source:
  type: guide
  id: fnma-sel-c2-2-02
  authority: Fannie Mae Selling Guide C2-2-02 — Documentation Requirements for Whole
    Loan Deliveries
  description: Fannie Mae Selling Guide C2-2-02 — Documentation Requirements for Whole
    Loan Deliveries.
  coverage_tier: operative
obligations:
- id: fnma-sel-c2-2-02-full
  canonical_id: fnma-sel-c2-2-02-full
  section: Fannie Mae Selling Guide C2-2-02 — Documentation Requirements for Whole
    Loan Deliveries
  type: do
  tags:
  - regulator-direct
  - fnma
  - selling-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Selling Guide C2-2-02 — Documentation Requirements for Whole
      Loan Deliveries
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/selling-guide
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-05-25T14:09:57Z'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: 'C2-2-02, Documentation Requirements for Whole Loan Deliveries
      (05/01/2019) Introduction This topic describes the documentation requirements
      for whole loan deliveries, including: Required Documents for Whole Loans Published
      May 6, 2026 966 Submission of Documents for Whole Loans to a Document Custodian
      Whole Loan Deliveries to a Document Custodian Required Documents for Whole Loans
      See E-2-01, Required Custodial Documents, for a list of the mortgage documents
      that must be included in the document submission package for all loans. Submission
      of Documents for Whole Loans to a Document Custodian Mortgage document submission
      packages must be submitted to the document custodian via overnight delivery
      (with instructions for ﬁrst morning delivery) for the following: whole loans,
      As Soon As Pooled Plus (ASAP Plus), and As Soon As Pooled (ASAP Sale). All packages
      should be sent to the assigned document custodian and addressed according to
      the instructions provided by that custodian. The document custodian will certify
      the loans in accordance with the Master Custodial Agreement (Form 2017) in eﬀect
      for Fannie Mae, the lender, and itself. Whole Loan Deliveries to a Document
      Custodian Lenders are required to submit data for whole loan deliveries to Fannie
      Mae via Fannie Mae’s Loan Delivery application. To ensure timely delivery to
      the document custodian, the seller should ensure the loan document submission
      package is submitted to its overnight carrier (with instructions for ﬁrst morning
      delivery) the same day that the seller submits the loan data to Fannie Mae for
      purchase. Loan data delivered by the seller to Fannie Mae will be certiﬁed the
      next business day provided the documents have been delivered to the document
      custodian via ﬁrst morning delivery, and there are no discrepancies and no unresolved
      lien issues. When the document custodian receives the mortgage document submission
      package, it will review the related loan documentation to verify that all of
      the required documents have been received and are in order. The document custodian
      will then work with the lender to correct any certiﬁcation data or document
      errors. Lenders can opt-in to receive email notices through Loan Delivery when
      data or document discrepancies are noted during certiﬁcation. Lenders then have
      the option to accept or decline data changes the custodian proposes as a result
      of the discrepancy on the note and the data they provided. The lender must work
      with the custodian to ensure all discrepancies are resolved. If there are no
      document or data-related errors, the document custodian will transmit a certiﬁcation
      to Fannie Mae. Recent Related Announcements Published May 6, 2026 967 The table
      below provides references to recently issued Announcements that are related
      to this topic. Announcements Issue Date Announcement SEL-2019-04 May 01, 2019'
  judgment: false
