source:
  type: guide
  id: hud-4000-1-ii-b-intended-use-and-intended-users-of-appraisal
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Intended
    Use and Intended Users of Appraisal (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Intended
    Use and Intended Users of Appraisal (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-b-intended-use-and-intended-users-of-appraisal-full
  canonical_id: hud-4000-1-ii-b-intended-use-and-intended-users-of-appraisal-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Intended
    Use and Intended Users of Appraisal (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Intended
      Use and Intended Users of Appraisal (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'b. Intended Use and Intended Users of Appraisal (09/14/2015)
      The intended use of the appraisal is solely to assist FHA in assessing the risk
      of the Property securing the FHA-insured Mortgage (24 CFR § 200.145(b)). FHA
      and the Mortgagee are the intended users of the appraisal report. The FHA Appraiser
      does not guarantee that the Property is free from defects. The appraisal establishes
      the value of the Property for mortgage insurance purposes only. II. ORIGINATION
      THROUGH POST-CLOSING/ENDORSEMENT D. Appraiser and Property Requirements for
      Title II Forward and Reverse Mortgages 4. Valuation and Reporting Protocols
      Handbook 4000.1 842 Last Revised: 11/26/2025'
  judgment: false
