source:
  type: guide
  id: hud-4000-1-i-b-online-certification
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Online
    Certification (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Online
    Certification (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-b-online-certification-full
  canonical_id: hud-4000-1-i-b-online-certification-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Online Certification
    (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — b. Online
      Certification (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Online Certification (09/14/2015) i. Standard The Mortgagee,
      through a Corporate Officer, must complete a series of annual certification
      statements that address the Mortgagee’s compliance with FHA requirements over
      the Certification Period. The Certification Period is the one-year period beginning
      on the first day of the Mortgagee’s prior fiscal year and ending on the last
      calendar day thereof. ii. Required Documentation The certification must be completed
      through LEAP by a Corporate Officer of the Mortgagee who has been granted the
      Certifying Official authorization in FHAC. iii. Unable to Certify (A) Standard
      If a Mortgagee is unable to truthfully certify to one or more of the statements
      set forth in the online certification, the Mortgagee must not make the particular
      certification. (B) Required Documentation The Mortgagee must submit an explanation
      for each certification that it is unable to complete. The Mortgagee may submit
      supporting documentation with its explanation. If additional information is
      required as a result of the Mortgagee’s explanation, FHA will advise what additional
      information or documentation is required and provide a due date for the submission
      of the requested information or documentation. (C) FHA Review FHA will review
      the Mortgagee’s explanation and request any additional information or documentation
      needed to render a final decision regarding the Mortgagee’s ability to complete
      the annual recertification process. iv. Repercussion of False Certification
      If a Mortgagee submits a false certification to FHA, the Mortgagee and its certifying
      Corporate Officer may be referred for criminal, civil, or administrative actions,
      as appropriate. I. DOING BUSINESS WITH FHA A. FHA Lenders and Mortgagees (09/20/2021)
      8. Annual Recertification Handbook 4000.1 72 Last Revised: 11/26/2025'
  judgment: false
