source:
  type: guide
  id: hud-4000-1-ii-b-phasing
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Phasing
    (10/15/2019)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Phasing
    (10/15/2019).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-b-phasing-full
  canonical_id: hud-4000-1-ii-b-phasing-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Phasing
    (10/15/2019)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Phasing
      (10/15/2019)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Phasing (10/15/2019) i. Definition Phasing refers to Condominium
      Projects that are legally declared in separate stages by amending and recording
      the governing documents. Legal Phases refer to specific phases of a Condominium
      Project that allow additions to the Condominium Project and are defined by state
      authority. ii. Standard Condominium Projects may be approved in stages as Legal
      Phases are completed; however, all completed Legal Phases must be evaluated.
      Each Legal Phase must be complete as demonstrated by the Certificate of Occupancy
      (CO) or its equivalent prior to submission of a Legal Phase. Legal Phases may
      be submitted for New Construction and Conversion (both Gut and Non-Gut Rehabilitation)
      Condominium Projects. The submitted Legal Phases must be independently sustainable
      without future planned Legal Phases, as demonstrated by the budget and financial
      documentation, such that the submitted Legal Phases of the Condominium Project
      will not be jeopardized by the failure to complete additional Legal Phases.
      II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT C. Condominium Project Approval
      2. Project Eligibility Handbook 4000.1 779 Last Revised: 11/26/2025 (A) Vertical
      Buildings For vertical buildings, legal Phasing is acceptable if: • all Units
      in the phase are built out; and • at least a temporary CO or its equivalent
      has been obtained for the Units. (B) Detached and Semi-detached Buildings For
      a detached or semi-detached development, Phasing is acceptable if: • all Units
      in the phase are built out; and • at least a temporary CO or its equivalent
      has been obtained for the Units. (C) Required Documentation Form HUD-9992, FHA
      Condominium Project Approval Questionnaire, must be submitted along with: •
      the CO or its equivalent for each Unit in the Legal Phase; or • a temporary
      CO or its equivalent.'
  judgment: false
