source:
  type: guide
  id: fnma-svc-e-2.1-06
  authority: Fannie Mae Servicing Guide E-2.1-06 — Reviewing Bankruptcy Reorganization
    Plans
  description: Fannie Mae Servicing Guide E-2.1-06 — Reviewing Bankruptcy Reorganization
    Plans.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-2.1-06-full
  canonical_id: fnma-svc-e-2.1-06-full
  section: Fannie Mae Servicing Guide E-2.1-06 — Reviewing Bankruptcy Reorganization
    Plans
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-2.1-06 — Reviewing Bankruptcy Reorganization
      Plans
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-2.1-06, Reviewing Bankruptcy Reorganization Plans (11/12/2014)
      The servicer or the law ﬁrm must obtain a copy of any proposed reorganization
      plan and review it prior to the conﬁrmation hearing and any deadline to object
      to conﬁrmation. The review must consider the scenarios described in the following
      table. Published May 13, 2026 417 If any of the following statements are true…
      Then… the plan attempts to modify the security deed or mortgage, the note, the
      principal balance, the interest rate, or the maturity date the servicer must
      ensure that the attorney ﬁles an Objection to the Conﬁrmation or to other motions
      ﬁled by the debtor, as appropriate. the plan does not include the correct arrearage
      claim amount and provide for the payment of interest (where permissible to collect)
      the plan does not provide for the arrearage claim to be paid in a reasonable
      period of time in accordance with local rules and practices the plan does not
      provide for attorney fees The servicer must direct the law ﬁrm to request that
      post-petition payments be sent directly to the servicer unless local rules and
      practices require post-petition payments to be sent to the trustee. If the security
      property is located in a jurisdiction that allows the trustee to receive both
      the pre-petition and post-petition monthly payments, and the conﬁrmation hearing
      is not held within 45 days of the meeting of creditors, the servicer must instruct
      the law ﬁrm to consider requesting interim payments by ﬁling a Motion for Adequate
      Protection Payments, if permitted by the bankruptcy court. Recent Related Announcements
      There are no recently issued Announcements related to this topic.
  judgment: false
