source:
  type: regulation
  id: occ-12cfr-34.41
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.41 — Authority, purpose, and scope
  description: '12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.41 Authority, purpose, and scope.
    Captured section-complete (all subsections verbatim).

    '
obligations:
- id: occ-12cfr-34.41-a
  canonical_id: occ-12cfr-34.41-a
  section: 12 CFR §34.41(a)
  description: 'Authority, purpose, and scope — (a): (a) Authority. This subpart is issued by the Office of the
    Comptroller of the Currency (the OCC) under 12 U.S.C. 1, 93a, 1462a, 1463, 1464, 1828(m), 5412(b)(2)(B), and
    title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA) (Pub. L. 101-73,
    103 Stat. 183 (1989))…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.41
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (a) Authority. This subpart is issued by the Office of the Comptroller of the Currency (the
      OCC) under 12 U.S.C. 1, 93a, 1462a, 1463, 1464, 1828(m), 5412(b)(2)(B), and title XI of the Financial Institutions
      Reform, Recovery, and Enforcement Act of 1989 (FIRREA) (Pub. L. 101-73, 103 Stat. 183 (1989)), 12 U.S.C. 3331
      et seq.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.41 subsection (a) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.41-b
  canonical_id: occ-12cfr-34.41-b
  section: 12 CFR §34.41(b)
  description: 'Authority, purpose, and scope — (b): (b) Purpose and scope. (1) Title XI of FIRREA provides protection
    for federal financial and public policy interests in real estate-related transactions by requiring real estate
    appraisals used in connection with federally related transactions to be performed in writing, in accordance
    with uniform st…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.41
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(b) Purpose and scope. (1) Title XI of FIRREA provides protection for federal financial and
      public policy interests in real estate-related transactions by requiring real estate appraisals used in connection
      with federally related transactions to be performed in writing, in accordance with uniform standards, by appraisers
      whose competency has been demonstrated and whose professional conduct will be subject to effective supervision.
      This subpart implements the requirements of title XI, and applies to all federally related transactions entered
      into by the OCC or by institutions regulated by the OCC ( regulated institutions ). (2) This subpart:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.41 subsection (b) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.41-i
  canonical_id: occ-12cfr-34.41-i
  section: 12 CFR §34.41(i)
  description: 'Authority, purpose, and scope — (i): (i) Identifies which real estate-related financial transactions
    require the services of an appraiser; (ii) Prescribes which categories of federally related transactions shall
    be appraised by a State certified appraiser and which by a State licensed appraiser; and (iii) Prescribes minimum
    standards f…'
  type: reference
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.41
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (i) Identifies which real estate-related financial transactions require the services of an
      appraiser; (ii) Prescribes which categories of federally related transactions shall be appraised by a State
      certified appraiser and which by a State licensed appraiser; and (iii) Prescribes minimum standards for the
      performance of real estate appraisals in connection with federally related transactions under the jurisdiction
      of the OCC. [55 FR 34696, Aug. 24, 1990, as amended at 79 FR 28400, May 16, 2014]
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.41 subsection (i) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
