source:
  type: guide
  id: hud-4000-1-iv-h-repossession-and-preservation-expenses
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Repossession
    and Preservation Expenses (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Repossession
    and Preservation Expenses (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-h-repossession-and-preservation-expenses-full
  canonical_id: hud-4000-1-iv-h-repossession-and-preservation-expenses-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Repossession
    and Preservation Expenses (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Repossession
      and Preservation Expenses (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: h. Repossession and Preservation Expenses (05/09/2022) All repossession
      and preservation expenses paid to a third party must be documented in the case
      binder. Such expenses include legal fees, the cost to move the home, the cost
      of the appraisal, hazard insurance premiums, personal property taxes, and site
      rental. All receipts must be legible and detailed to identify the unit, Borrower,
      date, amount, purpose, and parties involved in the transaction. Note that there
      are limits to HUD’s reimbursement for legal fees and moving costs in its calculation
      of the Lender’s claim payment.
  judgment: false
