source:
  type: guide
  id: hud-4000-1-ii-b-required-analysis-and-reporting-2
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Analysis and Reporting (09/09/2019)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Analysis and Reporting (09/09/2019).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-b-required-analysis-and-reporting-2-full
  canonical_id: hud-4000-1-ii-b-required-analysis-and-reporting-2-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
    Analysis and Reporting (09/09/2019)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Required
      Analysis and Reporting (09/09/2019)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Required Analysis and Reporting (09/09/2019) The Appraiser
      must include all components of the real estate in the analysis. The Appraiser
      must not include business valuation or the value of Personal Property or business
      fixtures in the appraisal. The Appraiser must provide measurements and calculations
      of the building area on the building sketch to show what portion of the Property
      is allocated to residential use, and what portion is allocated to nonresidential
      use. The Appraiser must provide a statement as to whether the commercial use
      will or will not affect the health and safety of the occupants of the residential
      Property. II. ORIGINATION THROUGH POST-CLOSING/ENDORSEMENT E. Title I Insured
      Programs 1. Direct and Dealer Loan Process for Property Improvement Loan Program
      Handbook 4000.1 877 Last Revised: 11/26/2025 E. TITLE I INSURED PROGRAMS 1.
      Direct and Dealer Loan Process for Property Improvement Loan Program Loans insured
      under FHA’s Property Improvement Loan program are categorized by either of two
      origination processes: Direct Loans or Dealer Loans. A Dealer refers to, in
      the case of Property Improvement Loans, a seller, contractor, or supplier of
      goods or services. A Dealer can be used in either the Direct Loan or Dealer
      Loan processes.'
  judgment: false
