source:
  type: guide
  id: fnma-svc-e-4.3-04
  authority: Fannie Mae Servicing Guide E-4.3-04 — Handling Eviction Proceedings
  description: Fannie Mae Servicing Guide E-4.3-04 — Handling Eviction Proceedings.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-4.3-04-full
  canonical_id: fnma-svc-e-4.3-04-full
  section: Fannie Mae Servicing Guide E-4.3-04 — Handling Eviction Proceedings
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-4.3-04 — Handling Eviction Proceedings
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'E-4.3-04, Handling Eviction Proceedings (11/12/2014) Fannie
      Mae will initiate eviction proceedings, and select and monitor the eviction
      attorney in connection with any property for which Fannie Mae has the property
      disposition responsibility. Properties for which Fannie Mae has this responsibility
      include: conventional mortgage loans that Fannie Mae held in its portfolio;
      government mortgage loans that Fannie Mae held in its portfolio and that cannot
      be conveyed to the insurer or guarantor; and government or conventional mortgage
      loans that were part of an MBS pool, including any that had a shared-risk special
      servicing option under which Fannie Mae would be responsible for property disposition
      eﬀorts. The foreclosure law ﬁrm must include certain language in the foreclosure
      complaint, judgment, pleadings, or other documentation in any state or jurisdiction
      in which the inclusion of such language will facilitate or execute the eviction
      process without causing an appreciable delay in the foreclosure. Fannie Mae
      requires the law ﬁrm to do this work as an integral part of the foreclosure
      process without charging an additional fee. Fannie Mae''s designated eviction
      attorney will contact the servicer or the law ﬁrm that handled the foreclosure
      to request any documents needed to initiate the eviction proceedings. The following
      table lists servicer requirements for communicating with Fannie Mae''s eviction
      attorney. ✓ The servicer must... Provide the necessary documentation to ensure
      that the initial “notice to vacate” can be served as soon as possible after
      the date of the property acquisition. Return any documentation the eviction
      attorney subsequently requests as soon as possible, or request that the law
      ﬁrm that handled the foreclosure provide the documents directly to the eviction
      attorney within three business days. Work with the eviction attorney to schedule
      the actual eviction. For any case in which the servicer has the responsibility
      for disposing of an acquired property, the servicer or its Published May 13,
      2026 492 eviction attorney must handle the eviction proceedings. Fannie Mae
      may impose sanctions, including daily compensatory fees, if there are unwarranted
      delays in processing these cases. These cases include the following: government
      mortgage loans that will be conveyed to the insurer or guarantor, and conventional
      mortgage loans that were part of an MBS pool that had a shared-risk special
      servicing option under which the servicer would be responsible for property
      disposition eﬀorts. The following table describes servicer requirements when
      the servicer must retain an attorney to handle eviction proceedings. ✓ The servicer
      must... Contact Fannie Mae''s SF CPM division (see F-4-02, List of Contacts)
      to obtain Fannie Mae''s maximum allowable eviction fees and costs for the particular
      state. Pay the eviction attorney promptly on receipt of a billing for attorney
      fees and eviction costs. File the applicable Statement for Recipients of Miscellaneous
      Income (IRS Form 1099-MISC) with the IRS, at the appropriate time. See C-4.2-01,
      Filing IRS Forms for additional information. File a supplemental claim for any
      eviction fees and costs that are claimable under the MI claim, if applicable.
      Aggressively monitor the eviction attorney to ensure that Fannie Mae promptly
      obtains possession of the property. The servicer may request reimbursement for
      its payment of eviction attorney fees and related costs from Fannie Mae by submitting
      a request for expense reimbursement. The servicer must follow the procedures
      in F-1-05, Expense Reimbursement to do this. Recent Related Announcements There
      are no recently issued Announcements related to this topic. Section E-4.4, Property
      and Flood Insurance Coverage Requirements Published May 13, 2026 493'
  judgment: false
