source:
  type: guide
  id: va-m26-7-ch01-t10
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 10 — Participation
    Fees for Supervised and Non-supervised
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 10 — Participation
    Fees for Supervised and Non-supervised.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch01-t10-full
  canonical_id: va-m26-7-ch01-t10-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 10 — Participation
    Fees for Supervised and Non-supervised
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 1, Topic 10 — Participation
      Fees for Supervised and Non-supervised
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: b4bc25cdd49513a7
    fetched_at: '2026-05-23T01:53:52Z'
    content_hash: sha256:2516e061c3a90ce65e72b43ae4022a97e784d65ec7580998c523b5dc69ba6520
    paragraph_quote: '10. Participation Fees for Supervised and Non-supervised Automatic
      Lenders Change Date February 1, 2019 • This chapter has been revised in its
      entirety. a. Introduction Per 38 C.F.R. 36.4348, VA is authorized to collect
      fees from lenders with automatic authority to help defray the costs of administering
      the VA Home Loan program. Always submit fees to the RLC with jurisdiction over
      the lender’s home office. Fees consist of annual participation fees, and administrative
      fees (for processing lender requests). If the lender submits a request for administrative
      action without the correct processing fee, VA will delay processing of the request
      until the fee is received. Fees are nonrefundable, even if the request is denied
      (except in cases of accidental overpayment). Pay all fees by lender’s check
      to the Department of Veterans Affairs. If an agent, underwriter, or SAR approved
      by VA for a role with one lender begins work for another lender, the new lender
      must request and pay the fee for a new VA recognition or approval of that individual.
      b. Annual Fees for Non- supervised Automatic Lenders Remit fees within 120 days
      of the end of the lender’s fiscal year to the RLC with jurisdiction of the lender’s
      home office. If the lender has ongoing VA- recognized agency relationships,
      a list of agent relationships is required. Continued on next page VA Pamphlet
      26-7, Revised Chapter 1: Lender Approval Guidelines 1-35 10. Participation Fees
      for Supervised and Non-supervised Automatic Lenders, continued b. Annual Fees
      for Non- supervised Automatic Lenders, continued The fees are as follows: •
      $200 annual recertification fee. • $100 for annual renewal of each agent that
      acts for the lender and was recognized by VA as the lender’s agent as of the
      end of its fiscal year. Note: No annual fee is due for an agent if VA’s letter
      of recognition is dated within the last quarter of the lender’s most recent
      fiscal year. • $500 for processing an application for automatic authority. The
      required fee includes any requests submitted simultaneously for the review of
      underwriter nominees, and does not include simultaneous requests for recognition
      of agents. This requires an additional $100 fee per agent. c. Other Administrative
      Fees for Non- supervised Automatic Lenders Remit fees along with requests for
      approval, recognition, or other VA actions related to lender status. The required
      fees are: • $100 for processing requests for approval of each nominee for underwriter.
      This is not required if submitted with the request for automatic authority,
      • $100 for processing requests for VA recognition of each lender agent, • $200
      for processing requests for reinstatement of lapsed or terminated automatic
      authority, and • a minimum fee of $100 per request for any other VA administrative
      actions pertaining to a lender’s participation in the automatic lending program.
      Examples: • Submission from a lender that undergoes a merger. • If the fee to
      process a request is greater than $100, VA will notify the lender. Continued
      on next page VA Pamphlet 26-7, Revised Chapter 1: Lender Approval Guidelines
      1-36 10. Participation Fees for Supervised and Non-supervised Automatic Lenders,
      continued d. Annual Fees for Supervised Lenders Annual fees for supervised lenders
      are only required of lenders with ongoing agency relationships. Remit fees by
      January 31 of each year based on the lender’s agent relationships in the previous
      calendar year, along with a list of agent relationships the lender wants to
      renew. The required fee is $100 for annual renewal of each lender agent that
      acts for the lender and has been recognized by VA as the lender’s agent. Note:
      an annual fee is not due for an agent if VA’s letter of recognition is dated
      within the last quarter of the most recent calendar year. e. Administrative
      Fees for Supervised Lenders The fee is $100 for processing requests for VA recognition
      of each lender agent. f. LAPP Fees Lenders must pay a one-time $100 fee for
      each SAR applicant. Remit the fee with the SAR application to the appropriate
      VA office. The fee is non- refundable, even if the applicant is found not to
      be acceptable. If a SAR is approved and subsequently moves to another lender,
      a $100 application fee must be paid by the new employer. For detailed information
      on the LAPP, see Chapter 15 of this handbook. VA Pamphlet 26-7, Revised Chapter
      1: Lender Approval Guidelines 1-37'
  judgment: false
