source:
  type: guide
  id: hud-4000-1-ii-e-endorsement-and-post-endorsement
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement
    and Post-endorsement (04/18/2023)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement
    and Post-endorsement (04/18/2023).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-e-endorsement-and-post-endorsement-full
  canonical_id: hud-4000-1-ii-e-endorsement-and-post-endorsement-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement
    and Post-endorsement (04/18/2023)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — e. Endorsement
      and Post-endorsement (04/18/2023)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'e. Endorsement and Post-endorsement (04/18/2023) i. Endorsement
      Upon successful completion of a pre-endorsement review either by FHA or the
      LI Mortgagee, an electronic Mortgage Insurance Certificate (MIC) will be issued.
      The Mortgage becomes insured on the date the MIC is issued. ii. Post-endorsement
      (A) Confirming Status of the Mortgage Insurance Certificate The Mortgagee can
      confirm the endorsement status of a Mortgage using FHAC or FHA Connection Business
      to Government (FHAC-B2G) application. (B) Obtaining the Mortgage Insurance Certificate
      When requesting the MIC, the Mortgagee must specify whether it is to be prepared
      in the name of the originator (principal), or authorized agent, as it appears
      in HUD Systems. The MIC will be issued electronically. The Mortgagee can download
      and print copies of the MIC as needed. (C) Corrections to the Mortgage Insurance
      Certificate To obtain a correction to the MIC, the Mortgagee must submit the
      MIC Correction Request Template to the FHA Resource Center. This form may be
      used to correct the property address, Borrower name, ADP Code, maturity and
      first payments dates, P&I, interest rate, SSN, FHA case number, mortgage amount
      or other information contained in the MIC, or to add a co-Borrower. (D) Corrections
      to Original Instruments The Mortgagee must follow applicable local law when
      making corrections to the original instruments. If new instruments are executed
      as required by local law, the Mortgagee must submit the new instruments prior
      to insurance endorsement. (E) Partial Release of Security FHA approval for partial
      release of security is required except in limited circumstances. See FHA servicing
      policy for more information. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT
      A. Title II Insured Housing Programs Forward Mortgages 7. Post-closing and Endorsement
      Handbook 4000.1 393 Last Revised: 11/26/2025 iii. Case Binder Submission – Lender
      Insurance Mortgagees LI Mortgagees must submit the case binder to FHA upon request
      within 10 business days and will be notified through a system-generated daily
      email. iv. Mortgage File Retention The Mortgagee must retain their mortgage
      file, including the case binder, in either hard copy or electronic format for
      a period of two years from the date of endorsement. Mortgagees retaining eCBs
      are not required to maintain a separate version of the eCB indexed for electronic
      submission to HUD. If HUD requests a case binder that is maintained electronically,
      the Mortgagee must follow the requirements in the eCB Developer’s Guide. II.
      ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT A. Title II Insured Housing Programs
      Forward Mortgages'
  judgment: false
