source:
  type: regulation
  id: occ-12cfr-34.202
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable
    to higher-priced mortgage loans
  description: '12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.202 Definitions applicable
    to higher-priced mortgage loans. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: occ-12cfr-34.202-full
  canonical_id: occ-12cfr-34.202-full
  section: 12 CFR §34.202
  description: '&#xA7; 34.202 Definitions applicable to higher-priced mortgage loans.'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '&#xA7; 34.202 Definitions applicable to higher-priced mortgage loans.'
    drafter_attestation: Verbatim subsection of CFR §34.202 from eCFR snapshot b9176c4f9bb030c2; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: occ-12cfr-34.202-a
  canonical_id: occ-12cfr-34.202-a
  section: 12 CFR §34.202(a)
  description: '(a): (a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).
    drafter_attestation: Verbatim subsection of CFR §34.202 from eCFR snapshot b9176c4f9bb030c2; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: occ-12cfr-34.202-b
  canonical_id: occ-12cfr-34.202-b
  section: 12 CFR §34.202(b)
  description: '(b): (b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).
    drafter_attestation: Verbatim subsection of CFR §34.202 from eCFR snapshot b9176c4f9bb030c2; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: occ-12cfr-34.202-c
  canonical_id: occ-12cfr-34.202-c
  section: 12 CFR §34.202(c)
  description: '(c): (c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).
    drafter_attestation: Verbatim subsection of CFR §34.202 from eCFR snapshot b9176c4f9bb030c2; section-bounded
      by § markers; substring-verified.
  judgment: false
- id: occ-12cfr-34.202-d
  canonical_id: occ-12cfr-34.202-d
  section: 12 CFR §34.202(d)
  description: '(d): (d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432,
    Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432,
      Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]
    drafter_attestation: Verbatim subsection of CFR §34.202 from eCFR snapshot b9176c4f9bb030c2; section-bounded
      by § markers; substring-verified.
  judgment: false
