source:
  type: regulation
  id: bsa-31usc-5322
  authority: Bank Secrecy Act (31 U.S.C.) § 5322 — Criminal penalties
  description: 'Bank Secrecy Act (31 U.S.C.), §5322 Criminal penalties. Captured section-complete from Cornell LII
    (verbatim).

    '
obligations:
- id: bsa-31usc-5322-a
  canonical_id: bsa-31usc-5322-a
  section: 31 U.S.C. §5322(a)
  description: 'Criminal penalties — (a): (a) A person willfully violating this subchapter or a regulation prescribed
    or order issued under this subchapter (except section 5315 , 5324 , or 5336 of this title or a regulation prescribed
    under section 5315, 5324, or 5336), or willfully violating a regulation prescribed under section 21 of the …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5322
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5322
    snapshot_id: 5b7aaba829071569
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:142c262ec36d689d575b68b04e462c30ba1a4f084d5d14d7b0b7188c44d8eaf3
    paragraph_quote: (a) A person willfully violating this subchapter or a regulation prescribed or order issued
      under this subchapter (except section 5315 , 5324 , or 5336 of this title or a regulation prescribed under
      section 5315, 5324, or 5336), or willfully violating a regulation prescribed under section 21 of the Federal
      Deposit Insurance Act or section 123 of Public Law 91–508 , shall be fined not more than $250,000, or imprisoned
      for not more than five years, or both.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5322 subsection (a) from Cornell LII snapshot 5b7aaba829071569;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5322-b
  canonical_id: bsa-31usc-5322-b
  section: 31 U.S.C. §5322(b)
  description: 'Criminal penalties — (b): (b) A person willfully violating this subchapter or a regulation prescribed
    or order issued under this subchapter (except section 5315 , 5324 , or 5336 of this title or a regulation prescribed
    under section 5315, 5324, or 5336), or willfully violating a regulation prescribed under section 21 of the …'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5322
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5322
    snapshot_id: 5b7aaba829071569
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:142c262ec36d689d575b68b04e462c30ba1a4f084d5d14d7b0b7188c44d8eaf3
    paragraph_quote: (b) A person willfully violating this subchapter or a regulation prescribed or order issued
      under this subchapter (except section 5315 , 5324 , or 5336 of this title or a regulation prescribed under
      section 5315, 5324, or 5336), or willfully violating a regulation prescribed under section 21 of the Federal
      Deposit Insurance Act or section 123 of Public Law 91–508 , while violating another law of the United States
      or as part of a pattern of any illegal activity involving more than $100,000 in a 12-month period, shall be
      fined not more than $500,000, imprisoned for not more than 10 years, or both.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5322 subsection (b) from Cornell LII snapshot 5b7aaba829071569;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5322-c
  canonical_id: bsa-31usc-5322-c
  section: 31 U.S.C. §5322(c)
  description: 'Criminal penalties — (c): (c) For a violation of section 5318(a)(2) of this title or a regulation
    prescribed under section 5318(a)(2), a separate violation occurs for each day the violation continues and at
    each office, branch, or place of business at which a violation occurs or continues.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5322
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5322
    snapshot_id: 5b7aaba829071569
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:142c262ec36d689d575b68b04e462c30ba1a4f084d5d14d7b0b7188c44d8eaf3
    paragraph_quote: (c) For a violation of section 5318(a)(2) of this title or a regulation prescribed under section
      5318(a)(2), a separate violation occurs for each day the violation continues and at each office, branch, or
      place of business at which a violation occurs or continues.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5322 subsection (c) from Cornell LII snapshot 5b7aaba829071569;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5322-d
  canonical_id: bsa-31usc-5322-d
  section: 31 U.S.C. §5322(d)
  description: 'Criminal penalties — (d): (d) A financial institution or agency that violates any provision of subsection
    (i) or (j) of section 5318, or any special measures imposed under section 5318A, or any regulation prescribed
    under subsection (i) or (j) of section 5318 or section 5318A, shall be fined in an amount equal to not less
    th…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5322
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5322
    snapshot_id: 5b7aaba829071569
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:142c262ec36d689d575b68b04e462c30ba1a4f084d5d14d7b0b7188c44d8eaf3
    paragraph_quote: (d) A financial institution or agency that violates any provision of subsection (i) or (j)
      of section 5318, or any special measures imposed under section 5318A, or any regulation prescribed under subsection
      (i) or (j) of section 5318 or section 5318A, shall be fined in an amount equal to not less than 2 times the
      amount of the transaction, but not more than $1,000,000.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5322 subsection (d) from Cornell LII snapshot 5b7aaba829071569;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: bsa-31usc-5322-e
  canonical_id: bsa-31usc-5322-e
  section: 31 U.S.C. §5322(e)
  description: 'Criminal penalties — (e): (e) A person convicted of violating a provision of (or rule issued under)
    the Bank Secrecy Act , as defined in section 6003 of the Anti-Money Laundering Act of 2020, shall— (1) in addition
    to any other fine under this section, be fined in an amount that is equal to the profit gained by such person
    b…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: Bank Secrecy Act (31 U.S.C.) § 5322
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/31/5322
    snapshot_id: 5b7aaba829071569
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:142c262ec36d689d575b68b04e462c30ba1a4f084d5d14d7b0b7188c44d8eaf3
    paragraph_quote: (e) A person convicted of violating a provision of (or rule issued under) the Bank Secrecy
      Act , as defined in section 6003 of the Anti-Money Laundering Act of 2020, shall— (1) in addition to any other
      fine under this section, be fined in an amount that is equal to the profit gained by such person by reason
      of such violation, as determined by the court; and (2) if the person is an individual who was a partner, director,
      officer, or employee of a financial institution at the time the violation occurred, repay to such financial
      institution any bonus paid to the individual during the calendar year in which the violation occurred or the
      calendar year after which the violation occurred. ( Pub. L. 97–258 , Sept. 13, 1982 , 96 Stat. 1000 ; Pub.
      L. 98–473, title II, § 901(b) , Oct. 12, 1984 , 98 Stat. 2135 ; Pub. L. 99–570, title I , §§ 1356(c)(1), 1357(g),
      Oct. 27, 1986 , 100 Stat. 3207–24 , 3207–26; Pub. L. 102–550, title XV, § 1504(d)(2) , Oct. 28, 1992 , 106
      Stat. 4055 ; Pub. L. 103–325, title IV, § 411(c)(1) , Sept. 23, 1994 , 108 Stat. 2253 ; Pub. L. 107–56, title
      III , §§ 353(b), 363(b), Oct. 26, 2001 , 115 Stat. 323 , 332; Pub. L. 116–283, div. F, title LXIII, § 6312(a)
      , title LXIV, § 6403(b)(2), Jan. 1, 2021 , 134 Stat. 4596 , 4623.) Historical and Revision Notes Revised Section
      Source (U.S. Code) Source (Statutes at Large) 5322(a) 31:1058. Oct. 26, 1970 , Pub. L. 91–508 , §§ 205(b)(last
      sentence related to criminal penalties), 209, 210, 84 Stat. 1120 , 1121. 5322(b) 31:1059. 5322(c) 31:1054(b)(last
      sentence related to criminal penalties). In subsections (a) and (b), the words “(except section 5315 of this
      title or a regulation prescribed under section 5315)” are added because 31:1141–1143 was not enacted as part
      of the Currency and Foreign Transactions Reporting Act that is restated in the subchapter. In subsection (a),
      the word “prescribed” is added for consistency. In subsection (b), the words “or a regulation prescribed under
      this subchapter” are added because of the restatement. The words “committed” and “the commission of” are omitted
      as surplus. The words “ United States ” are substituted for “Federal” for consistency in the revised title
      and with other titles of the United States Code. In subsection (c), the words “the purposes of both civil
      and criminal penalties for” are omitted because of the restatement. The word “separate” before “office” is
      omitted as surplus.
    drafter_attestation: Verbatim slice of 31 U.S.C. §5322 subsection (e) from Cornell LII snapshot 5b7aaba829071569;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
