source:
  type: guide
  id: va-m26-7-ch12-t30
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 30 — Swimming
    Pools
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 30 — Swimming
    Pools.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t30-full
  canonical_id: va-m26-7-ch12-t30-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 30 — Swimming
    Pools
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 30 — Swimming
      Pools
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '30. Swimming Pools Change Date March 28, 2019 • This chapter
      has been revised in its entirety. a. Pool Equipment If the pool water contains
      algae or if the pool has been winterized, and the appraiser cannot determine
      if the pool equipment is in good working order, the appraiser may complete the
      appraisal under the extraordinary assumption that the pool and its equipment
      can be repaired at minimal cost without recommending any repairs. b. Structural
      Defects The appraiser must report readily observable defects including unstable
      sides and structural issues that would render the pool inoperable or unusable.
      Depending on the extent of the damage, the appraiser must prepare the appraisal
      report “subject to” the repair of the pool, and include the pool in value, or
      prepare the appraisal “subject to” permanently filling in the pool, in accordance
      with local guidelines, and re-grading the yard, if necessary. c. Above- Ground
      Pools Above-ground pools which include water filtering equipment and decking
      may be included in value if the appraiser determines that above-ground pools
      are customary and accepted in the market area. d. Local Requirements for Securing
      Pools Swimming pools must be secured in accordance with any local requirements.
      On a liquidation appraisal, if the pool is unsecure, securing the pool must
      be included on the repair list and reported as a safety hazard on the liquidation
      addendum. VA Pamphlet 26-7, Revised Chapter 12: Minimum Property Requirements
      12-38'
  judgment: false
