source:
  type: guide
  id: fhlmc-6302.7
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.7 — Loan
    data required for ARMs
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.7 — Loan
    data required for ARMs.
  coverage_tier: operative
obligations:
- id: fhlmc-6302.7-full
  canonical_id: fhlmc-6302.7-full
  section: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.7 — Loan data
    required for ARMs
  type: do
  tags:
  - regulator-direct
  - fhlmc
  - freddie-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 6302.7 — Loan
      data required for ARMs
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci-guide
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-05-23T00:27:40Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '6302.7: Loan data required for ARMs (05/04/26) ■ General requirements
      ■ Data delivery instructions ■ Delivery programs ■ Additional requirements for
      WAC ARM Guarantor Contracts ■ Pooling requirements for WAC ARM PCs (a) General
      requirements Refer to Chapter 4401 for special eligibility requirements for
      ARMs. Refer to Exhibit 17S, Available Mortgage Products, for more information
      about eligibility requirements for ARM products sold under ARM Cash and the
      WAC ARM Guarantor program. (b) Data delivery instructions For ARMs, the Seller
      must deliver the following ULDD Data Points: Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-44 Loan Data Required for ARMs Sort
      ID ULDD Data Point Valid Value Notes LOAN – Closing1 → Product Details 138 Loan
      Amortization Type3 Adjustable Rate Enter “Adjustable Rate” for an ARM. → Note
      Details 321 Note Rate Percent 272 Scheduled First Payment Due Date Must occur
      on the first day of the month. → ARM Details 236 Initial Fixed Period Effective
      Months Count The related Glossary term is Initial Period. 115 First Rate Change
      Payment Effective Date Must occur on the first day of the month following each
      Interest Change Date. The related Glossary term is Payment Change Date. 110/111
      Index Source Type/Index Source Type Other Description (In Loan Selling Advisor®
      this appears as “Index Source Type”) ▪ Other – 30-day Average SOFR Enter “30DayAverageSOFR”
      for SOFR-indexed ARMs. 312 Disclosed Index Rate Percent Enter the value of the
      index (Sort ID 110 – “Index Source Type”) used to generate the Settlement/Closing
      Disclosure Statement. Enter the value of the index used to calculate the initial
      Note Rate for an ARM (not taking into account any discounts or premiums). This
      is the value of the index in effect the day the Settlement/Closing Disclosure
      Statement provided to the Borrower was prepared. 113 Interest And Payment Adjustment
      Index Lead Days Count 45 Enter the number of days preceding the “Per Change
      Rate Adjustment Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302
      As of 05/06/26 Page 6302-45 Loan Data Required for ARMs Sort ID ULDD Data Point
      Valid Value Notes Effective Date” (Interest Change Date). The related Glossary
      term is Lookback Period. 119 Margin Rate Percent The related Glossary term is
      Margin. 114 Ceiling Rate Percent Enter the sum of the Note Rate at origination
      plus the Life Cap. The related Glossary term is Lifetime Ceiling. 116 Floor
      Rate Percent If a Lifetime Floor is stated in the Note, the Seller is encouraged
      to deliver this ULDD Data Point. The Lifetime Floor must equal the Margin. For
      ARMs with Note Dates on or after October 1, 2016, if the Seller does not deliver
      this ULDD Data Point Freddie Mac will populate this ULDD Data Point with the
      Margin that the Seller delivers in the ULDD Data Point Margin Rate Percent (Sort
      ID 119). The related Glossary term is Lifetime Floor. 118 Interest Rate Rounding
      Type Nearest Enter if interest rate rounding is specified in the Note. 117 Interest
      Rate Rounding Percent 0.125 The value for interest rate rounding is “0.125.”
      →→ First Adjustment 120 Adjustment Rule Type2 First Use to describe the initial
      adjustment structure and caps. 124 Per Change Rate Adjustment Frequency Months
      Count Enter the number of months between the initial rate adjustment and the
      second rate adjustment. Freddie Mac Single-Family Seller/Servicer Guide Chapter
      6302 As of 05/06/26 Page 6302-46 Loan Data Required for ARMs Sort ID ULDD Data
      Point Valid Value Notes 123 Per Change Rate Adjustment Effective Date (In Loan
      Selling Advisor®, this appears as “First Rate Adjustment Effective Date.”) The
      related Glossary term is Interest Change Date. 122 Per Change Maximum Increase
      Rate Percent Enter the Initial Cap. 121 Per Change Maximum Decrease Rate Percent
      Enter the Initial Cap if it exists. →→Subsequent Adjustment 120 Adjustment Rule
      Type2 Subsequent Use to identify the periodic adjustment structure and caps.
      124 Per Change Rate Adjustment Frequency Months Count Enter the number of months
      between the second rate adjustment and the third rate adjustment. 123 Per Change
      Rate Adjustment Effective Date (In Loan Selling Advisor, this appears as “Subsequent
      Rate Adjustment Effective Date.”) Enter the second (first periodic) Interest
      Change Date. 122 Per Change Maximum Increase Rate Percent Enter the Periodic
      Cap. 121 Per Change Maximum Decrease Rate Percent Enter the Periodic Cap if
      it exists. LOAN – Current → ARM Details 355 Next Rate Adjustment Effective Date
      Enter the next Interest Change Date occurring after the Mortgage is delivered
      to Freddie Mac. The related Glossary term is Interest Change Date. 436 Principal
      And Interest Payment Amount Enter the value as of the Funding Date. 395 Current
      Interest Rate Percent Enter the value as of the Funding Date. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-47 1 For Construction
      to Permanent Mortgages or Renovation Mortgages, enter data in the “Modification”
      section of Loan Selling Advisor. 2 This data point name does not appear as a
      Loan Selling Advisor input field, but instead is reflected in a screen heading
      or section. 3 This data point must be populated to save the file in Loan Selling
      Advisor. (c) Delivery programs ARMs may be sold only under the following: ■
      ARM Cash ■ WAC ARM Guarantor (d) Additional requirements for WAC ARM Guarantor
      Contracts Refer to Sections 6201.1(d) and 6204.1(a) for eligible ARM products
      that may be sold under the WAC ARM Guarantor program. Refer to Chapter 6201
      for specific requirements for selling ARMs under the WAC ARM Guarantor program.
      (e) Pooling requirements for WAC ARM PCs Refer to Chapter 6202 for pooling requirements
      for ARMs under the WAC ARM Guarantor program. 6302.8: Property data required
      for all Mortgages (02/04/26) Refer to Bulletins 2025-7 and 2025-10, which announced
      the policy requirements for Uniform Appraisal Dataset (UAD) 3.6. Sellers may
      submit to the Uniform Collateral Data Portal® appraisal reports that use UAD
      3.6 before the mandatory effective May 3, 2027 version of this section. ■ Property
      data for all Mortgages ■ Data for Investment Property Mortgages ■ Data required
      when an appraisal is obtained in connection with valuing the Mortgaged Premises
      ■ Data if appraisal is signed by supervisor (a) Property data for all Mortgages
      Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26
      Page 6302-48 To describe the Mortgaged Premises that secure Mortgages sold to
      Freddie Mac, the Seller must deliver the following ULDD Data Points: Property
      Data Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes PROPERTY
      →Subject Property Address 10 Address Line Text (In Loan Selling Advisor®, this
      appears as “Street Address.”) Enter the complete street address for the property.
      If the Address Unit Identifier is not provided, enter the unit number preceded
      by any United States Postal Service (USPS) address unit designator (e.g., apartment,
      suite or unit) if applicable. 13 Address Unit Identifier Enter if the unit number
      has not been included in the Address Line Text. Do not include the address unit
      designator (e.g., apartment, suite or unit). 14 City Name 18 State Code1 Enter
      the state abbreviation maintained by the USPS. Refer to USPS (Publication 28
      – Postal Addressing Standards) for guidance about state codes. 16 Postal Code1
      →Property Details 63 Property Estate Type ▪ Fee Simple ▪ Leasehold 69 Property
      Usage Type ▪ Investment ▪ Primary Residence ▪ Second Home Enter “Primary Residence”
      when a valid value of “D76” is used for Sort ID 368-Investor Feature Identifier
      (IFI). 50 Attachment Type Used to describe an individual dwelling. Enter “Attached”
      if the dwelling unit has a common wall or other direct physical connection with
      another dwelling unit, and the appraisal or other property Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-49 Property Data
      Required for All Mortgages Sort ID ULDD Data Point Valid Value Notes ▪ Attached
      ▪ Detached ▪ Semi Detached valuation method does not indicate “Semi Detached.”
      Enter “Detached” if the dwelling unit has no common wall nor any other direct
      physical connection with another dwelling unit. Enter “Semi Detached” if the
      dwelling unit is an end unit or one of a pair of houses built side-by- side
      sharing a common wall, such as a duplex. The difference between this ULDD Data
      Point and Project Attachment Type (Sort ID 41) in Section 6302.20 is that this
      ULDD Data Point is used to describe if the dwelling is attached to any adjacent
      dwellings. Project Attachment Type is used to describe if the units in the project
      are attached to each other. 67 Property Structure Built Year Enter the year
      the property was built from the appraisal. Enter “9999” if Home Value Explorer®
      (HVE®) was used to value the subject property. Leave blank or enter “9999” if
      the Seller accepts automated collateral evaluation (ACE). 57 Financed Unit Count1
      ▪ 1 ▪ 2 ▪ 3 ▪ 4 24 Special Flood Hazard Area Indicator ▪ false ▪ true Enter
      “true” if the flood zone designated on Federal Emergency Management Agency (FEMA)
      Standard Flood Hazard Determination Form contains the letter “A” or “V” and
      the property has no applicable FEMA Letter of Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-50 Property Data Required for All
      Mortgages Sort ID ULDD Data Point Valid Value Notes Map Revision (LOMR), FEMA
      Letter of Determination Review (LODR) or FEMA Letter of Map Amendment (LOMA).
      Enter “false” if the only structure on the Mortgaged Premises in the Special
      Flood Hazard Area is detached from the primary residential structure and does
      not serve as a residence. 77 Bedroom Count If the subject property was valued
      by a “Full Appraisal” or “Hybrid Appraisal”: For two- to four-unit properties,
      enter the number of bedrooms for each dwelling unit, including both above and
      below-grade bedrooms. Enter “0” if the unit is a studio/efficiency. Leave blank
      if HVE was used to value the subject property. 78 Property Dwelling Unit Eligible
      Rent Amount If the subject property was valued by a “Full Appraisal” or “Hybrid
      Appraisal”: For two-to four-unit properties, enter the gross monthly rental
      income for each non-owner occupied dwelling unit as indicated on the signed
      lease(s) for the Mortgaged Premises. If there is no active lease for a unit,
      or the Borrower rents the unit to a family member, enter the gross monthly rental
      income as estimated on the applicable appraisal report or addenda. 65 Property
      Flood Insurance Indicator ▪ false ▪ true Enter “true” if there is flood insurance
      coverage. Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302 As of
      05/06/26 Page 6302-51 Property Data Required for All Mortgages Sort ID ULDD
      Data Point Valid Value Notes 49 PUD Indicator ▪ false ▪ true Enter “true” if
      the Mortgaged Premises is located in a Planned Unit Development (PUD). The related
      Glossary term is Planned Unit Development. →Appraisal/Property Valuation Details
      89/90 Property Valuation Method Type/Property Valuation Method Type Other Description
      (In Loan Selling Advisor, this appears as “Property Valuation Method Type.”)
      ▪ Automated Valuation Model ▪ Desktop Appraisal ▪ Drive By ▪ Full Appraisal
      ▪ None ▪ Other – Desk Review ▪ Other – Field Review ▪ Other – Hybrid Appraisal
      Enter the Property Valuation Method Type for the method that yielded the value
      used to calculate the loan-to-value (LTV) ratio for the delivered loan. Enter
      “Automated Valuation Model” for Home Value Explorer (HVE). Enter “Desktop Appraisal”
      if FRE 70D/FNM 1004 Desktop - Uniform Residential Appraisal Report (Desktop)
      was used to value the subject property. Enter “Drive By” if an exterior- only
      appraisal was used to value the subject property. Enter “Full Appraisal” if
      an interior and exterior inspection appraisal was used to value the subject
      property. Enter “None” if ACE or ACE+ PDR was used to originate the Mortgage.
      Enter “Other – Desk Review” if a desk review was used to value the subject property.
      Enter “Other – Field Review” if a field review was used to value the subject
      property. Enter “Other – Hybrid Appraisal” if FRE 70H/FNM 1004 Hybrid – Uniform
      Residential Appraisal Freddie Mac Single-Family Seller/Servicer Guide Chapter
      6302 As of 05/06/26 Page 6302-52 Property Data Required for All Mortgages Sort
      ID ULDD Data Point Valid Value Notes Report (Hybrid) or FRE 465H/FNM 1073 Hybrid
      – Individual Condominium Unit Appraisal Report (Hybrid) was used to value the
      subject property. 85/86 Property Valuation Form Type / Property Valuation Form
      Type Other Description (In Loan Selling Advisor® this appears as “Property Valuation
      Form Type.”) ▪ Appraisal Update and/or Completion Report ▪ Exterior Only Inspection
      Individual Condominium Unit Appraisal Report ▪ Exterior Only Inspection Residential
      Appraisal Report ▪ Individual Condominium Unit Appraisal Report ▪ Manufactured
      Home Appraisal Report ▪ One Unit Residential Appraisal Field Review Report ▪
      Other – One Unit Residential Appraisal Desk Review Report ▪ Small Residential
      Income Property Appraisal Report ▪ Two To Four Unit Residential Appraisal ▪
      Uniform Residential Appraisal Report For appraisals using UAD 3.6, Sort ID 85-Property
      Valuation Form Type is no longer collected. Enter the name of the property valuation
      form used to provide the property value upon which the loan underwriting decision
      was based, according to Section 5604.2. The form numbers for the valid values
      are: ▪ FRE 70/FNM 1004 – Uniform Residential Appraisal Report ❑ If FRE 70D/FNM
      1004 Desktop – Uniform Residential Appraisal Report (Desktop) was used, enter
      “Uniform Residential Appraisal Report” ❑ If FRE 70H/FNM 1004 Hybrid – Uniform
      Residential Appraisal Report (Hybrid) was used, enter “Uniform Residential Appraisal
      Report” ▪ FRE 70B/FNM 1004C – Manufactured Home Appraisal Report ▪ FRE 72/FNM
      1025 – Small Residential Income Property Appraisal Report ▪ FRE 442/FNM 1004D
      – Appraisal Update and/or Completion Report ▪ FRE 465/ FNM 1073 – Individual
      Condominium Unit Appraisal Report ❑ If FRE 465H/FNM 1073 Hybrid – Individual
      Condominium Unit Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302
      As of 05/06/26 Page 6302-53 Property Data Required for All Mortgages Sort ID
      ULDD Data Point Valid Value Notes Appraisal Report (Hybrid) was used, enter
      “Individual Condominium Unit Appraisal Report” ▪ FRE 466/FNM 1075 – Exterior
      Only Inspection Individual Condominium Unit Appraisal Report ▪ FRE 1032/ FNM
      2000 – One Unit Residential Appraisal Field Review Report ▪ FRE 1033 – One Unit
      Residential Appraisal Desk Review Report ▪ FRE 1072/FNM 2000A – Two To Four
      Unit Residential Appraisal Field Review Report ▪ FRE 2055/FNM 2055 – Exterior
      Only Inspection Residential Appraisal Report 83 Property Valuation Amount If
      an appraisal has been obtained, enter the appraised value. If ACE or ACE+ PDR
      was offered and accepted by the Seller, enter the Purchase Price for a purchase
      transaction or the estimated value used to underwrite the loan for a refinance
      transaction. Round down to the nearest whole number. 84 Property Valuation Effective
      Date For Mortgages with appraisals, enter the effective date of the most recent
      appraisal. For Mortgages using any other property valuation type, enter the
      effective date on the most recent inspection, LP Feedback Certificate or estimate.
      →Construction Details Freddie Mac Single-Family Seller/Servicer Guide Chapter
      6302 As of 05/06/26 Page 6302-54 Property Data Required for All Mortgages Sort
      ID ULDD Data Point Valid Value Notes 51/52 Construction Method Type / Construction
      Method Type Other Description (In Loan Selling Advisor® this appears as “Construction
      Method Type”) ▪ Manufactured ▪ Other – Container ▪ Other – Three Dimensional
      Printing Technology ▪ Site Built Enter “Manufactured” for Manufactured Homes.
      Enter “Site Built” for homes built on site and modular homes, panelized housing,
      or other types of factory-built housing, unless the home is a container home
      or the home was built with three- dimensional printing technology. LOAN – Current
      → Product Details 368 Investor Feature Identifier D76 Enter this value for Borrowers
      that meet the requirements in Section 4201.11 for Primary Residence for active-duty
      military Borrowers. 368 Investor Feature Identifier J66 Enter this value for
      Mortgages with rental income from an ADU on a Primary Residence, as described
      in Section 5306.1(g). 1 This data point must be populated to save the file in
      Loan Selling Advisor. (b) Data for Investment Property Mortgages For all Investment
      Property Mortgages for which an appraisal was performed, the Seller must deliver
      the following ULDD Data Points: Data Required for Investment Property Mortgages
      Sort ID ULDD Data Point Valid Value Notes PROPERTY → Property Details 69 Property
      Usage Type Investment 77 Bedroom Count If the subject property was valued by
      a “Full Appraisal” or “Hybrid Appraisal”: Enter the number of bedrooms for each
      dwelling unit. For one-unit properties, include only above-grade bedrooms. For
      two- to four- unit properties, include both Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-55 Data Required for Investment
      Property Mortgages Sort ID ULDD Data Point Valid Value Notes above and below-grade
      bedrooms. Enter “0” if the unit is a studio/efficiency. Leave blank if HVE was
      used to value the subject property. 78 Property Dwelling Unit Eligible Rent
      Amount If the subject property was valued by a “Full Appraisal” or “Hybrid Appraisal”:
      Enter the gross monthly rental income for each unit as indicated on the signed
      lease(s) for the Mortgaged Premises. If there is no active lease for a unit,
      or the Borrower rents the unit to a family member, enter the gross monthly rental
      income as estimated on the applicable appraisal report or addenda. (c) Data
      required when an appraisal is obtained in connection with valuing the Mortgaged
      Premises When an appraisal is used to value the Mortgaged Premises, the Seller
      must deliver the following ULDD Data Points: Data Required when an Appraisal
      was used to Value the Subject Property Sort ID ULDD Data Point Valid Value Notes
      PROPERTY → Appraisal Details 89/90 Property Valuation Method Type/Property Valuation
      Method Type Other Description (In Loan Selling Advisor, this appears as Property
      Valuation Method Type.) ▪ Desktop Appraisal ▪ Drive By ▪ Full Appraisal ▪ Other
      – Desk Review ▪ Other – Field Review Enter “Desktop Appraisal” if a desktop
      appraisal was used to value the subject property. Enter “Drive By” if an exterior-
      only appraisal was used to value the subject property. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-56 Data Required
      when an Appraisal was used to Value the Subject Property Sort ID ULDD Data Point
      Valid Value Notes ▪ Other – Hybrid Appraisal Enter “Full Appraisal” if an interior
      and exterior inspection appraisal was used to value the subject property. Enter
      “Other – Desk Review” if a desk review was used to value the subject property.
      Enter “Other – Field Review” if a field review was used to value the subject
      property. Enter “Other - Hybrid Appraisal” if an interior and exterior inspection
      appraisal was used. 82 Appraisal Identifier For conventional Mortgages only,
      enter the “Document File Identifier” assigned to the appraisal by the Uniform
      Collateral Data Portal® (UCDP®). The Document File Identifier assigned by the
      UCDP must be entered even if the appraisal value used to calculate the LTV ratio
      was determined using a subsequent appraisal review on a form not required to
      be submitted to the UCDP. PARTY → Appraiser Details 528 Party Role Type1 Appraiser
      525 Appraiser License Identifier Enter the state license number of the appraiser
      who completed the final estimate of value. ■ When the appraiser is a trainee
      and: ❑ Has a license identifier, deliver the trainee’s license identifier ❑
      Does not have a license identifier, deliver the word “trainee” Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-57 Data Required
      when an Appraisal was used to Value the Subject Property Sort ID ULDD Data Point
      Valid Value Notes ■ When the appraiser is not a trainee and there is no supervisory
      appraiser, deliver the Appraiser License Identifier 1 This data point name does
      not appear as a Loan Selling Advisor input field, but instead is reflected in
      a screen heading or section. (d) Data if appraisal is signed by supervisor When
      the appraisal is signed by the appraiser’s supervisor, the Seller must deliver
      the following ULDD Data Points: Data Required when the Appraisal was Signed
      by a Supervisor Sort ID ULDD Data Point Valid Value Notes PARTY → Appraiser
      Details 537 Party Role Type1 Appraiser Supervisor 534 Appraiser License Identifier
      (In Loan Selling Advisor, this appears as “Appraiser Supervisor Identifier.”)
      Enter the state license number of the supervisor who signed the appraisal. ■
      When Sort ID 528, Party Role Type “Appraiser,” is a trainee, always deliver
      the Appraiser Supervisor Identifier, whether or not the appraiser supervisor
      signed the appraisal AND whether or not the appraiser trainee has a license
      identifier ■ When the appraiser is not a trainee and there is no supervisory
      appraiser, leave the field blank (do not make any entry such as N/A or none)
      1 This data point name does not appear as a Loan Selling Advisor input field,
      but instead is reflected in a screen heading or section. 6302.8: Property data
      required for all Mortgages (Future effective date 05/03/27) Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-58 ■ Property data
      for all Mortgages ■ Data for Investment Property Mortgages ■ Data required when
      an appraisal is obtained in connection with valuing the Mortgaged Premises ■
      Data if appraisal is signed by supervisor (a) Property data for all Mortgages
      To describe the Mortgaged Premises that secure Mortgages sold to Freddie Mac,
      the Seller must deliver the following ULDD Data Points: Property Data Required
      for All Mortgages Sort ID ULDD Data Point Valid Value Notes PROPERTY →Subject
      Property Address 10 Address Line Text (In Loan Selling Advisor®, this appears
      as “Street Address.”) Enter the complete street address for the property. If
      the Address Unit Identifier is not provided, enter the unit number preceded
      by any United States Postal Service (USPS) address unit designator (e.g., apartment,
      suite or unit) if applicable. 13 Address Unit Identifier Enter if the unit number
      has not been included in the Address Line Text. Do not include the address unit
      designator (e.g., apartment, suite or unit). 14 City Name 18 State Code1 Enter
      the state abbreviation maintained by the USPS. Refer to USPS (Publication 28
      – Postal Addressing Standards) for guidance about state codes. 16 Postal Code1
      →Property Details 63 Property Estate Type ▪ Fee Simple ▪ Leasehold Freddie Mac
      Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-59
      Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value
      Notes 69 Property Usage Type ▪ Investment ▪ Primary Residence ▪ Second Home
      Enter “Primary Residence” when a valid value of “D76” is used for Sort ID 368-Investor
      Feature Identifier (IFI). 50 Attachment Type ▪ Attached ▪ Detached ▪ Semi Detached
      Used to describe an individual dwelling. Enter “Attached” if the dwelling unit
      has a common wall or other direct physical connection with another dwelling
      unit, and the appraisal or other property valuation method does not indicate
      “Semi Detached.” Enter “Detached” if the dwelling unit has no common wall nor
      any other direct physical connection with another dwelling unit. Enter “Semi
      Detached” if the dwelling unit is an end unit or one of a pair of houses built
      side-by- side sharing a common wall, such as a duplex. The difference between
      this ULDD Data Point and Project Attachment Type (Sort ID 41) in Section 6302.20
      is that this ULDD Data Point is used to describe if the dwelling is attached
      to any adjacent dwellings. Project Attachment Type is used to describe if the
      units in the project are attached to each other. 67 Property Structure Built
      Year Enter the year the property was built from the appraisal. Enter “9999”
      if Home Value Explorer® (HVE®) was used to value the subject property. Freddie
      Mac Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-60
      Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value
      Notes Leave blank or enter “9999” if the Seller accepts automated collateral
      evaluation (ACE). 57 Financed Unit Count1 ▪ 1 ▪ 2 ▪ 3 ▪ 4 24 Special Flood Hazard
      Area Indicator ▪ false ▪ true Enter “true” if the flood zone designated on Federal
      Emergency Management Agency (FEMA) Standard Flood Hazard Determination Form
      contains the letter “A” or “V” and the property has no applicable FEMA Letter
      of Map Revision (LOMR), FEMA Letter of Determination Review (LODR) or FEMA Letter
      of Map Amendment (LOMA). Enter “false” if the only structure on the Mortgaged
      Premises in the Special Flood Hazard Area is detached from the primary residential
      structure and does not serve as a residence. 77 Bedroom Count If the subject
      property was valued by a Traditional Appraisal Report or Hybrid Appraisal Report:
      For two- to four-unit properties, enter the number of bedrooms for each dwelling
      unit, including both above and below-grade bedrooms. Enter “0” if the unit is
      a studio/efficiency. Leave blank if HVE was used to value the subject property.
      78 Property Dwelling Unit Eligible Rent Amount If the subject property was valued
      by a Traditional Appraisal Report or Hybrid Appraisal Report: For two-to four-unit
      properties, enter the gross monthly rental Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-61 Property Data Required for All
      Mortgages Sort ID ULDD Data Point Valid Value Notes income for each non-owner
      occupied dwelling unit as indicated on the signed lease(s) for the Mortgaged
      Premises. If there is no active lease for a unit, or the Borrower rents the
      unit to a family member, enter the gross monthly rental income as estimated
      on the applicable appraisal report or addenda. 65 Property Flood Insurance Indicator
      ▪ false ▪ true Enter “true” if there is flood insurance coverage. 49 PUD Indicator
      ▪ false ▪ true Enter “true” if the Mortgaged Premises is located in a Planned
      Unit Development (PUD). The related Glossary term is Planned Unit Development.
      →Appraisal/Property Valuation Details 89/90 Property Valuation Method Type/Property
      Valuation Method Type Other Description (In Loan Selling Advisor, this appears
      as “Property Valuation Method Type.”) ▪ Automated Valuation Model ▪ Desktop
      Appraisal ▪ Drive By ▪ Full Appraisal ▪ None ▪ Other – Desk Review ▪ Other –
      Field Review ▪ Other – Hybrid Appraisal Enter the Property Valuation Method
      Type for the method that yielded the value used to calculate the loan-to-value
      (LTV) ratio for the delivered loan. Enter “Automated Valuation Model” for Home
      Value Explorer (HVE). Enter “Desktop Appraisal” if a Desktop Appraisal Report
      was used to value the subject property. Enter “Drive By” if an Exterior Appraisal
      Report was used to value the subject property. Enter “Full Appraisal” if a Traditional
      Appraisal Report was used to value the subject property. Enter “None” if ACE
      or ACE+ PDR was used to originate the Mortgage. Freddie Mac Single-Family Seller/Servicer
      Guide Chapter 6302 As of 05/06/26 Page 6302-62 Property Data Required for All
      Mortgages Sort ID ULDD Data Point Valid Value Notes Enter “Other – Desk Review”
      if a desk review was used to value the subject property. Enter “Other – Field
      Review” if a field review was used to value the subject property. Enter “Other
      – Hybrid Appraisal” if a Hybrid Appraisal Report was used to value the subject
      property. 85/86 Property Valuation Form Type / Property Valuation Form Type
      Other Description (In Loan Selling Advisor® this appears as “Property Valuation
      Form Type.”) ▪ One Unit Residential Appraisal Field Review Report ▪ Other –
      One Unit Residential Appraisal Desk Review Report ▪ Two To Four Unit Residential
      Appraisal For appraisals using UAD 3.6, Sort ID 85-Property Valuation Form Type
      is no longer collected. Enter the name of the property valuation form used to
      provide the property value upon which the loan underwriting decision was based,
      according to Section 5604.2. The form numbers for the valid values are: ▪ FRE
      1032/ FNM 2000 – One Unit Residential Appraisal Field Review Report ▪ FRE 1033
      – One Unit Residential Appraisal Desk Review Report ▪ FRE 1072/FNM 2000A – Two
      To Four Unit Residential Appraisal Field Review Report The title of the document
      in Loan Selling Advisor appears as TwoToFourUnitResidentialAppra isal. 83 Property
      Valuation Amount If an appraisal has been obtained, enter the appraised value.
      If ACE or ACE+ PDR was offered and accepted by the Seller, enter the Purchase
      Price for a purchase transaction or the estimated value used to Freddie Mac
      Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-63
      Property Data Required for All Mortgages Sort ID ULDD Data Point Valid Value
      Notes underwrite the loan for a refinance transaction. Round down to the nearest
      whole number. 84 Property Valuation Effective Date For Mortgages with appraisals,
      enter the effective date of the most recent appraisal. For Mortgages using any
      other property valuation type, enter the effective date on the most recent inspection,
      LP Feedback Certificate or estimate. →→Construction Details 51/52 Construction
      Method Type / Construction Method Type Other Description (In Loan Selling Advisor®
      this appears as “Construction Method Type”) ▪ Manufactured ▪ Other – Container
      ▪ Other – Three Dimensional Printing Technology ▪ Site Built Enter “Manufactured”
      for Manufactured Homes. Enter “Site Built” for homes built on site and modular
      homes, panelized housing, or other types of factory-built housing, unless the
      home is a container home or the home was built with three- dimensional printing
      technology. LOAN – Current → Product Details 368 Investor Feature Identifier
      D76 Enter this value for Borrowers that meet the requirements in Section 4201.11
      for Primary Residence for active-duty military Borrowers. 368 Investor Feature
      Identifier J66 Enter this value for Mortgages with rental income from an ADU
      on a Primary Residence, as described in Section 5306.1(g). 1 This data point
      must be populated to save the file in Loan Selling Advisor. (b) Data for Investment
      Property Mortgages For all Investment Property Mortgages for which an appraisal
      was performed, the Seller must deliver the following ULDD Data Points: Freddie
      Mac Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-64
      Data Required for Investment Property Mortgages Sort ID ULDD Data Point Valid
      Value Notes PROPERTY → Property Details 69 Property Usage Type Investment 77
      Bedroom Count If the subject property was valued by a Traditional Appraisal
      Report or Hybrid Appraisal Report: Enter the number of bedrooms for each dwelling
      unit. For one-unit properties, include only above-grade bedrooms. For two- to
      four- unit properties, include both above and below-grade bedrooms. Enter “0”
      if the unit is a studio/efficiency. Leave blank if HVE was used to value the
      subject property. 78 Property Dwelling Unit Eligible Rent Amount If the subject
      property was valued by a Traditional Appraisal Report or Hybrid Appraisal Report:
      Enter the gross monthly rental income for each unit as indicated on the signed
      lease(s) for the Mortgaged Premises. If there is no active lease for a unit,
      or the Borrower rents the unit to a family member, enter the gross monthly rental
      income as estimated on the applicable appraisal report or addenda. Freddie Mac
      Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-65
      (c) Data required when an appraisal is obtained in connection with valuing the
      Mortgaged Premises When an appraisal is used to value the Mortgaged Premises,
      the Seller must deliver the following ULDD Data Points: Data Required when an
      Appraisal was used to Value the Subject Property Sort ID ULDD Data Point Valid
      Value Notes PROPERTY → Appraisal Details 89/90 Property Valuation Method Type/Property
      Valuation Method Type Other Description (In Loan Selling Advisor, this appears
      as Property Valuation Method Type.) ▪ Desktop Appraisal ▪ Drive By ▪ Full Appraisal
      ▪ Other – Desk Review ▪ Other – Field Review ▪ Other – Hybrid Appraisal Enter
      “Desktop Appraisal” if a Desktop Appraisal Report was used to value the subject
      property. Enter “Drive By” if an Exterior Appraisal Report was used to value
      the subject property. Enter “Full Appraisal” if a Traditional Appraisal Report
      was used to value the subject property. Enter “Other – Desk Review” if a desk
      review was used to value the subject property. Enter “Other – Field Review”
      if a field review was used to value the subject property. Enter “Other - Hybrid
      Appraisal” if a Hybrid Appraisal Report was used. 82 Appraisal Identifier For
      conventional Mortgages only, enter the “Document File Identifier” assigned to
      the appraisal by the Uniform Collateral Data Portal® (UCDP®). The Document File
      Identifier assigned by the UCDP must be entered even if the appraisal value
      used to calculate the LTV ratio was determined using a subsequent appraisal
      review on a form not required to be submitted to the UCDP. Freddie Mac Single-Family
      Seller/Servicer Guide Chapter 6302 As of 05/06/26 Page 6302-66 Data Required
      when an Appraisal was used to Value the Subject Property Sort ID ULDD Data Point
      Valid Value Notes PARTY → Appraiser Details 528 Party Role Type1 Appraiser 525
      Appraiser License Identifier Enter the state license number of the appraiser
      who completed the final estimate of value. ■ When the appraiser is a trainee
      and: ❑ Has a license identifier, deliver the trainee’s license identifier ❑
      Does not have a license identifier, deliver the word “trainee” ■ When the appraiser
      is not a trainee and there is no supervisory appraiser, deliver the Appraiser
      License Identifier 1 This data point name does not appear as a Loan Selling
      Advisor input field, but instead is reflected in a screen heading or section.
      (d) Data if appraisal is signed by supervisor When the appraisal is signed by
      the appraiser’s supervisor, the Seller must deliver the following ULDD Data
      Points: Data Required when the Appraisal was Signed by a Supervisor Sort ID
      ULDD Data Point Valid Value Notes PARTY → Appraiser Details 537 Party Role Type1
      Appraiser Supervisor 534 Appraiser License Identifier (In Loan Selling Advisor,
      this appears as “Appraiser Supervisor Identifier.”) Enter the state license
      number of the supervisor who signed the appraisal. ■ When Sort ID 528, Party
      Role Type “Appraiser,” is a trainee, always deliver the Appraiser Supervisor
      Identifier, whether or not the appraiser supervisor signed the appraisal AND
      Freddie Mac Single-Family Seller/Servicer Guide Chapter 6302 As of 05/06/26
      Page 6302-67 Data Required when the Appraisal was Signed by a Supervisor Sort
      ID ULDD Data Point Valid Value Notes PARTY → Appraiser Details whether or not
      the appraiser trainee has a license identifier ■ When the appraiser is not a
      trainee and there is no supervisory appraiser, leave the field blank (do not
      make any entry such as N/A or none) 1 This data point name does not appear as
      a Loan Selling Advisor input field, but instead is reflected in a screen heading
      or section.'
  judgment: false
