source:
  type: regulation
  id: reg-v-1022.42
  authority: 12 CFR §1022.42 — Reasonable policies and procedures concerning the accuracy
    and integrity of furnished information (Regulation V)
  description: 12 CFR §1022.42 — Reasonable policies and procedures concerning the
    accuracy and integrity of furnished information.
  coverage_tier: operative
obligations:
- id: reg-v-1022.42-full
  canonical_id: reg-v-1022.42-full
  section: 12 CFR §1022.42 — Reasonable policies and procedures concerning the accuracy
    and integrity of furnished information
  type: do
  tags:
  - regulator-direct
  - fcra
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 12 CFR §1022.42 — Reasonable policies and procedures concerning the
      accuracy and integrity of furnished information (Regulation V)
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/1022.42
    snapshot_id: e88e3aaca61e55db
    fetched_at: '2026-06-17T19:30:43Z'
    content_hash: sha256:2bc11edd89d8a21648eb6b5ba5dd1f3f3bbec10e04917f4d3e2dc7aadc8b235b
    paragraph_quote: § 1022.42 Reasonable policies and procedures concerning the accuracy
      and integrity of furnished information. (a) Policies and procedures. Each furnisher
      must establish and implement reasonable written policies and procedures regarding
      the accuracy and integrity of the information relating to consumers that it
      furnishes to a consumer reporting agency. The policies and procedures must be
      appropriate to the nature, size, complexity, and scope of each furnisher 's
      activities. (b) Guidelines. Each furnisher must consider the guidelines in appendix
      E of this part in developing its policies and procedures required by this section,
      and incorporate those guidelines that are appropriate. (c) Reviewing and updating
      policies and procedures. Each furnisher must review its policies and procedures
      required by this section periodically and update them as necessary to ensure
      their continued effectiveness.
  judgment: false
