source:
  type: guide
  id: hud-4000-1-iv-a-pre-claim-requirements
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — a. Pre-claim Requirements (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — a. Pre-claim Requirements (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-a-pre-claim-requirements-full
  canonical_id: hud-4000-1-iv-a-pre-claim-requirements-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV
  description: "Pre-claim Requirements: a. Pre-claim Requirements (05/09/2022) \nThe Lender may not file\
    \ a claim until all default servicing remedies stated in Loan Default \nand Loss Mitigation have been\
    \ applied. This servicing includes sending the Notice of Default \nand Acceleration, repossessing\
    \ the Manufactured Home, appraising the home…"
  type: do
  tags:
  - regulator-direct
  - section-complete
  - hud
  - 4000-1
  - curated
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — a. Pre-claim Requirements (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: "a. Pre-claim Requirements (05/09/2022) \nThe Lender may not file a claim until all\
      \ default servicing remedies stated in Loan Default \nand Loss Mitigation have been applied. This\
      \ servicing includes sending the Notice of Default \nand Acceleration, repossessing the Manufactured\
      \ Home, appraising the home, sending the \nNotice of Sale, and selling the home."
    drafter_attestation: Verbatim section from snapshot 8c03836f77f317e1; boundary human-curated + substring-verified
      (2026-07-23).
  judgment: false
