source:
  type: guide
  id: va-m26-7-ch03-t08
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 8 — Maturity
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 8 — Maturity.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch03-t08-full
  canonical_id: va-m26-7-ch03-t08-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 8 — Maturity
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 3, Topic 8 — Maturity
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 73e5d344e2743889
    fetched_at: '2026-05-23T01:53:52Z'
    content_hash: sha256:b452379ce6dbdb528896ce1d9ac9ca8a9cf03b5fab6fa9af7766dc2dc17c2bbe
    paragraph_quote: '8. Maturity Change Date April 10, 2009, Change 9 • This section
      has been updated to correct hyperlinks and make minor grammatical edits. a.
      Maximum Maturity • Amortized loans: 30 years and 32 days, • Nonamortized loans:
      5 years. In addition, every loan must be repayable within the estimated economic
      life of the property securing the loan. The period for repayment of a loan is
      measured from the date of the note or other evidence of indebtedness. b. Maturity
      Extending Beyond the Maximum VA regulations provide that any amounts, which
      fall due beyond the maximum maturity automatically, fall due on the maximum
      maturity date. Thus, if a lender inadvertently makes a loan that exceeds the
      maximum maturity, it may still be subject to guaranty. However, the regulations
      also limit the amount that can be collected as a final installment, such as,
      they prohibit excessive ballooning. The holder of a loan that violates this
      provision may desire to correct the situation through means which are legally
      proper in the jurisdiction. VA Pamphlet 26-7, Revised Chapter 3: The VA Loan
      and Guaranty 3-20'
  judgment: false
