an action to enforce the MAP Rule pursuant to §626(b) of the 2009 Omnibus Appropriations Act as amended.

    '
obligations:
- id: reg-n-1014.6-actions-by-states
  canonical_id: reg-n-1014.6-actions-by-states
  section: 12 CFR §1014.6
  type: reference
  description: 'Actions by states: a state attorney general or other authorized state officer may bring an action
    under the MAP Rule pursuant to §626(b) of the 2009 Omnibus Appropriations Act as amended.'
  tags:
  - regulator-direct
  - gap-fill
  primary_source:
    tier: 1
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1014
    snapshot_id: 418ac7f43f6eea48
    fetched_at: '2026-05-27T16:43:20+00:00'
    content_hash: sha256:3b9c01cde490bf2cfb5bfb10c835fd26b53792322c7dc27a49a374d541ccbf6f
    authority: 12 CFR Part 1014 — Regulation N / MAP Rule (Mortgage Acts and Practices, CFPB) § 1014.6
    paragraph_quote: Any attorney general or other officer of a state authorized by the state to bring an action
      under this part may do so pursuant to section 626(b) of the 2009 Omnibus Appropriations Act, Public Law 111-8,
      section 626, 123 Stat. 524 (Mar. 11, 2009), as amended by the Credit Card Accountability Responsibility and
      Disclosure Act of 2009, Public Law 111-24, section 511, 123 Stat. 1734 (May 22, 2009), and as amended by Public
      Law 111-203, section 1097, 124 Stat. 2102 (July 21, 2010).
  workflow_phase: loan_origination
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  judgment: false
  promoted_at: '2026-06-18T02:05:00+00:00'
  promoted_from: reg-n-1014-gap-sections-v1.yaml
  source_provenance:
    source_id: reg-n-1014
    fetched_at: '2026-05-27T16:43:20+00:00'
    content_hash: sha256:3b9c01cde490bf2cfb5bfb10c835fd26b53792322c7dc27a49a374d541ccbf6f
