source:
  type: guide
  id: fhlmc-1301.7
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.7 — Non-discrimination
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.7 — Non-discrimination.
  coverage_tier: operative
obligations:
- id: fhlmc-1301.7-full
  canonical_id: fhlmc-1301.7-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.7 — Non-discrimination
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.7 — Non-discrimination
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '1301.7: Non-discrimination (12/17/25) Freddie Mac expects all
      Seller/Servicers with whom Freddie Mac does business to practice the principles
      of equal opportunity and non-discrimination in all business activities. As such,
      Seller/Servicers must not discriminate on the basis of race, color, religion,
      sex, age, marital status, disability, veteran status, genetic information (including
      family medical history), pregnancy, parental status, familial status, national
      origin, ethnicity, sexual orientation, gender identity or other characteristics
      protected by law. Freddie Mac Single-Family Seller/Servicer Guide Chapter 1302
      As of 04/01/26 Page 1302-1 Chapter 1302: Information Security and Business Continuity
      Planning 1302.1: Overview of information security and business continuity planning
      requirements (09/11/25) This section contains requirements related to: ■ Information
      security, business continuity and disaster recovery planning ■ Minimizing Freddie
      Mac’s risk of loss ■ Information security, business continuity and disaster
      recovery (a) Information security, business continuity and disaster recovery
      planning This chapter contains the minimum information security program requirements
      Seller/Servicers must implement to reduce the impact and likelihood of unauthorized
      persons (or authorized persons with malicious or unlawful intentions) from gaining
      access to Freddie Mac’s proprietary information, data and Protected Information
      in: ■ Systems, as defined in Section 2401.1(b) ■ Seller/Servicers’ files, records,
      storage facilities and systems ■ Files, records, storage facilities and systems
      of any Related Third Party This chapter also includes the minimum requirements
      for a Seller/Servicer’s business continuity plan and disaster recovery plan
      to support continuation of critical business processes necessary to comply with
      the Seller/Servicer’s Purchase Documents. (b) Minimizing Freddie Mac’s risk
      of loss To minimize Freddie Mac’s risk of loss in the event of a disaster or
      unexpected disruption to critical business processes, a Seller/Servicer must
      have and maintain an information security program, business continuity and disaster
      recovery plan(s) that ensure its ongoing ability to conduct business operations
      with Freddie Mac. Information security program, business continuity plan and
      disaster recovery plan requirements must extend to the confidentiality, integrity
      and availability of Freddie Mac confidential information (as defined in Section
      1201.8(a)) and Protected Information (as defined in Section 8101.4(d)) retained
      by a Seller/Servicer following Freddie Mac’s termination of the Seller/Servicer’s
      right to sell or service Mortgages. Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 1302 As of 04/01/26 Page 1302-2 (c) Information security, business
      continuity and disaster recovery The information security, business continuity
      and disaster recovery minimum requirements (together, the “Minimum Requirements”)
      are not intended to replace the Seller/Servicer’s standards, policies and procedures
      but are intended to require certain minimum controls that must be in place as
      part of such standards, policies and procedures. If a Seller/Servicer’s regulator
      has established information security and/or business continuity plan and/or
      disaster recovery plan requirements that exceed Freddie Mac’s Minimum Requirements,
      or if a provision of the Guide or the Seller/Servicer’s other Purchase Documents
      requires more stringent minimum requirements, then the more rigorous requirements
      shall apply. A Seller/Servicer’s compliance with the Minimum Requirements will
      not relieve the Seller/Servicer from any liability arising or accruing under
      any other provision in the Purchase Documents. A Seller/Servicer’s failure to
      comply with the Minimum Requirements may result in termination of the Seller/Servicer’s
      access to any or all Systems. In addition, Freddie Mac may take other actions
      available under the Guide, the Seller/Servicer’s other Purchase Documents, any
      user agreement or law. The National Institute of Standards and Technology and
      International Organization for Standardization/International Electrotechnical
      Commission provide detailed guidance on the components of a successful information
      security program, business continuity plan and related activities. Seller/Servicers
      are strongly encouraged to review these standards and guidance to ensure their
      practices align with industry best practices.'
  judgment: false
