source:
  type: regulation
  id: usda-hb-3555-12.17
  authority: USDA Technical Handbook HB-1-3555 §12.17 — Appraisals
  description: "USDA HB-1-3555 §12.17 (Appraisals). Gap-fill (verbatim). \n"
obligations:
- id: usda-hb-3555-12.17-0
  canonical_id: usda-hb-3555-12.17-0
  section: USDA HB-1-3555 12.17 — Appraisals
  description: '12.17 Appraisals: PRAISALS The fair market value, as determined by a licensed or certified appraiser
    in accordance with regulation 3555.107(d), of the proposed (to-be constructed) subject property will be utilized
    to establish the maximum loan amount.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - usda-hb-3555
  - section-complete
  primary_source:
    tier: 1
    authority: USDA Technical Handbook HB-1-3555 §12.17 — Appraisals
    source_class: usda-handbook-hb-1-3555
    source_url: https://www.rd.usda.gov/resources/directives/handbooks
    snapshot_id: 0466acd1ea2d17a4
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:22ac6f998ff72578e318fca138ebe80fb18ae2fc701eb5936172f1842679a13a
    paragraph_quote: PRAISALS The fair market value, as determined by a licensed or certified appraiser in accordance
      with regulation 3555.107(d), of the proposed (to-be constructed) subject property will be utilized to establish
      the maximum loan amount.
    drafter_attestation: Verbatim from HB-1-3555 §12.17 body (max-gap occurrence), snapshot 0466acd1ea2d17a4; substring-verified.
  judgment: false
