source:
  type: guide
  id: fnma-sel-b5-2-04
  authority: Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage
    Insurance, and Loan Delivery Requirements
  description: Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage
    Insurance, and Loan Delivery Requirements.
  coverage_tier: operative
obligations:
- id: fnma-sel-b5-2-04-full
  canonical_id: fnma-sel-b5-2-04-full
  section: Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage
    Insurance, and Loan Delivery Requirements
  type: do
  tags:
  - regulator-direct
  - fnma
  - selling-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage
      Insurance, and Loan Delivery Requirements
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/selling-guide
    snapshot_id: 5f7b8b79da595d76
    fetched_at: '2026-05-25T14:09:57Z'
    content_hash: sha256:98cf85a02861bbe84914a0e339b327c8fc131869a8a573882007bbeea60c5701
    paragraph_quote: 'B5-2-04, Manufactured Housing Pricing, Mortgage Insurance, and
      Loan Delivery Requirements (12/10/2025) Introduction This topic contains information
      about manufactured housing, including: Loan-Level Price Adjustments Mortgage
      Insurance Loan Delivery Requirements Uniform Appraisal Dataset (UAD) 3.6 Policy
      Loan-Level Price Adjustments An LLPA applies to all mortgages secured by manufactured
      homes that do not meet the MH Advantage requirements, whether delivered to Fannie
      Mae for whole loan purchase or MBS issuance. These LLPAs are in addition to
      any other price adjustments that are otherwise applicable to the particular
      transaction. For the current LLPAs, see the Loan-Level Price Adjustment (LLPA)
      Matrix . Mortgage Insurance For mortgage insurance coverage requirements, see
      B7-1-02, Mortgage Insurance Coverage Requirements. Loan Delivery Requirements
      The following table describes the requirements for delivery of certain data
      elements that are applicable to manufactured homes. Published May 6, 2026 711
      Manufactured Home Type Construction Method Type (Sort ID 51) Manufactured Home
      Width Type (Sort ID 33) Special Feature Code(s) Single-width Manufactured SingleWide
      235 and 791 Multi-width MultiWide 235 MH Advantage MultiWide 235 and 859 MH
      Advantage SingleWide 235, 791, and 859 Note: These special feature codes are
      in addition to any other special feature codes that may apply. Uniform Appraisal
      Dataset (UAD) 3.6 Policy Lenders using UAD 3.6 must follow the requirements
      in the UAD 3.6 Policy Supplement . Recent Related Announcements The table below
      provides references to recently issued Announcements that are related to this
      topic. Announcements Issue Date Announcement SEL-2025-10 December 10, 2025 Announcement
      SEL-2025-07 September 03, 2025 Announcement SEL-2020-07 December 16, 2020'
  judgment: false
