source:
  type: regulation
  id: tila-15usc-1639g
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan
  description: 'TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: tila-15usc-1639g-full
  canonical_id: tila-15usc-1639g-full
  section: 15 U.S.C. §1639g
  description: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable
    time, but in no case more than 7 business days, after the receipt of a written request for such balance
    from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, tit…
  type: do
  tags:
  - regulator-direct
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1639g
    snapshot_id: dc01ecb2582cfd4b
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e0b8b93f8bd926b5fde968064964950b9ba6231e2de17307cb5a42326680297f
    paragraph_quote: A creditor or servicer of a home loan shall send an accurate payoff balance within
      a reasonable time, but in no case more than 7 business days, after the receipt of a written request
      for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added
      Pub. L. 111–203, title XIV, § 1464(b) , July 21, 2010 , 124 Stat. 2184 .)
    drafter_attestation: Verbatim subsection of 15 U.S.C. §1639g from Cornell LII snapshot dc01ecb2582cfd4b;
      body isolated between nav and notes; substring-verified.
  judgment: false
