source:
  type: guide
  id: va-m26-7-ch12-t20
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t20-full
  canonical_id: va-m26-7-ch12-t20-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 20 — Hazards
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '20. Hazards Change Date March 28, 2019 • This chapter has been
      revised in its entirety. a. Hazards The property must be free of hazards which
      may: • adversely affect the health and safety of the occupants, • adversely
      affect the structural soundness of the dwelling and other improvements to the
      property, or • impair the customary use and enjoyment of the property by the
      occupants. b. Prompt Notification of the Lender The appraiser must notify the
      lender promptly when a hazard is identified so that the eligibility of the property
      may be addressed and, depending on the nature of the hazard, to provide as much
      time as possible to resolve the situation. VA Pamphlet 26-7, Revised Chapter
      12: Minimum Property Requirements 12-28'
  judgment: false
