source:
  type: guide
  id: fnma-svc-e-2.3-02
  authority: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional
    Interests in a Security Property
  description: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional
    Interests in a Security Property.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-2.3-02-full
  canonical_id: fnma-svc-e-2.3-02-full
  section: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional
    Interests in a Security Property
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional
      Interests in a Security Property
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: E-2.3-02, Addressing Individuals with Fractional Interests in
      a Security Property (11/12/2014) When it appears that a fractional interest
      in a property has been conveyed and a petition for bankruptcy ﬁled solely for
      the purpose of delaying foreclosure proceedings, the servicer must ensure the
      law ﬁrm prepares a Motion for Relief from Automatic Stay pursuant to Section
      362(d)(4), if appropriate. Any orders obtained must be immediately recorded
      in compliance with applicable state laws governing notices or interests or liens
      in real property so they will be binding in future cases involving the same
      property for a two-year period. Recent Related Announcements There are no recently
      issued Announcements related to this topic. Published May 13, 2026 432
  judgment: false
