source:
  type: regulation
  id: hpa-12usc-4906
  authority: 12 U.S.C. §4906 — Fees for disclosures
  description: 'HPA fee-prohibition section. Single-sentence rule prohibiting

    any servicer, mortgagee, or mortgage insurer from charging the

    mortgagor any fee or other cost for the provision of any HPA-

    required notice or information (§4903 disclosures, §4904

    notifications, §4905 LPMI notices).

    '
obligations:
- id: hpa-12usc-4906-full
  canonical_id: hpa-12usc-4906-full
  section: 12 U.S.C. §4906
  description: No fee or other cost may be imposed on any mortgagor with respect to the provision of any
    notice or information to the mortgagor pursuant to this chapter. ( Pub. L. 105–216, § 7 , July 29,
    1998 , 112 Stat. 905 .)
  type: do
  tags:
  - regulator-direct
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: 12 U.S.C. §4906
    source_class: hpa-statute
    source_url: https://www.law.cornell.edu/uscode/text/12/4906
    snapshot_id: 2c70a65224a3c140
    fetched_at: '2026-05-24T00:47:10Z'
    content_hash: sha256:ff8da20735d40f675d0d4df3710bb2a8b0cdc3f6981bab7dc85e5559e5ca9d0d
    paragraph_quote: No fee or other cost may be imposed on any mortgagor with respect to the provision
      of any notice or information to the mortgagor pursuant to this chapter. ( Pub. L. 105–216, § 7 ,
      July 29, 1998 , 112 Stat. 905 .)
    drafter_attestation: Verbatim subsection of 12 U.S.C. §4906 from Cornell LII snapshot 2c70a65224a3c140;
      body isolated between nav and notes; substring-verified.
  judgment: false
