source:
  type: regulation
  id: usda-hb-3555-12.27
  authority: USDA Technical Handbook HB-1-3555 §12.27 — Unplanned Changes During Construction
  description: "USDA HB-1-3555 §12.27 (Unplanned Changes During Construction). Gap-fill (verbatim). \n"
obligations:
- id: usda-hb-3555-12.27-0
  canonical_id: usda-hb-3555-12.27-0
  section: USDA HB-1-3555 12.27 — Unplanned Changes During Construction
  description: '12.27 Unplanned Changes During Construction: PLANNED CHANGES DURING CONSTRUCTION Should a life change
    occur with the borrower, such as loss of job or death occurs, the lender remains responsible to work with the
    builder to complete the home. The loan will be serviced in accordance with Chapters 18 through 20 of this Handboo…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - usda-hb-3555
  - section-complete
  primary_source:
    tier: 1
    authority: USDA Technical Handbook HB-1-3555 §12.27 — Unplanned Changes During Construction
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/resources/directives/handbooks
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: PLANNED CHANGES DURING CONSTRUCTION Should a life change occur with the borrower, such as loss
      of job or death occurs, the lender remains responsible to work with the builder to complete the home. The
      loan will be serviced in accordance with Chapters 18 through 20 of this Handbook, as applicable.
    drafter_attestation: Verbatim from HB-1-3555 §12.27 body (max-gap occurrence), snapshot 0466acd1ea2d17a4; substring-verified.
  judgment: false
