source:
  type: guide
  id: va-m26-7-ch12-t15
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 15 — Water
    Supply and Sanitary Facilities
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 15 — Water
    Supply and Sanitary Facilities.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t15-full
  canonical_id: va-m26-7-ch12-t15-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 15 — Water Supply
    and Sanitary Facilities
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 15 — Water
      Supply and Sanitary Facilities
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '15. Water Supply and Sanitary Facilities Change Date March 28,
      2019 • This chapter has been revised in its entirety. a. Water and Sewer The
      property must have: • a continuous supply of safe and potable water for drinking,
      bathing, showering and sanitary uses, • hot water, • sanitary facilities, and
      • a safe method of sewage disposal. b. Safe Drinking Water Given the importance
      of safe drinking water, appraisers must ensure that accurate water supply information
      is reported in the appraisal and the Staff Appraisal Reviewer (SAR) must condition
      the NOV appropriately. If the appraiser is aware of any issues regarding the
      water supply, the appraiser must comment in the appraisal. c. Market Value Considerations
      Appraisers must comment and adjust for any market reaction discovered as a result
      of water contamination, as well as any environmental stigma. d. Filtration of
      Water Proper mitigation of lead contaminated water must include a central filtering
      system which filters all water that could serve the property’s occupants. When
      public water must be filtered, the requirements for individual water filtering
      under Topic 17, Subsection d of this Chapter including a Veteran’s acknowledgement,
      must be applied. Information about water filtration is available at http://www.nsf.org/newsroom/consumer-guide-to-nsf-
      international-certified-lead-filtration-devices. Continued on next page VA Pamphlet
      26-7, Revised Chapter 12: Minimum Property Requirements 12-21 15. Water Supply
      and Sanitary Facilities, continued e. Individual Water Supply If the property
      has an individual water supply see Topic 17 of this Chapter for additional requirements.
      f. Individual Sewer Supply If the property has an individual sewer supply see
      Topic 18 of this Chapter for additional requirements. g. Connection Mandated
      by a Local Authority If public water or sewer is available and the local authority
      mandates connection, the appraiser must prepare the appraisal “subject to” connection.
      VA Pamphlet 26-7, Revised Chapter 12: Minimum Property Requirements 12-22'
  judgment: false
