source:
  type: guide
  id: hud-4000-1-i-c-reapplication
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication
    (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication
    (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-c-reapplication-full
  canonical_id: hud-4000-1-i-c-reapplication-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication
    (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Reapplication
      (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'c. Reapplication (09/14/2015) A Mortgagee whose approval is
      voluntarily withdrawn may re-apply for FHA approval any time after its withdrawal.
      10. Voluntary Withdrawal of Title I Lender Contract of Insurance A Title I Lender
      that does not wish to retain its Title I Contract of Insurance must submit a
      Change Request for voluntary withdrawal of its Title I Contract of Insurance.
      a. Standard (05/09/2022) The Title I Lender remains responsible for servicing
      or selling the Title I Loans that it holds and is authorized to file insurance
      claims on these Loans, but it cannot otherwise exercise the rights of an FHA-approved
      Title I Lender. A Title I Lender cannot obtain insurance coverage for new Title
      I Loans originated under the terminated Title I Contract of Insurance as of
      the effective date of termination. The Title I Lender is not relieved of the
      liability to pay future insurance premiums or other obligations owed to HUD.
      The insurance reserve on Title I Loans previously accepted for insurance is
      not adversely affected except for Title I Loans involving fraud or misrepresentation.
      Insurance Reserves earned by the Title I Lender as of the date of termination,
      under the terminated Title I Contract of Insurance, remain to its credit unless
      exhausted by filing of claims. I. DOING BUSINESS WITH FHA A. FHA Lenders and
      Mortgagees (09/20/2021) 10. Voluntary Withdrawal of Title I Lender Contract
      of Insurance Handbook 4000.1 75 Last Revised: 11/26/2025 b. Required Documentation
      (05/09/2022) The Title I Lender must submit a Change Request for voluntary withdrawal
      in the form of a letter, signed by a Corporate Officer, and submitted through
      LEAP. If applicable, the request must be submitted within 10 business days of
      the change in the Title I Lender’s status. c. Reapplication (05/09/2022) A Title
      I Lender whose Title I Contract of Insurance is voluntarily withdrawn may re-apply
      for a new Title I Contract of Insurance any time after its withdrawal. I. DOING
      BUSINESS WITH FHA B. Other Participants 1. FHA Appraiser Roster Handbook 4000.1
      76 Last Revised: 11/26/2025 B. OTHER PARTICIPANTS 1. FHA Appraiser Roster'
  judgment: false
