source:
  type: regulation
  id: respa-12usc-2606
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606 — Exempted transactions
  description: 'RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2606 Exempted transactions. Captured
    section-complete from Cornell LII (verbatim).

    '
obligations:
- id: respa-12usc-2606-a
  canonical_id: respa-12usc-2606-a
  section: 12 U.S.C. §2606(a)
  description: 'Exempted transactions — (a): (a) In general This chapter does not apply to credit transactions involving
    extensions of credit— (1) primarily for business, commercial, or agricultural purposes; or (2) to government
    or governmental agencies or instrumentalities.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2606
    snapshot_id: 80ef18ec71eca1e3
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e1cf4f59b10e2c6f4bd88ad3cdfe39a8e1ef8ff2a0f87f8049fadb8bb3b0917f
    paragraph_quote: (a) In general This chapter does not apply to credit transactions involving extensions of credit—
      (1) primarily for business, commercial, or agricultural purposes; or (2) to government or governmental agencies
      or instrumentalities.
    drafter_attestation: Verbatim slice of 12 U.S.C. §2606 subsection (a) from Cornell LII snapshot 80ef18ec71eca1e3;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: respa-12usc-2606-b
  canonical_id: respa-12usc-2606-b
  section: 12 U.S.C. §2606(b)
  description: 'Exempted transactions — (b): (b) Interpretation In prescribing regulations under section 2617(a)
    of this title , the Bureau shall ensure that, with respect to subsection (a) of this section, the exemption
    for credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes,
    as prov…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2606
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/12/2606
    snapshot_id: 80ef18ec71eca1e3
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:e1cf4f59b10e2c6f4bd88ad3cdfe39a8e1ef8ff2a0f87f8049fadb8bb3b0917f
    paragraph_quote: (b) Interpretation In prescribing regulations under section 2617(a) of this title , the Bureau
      shall ensure that, with respect to subsection (a) of this section, the exemption for credit transactions involving
      extensions of credit primarily for business, commercial, or agricultural purposes, as provided in subsection
      (a)(1) [1] of this section shall be the same as the exemption for such credit transactions under section 1603(1)
      of title 15 . ( Pub. L. 93–533, § 7 , as added Pub. L. 103–325, title III, § 312 , Sept. 23, 1994 , 108 Stat.
      2221 ; amended Pub. L. 104–208, div. A, title II, § 2103(b) , Sept. 30, 1996 , 110 Stat. 3009–399 ; Pub. L.
      111–203, title X, § 1098(5) , July 21, 2010 , 124 Stat. 2104 .) [1] See References in Text note below.
    drafter_attestation: Verbatim slice of 12 U.S.C. §2606 subsection (b) from Cornell LII snapshot 80ef18ec71eca1e3;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
