source:
  type: guide
  id: hud-4000-1-i-c-government-mortgagee
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Government
    Mortgagee (06/20/2024)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Government
    Mortgagee (06/20/2024).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-c-government-mortgagee-full
  canonical_id: hud-4000-1-i-c-government-mortgagee-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Government
    Mortgagee (06/20/2024)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — c. Government
      Mortgagee (06/20/2024)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: c. Government Mortgagee (06/20/2024) i. Definitions (A) Governmental
      Institutions Governmental Institutions refer to federal, state, and municipal
      governmental agencies and Federal Reserve Banks. (B) Government-Sponsored Enterprises
      Government-Sponsored Enterprises (GSE) refer to Federal Home Loan Banks, the
      Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac), and the Federal
      National Mortgage Association (FNMA, or Fannie Mae). ii. Standard A Government
      Mortgagee must meet the general approval requirements set forth below. iii.
      Activities Authorized Governmental Institutions may originate, underwrite, close,
      endorse, service, purchase, hold, or sell FHA-insured Mortgages. GSEs may purchase,
      service, hold, or sell FHA-insured Mortgages.
  judgment: false
