source:
  type: guide
  id: fnma-svc-e-1.1-03
  authority: Fannie Mae Servicing Guide E-1.1-03 — Required Referral Data
  description: Fannie Mae Servicing Guide E-1.1-03 — Required Referral Data.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-1.1-03-full
  canonical_id: fnma-svc-e-1.1-03-full
  section: Fannie Mae Servicing Guide E-1.1-03 — Required Referral Data
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-1.1-03 — Required Referral Data
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'E-1.1-03, Required Referral Data (11/12/2014) The following
      table lists the information that must be sent to a law ﬁrm when a mortgage loan
      is referred for either bankruptcy or foreclosure proceedings. ✓ The referral
      must include… The following servicer information: • the servicer’s name, address,
      and Fannie Mae Identiﬁcation Number; and • the servicer’s contact person’s name,
      telephone number, email address, and fax number. The following property information:
      • the property address, and Tax Identiﬁcation Number or assessor’s parcel number
      (if available); • the property type (single-family, condo, co-op, etc.); • the
      number of dwelling units; • occupancy status; • whether the property is owner-occupied
      or an investment property (if an investment property, provide all known information,
      including number of units, occupancy status, names of any tenants, rental income,
      lease amounts, etc.); • whether the property is Native American land (tribal
      trust, allotted, restricted fee, as applicable); • the name and telephone number
      of the management agent for a co-op project (if applicable); and • the name
      and telephone number of the HOA or condominium association (if applicable).
      Published May 13, 2026 402 ✓ The referral must include… The following borrower
      information: • the borrower’s name and, if available, phone number(s) and email
      address; • the borrower’s mailing address (if diﬀerent from property address);
      • the borrower’s Social Security number or Tax Identiﬁcation Number; and • the
      borrower’s current military status (if any). The following mortgage loan information:
      • the servicer’s Loan Identiﬁcation and Fannie Mae Loan Number; • MERS MIN,
      if applicable; • lien priority (ﬁrst or subordinate); • original mortgage loan
      amount; • current UPB and LPI date; • the total amount past due (reinstatement);
      • the total amount due (payoﬀ); • itemization of fees, costs, and other charges;
      • brief servicing history for the last 12 months (including previous foreclosure
      referrals, workout attempts, and bankruptcies); • the name of the mortgage insurer
      (if applicable); and • any other important mortgage loan characteristics (such
      as HECM status, Texas Section 50(a)(6) loan, etc.). In addition to all of the
      data elements previously mentioned in this topic, a referral to a law ﬁrm for
      bankruptcy proceedings will also require the following information: bankruptcy
      case number; bankruptcy jurisdiction; date of the bankruptcy ﬁling; chapter
      under which the bankruptcy was ﬁled; any property valuation information; breakdown
      of the monthly payment (principal, interest, and escrow deposits); mortgage
      escrow analysis (showing any shortage or surplus); and foreclosure case number,
      jurisdiction, and date the proceedings initiated. Recent Related Announcements
      There are no recently issued Announcements related to this topic. Published
      May 13, 2026 403 Section E-1.2, Timing of the Referral to a Law Firm'
  judgment: false
