source:
  type: guide
  id: fnma-svc-e-1.3-02
  authority: Fannie Mae Servicing Guide E-1.3-02 — Reporting Non-Routine Litigation
    to Fannie Mae
  description: Fannie Mae Servicing Guide E-1.3-02 — Reporting Non-Routine Litigation
    to Fannie Mae.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-1.3-02-full
  canonical_id: fnma-svc-e-1.3-02-full
  section: Fannie Mae Servicing Guide E-1.3-02 — Reporting Non-Routine Litigation
    to Fannie Mae
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-1.3-02 — Reporting Non-Routine Litigation
      to Fannie Mae
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'E-1.3-02, Reporting Non-Routine Litigation to Fannie Mae (05/10/2023)
      Non-routine litigation must be reported to Fannie Mae’s Legal department using
      the Non-Routine Litigation Form (Form 20) within two business days of the servicer
      receiving notice of the litigation, except with respect to the following three
      categories of loan-level challenges: a challenge to the standing of the servicer
      to conduct foreclosures or bankruptcies that, if successful, could create negative
      legal precedent with an impact beyond the immediate case; a challenge to the
      methods by which MERS does business or its ability to act as nominee under a
      mortgage; or any claim invoking HAMP as a basis to challenge a foreclosure.
      With respect to these three categories of loan-level challenges, it is not necessary
      for the servicer to notify Fannie Mae until the borrower seeks summary judgment
      on such a challenge, brieﬁng is required in response to such a challenge, or
      the issue is expected to be raised at a scheduled trial. Recent Related Announcements
      The table below provides references to recently issued Announcements that are
      related to this topic. Announcements Issue Date Announcement SVC-2023-03 May
      10, 2023 Published May 13, 2026 412'
  judgment: false
