source:
  type: regulation
  id: fdcpa-15usc-1692b
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b — Acquisition of location information
  description: 'FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692b Acquisition of location information.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: fdcpa-15usc-1692b-full
  canonical_id: fdcpa-15usc-1692b-full
  section: 15 U.S.C. §1692b
  description: 'Acquisition of location information: Any debt collector communicating with any person other than
    the consumer for the purpose of acquiring location information about the consumer shall— (1) identify himself,
    state that he is confirming or correcting location information concerning the consumer, and, only if expressly
    requested, identif…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692b
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1692b
    snapshot_id: 8f9e510b4ba1f1ff
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:390ccbdd51b4019a67d69600efde348880ae9b5af982fa562dd30e87e4e81dd4
    paragraph_quote: Any debt collector communicating with any person other than the consumer for the purpose of
      acquiring location information about the consumer shall— (1) identify himself, state that he is confirming
      or correcting location information concerning the consumer, and, only if expressly requested, identify his
      employer; (2) not state that such consumer owes any debt; (3) not communicate with any such person more than
      once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier
      response of such person is erroneous or incomplete and that such person now has correct or complete location
      information ; (4) not communicate by post card; (5) not use any language or symbol on any envelope or in the
      contents of any communication effected by the mails or telegram that indicates that the debt collector is
      in the debt collection business or that the communication relates to the collection of a debt; and (6) after
      the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has
      knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person
      other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication
      from the debt collector. ( Pub. L. 90–321, title VIII, § 804 , as added Pub. L. 95–109 , Sept. 20, 1977 ,
      91 Stat. 876 .)
    drafter_attestation: Verbatim slice of 15 U.S.C. §1692b from Cornell LII snapshot 8f9e510b4ba1f1ff; body isolated
      between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
