source:
  type: regulation
  id: gnma-mbs-ch10
  authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: "Ginnie Mae MBS Guide Chapter 10 (Assembling And Submitting Pool And Loan Package). New-source fetch\
    \ + gap-fill (verbatim). \n"
obligations:
- id: gnma-mbs-ch10-0
  canonical_id: gnma-mbs-ch10-0
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 The Issuer must submit required
    pool and loan package data to the document custodian for certification, and to the Pool Processing Agent (PPA)
    for review and approval, before securities can be issued. This chapter describes this process generally, identifying
    the req…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 The Issuer must submit required pool and loan package data to the document custodian
      for certification, and to the Pool Processing Agent (PPA) for review and approval, before securities can be
      issued. This chapter describes this process generally, identifying the required information that Issuers must
      submit for all pool types. The chapter also describes the pool submission methods available for each pool
      type and discusses the procedures and Ginnie Mae processing times associated with each method. The chapter
      also addresses special pool and loan package submission requirements that apply if the Issuer intends to transfer
      Issuer responsibility for a pool and loan package immediately upon issuance of the related securities.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-1
  canonical_id: gnma-mbs-ch10-1
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 Depending on a number of variables
    (pool type, whether immediate pool or loan package transfer is desired, etc.), an Issuer may be able or required
    to submit a pool or loan package in electronic form using the Ginnie Mae electronic pooling applications. Section
    A. Po…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 Depending on a number of variables (pool type, whether immediate pool or loan
      package transfer is desired, etc.), an Issuer may be able or required to submit a pool or loan package in
      electronic form using the Ginnie Mae electronic pooling applications. Section A. Pool and Loan Package Submission
      Methods Generally'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-2
  canonical_id: gnma-mbs-ch10-2
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 Electronic submission methods
    significantly reduce the time required for pool or loan package submission and reduce the chance for errors.
    For Multifamily Program pooling only, an Issuer may be able or required, depending on the circumstances, to
    submit a pool using …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 Electronic submission methods significantly reduce the time required for pool
      or loan package submission and reduce the chance for errors. For Multifamily Program pooling only, an Issuer
      may be able or required, depending on the circumstances, to submit a pool using a paper document format. For
      Single Family, Manufactured Housing, and HMBS Program pooling, electronic submission is the only pooling method
      allowed. The pool and loan package submission options available to Issuers are described in MBS Guide, Ch.
      10, Part 4. Electronic pool and loan package submissions using Ginnie Mae’s electronic pooling applications
      are discussed in MBS Guide, Ch. 10, Part 5. Paper submissions for eligible pool types are discussed in MBS
      Guide, Ch. 10, Part 6. Section B. Requirements Applicable to All Pools and Loan Packages'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-3
  canonical_id: gnma-mbs-ch10-3
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2021-07-28 For each pool or loan package
    that an Issuer submits, it must, before submitting the pool or loan package for approval, have sufficient commitment
    authority available to guarantee the related MBS and a valid, pre-assigned pool number. (Please see MBS Guide
    Chapter 8)…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2021-07-28 For each pool or loan package that an Issuer submits, it must, before submitting
      the pool or loan package for approval, have sufficient commitment authority available to guarantee the related
      MBS and a valid, pre-assigned pool number. (Please see MBS Guide Chapter 8) If Ginnie Mae grants the Issuer
      authority to issue securities, the Issuer must determine whether to issue securities in the Ginnie Mae I MBS
      Program or the Ginnie Mae II MBS Program. The Issuer must then select an appropriate method for submitting
      the pool or loan package and assemble the required data. Depending on the method of submission selected by
      the Issuer, the Issuer must either already have on file with the PPA, or submit to the PPA with the pool or
      loan package, the documents described below in MBS Guide, Ch. 10, Part 3.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-4
  canonical_id: gnma-mbs-ch10-4
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: The Issuer must also submit to their document
    custodian, for initial and final certification, the loan documents described in MBS Guide, Ch. 13, Part 7. Additional
    document requirements for Issuers who participate in Ginnie Mae’s HMBS Program can be found in MBS Guide, Ch.
    35. Si…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: The Issuer must also submit to their document custodian, for initial and final certification,
      the loan documents described in MBS Guide, Ch. 13, Part 7. Additional document requirements for Issuers who
      participate in Ginnie Mae’s HMBS Program can be found in MBS Guide, Ch. 35. Similarly, additional document
      requirements for Issuers who participate in the Ginnie Mae MH program can be found in MBS Guide, Ch. 30. Section
      C. Requirements Applicable to Pools and Loan Packages Using Paperless Processing
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-5
  canonical_id: gnma-mbs-ch10-5
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 In addition to the requirements
    set out in MBS Guide, Ch. 10, Part 2, § B for all pool types, the Issuer must satisfy the following requirements
    before submitting a pool for paperless processing using electronic submission methods. (1) The Issuer must have
    on file wi…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 In addition to the requirements set out in MBS Guide, Ch. 10, Part 2, § B for
      all pool types, the Issuer must satisfy the following requirements before submitting a pool for paperless
      processing using electronic submission methods. (1) The Issuer must have on file with the PPA the documents
      described in MBS Guide, Ch. 10, Part 3. (2) The Issuer must have submitted to the GinnieNET Customer Service
      unit an Electronic Data Interchange System Agreement (EDI System Agreement) (Appendix III-13) (see Summary
      of Addresses), and the Issuer must not submit a paperless pool or loan package until the PPA has acknowledged
      receipt of the required EDI System Agreement or Agreements. (3) The Issuer and its document custodians must
      have submitted to the PPA (see Summary of Addresses) the form entitled “Government National Mortgage Association
      Systems Access Forms” (Appendix III-29) and must update this filing whenever the list of authorized signatories
      changes. (4) No changes or corrections may be made to a pool or loan package once the PPA has retrieved it.
      (5) The pool or loan package must be processed without any waiver of pool or loan package requirements. (6)
      In the case of a pool or loan package submitted for immediate transfer of Issuer responsibility (PIIT), the
      acquiring Issuer must have submitted the documents described in (1) through (3), above. Section D. Information
      about the Ginnie Mae Electronic Pooling Applications'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-6
  canonical_id: gnma-mbs-ch10-6
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 The Ginnie Mae Enterprise Portal
    (GMEP) is a comprehensive platform that provides enhanced security and user access to all electronic pooling
    applications for all Ginnie Mae programs.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 The Ginnie Mae Enterprise Portal (GMEP) is a comprehensive platform that provides
      enhanced security and user access to all electronic pooling applications for all Ginnie Mae programs.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-7
  canonical_id: gnma-mbs-ch10-7
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: DOCUMENTS REQUIRED TO BE SUBMITTED TO PPA,
    ALL SUBMISSION METHODS The documents described in this section or, where indicated, their electronic equivalents,
    are required to be submitted to the PPA for approval for all Ginnie Mae pools and loan packages. Additional
    requirements an…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: DOCUMENTS REQUIRED TO BE SUBMITTED TO PPA, ALL SUBMISSION METHODS The documents described in
      this section or, where indicated, their electronic equivalents, are required to be submitted to the PPA for
      approval for all Ginnie Mae pools and loan packages. Additional requirements and exceptions, if any, for particular
      pool or loan package types can be found in MBS Guide, Ch. 24 through 32 and 35. Completion instructions can
      be found in the
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-8
  canonical_id: gnma-mbs-ch10-8
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: Appendix referenced for each form. All Master
    Agreements must be submitted electronically via the Master Agreement Application in Ginnie Mae Enterprise Portal
    (GMEP). Section A. Master Agreements'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: Appendix referenced for each form. All Master Agreements must be submitted electronically via
      the Master Agreement Application in Ginnie Mae Enterprise Portal (GMEP). Section A. Master Agreements
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-9
  canonical_id: gnma-mbs-ch10-9
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2018-01-25 Each Issuer is required to have
    Master Agreements on file with the PPA as described below, for (1) each subcontract servicer, (2) each P&I custodial
    account and escrow custodial account for each of its funds custodians, and (3) each document custodian. Issuers
    must f…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2018-01-25 Each Issuer is required to have Master Agreements on file with the PPA as described
      below, for (1) each subcontract servicer, (2) each P&I custodial account and escrow custodial account for
      each of its funds custodians, and (3) each document custodian. Issuers must file renewal Master Agreement
      forms annually by January 1. If no changes have occurred in the information in the most recently submitted
      version of a required Master Agreement, the Issuer only needs to certify via GMEP. A pool or loan package
      will not be processed unless current Master Agreements are on file with, and approved by, the PPA. If an Issuer
      submits a pool or loan package using the subcontract servicer, document custodian, and funds custodian covered
      by Master Agreements already on file with the PPA, the Issuer need not file any additional Master Agreement
      with the pool or loan package submission. If a new Issuer with no Master Agreements on file intends to submit
      a pool or loan package, or if an Issuer with current Master Agreements on file proposes to submit a pool or
      loan package using a subcontract servicer, document custodian, or funds custodian for which no Master Agreement
      is on file, the Issuer must submit the appropriate Master Agreements prior to submitting the pool or loan
      package. Note: Failure to have approved Master Agreements on file with the PPA can delay the processing of
      a pool or loan package. In order not to delay the processing of a pool or loan package because of missing
      or unacceptable new Master Agreements, Issuers should submit new Master Agreements via GMEP for approval prior
      to the submission of the pool or loan package that will use the new Master Agreements. The Master Agreement
      forms that the PPA must have on file for each Issuer are: (1) Form HUD 11707, Master Servicing Agreement (Appendix
      III-1). This form provides assurance that the pooled mortgages will be serviced in accordance with all applicable
      servicing requirements and identifies any subcontract servicer that the Issuer may use.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-10
  canonical_id: gnma-mbs-ch10-10
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: , Rev. 1 10-3 ginniemae.gov (2) Form HUD
    11709, Master Agreement for Servicer’s Principal and Interest Custodial Account (Appendix III-2). This form
    provides evidence of the establishment of the required principal and interest custodial account for the deposit
    of principal and in…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ', Rev. 1 10-3 ginniemae.gov (2) Form HUD 11709, Master Agreement for Servicer’s Principal
      and Interest Custodial Account (Appendix III-2). This form provides evidence of the establishment of the required
      principal and interest custodial account for the deposit of principal and interest funds collected on the
      mortgages backing a particular pool or loan package. The form provides Ginnie Mae with the account number
      and the name and address of the depository institution. The account listed on this form is the only account
      in which such principal and interest funds may be kept. Only one P&I custodial account is permitted for each
      pool or loan package. In addition, an Issuer must have on file with the CPTA an ACH Debit Authorization (form
      HUD 11709-A) (Appendix I-6), which designates the Issuer’s central P&I custodial account for all of its Ginnie
      Mae pools (or, at the Issuer’s option, a'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-11
  canonical_id: gnma-mbs-ch10-11
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: separate central P&I custodial account for
    each Ginnie Mae MBS Program). The Issuer must also have on file with the PPA a form HUD 11709 for the P&I custodial
    account that is designated as the “central” P&I custodial account. If the Issuer plans to use a “disbursement”
    account fo…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: separate central P&I custodial account for each Ginnie Mae MBS Program). The Issuer must also
      have on file with the PPA a form HUD 11709 for the P&I custodial account that is designated as the “central”
      P&I custodial account. If the Issuer plans to use a “disbursement” account for the receipt and payment of
      funds for the pool that it submits, it must have a separate form HUD 11709 on file with the PPA. P&I funds
      must be maintained in a custodial account separate from escrow custodial accounts. Requirements for the establishment
      of P&I custodial accounts are discussed in MBS Guide, Ch. 16, Part 3, while requirements for the establishment
      of central P&I custodial accounts are discussed in MBS Guide, Ch. 16, Part 4.
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-12
  canonical_id: gnma-mbs-ch10-12
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: , Rev. 1 10-4 ginniemae.gov Additional provisions
    set forth in MBS Guide, Ch. 16, Parts 3, 4, and 9 describe the types of accounts into which an Issuer may deposit
    funds that are normally required to be kept in P&I custodial accounts. (3) Form HUD 11720, Master Agreement
    for Serv…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ', Rev. 1 10-4 ginniemae.gov Additional provisions set forth in MBS Guide, Ch. 16, Parts 3,
      4, and 9 describe the types of accounts into which an Issuer may deposit funds that are normally required
      to be kept in P&I custodial accounts. (3) Form HUD 11720, Master Agreement for Servicer’s Escrow Custodial
      Account (Appendix III-3). This form provides evidence of the establishment of required escrow custodial accounts
      for the deposit of various funds, including tax and insurance premium payments and FHA or RD escrow funds.
      The form provides Ginnie Mae with the account number and the name and address of the depository institution.
      The accounts listed on this form are the only accounts in which such escrow funds may be kept. Only one escrow
      custodial account for taxes and insurance is permitted for each pool or loan package. With respect to FHA
      section 203(k) loans, and for § 184 loans that provide both construction and permanent financing, a separate
      escrow custodial account must be established, using a separate form HUD 11720, with the appropriate box checked
      (“Section 203(k) Escrow funds” or, in the case of § 184 escrow funds, “Other”), for the deposit of any mortgage
      proceeds, including contingency reserves intended for rehabilitation or improvement of section 203(k) housing
      or for construction of § 184 housing. A separate escrow custodial account must also be established for any
      buydown funds provided by the Issuer. Requirements for the establishment of escrow custodial accounts are
      discussed in MBS Guide, Ch. 16, Part 5. (4) Form HUD 11715, Master Custodial Agreement (Appendix III-4). This
      form identifies the document custodian and sets forth duties and responsibilities of both Issuer and document
      custodian in the custodial relationship.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch10-13
  canonical_id: gnma-mbs-ch10-13
  section: Ginnie Mae MBS Guide Chapter 10 — Assembling And Submitting Pool And Loan Package
  description: 'Ch.10 Assembling And Submitting Pool And Loan Package: : 2023-12-01 (1) Schedule of Subscribers
    and Ginnie Mae Guaranty Agreement, form HUD 11705 (Appendix III-6). This form, which is used by an Issuer that
    submits a pool or loan package using a paper format, summarizes all pertinent pool information. An Issuer that
    submits an electr…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 10 — Assembling And Submitting Pool And Loan Package
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_10.pdf
    snapshot_id: 0db4756fa8941ae6
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:4befd646d67398efb259484a63bf7c4051a2e4ae25cabe1fb69adcd1e33f088d
    paragraph_quote: ': 2023-12-01 (1) Schedule of Subscribers and Ginnie Mae Guaranty Agreement, form HUD 11705
      (Appendix III-6). This form, which is used by an Issuer that submits a pool or loan package using a paper
      format, summarizes all pertinent pool information. An Issuer that submits an electronic pool using Ginnie
      Mae’s electronic pooling applications, though not using the hard copy form HUD 11705, provides the same pertinent
      pool information, albeit electronically. Both form HUD 11705 and its electronic equivalent provide for the
      basic contract between the Issuer and Ginnie Mae with respect to the pool or loan package and the related
      pooled mortgages and securities. Each time the Issuer issues a new security, it agrees that the applicable
      Guaranty Agreement in effect on the issuance date of the securities will govern all of the Issuer’s outstanding
      pools and loan packages, pooled mortgages and securities, whether created under the Ginnie Mae I MBS Program
      or the Ginnie Mae II MBS Program. The forms of Guaranty Agreement that apply for particular pool types can
      be found in Appendices III-15 through III-20 and III-23 through III-27. Subscriber information may not be
      revised after the form is submitted to the PPA. If an error is made in the subscriber information, the Issuer
      must contact the GinnieNET Help Desk immediately to arrange for appropriate handling by the PPA (see Summary
      of Addresses). Section C. Schedule of Pooled Mortgages'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 10 PDF, snapshot 0db4756fa8941ae6;
      substring-verified. New-source fetch.
  judgment: false
