source:
  type: guide
  id: hud-4000-1-v-a-purpose-of-quality-control-program
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Purpose
    of Quality Control Program (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Purpose
    of Quality Control Program (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-a-purpose-of-quality-control-program-full
  canonical_id: hud-4000-1-v-a-purpose-of-quality-control-program-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Purpose of
    Quality Control Program (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — a. Purpose
      of Quality Control Program (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'a. Purpose of Quality Control Program (09/14/2015) Quality Control
      (QC) Programs must be designed to: • ensure compliance with FHA and Mortgagee
      policy and guidelines related to FHA Loan Administration; • protect FHA and
      the Mortgagee from unacceptable risk; • guard against errors, omissions, negligence,
      and fraud from those involved in the Mortgagee’s Loan Administration; • determine
      the root cause of any deficiencies and identify potential internal and external
      control weaknesses; • alert Mortgagee management to patterns of deficiencies
      with respect to mortgage process and personnel; • ensure timely and appropriate
      corrective action; • ensure the existence of required documentation (e.g., credit,
      loan, and appraisal information) that is the basis of underwriting and servicing
      decisions; • ensure Mortgages are secured by properties with values sufficient
      to support the Mortgage; and • ensure compliance with fair lending laws, including
      the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). V. QUALITY
      CONTROL, OVERSIGHT, AND COMPLIANCE A. Quality Control of Lenders and Mortgagees
      1. Quality Control Program Overview Handbook 4000.1 1693 Last Revised: 11/26/2025'
  judgment: false
