source:
  type: regulation
  id: reg-p-1016.16
  authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.16
    — Protection of Fair Credit Reporting Act
  description: '12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB), §1016.16
    Protection of Fair Credit Reporting Act. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: reg-p-1016.16-full
  canonical_id: reg-p-1016.16-full
  section: 12 CFR §1016.16
  description: '&#xA7; 1016.16 Protection of Fair Credit Reporting Act. Nothing in this part shall be
    construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act (15 U.S.C.
    1681 et seq. ), and no inference shall be drawn on the basis of the provisions of this part regarding
    whether infor…'
  type: do
  tags:
  - regulator-direct
  - section-complete
  - ecfr-xml
  primary_source:
    tier: 1
    authority: 12 CFR Part 1016 — Regulation P (Privacy of Consumer Financial Information, CFPB) § 1016.16
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-X/subchapter-B/part-1016
    snapshot_id: 05288dc52a04b880
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:16341d532f1fa5fcbfb23a26db63b530e31a62f6ceb89d6fee9baf56af6401c3
    paragraph_quote: '&#xA7; 1016.16 Protection of Fair Credit Reporting Act. Nothing in this part shall
      be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act (15 U.S.C.
      1681 et seq. ), and no inference shall be drawn on the basis of the provisions of this part regarding
      whether information is transaction or experience information under section 603 of that Act.'
    drafter_attestation: Verbatim subsection of CFR §1016.16 from eCFR snapshot 05288dc52a04b880; section-bounded
      by § markers; substring-verified.
  judgment: false
