source:
  type: guide
  id: va-m26-7-ch12-t05
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 5 — Encroachments
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 5 — Encroachments.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t05-full
  canonical_id: va-m26-7-ch12-t05-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 5 — Encroachments
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 5 — Encroachments
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '5. Encroachments Change Date March 28, 2019 • This chapter has
      been revised in its entirety. a. Encroachments The appraiser must report any
      apparent encroachments of the subject’s dwelling, garage, or other improvements
      onto an adjacent property, right-of- way, utility easement, or building restriction
      line and any apparent encroachments of a neighboring dwelling, garage, or other
      improvements onto the subject property. b. Prompt Notification The appraiser
      must notify the lender of the encroachment promptly to provide as much time
      as possible to resolve the issue. VA Pamphlet 26-7, Revised Chapter 12: Minimum
      Property Requirements 12-10'
  judgment: false
