source:
  type: regulation
  id: gnma-mbs-ch30
  authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: "Ginnie Mae MBS Guide Chapter 30 (Manufactured Home Loan Pools And Loan Packages). New-source fetch\
    \ + gap-fill (verbatim). \n"
obligations:
- id: gnma-mbs-ch30-0
  canonical_id: gnma-mbs-ch30-0
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2010-10-01 This chapter describes special
    requirements that apply for a pool of manufactured home loans. The requirements described in this chapter may
    modify, supplement or, in some cases repeat, for the purpose of emphasis, those set forth in previous chapters
    with respect to…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2010-10-01 This chapter describes special requirements that apply for a pool of manufactured
      home loans. The requirements described in this chapter may modify, supplement or, in some cases repeat, for
      the purpose of emphasis, those set forth in previous chapters with respect to Issuer eligibility and servicing
      requirements, loan eligibility, pool and loan package requirements, required pool and loan package submission
      documents and the securities. Manufactured home loans may include loans secured only by a manufactured home
      unit or both the manufactured home unit and a developed manufactured home lot acquired in a single transaction.
      The pool suffix is “MH”. MH pools may only be formed under the Ginnie Mae MBS II Program. Eligible pool collateral
      may include manufactured home loans whose initial loan application date occurs on or after June 1, 2009; the
      applicable MBS II pool type shall be “C MH”. Effective with security issuances on or after October 2010, manufactured
      home loans will be ineligible for pooling in “X MH” and “M MH” pool types.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-1
  canonical_id: gnma-mbs-ch30-1
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: ISSUER ELIGIBILITY AND SERVICING REQUIREMENTS
    Issuer eligibility requirements that apply regardless of pool type are found in MBS Guide, Ch. 2 and 3. The
    following requirements also apply for Issuers of securities backed by MH loan pools. Section A. FHA Approval'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ISSUER ELIGIBILITY AND SERVICING REQUIREMENTS Issuer eligibility requirements that apply regardless
      of pool type are found in MBS Guide, Ch. 2 and 3. The following requirements also apply for Issuers of securities
      backed by MH loan pools. Section A. FHA Approval
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-2
  canonical_id: gnma-mbs-ch30-2
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2010-10-01 The Issuer must be an approved
    FHA Title I mortgagee in good standing. Section B. Servicing'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2010-10-01 The Issuer must be an approved FHA Title I mortgagee in good standing. Section
      B. Servicing'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-3
  canonical_id: gnma-mbs-ch30-3
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2010-10-01 Once a loan is included in a
    MH pool, it must be serviced by the Issuer of Record until liquidation. Loan servicing for an MH pool may not
    be performed by a subcontract servicer. Section C. Financial Requirements'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2010-10-01 Once a loan is included in a MH pool, it must be serviced by the Issuer of Record
      until liquidation. Loan servicing for an MH pool may not be performed by a subcontract servicer. Section C.
      Financial Requirements'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-4
  canonical_id: gnma-mbs-ch30-4
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2024-03-01 To be eligible to issue MH securities,
    Applicants must satisfy the financial eligibility requirements set forth in MBS Guide Ch. 2 and Issuers must
    satisfy the financial eligibility requirements set forth in MBS Guide Ch 3.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2024-03-01 To be eligible to issue MH securities, Applicants must satisfy the financial
      eligibility requirements set forth in MBS Guide Ch. 2 and Issuers must satisfy the financial eligibility requirements
      set forth in MBS Guide Ch 3.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-5
  canonical_id: gnma-mbs-ch30-5
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: LOAN ELIGIBILITY & POOL REQUIREMENTS The mortgage
    eligibility and pool requirements that apply, with limited exceptions, to all pool types are described in MBS
    Guide, Ch. 9. Loans in MH pools must also meet the following requirements:'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: 'LOAN ELIGIBILITY & POOL REQUIREMENTS The mortgage eligibility and pool requirements that apply,
      with limited exceptions, to all pool types are described in MBS Guide, Ch. 9. Loans in MH pools must also
      meet the following requirements:'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-6
  canonical_id: gnma-mbs-ch30-6
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2022-10-31 (1) Security for loan: Each loan
    in an MH pool must be secured by a manufactured home unit, or by a manufactured home unit and a developed manufactured
    home lot acquired in a single transaction. (2) Insurance/guaranty: Each loan in an MH pool must be insured by
    FHA u…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2022-10-31 (1) Security for loan: Each loan in an MH pool must be secured by a manufactured
      home unit, or by a manufactured home unit and a developed manufactured home lot acquired in a single transaction.
      (2) Insurance/guaranty: Each loan in an MH pool must be insured by FHA under Title I of the National Housing
      Act. FHA loans may only be included in the “C MH” pool type. (3) Interest rate: The face interest rate of
      the loan contract is the annual rate used by the lender in computing the amount of the interest payment due
      in each monthly installment and the rate used in determining loan amortization. Loans with different face
      interest rates may be included in a single pool if the lowest face interest rate is within 150 basis points
      (1.5%) of the highest. The face rates must be consistent with the securities rate. (Please See MBS Guide Chapter
      30, Part 5) A manufactured home loan, whether written as interest-bearing or with precomputed interest, must
      provide that interest will be earned as if the obligation were written as a simple interest loan transaction.
      (4) Monthly payments: Each loan must call for equal monthly payments, except for the first and last payments.
      The last payment may not exceed the normal monthly payment. The normal monthly payment for a manufactured
      home loan consists of the principal and interest due and payable on the first of the month in accordance with
      an amortization schedule that provides for payment in full by the maturity date on the loan. A combination
      manufactured home and lot loan for which total indebtedness is evidenced by more than one instrument must
      amortize as if there were a single amortization schedule. (5) Start of Amortization: All loans must commence
      amortization no later than the month in which the issue date of the securities occurs. For mortgages backing
      MH pools, the date of the first scheduled monthly payment of principal and interest must be not more than
      48 months before the issue date of the securities, and no mortgage shall have had a loan application date
      prior to June 1, 2009. (6) Combination loan instruments: A combination loan to purchase a manufactured home
      and lot may be evidenced by either one loan instrument or separate loan instruments. Separate instruments
      must be: (a) cross-collateralized so that a default on one will be deemed a default on both, permitting the
      Issuer to have recourse against either or both parts of the collateral; (b) written so that each instrument
      bears the same face rate of interest; and (c) written so that payments are applied first to the interest portion
      on both loans, on a pro rata basis, and then to the principal portion of each on a pro rata basis'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-7
  canonical_id: gnma-mbs-ch30-7
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: (7) Purpose of combination loan: A combination
    loan must have been made for the purpose of acquiring a manufactured home unit on a developed lot. The definitions
    of developed lot are those in use by FHA as provided in its Title I manufactured home loan guidance, communicated
    in t…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: '(7) Purpose of combination loan: A combination loan must have been made for the purpose of
      acquiring a manufactured home unit on a developed lot. The definitions of developed lot are those in use by
      FHA as provided in its Title I manufactured home loan guidance, communicated in the FHA Single Family Housing
      Policy Handbook (Handbook 4000.1). (8) Modification agreements: Any manufactured home loan for which a modification
      agreement has been executed to reduce the interest rate may be included in another MH pool if the amount of
      the loan is not increased and the loan in all other respects meets Ginnie Mae''s eligibility requirements.
      The term of this kind of loan modification includes the period from the date of modification to the final
      maturity date of the loan. The maturities of individual loans may be "rounded up" to the nearest full term.
      For example, a loan with a remaining term of 13 years and 2 months may be considered a 14-year loan after
      modification. Section B. Pool Requirements'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-8
  canonical_id: gnma-mbs-ch30-8
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2010-10-01 (1) Minimum pool balances: For
    all manufactured home loans whose loan application date occurs on or after June 1, 2009, the only eligible pool
    type is the Ginnie Mae MBS II Custom pool type (“C MH”). Moreover, the “C MH” pool type must have an original
    principal bala…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2010-10-01 (1) Minimum pool balances: For all manufactured home loans whose loan application
      date occurs on or after June 1, 2009, the only eligible pool type is the Ginnie Mae MBS II Custom pool type
      (“C MH”). Moreover, the “C MH” pool type must have an original principal balance, at pooling, of $1,000,000
      and contain at least eight manufactured home loans. Effective October 1, 2010, “X MH” and “M MH” pool types
      will no longer be eligible for pooling in the Ginnie Mae MH program. (2) Maturity: An MH pool may contain
      loans with different maturities, provided that: (a) at least 50 percent of the original principal amount of
      the pool contains loans with an original term equal to that of the loan with the latest maturity in the pool;
      and (b) no loan has a maturity that exceeds by more than 60 months the term of any other loan in the pool.
      For maturity of loans subject to a modification agreement, see MBS Guide, Ch. 30, Part 3, § A(8), above.'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-9
  canonical_id: gnma-mbs-ch30-9
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: REQUIRED DOCUMENTS The procedures and basic
    document submission requirements that apply, with limited exceptions, to all pool and loan package types are
    found in MBS Guide, Ch. 10, 11, and 13. Section A. For Certification by Document Custodian'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: REQUIRED DOCUMENTS The procedures and basic document submission requirements that apply, with
      limited exceptions, to all pool and loan package types are found in MBS Guide, Ch. 10, 11, and 13. Section
      A. For Certification by Document Custodian
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-10
  canonical_id: gnma-mbs-ch30-10
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: : 2010-10-01 The loan documents required for
    initial and final certification of a MH pool by the document custodian are the same as those required for SF
    pools, except as modified by this section. (Please See MBS Guide Chapter 13, Part 4 and Chapter 24) Ginnie Mae
    recognizes that…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ': 2010-10-01 The loan documents required for initial and final certification of a MH pool
      by the document custodian are the same as those required for SF pools, except as modified by this section.
      (Please See MBS Guide Chapter 13, Part 4 and Chapter 24) Ginnie Mae recognizes that the laws governing filing,
      recordation and perfection of security interests in manufactured homes may vary significantly from state to
      state. Perfection or recordation of manufactured home or lot security interests or liens is governed by the
      state laws'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-11
  canonical_id: gnma-mbs-ch30-11
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: relating to fixtures or goods under the UCC,
    real property law, or motor vehicle titling, as appropriate. Issuers must keep all UCC filing obligations current
    while a loan is in a Ginnie Mae pool. It is the Issuer''s obligation to ensure that it has a valid, enforceable
    first lien…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: 'relating to fixtures or goods under the UCC, real property law, or motor vehicle titling,
      as appropriate. Issuers must keep all UCC filing obligations current while a loan is in a Ginnie Mae pool.
      It is the Issuer''s obligation to ensure that it has a valid, enforceable first lien or security interest
      on the manufactured home or manufactured home and lot combination, and that it delivers to the document custodian
      all documents and unrecorded assignments necessary for Ginnie Mae to become the secured creditor or lien holder
      of record under applicable state laws. (1) For initial certification: The Issuer must deliver the following
      documents to the document custodian for each manufactured home loan: (c) Original obligation endorsed in blank
      (see Note, below); (d) Title, certificate of origin, bill of sale or other evidence of borrower''s ownership;
      (e) For a combination manufactured home and lot loan, the Issuer must also deliver an original obligation
      endorsed in blank. (2) For final certification: The Issuer must deliver the following loan documents to the
      document custodian within twelve months of issuance, for each loan: (a) A recorded or perfected original security
      agreement, financing statement, lien on the title certificate, retail installment sales contract or other
      documentary evidence of a first lien against the manufactured home and its furnishings, equipment, accessories,
      or a lot and fixtures, if any, which may be financed by the loan, with evidence of recordation or filing;
      (b) Recorded or perfected interim assignments that were not available at initial certification; (c) For FHA-insured
      loans, a copy or facsimile of the billing statement or other appropriate FHA form indicating FHA''s acceptance
      of each pooled loan for insurance; The loan documents required for both initial and final certification by
      the document custodian are summarized in the following table:'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-12
  canonical_id: gnma-mbs-ch30-12
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: , Rev. 1 30-4 ginniemae.gov Documents Form
    Number Appendix For Initial Certification Schedule of Pooled Mortgages HUD 11706 III-7 Release of Security Interest,
    executed original, if applicable HUD 11711A III-5 Certification and Agreement, executed original HUD 11711B
    III-5 Origin…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ', Rev. 1 30-4 ginniemae.gov Documents Form Number Appendix For Initial Certification Schedule
      of Pooled Mortgages HUD 11706 III-7 Release of Security Interest, executed original, if applicable HUD 11711A
      III-5 Certification and Agreement, executed original HUD 11711B III-5 Original obligations, endorsed in blank,
      without recourse Evidence of borrower''s ownership For combination home/lot loans original obligations endorsed
      in blank'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
- id: gnma-mbs-ch30-13
  canonical_id: gnma-mbs-ch30-13
  section: Ginnie Mae MBS Guide Chapter 30 — Manufactured Home Loan Pools And Loan Packages
  description: 'Ch.30 Manufactured Home Loan Pools And Loan Packages: , Rev. 1 30-5 ginniemae.gov For Final Certification
    Documentary evidence of a first lien against everything financed by the loan (must include evidence of recordation
    or filing) All recorded interim assignments For FHA loans, original evidence of FHA acceptance of loan for insura…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - gnma-mbs-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Ginnie Mae MBS Guide (5500.3, Rev. 1) Chapter 30 — Manufactured Home Loan Pools And Loan Packages
    source_class: gnma-mbs-guide
    source_url: https://www.ginniemae.gov/issuers/program_guidelines/MBSGuideLib/Chapter_30.pdf
    snapshot_id: 8f1fe425c0e79240
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:80b0bf241d7eb5dc5ec2b466bf321b633de32b4092b4ff3e1110aec44827dd76
    paragraph_quote: ', Rev. 1 30-5 ginniemae.gov For Final Certification Documentary evidence of a first lien against
      everything financed by the loan (must include evidence of recordation or filing) All recorded interim assignments
      For FHA loans, original evidence of FHA acceptance of loan for insurance, signed by FHA The term "mortgage"
      as used in forms HUD 11711A and 11711B includes loans as referred to in this chapter. Section B. For Approval
      by PPA and Ginnie Mae'
    drafter_attestation: Verbatim paragraph from Ginnie Mae MBS Guide Chapter 30 PDF, snapshot 8f1fe425c0e79240;
      substring-verified. New-source fetch.
  judgment: false
