source:
  type: guide
  id: hud-4000-1-iv-h-claim-type-32-loan-modification
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Claim
    Type 32 ** - Loan Modification (10/01/2025)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Claim
    Type 32 ** - Loan Modification (10/01/2025).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-h-claim-type-32-loan-modification-full
  canonical_id: hud-4000-1-iv-h-claim-type-32-loan-modification-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Claim Type
    32 ** - Loan Modification (10/01/2025)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Claim
      Type 32 ** - Loan Modification (10/01/2025)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'h. Claim Type 32 ** – Loan Modification (10/01/2025) The Mortgagee
      may file a claim for an incentive, including up to $250 in title-related expenses,
      under Claim Type 32 **. HUD will pay the Mortgagee a financial incentive for
      the use of a Loan Modification in compliance with all regulatory requirements
      and procedures relating to the submission of incentive claims. IV. CLAIMS AND
      DISPOSITION A. Title II Claims 2. Claim Types Handbook 4000.1 1616 Last Revised:
      11/26/2025 The Mortgagee may only file for an incentive fee when the Loss Mitigation
      Option is used to cure the Default. When the Partial Claim and Loan Modification
      are used together, the Mortgagee must submit two separate claims. HUD must receive
      a correct and complete claim submission of Parts A and B via FHAC or FHA Catalyst
      within 60 Days of the execution date of the Loan Modification or the incentive
      claim will not be processed.'
  judgment: false
