source:
  type: guide
  id: fhlmc-1301.3
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.3 — Inspection
    of records
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.3 — Inspection
    of records.
  coverage_tier: operative
obligations:
- id: fhlmc-1301.3-full
  canonical_id: fhlmc-1301.3-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.3 — Inspection
    of records
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.3 — Inspection
      of records
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '1301.3: Inspection of records (12/17/25) The Seller/Servicer
      agrees to allow Freddie Mac, during normal business hours, to inspect all of
      the Seller/Servicer’s books and records pertaining to its Mortgage operations
      and to any Mortgages purchased by Freddie Mac, including, without limitation,
      any Seller/Servicer: ■ Organizational and associated documents such as its articles
      of organization, operating agreement, employment agreements and management agreements,
      and ■ Contract(s) with a Related Third Party Freddie Mac may request an inspection
      of records, either before or after termination of the Servicing Contract and
      related Servicing Contract Rights, whether in whole or in part, the Servicer
      must permit Freddie Mac at any time during normal business hours to inspect
      the Mortgage files and all of the Servicer’s records pertaining to Mortgage
      operations related to Freddie Mac. The inspection may include a review of the
      Servicer’s information security and business continuation programs, copies of
      independent audits and assessments addressing privacy and/or data security (e.g.,
      system and organization control reports). For Mortgage files or Freddie Mac
      information, Freddie Mac may alternatively request a copy of .the files These
      inspection rights will survive for the period during which the Servicer retains
      Mortgage files or Freddie Mac information, including pursuant to Applicable
      Laws. Additionally, for as long as the Servicer retains possession of Mortgage
      files or Freddie Mac information, the Servicer must: ■ Securely store and retain
      such information in accordance with the standards set forth in Sections 1302.1
      and 1302.2; and ■ Comply with the notice requirements in the event of a Security
      Incident or Privacy Incident Upon request by Freddie Mac and not less than annually,
      the Servicer must provide an attestation in a form reasonably acceptable to
      Freddie Mac and executed by a duly authorized corporate officer confirming the
      Servicer is in compliance with such standards. Upon the expiration of the Servicer’s
      obligation to retain Mortgage files or Freddie Mac information under Applicable
      Laws, the Servicer must contact Freddie Mac to inquire whether Freddie Mac will
      require the Servicer to return, transfer to another Servicer or destroy such
      files or information, and the Servicer must comply with such direction from
      Freddie Mac. If Freddie Mac instructs the Servicer to destroy the Mortgage files
      or Freddie Mac information, then such destruction must be done consistent with
      the then current and acceptable industry Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 1301 As of 05/06/26 Page 1301-12 standards and best practices.
      The Servicer must provide an attestation to Freddie Mac executed by a duly authorized
      corporate officer in a form reasonably acceptable to Freddie Mac confirming
      such destruction. The Servicer may elect to make such attestations on a rolling
      basis not less than annually.'
  judgment: false
