source:
  type: regulation
  id: reg-p-1016.11
  authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11 — Limits
    on redisclosure and reuse of information
  description: '12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB), §1016.11 Limits
    on redisclosure and reuse of information. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: reg-p-1016.11-a
  canonical_id: reg-p-1016.11-a
  section: 12 CFR §1016.11(a)
  description: 'Limits on redisclosure and reuse of information — (a): (a)(1) Information you receive under an exception.
    If you receive nonpublic personal information from a nonaffiliated financial institution under an exception
    in &#xA7; 1016.14 or &#xA7; 1016.15 of this part, your disclosure and use of that information is limited as
    follows:'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '(a)(1) Information you receive under an exception. If you receive nonpublic personal information
      from a nonaffiliated financial institution under an exception in &#xA7; 1016.14 or &#xA7; 1016.15 of this
      part, your disclosure and use of that information is limited as follows:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (a) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-i
  canonical_id: reg-p-1016.11-i
  section: 12 CFR §1016.11(i)
  description: 'Limits on redisclosure and reuse of information — (i): (i) You may disclose the information to the
    affiliates of the financial institution from which you received the information; (ii) You may disclose the information
    to your affiliates, but your affiliates may, in turn, disclose and use the information only to the extent that
    you may disclose and use t…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: (i) You may disclose the information to the affiliates of the financial institution from which
      you received the information; (ii) You may disclose the information to your affiliates, but your affiliates
      may, in turn, disclose and use the information only to the extent that you may disclose and use the information;
      and (iii) You may disclose and use the information pursuant to an exception in &#xA7; 1016.14 or &#xA7; 1016.15
      in the ordinary course of business to carry out the activity covered by the exception under which you received
      the information. (2) Example. If you receive a customer list from a nonaffiliated financial institution in
      order to provide account processing services under the exception in &#xA7; 1016.14(a), you may disclose that
      information under any exception in &#xA7; 1016.14 or &#xA7; 1016.15 in the ordinary course of business in
      order to provide those services. For example, you could disclose the information in response to a properly
      authorized subpoena or, in the case of financial institutions other than those described in &#xA7; 1016.3(l)(3),
      to your attorneys, accountants, and auditors. You could not disclose that information to a third party for
      marketing purposes or use that information for your own marketing purposes.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (i) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-b
  canonical_id: reg-p-1016.11-b
  section: 12 CFR §1016.11(b)
  description: 'Limits on redisclosure and reuse of information — (b): (b)(1) Information you receive outside of
    an exception. If you receive nonpublic personal information from a nonaffiliated financial institution other
    than under an exception in &#xA7; 1016.14 or &#xA7; 1016.15 of this part, you may disclose the information only:'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '(b)(1) Information you receive outside of an exception. If you receive nonpublic personal
      information from a nonaffiliated financial institution other than under an exception in &#xA7; 1016.14 or
      &#xA7; 1016.15 of this part, you may disclose the information only:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (b) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-i
  canonical_id: reg-p-1016.11-i
  section: 12 CFR §1016.11(i)
  description: 'Limits on redisclosure and reuse of information — (i): (i) To the affiliates of the financial institution
    from which you received the information; (ii) To your affiliates, but your affiliates may, in turn, disclose
    the information only to the extent that you can disclose the information; and (iii) To any other person, if
    the disclosure would be lawful i…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '(i) To the affiliates of the financial institution from which you received the information;
      (ii) To your affiliates, but your affiliates may, in turn, disclose the information only to the extent that
      you can disclose the information; and (iii) To any other person, if the disclosure would be lawful if made
      directly to that person by the financial institution from which you received the information. (2) Example.
      If you obtain a customer list from a nonaffiliated financial institution outside of the exceptions in &#xA7;&#xA7;
      1016.14 and 1016.15:'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (i) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-i
  canonical_id: reg-p-1016.11-i
  section: 12 CFR §1016.11(i)
  description: 'Limits on redisclosure and reuse of information — (i): (i) You may use that list for your own purposes;
    and (ii) You may disclose that list to another nonaffiliated third party only if the financial institution from
    which you purchased the list could have lawfully disclosed the list to that third party. That is, you may disclose
    the list in accordance w…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: (i) You may use that list for your own purposes; and (ii) You may disclose that list to another
      nonaffiliated third party only if the financial institution from which you purchased the list could have lawfully
      disclosed the list to that third party. That is, you may disclose the list in accordance with the privacy
      policy of the financial institution from which you received the list, as limited by the opt out direction
      of each consumer whose nonpublic personal information you intend to disclose, and you may disclose the list
      in accordance with an exception in &#xA7; 1016.14 or &#xA7; 1016.15, such as to your attorneys or accountants.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (i) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-c
  canonical_id: reg-p-1016.11-c
  section: 12 CFR §1016.11(c)
  description: 'Limits on redisclosure and reuse of information — (c): (c) Information you disclose under an exception.
    If you disclose nonpublic personal information to a nonaffiliated third party under an exception in &#xA7; 1016.14
    or &#xA7; 1016.15 of this part, the third party may disclose and use that information only as follows: (1) The
    third party may disclose …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '(c) Information you disclose under an exception. If you disclose nonpublic personal information
      to a nonaffiliated third party under an exception in &#xA7; 1016.14 or &#xA7; 1016.15 of this part, the third
      party may disclose and use that information only as follows: (1) The third party may disclose the information
      to your affiliates; (2) The third party may disclose the information to its affiliates, but its affiliates
      may, in turn, disclose and use the information only to the extent that the third party may disclose and use
      the information; and (3) The third party may disclose and use the information pursuant to an exception in
      &#xA7; 1016.14 or &#xA7; 1016.15 in the ordinary course of business to carry out the activity covered by the
      exception under which it received the information.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (c) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
- id: reg-p-1016.11-d
  canonical_id: reg-p-1016.11-d
  section: 12 CFR §1016.11(d)
  description: 'Limits on redisclosure and reuse of information — (d): (d) Information you disclose outside of an
    exception. If you disclose nonpublic personal information to a nonaffiliated third party other than under an
    exception in &#xA7; 1016.14 or &#xA7; 1016.15 of this part, the third party may disclose the information only:
    (1) To your affiliates; (2) To its af…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.11
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '(d) Information you disclose outside of an exception. If you disclose nonpublic personal information
      to a nonaffiliated third party other than under an exception in &#xA7; 1016.14 or &#xA7; 1016.15 of this part,
      the third party may disclose the information only: (1) To your affiliates; (2) To its affiliates, but its
      affiliates, in turn, may disclose the information only to the extent the third party can disclose the information;
      and (3) To any other person, if the disclosure would be lawful if you made it directly to that person.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §1016.11 subsection (d) from snapshot 05288dc52a04b880;
      substring-verified.
  judgment: false
