source:
  type: guide
  id: fnma-svc-f-2-01
  authority: Fannie Mae Servicing Guide F-2-01 — Bankruptcy Referral and Completion
    Timelines
  description: Fannie Mae Servicing Guide F-2-01 — Bankruptcy Referral and Completion
    Timelines.
  coverage_tier: operative
obligations:
- id: fnma-svc-f-2-01-full
  canonical_id: fnma-svc-f-2-01-full
  section: Fannie Mae Servicing Guide F-2-01 — Bankruptcy Referral and Completion
    Timelines
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide F-2-01 — Bankruptcy Referral and Completion
      Timelines
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'F-2-01, Bankruptcy Referral and Completion Timelines (11/12/2014)
      Introduction This exhibit contains bankruptcy referral and completion timelines.
      Bankruptcy Referral and Completion Timelines Bankruptcy Referral and Completion
      Timelines Chapter 7 Bankruptcy Delinquency Status When to Refer to an Attorney
      Timeline for Case Completion Mortgage loan is delinquent, but less than 60 days
      delinquent when the bankruptcy is ﬁled. May refer for proof of claim preparation
      if proof of claim is required to be ﬁled. 2 months and 2 weeks from the 60th
      day of delinquency to case completion. Mortgage loan is 60 or more days delinquent
      or in foreclosure when the bankruptcy is ﬁled. Refer no later than two weeks
      after the bankruptcy is ﬁled. Two months and two weeks from the date of the
      bankruptcy ﬁling to case completion. Case completion for a Chapter 7 bankruptcy
      proceeding is deﬁned as: automatic stay terminated, case dismissed or closed,
      or the borrower receives a discharge and the trustee abandons all interest in
      the secured property. Chapter 11 Bankruptcy Delinquency Status When to Refer
      to an Attorney Timeline for Case Completion Mortgage loan is current or delinquent
      when bankruptcy is ﬁled. Refer no later than two weeks from the date of the
      bankruptcy ﬁling. No timeline implemented at this time. Published May 13, 2026
      697 Chapter 12 and 13 Bankruptcy Delinquency Status When to Refer to an Attorney
      Timeline for Case Completion Mortgage loan is delinquent but less than 60 days
      delinquent when the bankruptcy is ﬁled. May refer for proof of claim preparation
      and plan review. Five months and two weeks from the 60th day of delinquency.
      Mortgage loan is 60 or more days delinquent or in foreclosure when the bankruptcy
      is ﬁled. Refer no later than two weeks after the bankruptcy is ﬁled. Five months
      and two weeks from the date of the bankruptcy ﬁling to case completion. After
      conﬁrmation of either a Chapter 12 or Chapter 13 plan, the mortgagor becomes
      60 days delinquent making payments pursuant to the plan. Refer when the mortgage
      loan is 60 days delinquent, but no later than 2 weeks from the 60th day of delinquency.
      Five months and two weeks from the 60th day of delinquency. Case completion
      for a Chapter 12 or 13 bankruptcy proceeding is deﬁned as: automatic stay terminated,
      case dismissed or closed, the trustee abandons all interest in the secured property,
      or the Chapter 12 or 13 plan is conﬁrmed. Recent Related Announcements There
      are no recently issued Announcements related to this topic.'
  judgment: false
