source:
  type: regulation
  id: fnma-sel-b5-7-02
  authority: Fannie Mae Single Family Selling Guide B5-7-02, High LTV Reﬁnance Underwriting, Documentation, and
    Collateral Requirements for the New Loan (09/03/2025)
  description: "Fannie Mae Single Family Selling Guide topic B5-7-02 (High LTV Reﬁnance Underwriting, Documentation,\
    \ and Collateral Requirements for the New Loan). Gap-fill (verbatim, ID-diff). \n"
obligations:
- id: fnma-sel-b5-7-02-0
  canonical_id: fnma-sel-b5-7-02-0
  section: Fannie Mae Single Family Selling Guide B5-7-02
  description: 'B5-7-02 High LTV Reﬁnance Underwriting, Documentation, and Collateral Requirements for the New Loan:
    (09/03/2025) 807 ..............................................................................................................................'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fnma-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Fannie Mae Single Family Selling Guide B5-7-02, High LTV Reﬁnance Underwriting, Documentation, and
      Collateral Requirements for the New Loan (09/03/2025)
    source_class: gse-guide
    source_url: https://selling-guide.fanniemae.com/
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: (09/03/2025) 807 ..............................................................................................................................
    drafter_attestation: Verbatim from Fannie Mae Single Family Selling Guide B5-7-02 body (max-gap occurrence),
      snapshot 5f7b8b79da595d76; substring-verified.
  judgment: false
