source:
  type: guide
  id: va-m26-7-ch11-t18
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 18 — Appraisal
    Conditions
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 18 — Appraisal
    Conditions.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch11-t18-full
  canonical_id: va-m26-7-ch11-t18-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 18 — Appraisal
    Conditions
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 18 — Appraisal
      Conditions
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: faa7d8c84a0580f3
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:960cb068c0b142cd1bb4a0e38f29c6c5b725d24095781b92c663a83e9fd36263
    paragraph_quote: '18. Appraisal Conditions Change Date February 22, 2019 • This
      Chapter has been revised in its entirety. a. As-is The appraisal will be prepared
      “as-is” if: • the appraiser finds that the property meets MPRs on origination
      appraisals, or • the assignment is a liquidation appraisal (see Topic 20 of
      this Chapter). b. Subject to Repairs The appraisal will be prepared “subject
      to the following repairs or alterations on the basis of a hypothetical condition
      that the repairs or alterations have been completed” if: • on an origination
      appraisal, the appraiser recommends that repairs be completed for the property
      to meet MPRs, • customer preference items must be completed on a new construction
      property, or • alterations are being made to the property. c. Subject to Completion
      Proposed construction properties will be appraised “subject to completion per
      plans and specifications.” d. Recommend Repairs, Not Inspections When an appraiser
      observes an item that does not meet VA MPRs, the appraiser must recommend a
      repair, not an inspection. VA Pamphlet 26-7, Revised Chapter 11: Appraisal Report
      11-27'
  judgment: false
