source:
  type: regulation
  id: usda-hb-3555-12.21
  authority: USDA Technical Handbook HB-1-3555 §12.21 — Age Of Documents
  description: "USDA HB-1-3555 §12.21 (Age Of Documents). Gap-fill (verbatim). \n"
obligations:
- id: usda-hb-3555-12.21-0
  canonical_id: usda-hb-3555-12.21-0
  section: USDA HB-1-3555 12.21 — Age Of Documents
  description: '12.21 Age Of Documents: E OF DOCUMENTS Credit and verification documents must be dated within 120
    days of the original closing date to be valid. If the documentation exceeds the condition time frame, the lender
    must obtain updated credit documents and re-qualify the borrower before the loan note guarant…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - usda-hb-3555
  - section-complete
  primary_source:
    tier: 1
    authority: USDA Technical Handbook HB-1-3555 §12.21 — Age Of Documents
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/resources/directives/handbooks
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: E OF DOCUMENTS Credit and verification documents must be dated within 120 days of the original
      closing date to be valid. If the documentation exceeds the condition time frame, the lender must obtain updated
      credit documents and re-qualify the borrower before the loan note guarantee can be requested and/or issued.
    drafter_attestation: Verbatim from HB-1-3555 §12.21 body (max-gap occurrence), snapshot 0466acd1ea2d17a4; substring-verified.
  judgment: false
