source:
  type: regulation
  id: reg-n-1014.4
  authority: 12 CFR §1014.4 — Waiver not permitted (Regulation N / Mortgage Acts and Practices — Advertising
    Rule, CFPB)
  description: 'Regulation N §1014.4 prohibits any person from obtaining or attempting to obtain a waiver
    from any consumer of any protection or right provided under the MAP Rule.

    '
obligations:
- id: reg-n-1014.4-full
  canonical_id: reg-n-1014.4-full
  section: 12 CFR §1014.4
  description: '&#xA7; 1014.4 Waiver not permitted. It is a violation of this part for any person to obtain,
    or attempt to obtain, a waiver from any consumer of any protection provided by or any right of the
    consumer under this part.'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 1014 — Regulation N / MAP Rule (Mortgage Acts and Practices, CFPB) § 1014.4
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1014
    snapshot_id: 418ac7f43f6eea48
    fetched_at: '2026-05-27T16:43:20+00:00'
    content_hash: sha256:3b9c01cde490bf2cfb5bfb10c835fd26b53792322c7dc27a49a374d541ccbf6f
    paragraph_quote: '&#xA7; 1014.4 Waiver not permitted. It is a violation of this part for any person
      to obtain, or attempt to obtain, a waiver from any consumer of any protection provided by or any
      right of the consumer under this part.'
    drafter_attestation: Verbatim subsection of CFR §1014.4 from eCFR snapshot 418ac7f43f6eea48; section-bounded
      by § markers; substring-verified.
  judgment: false
