source:
  type: guide
  id: hud-4000-1-ii-b-required-documentation-for-underwriting-the-property
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Documentation for Underwriting the Property (08/19/2024)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Documentation for Underwriting the Property (08/19/2024).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-b-required-documentation-for-underwriting-the-property-full
  canonical_id: hud-4000-1-ii-b-required-documentation-for-underwriting-the-property-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Documentation for Underwriting the Property (08/19/2024)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
      Documentation for Underwriting the Property (08/19/2024)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Required Documentation for Underwriting the Property (08/19/2024)
      If additional inspections, repairs or certifications are noted by the appraisal
      or are required to demonstrate compliance with Property Acceptability Criteria,
      the Mortgagee must obtain evidence of completion of such inspections, repairs
      or certifications. If the Appraiser is being utilized to provide evidence of
      completion of repair(s) or condition(s) noted in the original appraisal report,
      Fannie Mae Form 1004D/Freddie Mac Form 442, Appraisal Update and/or Completion
      Report, Certification of Completion must be used. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 3. Underwriting the Property
      Handbook 4000.1 196 Last Revised: 11/26/2025 c. Form HUD-92800.5B, Conditional
      Commitment Direct Endorsement Statement of Appraised Value (09/14/2015) Form
      HUD-92800.5B, Conditional Commitment Direct Endorsement Statement of Appraised
      Value, provides the terms upon which the commitment/direct endorsement statement
      of appraised value is made and the specific conditions that must be met before
      HUD can endorse a Firm Commitment for mortgage insurance. The underwriter must
      complete form HUD-92800.5B as directed in the form instructions. Where a Statement
      of Appraised Value is required, the Mortgagee must provide the Borrower with
      a copy of the completed form HUD-92800.5B. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 4. Underwriting the Borrower
      Using the TOTAL Mortgage Scorecard (TOTAL) Handbook 4000.1 197 Last Revised:
      11/26/2025 4. Underwriting the Borrower Using the TOTAL Mortgage Scorecard (TOTAL)'
  judgment: false
