source:
  type: guide
  id: fnma-svc-f-3-22
  authority: 'Fannie Mae Servicing Guide F-3-22 — Acronyms and Glossary of Defined
    Terms: V'
  description: 'Fannie Mae Servicing Guide F-3-22 — Acronyms and Glossary of Defined
    Terms: V.'
  coverage_tier: operative
obligations:
- id: fnma-svc-f-3-22-full
  canonical_id: fnma-svc-f-3-22-full
  section: 'Fannie Mae Servicing Guide F-3-22 — Acronyms and Glossary of Defined Terms:
    V'
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 'Fannie Mae Servicing Guide F-3-22 — Acronyms and Glossary of Defined
      Terms: V'
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'F-3-22, Acronyms and Glossary of Deﬁned Terms: V (11/12/2014)
      VA U.S. Department of Veterans Aﬀairs variance A negotiated agreement for the
      delivery of certain special mortgage loan products or other mortgage loans that
      were originated or are serviced with terms that are at variance with standard
      Fannie Mae eligibility, underwriting, or other origination or servicing criteria
      or requirements. voluntary conveyance See Mortgage Release (deed-in-lieu of
      foreclosure).'
  judgment: false
