source:
  type: guide
  id: hud-4000-1-iv-i-claim-type-32-disaster-loan-modification
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim
    Type 32 - Disaster Loan Modification (10/01/2025)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim
    Type 32 - Disaster Loan Modification (10/01/2025).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-i-claim-type-32-disaster-loan-modification-full
  canonical_id: hud-4000-1-iv-i-claim-type-32-disaster-loan-modification-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim Type
    32 - Disaster Loan Modification (10/01/2025)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — i. Claim
      Type 32 - Disaster Loan Modification (10/01/2025)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: i. Claim Type 32 – Disaster Loan Modification (10/01/2025) The
      Mortgagee may file a claim for a Disaster Loan Modification incentive, including
      up to $250 in title-related expenses, under Claim Type 32. HUD will pay the
      Mortgagee a financial incentive for the use of a Disaster Loan Modification
      in compliance with all regulatory requirements and procedures relating to the
      submission of incentive claims. The Mortgagee may only file for an incentive
      fee when the Loss Mitigation Option is used to cure the Default. When the Disaster
      Partial Claim and Disaster Loan Modification are used together, the Mortgagee
      must submit two separate claims. HUD must receive a correct and complete claim
      submission of Parts A and B via FHAC or FHA Catalyst within 60 Days of the execution
      date of the Loan Modification or the incentive claim will not be processed.
  judgment: false
