source:
  type: regulation
  id: reg-f-1006.10
  authority: 12 CFR §1006.10 — Acquisition of location information (Regulation F)
  description: 12 CFR §1006.10 — Acquisition of location information.
  coverage_tier: operative
obligations:
- id: reg-f-1006.10-full
  canonical_id: reg-f-1006.10-full
  section: 12 CFR §1006.10 — Acquisition of location information
  type: do
  tags:
  - regulator-direct
  - fdcpa
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: 12 CFR §1006.10 — Acquisition of location information (Regulation F)
    source_class: cfpb-regulation
    source_url: https://www.law.cornell.edu/cfr/text/12/1006.10
    snapshot_id: 8bf014482c6c31a5
    fetched_at: '2026-06-17T19:30:43Z'
    content_hash: sha256:7b7494604d61d6c2793da51f16dff677d66311463d6111374e505d8d3d066164
    paragraph_quote: '§ 1006.10 Acquisition of location information. (a) Definition.
      The term location information means a consumer ''s: (1) Place of abode and telephone
      number at such place; or (2) Place of employment. (b) Form and content of location
      communications. A debt collector communicating with a person other than the
      consumer for the purpose of acquiring location information must: (1) Identify
      himself or herself individually by name, state that he or she is confirming
      or correcting the consumer ''s location information, and, only if expressly
      requested, identify his or her employer; (2) Not state that the consumer owes
      any debt ; (3) Not communicate by postcard; (4) Not use any language or symbol
      on any envelope or in the contents of any communication by mail indicating that
      the debt collector is in the debt collection business or that the communication
      relates to the collection of a debt ; and (5) After the debt collector knows
      the consumer is represented by an attorney with regard to the subject debt and
      has knowledge of, or can readily ascertain, such attorney''s name and address,
      not communicate with any person other than that attorney, unless the attorney
      fails to respond to the debt collector ''s communication within a reasonable
      period of time. (c) Frequency of location communications. In addition to complying
      with § 1006.14(b)(1) , a debt collector communicating with any person other
      than the consumer for the purpose of acquiring location information about the
      consumer must not communicate more than once with such person unless requested
      to do so by such person , or unless the debt collector reasonably believes that
      the earlier response of such person is erroneous or incomplete and that such
      person now has correct or complete location information.'
  judgment: false
