source:
  type: guide
  id: fhlmc-5103.3
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser,
    guarantor and surety
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser,
    guarantor and surety.
  coverage_tier: operative
obligations:
- id: fhlmc-5103.3-full
  canonical_id: fhlmc-5103.3-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser,
    guarantor and surety
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser,
      guarantor and surety
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '5103.3: Endorser, guarantor and surety (07/02/25) A Mortgage
      with a personal endorser, guarantor and/or surety may be eligible for purchase
      by Freddie Mac provided the following requirements are met: ■ The endorsement,
      guaranty or surety agreement must not be qualified or limited in any manner
      ■ The endorser, guarantor or surety must not be an interested party to the transaction
      (for example, the builder, property seller, real estate agent or broker) Endorsers,
      guarantors and sureties who do not occupy the Mortgaged Premises must comply
      with all requirements for non-occupying Borrowers, including those in Section
      5103.1. Freddie Mac Single-Family Seller/Servicer Guide Chapter 5103 As of 02/04/26
      Page 5103-3'
  judgment: false
