source:
  type: guide
  id: fnma-svc-f-3-15
  authority: 'Fannie Mae Servicing Guide F-3-15 — Acronyms and Glossary of Defined
    Terms: O'
  description: 'Fannie Mae Servicing Guide F-3-15 — Acronyms and Glossary of Defined
    Terms: O.'
  coverage_tier: operative
obligations:
- id: fnma-svc-f-3-15-full
  canonical_id: fnma-svc-f-3-15-full
  section: 'Fannie Mae Servicing Guide F-3-15 — Acronyms and Glossary of Defined Terms:
    O'
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 'Fannie Mae Servicing Guide F-3-15 — Acronyms and Glossary of Defined
      Terms: O'
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'F-3-15, Acronyms and Glossary of Deﬁned Terms: O (06/10/2015)
      OFAC Oﬃce of Foreign Assets Control outsource vendor A third party engaged by
      a servicer or subservicer to perform select servicing functions according to
      the terms of an outsource or vendor agreement. owner of record The entity that
      appears in the public records as the owner of a mortgage; usually the mortgage
      originator, unless the mortgage is subsequently assigned to someone else and
      that assignment is recorded.'
  judgment: false
