source:
  type: guide
  id: fnma-svc-f-2-09
  authority: Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage
    Loans
  description: Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage
    Loans.
  coverage_tier: operative
obligations:
- id: fnma-svc-f-2-09-full
  canonical_id: fnma-svc-f-2-09-full
  section: Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage
    Loans
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage
      Loans
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: F-2-09, Servicing Fees for Portfolio Mortgage Loans (09/11/2019)
      Introduction This exhibit contains servicing fees for portfolio mortgage loans.
      Servicing Fees for Portfolio Mortgage Loans Servicing Fees for Portfolio Mortgage
      Loans The following table describes the servicing fees that apply to portfolio
      mortgage loans. Product Servicing Fee RD direct-leveraged conventional ﬁxed-rate
      mortgage loans and RD-guaranteed ﬁxed-rate mortgage loans 0.25% minimum fee
      Published May 13, 2026 716 Product Servicing Fee HUD-guaranteed Section 184
      mortgage loans and FHA-insured Section 248 mortgage loans with a ﬁxed interest
      rate 0.5% maximum fee 0.25% minimum fee FHA-insured Section 248 mortgage loans
      with an adjustable interest rate 0.25% minimum fee 0.5% maximum fee HomeStyle
      Renovation mortgage loans with a ﬁxed interest rate 0.25% minimum fee 0.5% maximum
      fee for mortgage loans delivered on or after June 1, 2019 HomeStyle Construction-to-Permanent
      mortgage loans with an adjustable interest rate 0.25% minimum fee 1% maximum
      fee during construction phase, only if the mortgage loan is delivered under
      a commitment that speciﬁes the premium pricing option 0.5% maximum fee during
      permanent phase, only if the mortgage is delivered under a commitment that speciﬁes
      the premium pricing option HomeStyle Construction-to-Permanent mortgage loans
      with a ﬁxed interest rate 0.25% minimum fee 1% maximum fee during construction
      phase if the mortgage loan is delivered under a commitment that speciﬁes the
      premium pricing option 0.5% maximum fee upon completion of the construction
      phase, if the mortgage loan is delivered under a commitment that speciﬁes the
      premium pricing option or the mortgage loan is delivered on or after June 1,
      2019 FHA Title I mortgage loans 0.5% minimum fee 1.25% maximum fee Fixed-rate
      second-lien mortgage loans 0.5% minimum fee 1.25% maximum fee Conventional ﬁxed-rate,
      fully amortizing ﬁrst-lien mortgage loans with the scheduled/scheduled remittance
      type 0.25% minimum fee 0.5% maximum fee for mortgage loans delivered on or after
      June 1, 2019 Published May 13, 2026 717 Product Servicing Fee All other ﬁxed-rate
      monthly payment ﬁrst-lien mortgage loans with an actual/actual or scheduled/actual
      remittance type Either 0.25% or 0.375% minimum fee (at lender's option) 0.5%
      maximum fee for mortgage loans delivered on or after June 1, 2019 Biweekly payment
      ﬁrst-lien mortgage loans Either 0.25% or 0.375% minimum fee (at lender's option)
      All ARM loans 0.25% minimum fee Recent Related Announcements The table below
      provides references to recently issued Announcements that are related to this
      topic. Announcements Issue Date Announcement SVC-2019-06 September 11, 2019
  judgment: false
