source:
  type: guide
  id: hud-4000-1-v-c-standard
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — c. Standard
    (09/30/2016)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — c. Standard
    (09/30/2016).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-c-standard-full
  canonical_id: hud-4000-1-v-c-standard-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — c. Standard
    (09/30/2016)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — c. Standard
      (09/30/2016)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'c. Standard (09/30/2016) The Mortgagee must adopt and implement
      a QC Program that fully complies with the requirements of this Handbook 4000.1,
      and, where applicable, the additional Multifamily QC requirements outlined in
      the Multifamily Accelerated Processing (MAP) Guide, 4430.G. The Mortgagee must
      maintain and update its QC Program as needed to ensure it is fully compliant
      with all applicable FHA requirements at all times. The QC Program must cover
      the lifecycle of an FHA-insured Mortgage, including origination, underwriting,
      closing, endorsement, and servicing functions that are conducted by the Mortgagee.
      The QC Program must cover all policies and procedures, whether performed by
      the Mortgagee or outsourced to a contractor, to ensure full compliance with
      FHA requirements for Loan Administration. The QC Program must provide the Mortgagee’s
      management with information sufficient to adequately monitor and oversee the
      Mortgagee’s compliance, and measure performance as it relates to the Mortgagee’s
      FHA mortgage activity. i. Exception for Multifamily Mortgagees The following
      QC Program requirements do not apply to Mortgagees with Originate Multifamily,
      Service Multifamily, or Service/Originate Multifamily only authority. For Mortgagees
      with Originate Single Family/Multifamily, Service Single V. QUALITY CONTROL,
      OVERSIGHT, AND COMPLIANCE A. Quality Control of Lenders and Mortgagees 1. Quality
      Control Program Overview Handbook 4000.1 1694 Last Revised: 11/26/2025 Family/Multifamily,
      or Service/Originate Single Family/Multifamily authority, these QC Program requirements
      do not apply to its Multifamily operations. • V.A.2.b.iii(A) Denied Mortgage
      Applications • V.A.2.b.iv Escrow Funds • V.A.2.b.vi Timely and Accurate Submission
      for Insurance • V.A.2.d.iv(F) Method of Reporting • V.A.3.a.i Time Frame for
      Selection and Review • V.A.3.a.iii Sample Size Standard • V.A.3.a.iv Sample
      Composition Standard • V.A.3.b Loan Sample Risk Assessment • V.A.3.c Origination
      and Underwriting Loan File Compliance Review • V.A.3.d Quality Control Reviews
      of Specialized Mortgage Programs • V.A.3.e Servicing Loan File Compliance Review
      • V.A.3.f.ii Servicing Reviews • V.A.4 Data Integrity • V.B Quality Control
      of Other Participants • V.C.2.a Title I Lender Monitoring Reviews • V.C.2.c
      Servicer Tier Ranking System II • V.C.3 Loan Level Monitoring • V.D Monitoring
      of Other Participants • V.E.3 Program Office Actions and Sanctions • V.E.5.e
      Specific Program Participants'
  judgment: false
