source:
  type: regulation
  id: va-38usc-3737-partial-claim
  authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31)
  description: 'Full verbatim text of new 38 U.S.C. § 3737 (“Partial Claim Program”), enacted by Section
    3 of the VA Home Loan Program Reform Act, Public Law 119-31 (July 30, 2025). Captured section-by-section
    from the Public Law PDF: establishment and eligibility (a); partial claim described — Secretary purchase
    and subordinate secured interest (b); administration — 25%/30% caps, one-claim rule, arrearages-first
    application, servicing contract (c); loan-holder document duties and compensation (d); default, borrower
    liability, entitlement reduction and foreclosure (e); decisions of the Secretary (f); compliance certification
    and post-payment audits (g); guidance for certain loans (h); rule of construction (i); and five-year
    termination (j).'
obligations:
- id: va-38usc-3737-establishment
  canonical_id: va-38usc-3737-establishment
  section: VA Partial Claim §3737(a) — Establishment of the Partial Claim Program and loan eligibility
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Establishment of the Partial
      Claim Program and loan eligibility
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary shall carry out a program, to be known as the ‘Partial Claim Program’,
      under which the Secretary may make a partial claim, described in subsection (b), with respect to
      a loan— ‘‘(1) guaranteed under this chapter; ‘‘(2) regarding the primary residence of the borrower;
      and ‘‘(3) that the Secretary determines is in default or at imminent risk of default.
- id: va-38usc-3737-partial-claim-described
  canonical_id: va-38usc-3737-partial-claim-described
  section: 'VA Partial Claim §3737(b) — Partial claim described: Secretary purchases a portion of the
    indebtedness'
  type: definition
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: '38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Partial claim described:
      Secretary purchases a portion of the indebtedness'
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: is the purchase by the Secretary of a portion of indebtedness under the loan, through
      a transaction under which the Secretary
- id: va-38usc-3737-secretary-advance-amount
  canonical_id: va-38usc-3737-secretary-advance-amount
  section: VA Partial Claim §3737(b)(1) — Secretary pays the amount necessary to help prevent or resolve
    a default
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Secretary pays the amount
      necessary to help prevent or resolve a default
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: subject to subsection (c), that the Secretary determines necessary to help prevent
      or resolve a default; and
- id: va-38usc-3737-subordinate-secured-interest
  canonical_id: va-38usc-3737-subordinate-secured-interest
  section: VA Partial Claim §3737(b)(2) — Secretary receives a secured interest subordinate to the first
    lien guaranteed loan
  type: do
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Secretary receives a secured
      interest subordinate to the first lien guaranteed loan
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: receives a secured interest in the property that serves as collateral for the guaranteed
      loan, which is subordinate to the first lien guaranteed loan for such property.
- id: va-38usc-3737-25-percent-cap
  canonical_id: va-38usc-3737-25-percent-cap
  section: VA Partial Claim §3737(c)(1)(A) — Partial claim may not exceed 25 percent of unpaid principal
    balance
  type: do
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Partial claim may not exceed
      25 percent of unpaid principal balance
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: the amount of a partial claim under this section with respect to a loan guaranteed
      described in subsection (a) may not exceed 25 percent of the unpaid principal balance of the loan
      on the date on which the partial claim is made.
- id: va-38usc-3737-30-percent-cap-pandemic-window
  canonical_id: va-38usc-3737-30-percent-cap-pandemic-window
  section: VA Partial Claim §3737(c)(1)(B) — 30 percent cap for borrowers delinquent March 1, 2020 through
    May 1, 2025
  type: do
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — 30 percent cap for borrowers
      delinquent March 1, 2020 through May 1, 2025
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: In the case of an individual who failed to make a payment on a loan guaranteed under
      this chapter during the period beginning on March 1, 2020 and ending on May 1, 2025, the amount
      of a partial claim under this section may not exceed 30 percent of the unpaid principal balance
      of the guaranteed loan as of the date that the initial partial claim is made.
- id: va-38usc-3737-one-claim-per-loan
  canonical_id: va-38usc-3737-one-claim-per-loan
  section: VA Partial Claim §3737(c)(2)(A) — Only one partial claim per loan
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Only one partial claim per
      loan
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Subject to subparagraph (B), the Secretary may make only one partial claim per loan.
- id: va-38usc-3737-additional-claim-major-disaster
  canonical_id: va-38usc-3737-additional-claim-major-disaster
  section: VA Partial Claim §3737(c)(2)(B) — Additional partial claim permitted for major-disaster delinquency
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Additional partial claim
      permitted for major-disaster delinquency
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary may make an additional partial claim on a loan guaranteed under this
      chapter in the case of an individual who failed to make a payment on such loan during— ‘‘(i) a major
      disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and
      Emergency Assistance Act (42 U.S.C. 5170); or ‘‘(ii) the period of 120 days following such a major
      disaster.
- id: va-38usc-3737-not-count-against-guaranty
  canonical_id: va-38usc-3737-not-count-against-guaranty
  section: VA Partial Claim §3737(c)(3) — Partial-claim amount does not count against, and is not applied
    to, the guaranteed portion
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Partial-claim amount does
      not count against, and is not applied to, the guaranteed portion
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: An amount paid to the holder of a loan as a partial claim— ‘‘(A) shall not count
      against the amount of a loan that may otherwise be guaranteed under this chapter; and ‘‘(B) may
      not be applied to the portion of the loan that is guaranteed under this chapter.
- id: va-38usc-3737-apply-to-arrearages-first
  canonical_id: va-38usc-3737-apply-to-arrearages-first
  section: VA Partial Claim §3737(c)(4) — Holder must apply the partial-claim amount first to arrearages
  type: do
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Holder must apply the partial-claim
      amount first to arrearages
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: shall apply the amount paid by the Secretary for the partial claim first to arrearages,
      if any, on the guaranteed loan.
- id: va-38usc-3737-servicing-contract-quarterly-statements
  canonical_id: va-38usc-3737-servicing-contract-quarterly-statements
  section: VA Partial Claim §3737(c)(5) — Servicing contract must provide quarterly statements to the
    holder
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Servicing contract must
      provide quarterly statements to the holder
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Any such contract shall provide that such entity shall provide quarterly statements
      to the holder of the loan for which the Secretary makes the partial claim.
- id: va-38usc-3737-holder-execute-documents
  canonical_id: va-38usc-3737-holder-execute-documents
  section: VA Partial Claim §3737(d)(1) — Holder must prepare, execute, transmit, receive, and record
    loan documents
  type: do
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Holder must prepare, execute,
      transmit, receive, and record loan documents
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary may require the holder of a loan for which the Secretary makes a partial
      claim under this section to take any actions necessary to establish the partial claim, including
      preparing, executing, transmitting, receiving, and recording loan documents.
- id: va-38usc-3737-compensate-holder
  canonical_id: va-38usc-3737-compensate-holder
  section: VA Partial Claim §3737(d)(2) — Secretary shall compensate the holder for required services
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Secretary shall compensate
      the holder for required services
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary shall compensate the holder of such a loan appropriately, as determined
      by the Secretary, for the services required of such holder under this subsection.
- id: va-38usc-3737-without-regard-to-other-law
  canonical_id: va-38usc-3737-without-regard-to-other-law
  section: VA Partial Claim §3737(d)(3) — Authority exercisable without regard to other law governing
    expenditure of public funds
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Authority exercisable without
      regard to other law governing expenditure of public funds
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: law not enacted expressly in limitation of this section that would otherwise govern
      the expenditure of public funds.
- id: va-38usc-3737-borrower-liable-on-default
  canonical_id: va-38usc-3737-borrower-liable-on-default
  section: VA Partial Claim §3737(e)(1)(A) — Borrower who defaults is liable to the Secretary for any
    resulting loss
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Borrower who defaults is
      liable to the Secretary for any resulting loss
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: an individual who defaults on a loan for which the Secretary makes a partial claim
      made under this section shall be liable to the Secretary for any loss suffered by the Secretary
      resulting from such default. Such a loss may be recovered in the same manner as any other debt due
      the United States.
- id: va-38usc-3737-reduce-entitlement-on-default
  canonical_id: va-38usc-3737-reduce-entitlement-on-default
  section: VA Partial Claim §3737(e)(1)(B) — Secretary may reduce the borrower's guaranty or insurance
    entitlement on default
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Secretary may reduce the
      borrower's guaranty or insurance entitlement on default
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: In the event of default by an individual on a loan for which the Secretary makes
      a partial claim made under this section, the Secretary may reduce the aggregate amount of guaranty
      or insurance housing loan entitlement available to the individual under this chapter.
- id: va-38usc-3737-foreclosure-state-local-law
  canonical_id: va-38usc-3737-foreclosure-state-local-law
  section: VA Partial Claim §3737(e)(2) — Foreclosure of the United States' lien follows State or local
    law
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Foreclosure of the United
      States' lien follows State or local law
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Notwithstanding section 2410(c) of title 28, an action to foreclose a lien held by
      the United States arising under a partial claim made under this section shall follow foreclosure
      procedures in accordance with State or local law where the property involved is located.
- id: va-38usc-3737-sole-discretion
  canonical_id: va-38usc-3737-sole-discretion
  section: VA Partial Claim §3737(f)(1) — Partial claims made in the sole discretion of the Secretary
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Partial claims made in the
      sole discretion of the Secretary
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Any partial claim made under this section shall be made in the sole discretion of
      the Secretary and on terms and conditions acceptable to the Secretary that are consistent with this
      section.
- id: va-38usc-3737-final-not-reviewable
  canonical_id: va-38usc-3737-final-not-reviewable
  section: VA Partial Claim §3737(f)(2) — Secretary's decision is final and conclusive and not subject
    to judicial review
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Secretary's decision is
      final and conclusive and not subject to judicial review
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Any decision by the Secretary under this section is final and conclusive and is not
      subject to judicial review.
- id: va-38usc-3737-section-511-not-benefits
  canonical_id: va-38usc-3737-section-511-not-benefits
  section: VA Partial Claim §3737(f)(3) — Decisions are not benefits decisions for purposes of section
    511
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Decisions are not benefits
      decisions for purposes of section 511
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: For purposes of section 511 of this title, any decision under this section shall
      not be treated as a decision under a law that affects the provision of benefits.
- id: va-38usc-3737-compliance-certification-standards
  canonical_id: va-38usc-3737-compliance-certification-standards
  section: VA Partial Claim §3737(g)(1) — Payment-processing standards based on holder certification of
    compliance
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Payment-processing standards
      based on holder certification of compliance
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary may establish standards for processing payments under this section
      based on a certification by a holder of a loan guaranteed under such chapter that the holder has
      complied with all applicable requirements established by the Secretary.
- id: va-38usc-3737-post-payment-audits
  canonical_id: va-38usc-3737-post-payment-audits
  section: VA Partial Claim §3737(g)(2) — Random-sampling post-payment audits to ensure compliance
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Random-sampling post-payment
      audits to ensure compliance
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary shall carry out, on a random-sampling basis, post-payment audits to
      ensure compliance with all requirements under paragraph (1).
- id: va-38usc-3737-guidance-certain-loans
  canonical_id: va-38usc-3737-guidance-certain-loans
  section: VA Partial Claim §3737(h)(1) — Administrative guidance and additional requirements for certain
    loans before regulations
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Administrative guidance
      and additional requirements for certain loans before regulations
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: With respect to a loan described in paragraph (2), the Secretary may— ‘‘(A) before
      prescribing regulations, issue administrative guidance regarding the making of a partial claim relating
      to such loan; and
- id: va-38usc-3737-loan-in-default-at-enactment
  canonical_id: va-38usc-3737-loan-in-default-at-enactment
  section: VA Partial Claim §3737(h)(2) — Certain loan defined as one in default on the date of enactment
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Certain loan defined as
      one in default on the date of enactment
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: A loan described in this paragraph is a loan that the Secretary determines was in
      default on the date of the enactment of this section.
- id: va-38usc-3737-rule-of-construction
  canonical_id: va-38usc-3737-rule-of-construction
  section: VA Partial Claim §3737(i) — Rule of construction preserving section 3732(a) and (d) authority
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Rule of construction preserving
      section 3732(a) and (d) authority
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: Nothing in this section shall be construed to limit the authority of the Secretary
- id: va-38usc-3737-termination
  canonical_id: va-38usc-3737-termination
  section: VA Partial Claim §3737(j) — Program terminates five years after enactment
  type: reference
  tags:
  - round-b
  - regulator-direct
  - va
  - servicing
  - loss-mitigation
  - public-law
  - full-text
  primary_source:
    tier: 1
    authority: 38 U.S.C. § 3737 — VA Partial Claim Program (Pub. L. 119-31) — Program terminates five
      years after enactment
    source_class: public-law
    source_url: https://www.congress.gov/119/plaws/publ31/PLAW-119publ31.pdf
    snapshot_id: 92b3af67a688be15
    fetched_at: '2026-06-08T14:40:57Z'
    content_hash: sha256:fab1cd3904fd9822ca02bfb7706560ca0ff2139b60a874224a53632b0d6d2f13
    paragraph_quote: The Secretary may not make a partial claim under this section after the date that
      is five years after the date of the enactment of this section.
