source:
  type: regulation
  id: fhlmc-4101.7
  authority: Freddie Mac Single-Family Seller/Servicer Guide §4101.7 — Seller’s duties regarding Uniform Instruments
    (03/05/25)
  description: "Freddie Mac Guide §4101.7 (Seller’s duties regarding Uniform Instruments). Gap-fill (verbatim, ID-diff).\
    \ \n"
obligations:
- id: fhlmc-4101.7-0
  canonical_id: fhlmc-4101.7-0
  section: Freddie Mac Guide 4101.7
  description: '4101.7 Seller’s duties regarding Uniform Instruments: (03/05/25) The Seller agrees that any action
    taken when enforcing its rights under the Mortgage documents will not violate the terms of any covenant in the
    Mortgage documents. The Seller also agrees to enforce its rights under the Uniform Instruments based on instructions
    or guid…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §4101.7 — Seller’s duties regarding Uniform Instruments
      (03/05/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: (03/05/25) The Seller agrees that any action taken when enforcing its rights under the Mortgage
      documents will not violate the terms of any covenant in the Mortgage documents. The Seller also agrees to
      enforce its rights under the Uniform Instruments based on instructions or guidance provided by Freddie Mac.
    drafter_attestation: Verbatim from Freddie Guide §4101.7 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-4101.7-1
  canonical_id: fhlmc-4101.7-1
  section: Freddie Mac Guide 4101.7
  description: '4101.7 Seller’s duties regarding Uniform Instruments: Execution, acknowledgment and recordation
    of the Security Instrument (12/17/25) The Security Instrument must be properly executed, acknowledged, delivered
    and recorded in all places necessary to perfect a First Lien security interest in the Mortgaged Premises in
    favor of the mort…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §4101.7 — Seller’s duties regarding Uniform Instruments
      (03/05/25)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: 'Execution, acknowledgment and recordation of the Security Instrument (12/17/25) The Security
      Instrument must be properly executed, acknowledged, delivered and recorded in all places necessary to perfect
      a First Lien security interest in the Mortgaged Premises in favor of the mortgagee. If a Mortgage is registered
      with MERS® and is originated naming MERS as the original mortgagee of record, solely as nominee for the lender
      named in the Security Instrument and the Note, and the lender’s successors and assigns, the Seller must ensure
      that the Security Instrument is properly executed, acknowledged, delivered and recorded in all places necessary
      to perfect a First Lien security interest in the Mortgaged Premises in favor of MERS, solely as nominee for
      the lender named in the Security Instrument and the Note, and the lender’s successors and assigns. Note: Refer
      to Section 1301.4(b) for specific representations and warranties with respect to MERS registration for Mortgages
      purchased by Freddie Mac.'
    drafter_attestation: Verbatim from Freddie Guide §4101.7 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
