source:
  type: guide
  id: fnma-svc-e-2.1-03
  authority: Fannie Mae Servicing Guide E-2.1-03 — Suspending Debt Collection Eﬀorts
  description: Fannie Mae Servicing Guide E-2.1-03 — Suspending Debt Collection Eﬀorts.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-2.1-03-full
  canonical_id: fnma-svc-e-2.1-03-full
  section: Fannie Mae Servicing Guide E-2.1-03 — Suspending Debt Collection Eﬀorts
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-2.1-03 — Suspending Debt Collection Eﬀorts
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-2.1-03, Suspending Debt Collection Eﬀorts (11/12/2014) The
      servicer must immediately suspend any and all debt collection eﬀorts (including
      foreclosure proceedings) upon notiﬁcation of a bankruptcy ﬁling, unless legal
      counsel expressly advises it that certain collection eﬀorts may be continued.
      If collection eﬀorts or foreclosure proceedings began before the servicer received
      notice of the bankruptcy ﬁling, the servicer must contact the law ﬁrm as soon
      as possible to determine how to proceed. Recent Related Announcements There
      are no recently issued Announcements related to this topic. Published May 13,
      2026 415
  judgment: false
