source:
  type: guide
  id: fnma-svc-c-4.1-01
  authority: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
  description: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories.
  coverage_tier: operative
obligations:
- id: fnma-svc-c-4.1-01-full
  canonical_id: fnma-svc-c-4.1-01-full
  section: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'C-4.1-01, Notifying Credit Repositories (07/15/2020) The following
      table outlines the servicer’s responsibilities related to credit bureau reporting
      for mortgage loans that Fannie Mae holds in its portfolio or in an MBS. ✓ The
      servicer must... Provide the status of each mortgage loan to each of the four
      major credit repositories as of the last day of each month. Statuses include,
      but are not limited to, the following: • new originations; • current mortgage
      loans; • delinquent mortgage loans, including 30–, 60–, 90+ day delinquencies,
      forbearances, repayment plans, Trial Period Plans, modiﬁcations; and • liquidated
      mortgage loans, including short sales, Mortgage Releases, foreclosures, law
      enforcement property seizures and forfeitures under applicable state or federal
      law, and charge oﬀs. Verify the appropriate reporting instructions with each
      of the four major credit repositories. Comply with all applicable laws when
      reporting to the four major credit repositories. The servicer must follow all
      procedures in Reporting to Credit Repositories in F-1-23, Reporting to Third
      Parties. Published May 13, 2026 231 Recent Related Announcements The table below
      provides references to recently issued Announcements that are related to this
      topic. Announcements Issue Date Announcement SVC-2020-03 July 15, 2020 Section
      C-4.2, IRS Reporting Requirements'
  judgment: false
