source:
  type: regulation
  id: reg-n-1014.1
  authority: 12 CFR §1014.1 — Scope of regulations in this part (Regulation N / Mortgage Acts and Practices — Advertising
    Rule, CFPB)
  description: 'Regulation N §1014.1 establishes the scope of the MAP Rule: it implements the 2009 Omnibus Appropriations
    Act §626 (as amended by the CARD Act and Dodd-Frank §1097) and applies to persons over which the FTC has jurisdiction
    under the FTC Act.

    '
obligations:
- id: reg-n-1014.1-scope
  canonical_id: reg-n-1014.1-scope
  section: 12 CFR §1014.1
  type: reference
  description: 'Scope of Regulation N (MAP Rule): issued by the Bureau to implement the 2009 Omnibus Appropriations
    Act §626 as amended; applies to persons over which the FTC has jurisdiction under the FTC Act.'
  tags:
  - regulator-direct
  - gap-fill
  primary_source:
    tier: 1
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1014
    snapshot_id: 418ac7f43f6eea48
    fetched_at: '2026-05-27T16:43:20+00:00'
    content_hash: sha256:3b9c01cde490bf2cfb5bfb10c835fd26b53792322c7dc27a49a374d541ccbf6f
    authority: 12 CFR Part 1014 — Regulation N / MAP Rule (Mortgage Acts and Practices, CFPB) § 1014.1
    paragraph_quote: This part, known as Regulation N, is issued by the Bureau of Consumer Financial Protection
      to implement the 2009 Omnibus Appropriations Act, Public L. 111-8, section 626, 123 Stat. 524 (Mar. 11, 2009),
      as amended by the Credit Card Accountability Responsibility and Disclosure Act of 2009, Public Law 111-24,
      section 511, 123 Stat. 1734 (May 22, 2009), and as amended by the Dodd-Frank Wall Street Reform and Consumer
      Financial Protection Act of 2010, Public Law 111-203, section 1097, 124 Stat. 1376 (July 21, 2010). This part
      applies to persons over which the Federal Trade Commission has jurisdiction under the Federal Trade Commission
      Act.
  workflow_phase: loan_origination
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  judgment: false
  promoted_at: '2026-06-18T02:05:00+00:00'
  promoted_from: reg-n-1014-gap-sections-v1.yaml
  source_provenance:
    source_id: reg-n-1014
    fetched_at: '2026-05-27T16:43:20+00:00'
    content_hash: sha256:3b9c01cde490bf2cfb5bfb10c835fd26b53792322c7dc27a49a374d541ccbf6f
