source:
  type: regulation
  id: flood-12cfr-22.10
  authority: 12 CFR §22.10 — Notice of servicer's identity
  description: 12 CFR §22.10 — Notice of servicer's identity.
  coverage_tier: operative
obligations:
- id: flood-12cfr-22.10-full
  canonical_id: flood-12cfr-22.10-full
  section: 12 CFR §22.10 — Notice of servicer's identity
  type: do
  tags:
  - regulator-direct
  - flood
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 12 CFR §22.10 — Notice of servicer's identity
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/22.10
    snapshot_id: 58add15d5df951f3
    fetched_at: '2026-06-17T20:22:51Z'
    content_hash: sha256:e0b91e1c5158bc8ad31f1f7c663ec082d6daa78ef8e8423e0111ce60d4d20578
    paragraph_quote: § 22.10 Notice of servicer 's identity. (a) Notice requirement.
      When a national bank or Federal savings association makes, increases, extends,
      renews, sells, or transfers a loan secured by a building or mobile home located
      or to be located in a special flood hazard area , it shall notify the Administrator
      of FEMA (or the Administrator's designee) in writing of the identity of the
      servicer of the loan. The Administrator of FEMA has designated the insurance
      provider to receive the national bank 's or Federal savings association 's notice
      of the servicer 's identity. This notice may be provided electronically if electronic
      transmission is satisfactory to the Administrator of FEMA 's designee. (b) Transfer
      of servicing rights. The national bank or Federal savings association shall
      notify the Administrator of FEMA (or the Administrator's designee) of any change
      in the servicer of a loan described in paragraph (a) of this section within
      60 days after the effective date of the change. This notice may be provided
      electronically if electronic transmission is satisfactory to the Administrator
      of FEMA 's designee. Upon any change in the servicing of a loan described in
      paragraph (a) of this section, the duty to provide notice under this paragraph
      (b) shall transfer to the transferee servicer .
  judgment: false
