source:
  type: guide
  id: hud-4000-1-v-a-title-i-lender-monitoring-reviews
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Title I
    Lender Monitoring Reviews (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Title
    I Lender Monitoring Reviews (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-a-title-i-lender-monitoring-reviews-full
  canonical_id: hud-4000-1-v-a-title-i-lender-monitoring-reviews-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Title I Lender
    Monitoring Reviews (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Title
      I Lender Monitoring Reviews (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: a. Title I Lender Monitoring Reviews (05/09/2022) i. Notice Title
      I Lenders are given notice prior to FHA monitoring reviews. i. Production of
      Case Binders and Records Title I Lenders must have the files requested by FHA
      available for review. The Title I Lender must provide all records related to
      the Loans selected for review, including any and all files, whether hard copy
      or stored, in the Title I Lender’s systems that include data or information
      on the specific Loans identified. ii. Scope FHA will, in its sole discretion,
      determine the scope of any monitoring review. FHA may conduct limited reviews
      of a Title I Lender’s origination, underwriting, and servicing of FHA-insured
      Loans, or more comprehensive reviews that include not just the Title I Lender’s
      files, records, and practices, but also the Title I Lender’s overall operations
      and policies with respect to Lender relationships, QC and risk management, escrow
      administration, wholesale Loans, and certain FHA product lines. iii. Findings
      At the conclusion of a monitoring review, FHA will discuss Findings with the
      Title I Lender. FHA will provide the Title I Lender with notification of identified
      Findings, if any, and specify the remedies and responses that are required.
  judgment: false
