source:
  type: guide
  id: hud-4000-1-iv-f-loan-balance-as-of-default-date
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Loan Balance
    as of Default Date (04/10/2025)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Loan
    Balance as of Default Date (04/10/2025).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-f-loan-balance-as-of-default-date-full
  canonical_id: hud-4000-1-iv-f-loan-balance-as-of-default-date-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Loan Balance
    as of Default Date (04/10/2025)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — f. Loan
      Balance as of Default Date (04/10/2025)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: f. Loan Balance as of Default Date (04/10/2025) The date of Default
      is 30 Days after the due date of the first unpaid installment. Any amount received
      from a Partial Payment to a full monthly installment must be applied to the
      Loan and advance the next payment due date and the associated date of Default.
      The loan balance as of the date of Default is the balance as of the last credited
      payment plus accrued interest up to 30 Days past the due date of the first unpaid
      installment.
  judgment: false
