source:
  type: regulation
  id: flood-12cfr-22.1
  authority: 12 CFR §22.1 — Purpose and scope
  description: 12 CFR §22.1 — Purpose and scope.
  coverage_tier: context
obligations:
- id: flood-12cfr-22.1-full
  canonical_id: flood-12cfr-22.1-full
  section: 12 CFR §22.1 — Purpose and scope
  type: reference
  tags:
  - regulator-direct
  - flood
  - corpus-expansion
  - tier-context
  primary_source:
    tier: 1
    authority: 12 CFR §22.1 — Purpose and scope
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/22.1
    snapshot_id: 0d5509f941809a40
    fetched_at: '2026-06-17T20:22:50Z'
    content_hash: sha256:2b32573611611e2e8ab34e17b442bc75f1d00bb605142f559c7f2d194ef73454
    paragraph_quote: § 22.1 Purpose and scope. (a) Purpose. The purpose of this part
      is to implement the requirements of the National Flood Insurance Act of 1968
      and the Flood Disaster Protection Act of 1973 , as amended ( 42 U.S.C. 4001
      - 4129 ). (b) Scope. This part, except for §§ 22.6 and 22.8, applies to loans
      secured by buildings or mobile homes located or to be located in areas determined
      by the Administrator of the Federal Emergency Management Agency to have special
      flood hazards. Sections 22.6 and 22.8 apply to loans secured by buildings or
      mobile homes, regardless of location. National Flood Insurance Act of 1968 Flood
      Disaster Protection Act of 1973
  judgment: false
