source:
  type: regulation
  id: bsa-31usc-5326
  authority: Bank Secrecy Act (31 U.S.C.) § 5326 — Records of certain domestic transactions
  description: 'Bank Secrecy Act (31 U.S.C.), §5326 Records of certain domestic transactions. Captured section-complete
    from Cornell LII (verbatim).

    '
obligations:
- id: bsa-31usc-5326-a
  canonical_id: bsa-31usc-5326-a
  section: 31 U.S.C. §5326(a)
  description: 'Records of certain domestic transactions — (a): (a) In General.— If the Secretary of the Treasury
    finds, upon the Secretary’s own initiative or at the request of an appropriate Federal or State law enforcement
    official, that reasonable grounds exist for concluding that additional recordkeeping and reporting requirements
    are necessary to carry out…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5326
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5326
    snapshot_id: 40c610d87957c140
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:bf47782edcb21a015960347052721e2f23f55f7b0ab2230f0122eb19e686588c
    paragraph_quote: (a) In General.— If the Secretary of the Treasury finds, upon the Secretary’s own initiative
      or at the request of an appropriate Federal or State law enforcement official, that reasonable grounds exist
      for concluding that additional recordkeeping and reporting requirements are necessary to carry out the purposes
      of this subtitle or to prevent evasions thereof, the Secretary may issue an order requiring any domestic financial
      institution or nonfinancial trade or business or group of domestic financial institutions or nonfinancial
      trades or businesses in a geographic area— (1) to obtain such information as the Secretary may describe in
      such order concerning— (A) any transaction in which such financial institution or nonfinancial trade or business
      is involved for the payment, receipt, or transfer of funds (as the Secretary may describe in such order),
      the total amounts or denominations of which are equal to or greater than an amount which the Secretary may
      prescribe; and (B) any other person participating in such transaction; (2) to maintain a record of such information
      for such period of time as the Secretary may require; and (3) to file a report with respect to any transaction
      described in paragraph (1)(A) in the manner and to the extent specified in the order.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5326 subsection (a) from Cornell LII snapshot 40c610d87957c140;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5326-b
  canonical_id: bsa-31usc-5326-b
  section: 31 U.S.C. §5326(b)
  description: 'Records of certain domestic transactions — (b): (b) Authority To Order Depository Institutions To
    Obtain Reports From Customers.— (1) In general.— The Secretary of the Treasury may, by regulation or order,
    require any depository institution (as defined in section 3(c) of the Federal Deposit Insurance Act )— (A) to
    request any financial institutio…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5326
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5326
    snapshot_id: 40c610d87957c140
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:bf47782edcb21a015960347052721e2f23f55f7b0ab2230f0122eb19e686588c
    paragraph_quote: (b) Authority To Order Depository Institutions To Obtain Reports From Customers.— (1) In general.—
      The Secretary of the Treasury may, by regulation or order, require any depository institution (as defined
      in section 3(c) of the Federal Deposit Insurance Act )— (A) to request any financial institution or nonfinancial
      trade or business (other than a depository institution) which engages in any reportable transaction with the
      depository institution to provide the depository institution with a copy of any report filed by the financial
      institution or nonfinancial trade or business under this subtitle with respect to any prior transaction (between
      such financial institution or nonfinancial trade or business and any other person) which involved any portion
      of the funds which are involved in the reportable transaction with the depository institution; and (B) if
      no copy of any report described in subparagraph (A) is received by the depository institution in connection
      with any reportable transaction to which such subparagraph applies, to submit (in addition to any report required
      under this subtitle with respect to the reportable transaction ) a written notice to the Secretary that the
      financial institution or nonfinancial trade or business failed to provide any copy of such report. (2) Reportable
      transaction defined.— For purposes of this subsection, the term “ reportable transaction ” means any transaction
      involving funds (as the Secretary may describe in the regulation or order) the total amounts or denominations
      of which are equal to or greater than an amount which the Secretary may prescribe.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5326 subsection (b) from Cornell LII snapshot 40c610d87957c140;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5326-c
  canonical_id: bsa-31usc-5326-c
  section: 31 U.S.C. §5326(c)
  description: 'Records of certain domestic transactions — (c): (c) Nondisclosure of Orders.— No financial institution
    or nonfinancial trade or business or officer, director, employee or agent of a financial institution or nonfinancial
    trade or business subject to an order under this section may disclose the existence of, or terms of, the order
    to any person exc…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5326
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5326
    snapshot_id: 40c610d87957c140
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:bf47782edcb21a015960347052721e2f23f55f7b0ab2230f0122eb19e686588c
    paragraph_quote: (c) Nondisclosure of Orders.— No financial institution or nonfinancial trade or business or
      officer, director, employee or agent of a financial institution or nonfinancial trade or business subject
      to an order under this section may disclose the existence of, or terms of, the order to any person except
      as prescribed by the Secretary.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5326 subsection (c) from Cornell LII snapshot 40c610d87957c140;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5326-d
  canonical_id: bsa-31usc-5326-d
  section: 31 U.S.C. §5326(d)
  description: 'Records of certain domestic transactions — (d): (d) Maximum Effective Period for Order.— No order
    issued under subsection (a) shall be effective for more than 180 days unless renewed pursuant to the requirements
    of subsection (a). (Added Pub. L. 100–690, title VI, § 6185(c) , Nov. 18, 1988 , 102 Stat. 4355 ; amended Pub.
    L. 102–550, title XV , §§…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5326
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5326
    snapshot_id: 40c610d87957c140
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:bf47782edcb21a015960347052721e2f23f55f7b0ab2230f0122eb19e686588c
    paragraph_quote: (d) Maximum Effective Period for Order.— No order issued under subsection (a) shall be effective
      for more than 180 days unless renewed pursuant to the requirements of subsection (a). (Added Pub. L. 100–690,
      title VI, § 6185(c) , Nov. 18, 1988 , 102 Stat. 4355 ; amended Pub. L. 102–550, title XV , §§ 1514, 1562,
      Oct. 28, 1992 , 106 Stat. 4058 , 4072; Pub. L. 107–56, title III , §§ 353(d), 365(c)(2)(B), Oct. 26, 2001
      , 115 Stat. 323 , 335; Pub. L. 115–44, title II, § 275(a) , Aug. 2, 2017 , 131 Stat. 938 .)
    drafter_attestation: Verbatim slice of 31 U.S.C. §5326 subsection (d) from Cornell LII snapshot 40c610d87957c140;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
