source:
  type: regulation
  id: fincen-bsa-1010-travel-rule
  authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping and the Travel Rule (FinCEN, Bank Secrecy Act)"
  description: "31 CFR \xA71010.410 sets the funds-transfer recordkeeping rules and the 'Travel Rule' (\xA71010.410(f)) requiring transmittor\
    \ information to travel with transmittals of funds at or above $3,000. FinCEN applies these to convertible-virtual-currency transmittals,\
    \ making them core crypto/VASP AML obligations."
obligations:
- id: csh-ob-3327ce54bc96f472
  description: 'Each financial institution shall retain either the original or a copy or reproduction of each of the following:'
  type: do
  section: '1010.410'
  audit_question: Can the lender demonstrate that each financial institution shall retain either the original or a copy or reproduction of each
    of the following:?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-3327ce54bc96f472
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 'Each financial institution shall retain either the original or a copy or reproduction of each of the following:'
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
- id: csh-ob-ed4618d929c981fc
  description: A record of each extension of credit in an amount in excess of $10,000, except an extension of credit secured by an interest in
    real property, which record shall contain the name and address of the person to whom the extension of credit is made, the amount thereof,
    the nature or purpose thereof, and the date thereof;
  type: do
  section: 1010.410(a)
  audit_question: "Can the lender demonstrate that a record of each extension of credit in an amount in excess of $10,000, except an extension\
    \ of credit secured by an interest in real property, which record shall contain the name and address of the person to whom the extension of\
    \ credit is\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-ed4618d929c981fc
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(a) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: A record of each extension of credit in an amount in excess of $10,000, except an extension of credit secured by an interest
      in real property, which record shall contain the name and address of the person to whom the extension of credit is made, the amount thereof,
      the nature or purpose thereof, and the date thereof;
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: "Do the P&Ps ensure a record is retained for each extension of credit over $10,000 \u2014 capturing the borrower's name and\
    \ address, the amount, the nature/purpose, and the date \u2014 while correctly excluding extensions of credit secured by an interest in real\
    \ property?"
  file_review: Pull a sample of over-$10,000 credit extensions; confirm the name/address/amount/purpose/date record exists, and that the real-property-secured
    exclusion was applied correctly.
  judgment: false
- id: csh-ob-a635649d98cc8ad5
  description: 'Recordkeeping requirements. (i) For each transmittal order that it accepts as a transmittor''s financial institution, a financial
    institution shall obtain and retain either the original or a microfilm, other copy, or electronic record of the following information relating
    to the transmittal order:'
  type: do
  section: 1010.410(1)
  audit_question: Can the lender demonstrate that recordkeeping requirements?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-a635649d98cc8ad5
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(1) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 'Recordkeeping requirements. (i) For each transmittal order that it accepts as a transmittor''s financial institution, a
      financial institution shall obtain and retain either the original or a microfilm, other copy, or electronic record of the following information
      relating to the transmittal order:'
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that for each transmittal order [LENDER] accepts as a transmittor's financial institution, it obtains and
    retains the original or a copy/electronic record of the required transmittal-order information?
  file_review: Pull a sample of transmittal orders accepted as transmittor's FI; confirm the required transmittal-order information was obtained
    and retained.
  judgment: false
- id: csh-ob-278e8007b98c1b21
  description: 1 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a domestic broker or dealers
    in securities, only one of the items is required to be retained, if received with the transmittal order, until such time as the bank that
    sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  type: do
  section: '1010.410'
  audit_question: "Can the lender demonstrate that 1 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system\
    \ by a domestic broker or dealers in securities, only one of the items is required to be retained, if received with the transmittal order,\
    \ until\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-278e8007b98c1b21
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 1 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a domestic broker or
      dealers in securities, only one of the items is required to be retained, if received with the transmittal order, until such time as the
      bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
- id: csh-ob-b8fce9e2a431c0a5
  description: For each transmittal order that it accepts as an intermediary financial institution, a financial institution shall retain either
    the original or a microfilm, other copy, or electronic record of the transmittal order.
  type: do
  section: 1010.410(ii)
  audit_question: Can the lender demonstrate that for each transmittal order that it accepts as an intermediary financial institution, a financial
    institution shall retain either the original or a microfilm, other copy, or electronic record of the transmittal order?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-b8fce9e2a431c0a5
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(ii) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: For each transmittal order that it accepts as an intermediary financial institution, a financial institution shall retain
      either the original or a microfilm, other copy, or electronic record of the transmittal order.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that for each transmittal order [LENDER] accepts as an intermediary financial institution, it retains the
    original or a copy/electronic record of the transmittal order?
  file_review: For sampled intermediary-FI transmittal orders, confirm the retained transmittal-order record.
  judgment: false
- id: csh-ob-f389bffc93b60678
  description: For each transmittal order that it accepts as a recipient's financial institution, a financial institution shall retain either
    the original or a microfilm, other copy, or electronic record of the transmittal order.
  type: do
  section: 1010.410(iii)
  audit_question: Can the lender demonstrate that for each transmittal order that it accepts as a recipient's financial institution, a financial
    institution shall retain either the original or a microfilm, other copy, or electronic record of the transmittal order?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-f389bffc93b60678
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(iii) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: For each transmittal order that it accepts as a recipient's financial institution, a financial institution shall retain either
      the original or a microfilm, other copy, or electronic record of the transmittal order.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that for each transmittal order [LENDER] accepts as a recipient's financial institution, it retains the original
    or a copy/electronic record of the transmittal order?
  file_review: For sampled recipient's-FI transmittal orders, confirm the retained transmittal-order record.
  judgment: false
- id: csh-ob-4e1e03d04370ec40
  description: If the transmittal order is made in person, prior to acceptance the transmittor's financial institution shall verify the identity
    of the person placing the transmittal order. If it accepts the transmittal order, the transmittor's financial institution shall obtain and
    retain a record of the name and address, the type of identification reviewed, and the number of the identification document ( e.g., driver's
    license), as well as a record of the person's taxpayer identification number ( e.g., social security or employer identification number) or,
    if none, alien identification number or passport n...
  type: do
  section: 1010.410(i)
  audit_question: Can the lender demonstrate that if the transmittal order is made in person, prior to acceptance the transmittor's financial
    institution shall verify the identity of the person placing the transmittal order?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-4e1e03d04370ec40
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(i) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: If the transmittal order is made in person, prior to acceptance the transmittor's financial institution shall verify the
      identity of the person placing the transmittal order. If it accepts the transmittal order, the transmittor's financial institution shall
      obtain and retain a record of the name and address, the type of identification reviewed, and the number of the identification document (
      e.g., driver's license), as well as a record of the person's taxpayer identification number ( e.g., social security or employer identification
      number) or, if none, alien identification number or passport n
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that when a transmittal order is placed in person, [LENDER] (as transmittor's FI) verifies the placer's identity
    before acceptance, and on acceptance retains a record of name/address, the ID type reviewed, the ID-document number, and the TIN (or alien-ID/passport
    number and country, or a notation of its absence)?
  file_review: For sampled in-person-placed transmittal orders, confirm pre-acceptance identity verification and the retained name/address/ID-type/ID-number/TIN
    record.
  judgment: false
- id: csh-ob-c687cebda478b910
  description: If the transmittal order accepted by the transmittor's financial institution is not made in person, the transmittor's financial
    institution shall obtain and retain a record of the name and address of the person placing the transmittal order, as well as the person's
    taxpayer identification number ( e.g., social security or employer identification number) or, if none, alien identification number or passport
    number and country of issuance, or a notation in the record of the lack thereof, and a copy or record of the method of payment ( e.g., check
    or credit card transaction) for the transmittal of...
  type: do
  section: 1010.410(ii)
  audit_question: "Can the lender demonstrate that if the transmittal order accepted by the transmittor's financial institution is not made in\
    \ person, the transmittor's financial institution shall obtain and retain a record of the name and address of the person placing the transmittal\
    \ order\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-c687cebda478b910
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(ii) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: If the transmittal order accepted by the transmittor's financial institution is not made in person, the transmittor's financial
      institution shall obtain and retain a record of the name and address of the person placing the transmittal order, as well as the person's
      taxpayer identification number ( e.g., social security or employer identification number) or, if none, alien identification number or passport
      number and country of issuance, or a notation in the record of the lack thereof, and a copy or record of the method of payment ( e.g., check
      or credit card transaction) for the transmittal of
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that when a transmittal order accepted by [LENDER] (as transmittor's FI) is not placed in person, [LENDER]
    obtains and retains the placer's name/address, TIN (or alien-ID/passport number and country, or a notation of its absence), and a copy/record
    of the payment method?
  file_review: For sampled not-in-person transmittal orders, confirm the retained name/address/TIN and payment-method record.
  judgment: false
- id: csh-ob-58c59dec3e9e12e6
  description: If the proceeds are delivered in person to the recipient or its representative or agent, the recipient's financial institution
    shall verify the identity of the person receiving the proceeds and shall obtain and retain a record of the name and address, the type of identification
    reviewed, and the number of the identification document ( e.g., driver's license), as well as a record of the person's taxpayer identification
    number ( e.g., social security or employer identification number) or, if none, alien identification number or passport number and country
    of issuance, or a notation in the record...
  type: do
  section: 1010.410(i)
  audit_question: "Can the lender demonstrate that if the proceeds are delivered in person to the recipient or its representative or agent, the\
    \ recipient's financial institution shall verify the identity of the person receiving the proceeds and shall obtain and retain a record of\
    \ the name a\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-58c59dec3e9e12e6
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(i) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: If the proceeds are delivered in person to the recipient or its representative or agent, the recipient's financial institution
      shall verify the identity of the person receiving the proceeds and shall obtain and retain a record of the name and address, the type of
      identification reviewed, and the number of the identification document ( e.g., driver's license), as well as a record of the person's taxpayer
      identification number ( e.g., social security or employer identification number) or, if none, alien identification number or passport number
      and country of issuance, or a notation in the record
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that when proceeds are delivered in person, [LENDER] (as recipient's FI) verifies the recipient's identity
    and retains a record of name/address, ID type reviewed, ID-document number, and TIN (or alien-ID/passport number and country, or a notation
    of its absence)?
  file_review: For sampled in-person proceeds deliveries, confirm recipient identity verification and the retained ID record.
  judgment: false
- id: csh-ob-8948bfa3d92b1106
  description: If the proceeds are delivered other than in person, the recipient's financial institution shall retain a copy of the check or other
    instrument used to effect payment, or the information contained thereon, as well as the name and address of the person to which it was sent.
  type: do
  section: 1010.410(ii)
  audit_question: "Can the lender demonstrate that if the proceeds are delivered other than in person, the recipient's financial institution shall\
    \ retain a copy of the check or other instrument used to effect payment, or the information contained thereon, as well as the name and address\
    \ of\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-8948bfa3d92b1106
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(ii) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: If the proceeds are delivered other than in person, the recipient's financial institution shall retain a copy of the check
      or other instrument used to effect payment, or the information contained thereon, as well as the name and address of the person to which
      it was sent.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that when proceeds are delivered other than in person, [LENDER] (as recipient's FI) retains a copy of the
    check/instrument used (or the information on it) plus the name and address of the person to whom it was sent?
  file_review: For sampled non-in-person proceeds deliveries, confirm the retained instrument copy and recipient name/address.
  judgment: false
- id: csh-ob-4c0fb4b2779f1e4b
  description: Retrievability. The information that a transmittor's financial institution must retain under paragraphs (e)(1)(i) and (e)(2) of
    this section shall be retrievable by the transmittor's financial institution by reference to the name of the transmittor. If the transmittor
    is an established customer of the transmittor's financial institution and has an account used for transmittals of funds, then the information
    also shall be retrievable by account number. The information that a recipient's financial institution must retain under paragraphs (e)(1)(iii)
    and (e)(3) of this section shall be retrievabl...
  type: do
  section: 1010.410(4)
  audit_question: Can the lender demonstrate that retrievability?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-4c0fb4b2779f1e4b
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(4) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: Retrievability. The information that a transmittor's financial institution must retain under paragraphs (e)(1)(i) and (e)(2)
      of this section shall be retrievable by the transmittor's financial institution by reference to the name of the transmittor. If the transmittor
      is an established customer of the transmittor's financial institution and has an account used for transmittals of funds, then the information
      also shall be retrievable by account number. The information that a recipient's financial institution must retain under paragraphs (e)(1)(iii)
      and (e)(3) of this section shall be retrievabl
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure transmittor's-FI records are retrievable by transmittor name (and by account number for established customers
    with transmittal accounts), and recipient's-FI records are retrievable by recipient name (and account number where applicable)?
  file_review: Test retrieval of a sample of funds-transfer records by transmittor/recipient name and, where applicable, account number.
  judgment: false
- id: csh-ob-0ffc39811a5ad65a
  description: Verification. Where verification is required under paragraphs (e)(2) and (e)(3) of this section, a financial institution shall
    verify a person's identity by examination of a document (other than a customer signature card), preferably one that contains the person's
    name, address, and photograph, that is normally acceptable by financial institutions as a means of identification when cashing checks for
    persons other than established customers. Verification of the identity of an individual who indicates that he or she is an alien or is not
    a resident of the United States may be made by passport, a...
  type: do
  section: 1010.410(5)
  audit_question: Can the lender demonstrate that verification?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-0ffc39811a5ad65a
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(5) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: Verification. Where verification is required under paragraphs (e)(2) and (e)(3) of this section, a financial institution
      shall verify a person's identity by examination of a document (other than a customer signature card), preferably one that contains the person's
      name, address, and photograph, that is normally acceptable by financial institutions as a means of identification when cashing checks for
      persons other than established customers. Verification of the identity of an individual who indicates that he or she is an alien or is not
      a resident of the United States may be made by passport, a
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: "Do the P&Ps ensure that, where verification is required under (e)(2)/(e)(3), [LENDER] verifies identity by examining a document\
    \ (not a signature card) \u2014 preferably one with name, address, and photograph normally acceptable for cashing checks for non-customers\
    \ \u2014 with the alien/non-resident passport/alien-ID alternative recognized?"
  file_review: For sampled verified transactions, confirm the document examined met the (e)(5) standard; the compliance person judges whether
    the document relied upon was adequate.
  judgment: true
- id: csh-ob-eb304848a5c60087
  description: 'Any transmittor''s financial institution or intermediary financial institution located within the United States shall include
    in any transmittal order for a transmittal of funds in the amount of $3,000 or more, information as required in this paragraph (f):'
  type: do
  section: 1010.410(f)
  audit_question: "Can the lender demonstrate that any transmittor's financial institution or intermediary financial institution located within\
    \ the United States shall include in any transmittal order for a transmittal of funds in the amount of $3,000 or more, information as required\
    \ in thi\u2026?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-eb304848a5c60087
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(f) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 'Any transmittor''s financial institution or intermediary financial institution located within the United States shall include
      in any transmittal order for a transmittal of funds in the amount of $3,000 or more, information as required in this paragraph (f):'
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: "Do the P&Ps ensure that for every transmittal of funds of $3,000 or more, [LENDER] (as transmittor's or intermediary FI located\
    \ in the U.S.) includes the paragraph-(f) required information in the transmittal order \u2014 so the $3,000 travel-rule threshold is hard\
    \ to miss?"
  file_review: Pull a sample of $3,000-or-more transmittal orders; confirm the required (f) information was included in the order sent to the
    receiving FI.
  judgment: false
- id: csh-ob-df279519f70a6b56
  description: 'A transmittor''s financial institution shall include in a transmittal order, at the time it is sent to a receiving financial institution,
    the following information:'
  type: do
  section: 1010.410(1)
  audit_question: Can the lender demonstrate that a transmittor's financial institution shall include in a transmittal order, at the time it is
    sent to a receiving financial institution, the following information:?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-df279519f70a6b56
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(1) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 'A transmittor''s financial institution shall include in a transmittal order, at the time it is sent to a receiving financial
      institution, the following information:'
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that, at the time it sends a transmittal order to a receiving FI, [LENDER] (as transmittor's FI) includes
    the required travel-rule information (transmittor name/address, amount, execution date, recipient's-FI identity, and recipient info as available)?
  file_review: For sampled outbound transmittal orders, confirm the required travel-rule fields were present when the order was sent.
  judgment: false
- id: csh-ob-a5e937d71141c615
  description: 2 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a financial institution, only
    one of the items is required to be included in the transmittal order, if received with the sender's transmittal order, until such time as
    the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  type: do
  section: '1010.410'
  audit_question: "Can the lender demonstrate that 2 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system\
    \ by a financial institution, only one of the items is required to be included in the transmittal order, if received with the sender's transmitta\u2026\
    ?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-a5e937d71141c615
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 2 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a financial institution,
      only one of the items is required to be included in the transmittal order, if received with the sender's transmittal order, until such time
      as the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
- id: csh-ob-038b8e0d149d0f65
  description: 'A receiving financial institution that acts as an intermediary financial institution, if it accepts a transmittal order, shall
    include in a corresponding transmittal order at the time it is sent to the next receiving financial institution, the following information,
    if received from the sender:'
  type: do
  section: 1010.410(2)
  audit_question: "Can the lender demonstrate that a receiving financial institution that acts as an intermediary financial institution, if it\
    \ accepts a transmittal order, shall include in a corresponding transmittal order at the time it is sent to the next receiving financial institution,\u2026\
    ?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-038b8e0d149d0f65
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(2) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 'A receiving financial institution that acts as an intermediary financial institution, if it accepts a transmittal order,
      shall include in a corresponding transmittal order at the time it is sent to the next receiving financial institution, the following information,
      if received from the sender:'
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
  program_review: Do the P&Ps ensure that when [LENDER] (as intermediary FI) accepts a transmittal order, it includes in the corresponding outbound
    order the required travel-rule information it received from the sender?
  file_review: For sampled intermediary-FI transmittal orders, confirm the received travel-rule information was passed through to the next receiving
    FI.
  judgment: false
- id: csh-ob-5017451dcf4b8703
  description: 3 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a financial institution, only
    one of the items is required to be included in the transmittal order, if received with the sender's transmittal order, until such time as
    the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  type: do
  section: '1010.410'
  audit_question: "Can the lender demonstrate that 3 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system\
    \ by a financial institution, only one of the items is required to be included in the transmittal order, if received with the sender's transmitta\u2026\
    ?"
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-5017451dcf4b8703
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: 3 For transmittals of funds effected through the Federal Reserve's Fedwire funds transfer system by a financial institution,
      only one of the items is required to be included in the transmittal order, if received with the sender's transmittal order, until such time
      as the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
- id: csh-ob-b1fcbf482cad9eb0
  description: Obligation of requesting financial institution. Any information requested under paragraph (f)(3)(i)(B) or (f)(3)(ii)(B) of this
    section shall be treated by the requesting institution, once received, as if it had been included in the transmittal order to which such information
    relates.
  type: do
  section: 1010.410(iii)
  audit_question: Can the lender demonstrate that obligation of requesting financial institution?
  workflow_phase: general_servicing_ops
  owner_role: compliance_officer
  secondary_owner_role: ''
  cadence: triggered
  consequence: ''
  tags:
  - candidate
  - auto-drafted
  - regulator-direct
  - promoted
  canonical_id: csh-ob-b1fcbf482cad9eb0
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(iii) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: Obligation of requesting financial institution. Any information requested under paragraph (f)(3)(i)(B) or (f)(3)(ii)(B) of
      this section shall be treated by the requesting institution, once received, as if it had been included in the transmittal order to which
      such information relates.
  promoted_at: '2026-06-04T21:19:30+00:00'
  promoted_from: 1010-410.yaml
  source_provenance:
    source_id: fincen-bsa-1010
    fetched_at: '2026-06-04T21:19:01+00:00'
    content_hash: d25dfa9a50cbfe7f8539ee74e79f24d007359513d3e150a0f64154ec165d109e
- id: csh-ob-3327ce54bc96f472-enumerated-items
  canonical_id: csh-ob-3327ce54bc96f472-enumerated-items
  section: "1010.410 \u2014 enumerated items (chapeau recall fix)"
  description: The enumerated provisions following the chapeau of 1010.410, dropped by the original extraction and restored verbatim from the
    snapshot.
  type: do
  tags:
  - chapeau-recall
  - regulator-direct
  - promoted
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: '(a) A record of each extension of credit in an amount in excess of $10,000, except an extension of credit secured by an
      interest in real property, which record shall contain the name and address of the person to whom the extension of credit is made, the amount
      thereof, the nature or purpose thereof, and the date thereof; (b) A record of each advice, request, or instruction received or given regarding
      any transaction resulting (or intended to result and later canceled if such a record is normally made) in the transfer of currency or other
      monetary instruments, funds, checks, investment securities, or credit, of more than $10,000 to or from any person, account, or place outside
      the United States. (c) A record of each advice, request, or instruction given to another financial institution or other person located within
      or without the United States, regarding a transaction intended to result in the transfer of funds, or of currency, other monetary instruments,
      checks, investment securities, or credit, of more than $10,000 to a person, account or place outside the United States. (d) A record of
      such information for such period of time as the Secretary may require in an order issued under &#xA7; 1010.370(a), not to exceed five years.
      (e) Nonbank financial institutions. Each agent, agency, branch, or office located within the United States of a financial institution other
      than a bank is subject to the requirements of this paragraph (e) with respect to a transmittal of funds in the amount of $3,000 or more:'
    drafter_attestation: "Captured verbatim (whitespace-normalized) from snapshot 208c2bde5fc05bfb as the enumerated list immediately following\
      \ the chapeau 'r reproduction of each of the following:'. List boundary captured conservatively \u2014 REVIEW the end boundary before promote."
  judgment: false
  promoted_at: '2026-06-16T19:35:51+00:00'
  promoted_from: fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  source_provenance:
    source_id: fincen-bsa-1010-travel-rule
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
- id: csh-ob-eb304848a5c60087-enumerated-items
  canonical_id: csh-ob-eb304848a5c60087-enumerated-items
  section: "1010.410(f) \u2014 enumerated items (chapeau recall fix)"
  description: The enumerated provisions following the chapeau of 1010.410(f), dropped by the original extraction and restored verbatim from the
    snapshot.
  type: do
  tags:
  - chapeau-recall
  - regulator-direct
  - promoted
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(f) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: '(1) A transmittor''s financial institution shall include in a transmittal order, at the time it is sent to a receiving financial
      institution, the following information:'
    drafter_attestation: "Captured verbatim (whitespace-normalized) from snapshot 208c2bde5fc05bfb as the enumerated list immediately following\
      \ the chapeau 'ation as required in this paragraph (f):'. List boundary captured conservatively \u2014 REVIEW the end boundary before promote."
  judgment: false
  promoted_at: '2026-06-16T19:35:51+00:00'
  promoted_from: fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  source_provenance:
    source_id: fincen-bsa-1010-travel-rule
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
- id: csh-ob-df279519f70a6b56-enumerated-items
  canonical_id: csh-ob-df279519f70a6b56-enumerated-items
  section: "1010.410(1) \u2014 enumerated items (chapeau recall fix)"
  description: The enumerated provisions following the chapeau of 1010.410(1), dropped by the original extraction and restored verbatim from the
    snapshot.
  type: do
  tags:
  - chapeau-recall
  - regulator-direct
  - promoted
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(1) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: '(i) The name and, if the payment is ordered from an account, the account number of the transmittor; (ii) The address of
      the transmittor, except for a transmittal order through Fedwire until such time as the bank that sends the order to the Federal Reserve
      Bank completes its conversion to the expanded Fedwire format; (iii) The amount of the transmittal order; (iv) The execution date of the
      transmittal order; (v) The identity of the recipient''s financial institution; (vi) As many of the following items as are received with
      the transmittal order: 2 2 For transmittals of funds effected through the Federal Reserve''s Fedwire funds transfer system by a financial
      institution, only one of the items is required to be included in the transmittal order, if received with the sender''s transmittal order,
      until such time as the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire message format.
      (A) The name and address of the recipient; (B) The account number of the recipient; (C) Any other specific identifier of the recipient;
      and (vii) Either the name and address or numerical identifier of the transmittor''s financial institution.'
    drafter_attestation: "Captured verbatim (whitespace-normalized) from snapshot 208c2bde5fc05bfb as the enumerated list immediately following\
      \ the chapeau ' institution, the following information:'. List boundary captured conservatively \u2014 REVIEW the end boundary before promote."
  judgment: false
  promoted_at: '2026-06-16T19:35:51+00:00'
  promoted_from: fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  source_provenance:
    source_id: fincen-bsa-1010-travel-rule
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
- id: csh-ob-038b8e0d149d0f65-enumerated-items
  canonical_id: csh-ob-038b8e0d149d0f65-enumerated-items
  section: "1010.410(2) \u2014 enumerated items (chapeau recall fix)"
  description: The enumerated provisions following the chapeau of 1010.410(2), dropped by the original extraction and restored verbatim from the
    snapshot.
  type: do
  tags:
  - chapeau-recall
  - regulator-direct
  - promoted
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410(2) \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: '(i) The name and the account number of the transmittor; (ii) The address of the transmittor, except for a transmittal order
      through Fedwire until such time as the bank that sends the order to the Federal Reserve Bank completes its conversion to the expanded Fedwire
      format; (iii) The amount of the transmittal order; (iv) The execution date of the transmittal order; (v) The identity of the recipient''s
      financial institution; (vi) As many of the following items as are received with the transmittal order: 3 3 For transmittals of funds effected
      through the Federal Reserve''s Fedwire funds transfer system by a financial institution, only one of the items is required to be included
      in the transmittal order, if received with the sender''s transmittal order, until such time as the bank that sends the order to the Federal
      Reserve Bank completes its conversion to the expanded Fedwire message format. (A) The name and address of the recipient; (B) The account
      number of the recipient; (C) Any other specific identifier of the recipient; and (vii) Either the name and address or numerical identifier
      of the transmittor''s financial institution.'
    drafter_attestation: "Captured verbatim (whitespace-normalized) from snapshot 208c2bde5fc05bfb as the enumerated list immediately following\
      \ the chapeau 'nformation, if received from the sender:'. List boundary captured conservatively \u2014 REVIEW the end boundary before promote."
  judgment: false
  promoted_at: '2026-06-16T19:35:51+00:00'
  promoted_from: fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  source_provenance:
    source_id: fincen-bsa-1010-travel-rule
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
- id: csh-ob-3327ce54bc96f472-enumerated-items-enumerated-items
  canonical_id: csh-ob-3327ce54bc96f472-enumerated-items-enumerated-items
  section: "1010.410 \u2014 enumerated items (chapeau recall fix) \u2014 enumerated items (chapeau recall fix)"
  description: "The enumerated provisions following the chapeau of 1010.410 \u2014 enumerated items (chapeau recall fix), dropped by the original\
    \ extraction and restored verbatim from the snapshot."
  type: do
  tags:
  - chapeau-recall
  - regulator-direct
  - promoted
  primary_source:
    tier: 1
    authority: "31 CFR \xA71010.410 \u2014 Funds-transfer recordkeeping / Travel Rule (FinCEN, Bank Secrecy Act)"
    source_class: fincen
    source_url: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
    snapshot_id: 208c2bde5fc05bfb
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
    paragraph_quote: (1) Recordkeeping requirements.
    drafter_attestation: "Captured verbatim (whitespace-normalized) from snapshot 208c2bde5fc05bfb as the enumerated list immediately following\
      \ the chapeau 'f funds in the amount of $3,000 or more:'. List boundary captured conservatively \u2014 REVIEW the end boundary before promote."
  judgment: false
  promoted_at: '2026-06-16T19:38:22+00:00'
  promoted_from: fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  source_provenance:
    source_id: fincen-bsa-1010-travel-rule
    fetched_at: '2026-06-04T21:19:29Z'
    content_hash: sha256:df40a10825d946456aef7bd04aa63dee60393dda8d124fc93d335066b2b81e36
_promotion_history:
- promoted_at: '2026-06-04T21:19:30+00:00'
  candidate_path: obligations\_remediation\fincen-bsa-1010\1010-410.yaml
  candidates_promoted: 18
  candidates_skipped_existing: 0
- promoted_at: '2026-06-16T19:35:51+00:00'
  candidate_path: C:\Users\earlc\broker-tools\obligations\_remediation\chapeau-recall\fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  candidates_promoted: 4
  candidates_skipped_existing: 0
- promoted_at: '2026-06-16T19:38:22+00:00'
  candidate_path: C:\Users\earlc\broker-tools\obligations\_remediation\chapeau-recall\fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  candidates_promoted: 1
  candidates_skipped_existing: 0
- promoted_at: '2026-06-16T19:39:11+00:00'
  candidate_path: C:\Users\earlc\broker-tools\obligations\_remediation\chapeau-recall\fincen-bsa-1010-travel-rule-chapeau-recall-v1.yaml
  candidates_promoted: 0
  candidates_skipped_existing: 1
