source:
  type: regulation
  id: hud-4000-1-iv-a-2
  authority: HUD Handbook 4000.1 IV.A.2 — Claim Types
  description: 'HUD Single-Family Housing Policy Handbook 4000.1, Section IV.A.2.

    See obligation entries for operative requirements and verbatim

    primary-source citations.

    '
obligations:
- id: hud-4000-1-iv-a-2-full
  canonical_id: hud-4000-1-iv-a-2-full
  section: HUD Handbook 4000.1 IV.A.2
  description: "Claims And Disposition: o all parts of the claim form, schedules, attachments, and any\
    \ other supporting \nii. Record Retention Period \nThe Mortgagee must retain this documentation for\
    \ at least seven years after the final \nclaim or latest supplemental claim settlement date: \n• The\
    \ final settlement date is the date of the las…"
  type: do
  tags:
  - regulator-direct
  - section-complete
  - hud
  - 4000-1
  - curated
  primary_source:
    tier: 1
    authority: HUD Handbook 4000.1 IV.A.2 — Claim Types
    source_class: hud-handbook-4000-1
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: "o all parts of the claim form, schedules, attachments, and any other supporting\
      \ \nii. Record Retention Period \nThe Mortgagee must retain this documentation for at least seven\
      \ years after the final \nclaim or latest supplemental claim settlement date: \n• The final settlement\
      \ date is the date of the last acknowledgment or payment \nreceived by the Mortgagee in response\
      \ to the submission of a claim. In certain \ncases, the acknowledgment may be in the form of a bill.\
      \ \n• The supplemental settlement date is the date of the final payment or \nacknowledgment of such\
      \ supplemental claim. In certain cases, the \nacknowledgment may be in the form of a bill. \niii.\
      \ Electronic Storage \nThe Mortgagee may use electronic storage methods for all required servicing\
      \ and claimrelated documents where retention of a hard copy or original document is not required.\
      \ \niv. HUD Requests for Information \nThe Mortgagee must make available to HUD electronic copies\
      \ of identified claim files \nwithin 24 hours of a request, or as otherwise requested by HUD. HUD\
      \ may charge a fee \nfor the review of a Claim File that is not provided to HUD when requested.\
      \ \nv. Missing Claim Files \nIf the Mortgagee is unable to produce the Claim File at HUD’s request\
      \ during the record \nretention period, HUD may consider all amounts for expenses and interest to\
      \ have been \npaid in error. \nMortgagees may submit the following claim types for Single Family\
      \ forward Mortgages. \na. Claim Type 01 – Conveyances (04/10/2025) [Updates in this section must\
      \ be \nimplemented where the deadline to meet the first legal action is on or after March \n31,\
      \ 2022] \nThe Mortgagee may submit a claim after conveyance of a Property to HUD through \nforeclosure\
      \ or by Deed-in-Lieu (DIL) of Foreclosure under Claim Type 01."
    drafter_attestation: Verbatim section from snapshot 8c03836f77f317e1; boundary human-curated + substring-verified
      (2026-07-23).
  judgment: false
