source:
  type: regulation
  id: bsa-31usc-5325
  authority: Bank Secrecy Act (31 U.S.C.) § 5325 — Identification required to purchase certain monetary instruments
  description: 'Bank Secrecy Act (31 U.S.C.), §5325 Identification required to purchase certain monetary instruments.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: bsa-31usc-5325-a
  canonical_id: bsa-31usc-5325-a
  section: 31 U.S.C. §5325(a)
  description: 'Identification required to purchase certain monetary instruments — (a): (a) In General.— No financial
    institution may issue or sell a bank check, cashier’s check, traveler’s check, or money order to any individual
    in connection with a transaction or group of such contemporaneous transactions which involves United States
    coins or currency (or such other monetary instrume…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5325
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5325
    snapshot_id: a1a1e93f53d6431a
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:5b7111d331060c2ff1c1696bf0ff663d0bc11161e334f0480daf9a2791ef35d9
    paragraph_quote: (a) In General.— No financial institution may issue or sell a bank check, cashier’s check,
      traveler’s check, or money order to any individual in connection with a transaction or group of such contemporaneous
      transactions which involves United States coins or currency (or such other monetary instruments as the Secretary
      may prescribe) in amounts or denominations of $3,000 or more unless— (1) the individual has a transaction
      account with such financial institution and the financial institution— (A) verifies that fact through a signature
      card or other information maintained by such institution in connection with the account of such individual;
      and (B) records the method of verification in accordance with regulations which the Secretary of the Treasury
      shall prescribe; or (2) the individual furnishes the financial institution with such forms of identification
      as the Secretary of the Treasury may require in regulations which the Secretary shall prescribe and the financial
      institution verifies and records such information in accordance with regulations which such Secretary shall
      prescribe.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5325 subsection (a) from Cornell LII snapshot a1a1e93f53d6431a;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5325-b
  canonical_id: bsa-31usc-5325-b
  section: 31 U.S.C. §5325(b)
  description: 'Identification required to purchase certain monetary instruments — (b): (b) Report to Secretary
    Upon Request.— Any information required to be recorded by any financial institution under paragraph (1) or (2)
    of subsection (a) shall be reported by such institution to the Secretary of the Treasury at the request of such
    Secretary.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5325
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5325
    snapshot_id: a1a1e93f53d6431a
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:5b7111d331060c2ff1c1696bf0ff663d0bc11161e334f0480daf9a2791ef35d9
    paragraph_quote: (b) Report to Secretary Upon Request.— Any information required to be recorded by any financial
      institution under paragraph (1) or (2) of subsection (a) shall be reported by such institution to the Secretary
      of the Treasury at the request of such Secretary.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5325 subsection (b) from Cornell LII snapshot a1a1e93f53d6431a;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5325-c
  canonical_id: bsa-31usc-5325-c
  section: 31 U.S.C. §5325(c)
  description: 'Identification required to purchase certain monetary instruments — (c): (c) Transaction Account
    Defined.— For purposes of this section, the term “ transaction account ” has the meaning given to such term
    in section 19(b)(1)(C) of the Federal Reserve Act . (Added Pub. L. 100–690, title VI, § 6185(b) , Nov. 18, 1988
    , 102 Stat. 4355 .)'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5325
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5325
    snapshot_id: a1a1e93f53d6431a
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:5b7111d331060c2ff1c1696bf0ff663d0bc11161e334f0480daf9a2791ef35d9
    paragraph_quote: (c) Transaction Account Defined.— For purposes of this section, the term “ transaction account
      ” has the meaning given to such term in section 19(b)(1)(C) of the Federal Reserve Act . (Added Pub. L. 100–690,
      title VI, § 6185(b) , Nov. 18, 1988 , 102 Stat. 4355 .)
    drafter_attestation: Verbatim slice of 31 U.S.C. §5325 subsection (c) from Cornell LII snapshot a1a1e93f53d6431a;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
