source:
  type: regulation
  id: fhlmc-6301.2
  authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
    (02/04/26)
  description: "Freddie Mac Guide §6301.2 (Documentation preparation and endorsements). Gap-fill (verbatim, ID-diff).\
    \ \n"
obligations:
- id: fhlmc-6301.2-0
  canonical_id: fhlmc-6301.2-0
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: (02/04/26) This section contains information
    related to: ■ Endorsement of Notes ■ Power of attorney (POA) ■ Modifying instrument or assumption of indebtedness
    agreement'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '(02/04/26) This section contains information related to: ■ Endorsement of Notes ■ Power of
      attorney (POA) ■ Modifying instrument or assumption of indebtedness agreement'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-1
  canonical_id: fhlmc-6301.2-1
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-2 ■ Assignment of Security Instrument to
    Freddie Mac (a) Endorsement of Notes (i) Without recourse For each Mortgage delivered to Freddie Mac (except
    for Mortgages sold with recourse under the Guarantor or MultiLender Swap program, pursuant to Section 6201.2(b)(i)),
    the origi…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-2 ■ Assignment of Security Instrument to Freddie Mac (a) Endorsement of Notes (i) Without
      recourse For each Mortgage delivered to Freddie Mac (except for Mortgages sold with recourse under the Guarantor
      or MultiLender Swap program, pursuant to Section 6201.2(b)(i)), the original of the Note must be delivered
      pursuant to the requirements of this chapter, and the Note must bear the following endorsement signed by the
      Seller’s duly authorized representative: PAY TO THE ORDER OF ______________________________________________
      WITHOUT RECOURSE (Name of Seller-endorser) (Signature of duly authorized representative) (Typed name and title
      of signatory) This endorsement “without recourse” will in no way affect the Seller/Servicer’s repurchase obligations
      under the Purchase Documents. If the Seller is a corporation, the person endorsing the Notes must be a duly
      authorized officer of the Seller. If the Seller is a partnership or other type of organization that is not
      a corporation, the person endorsing the Notes must be duly authorized by the Seller, in accordance with the
      organization’s constituent documents and applicable law, to take such action on behalf of the Seller. Endorsement
      may not be made pursuant to a POA. (ii) With recourse For each Mortgage sold with recourse under the Guarantor
      or MultiLender Swap program, the original of the Note must be delivered bearing the following endorsement
      signed by the Seller’s duly authorized representative: PAY TO THE ORDER OF ______________________________________________
      (Name of Seller-endorser) (Signature of duly authorized representative) (Typed name and title of signatory)
      If the Seller is a corporation, the person endorsing the Notes must be a duly authorized officer of the Seller.
      If the Seller is a partnership or other type of organization that is not a'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-2
  canonical_id: fhlmc-6301.2-2
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-3 corporation, the person endorsing the Notes
    must be duly authorized by the Seller, in accordance with the organization’s constituent documents and applicable
    law, to take such action on behalf of the Seller. Endorsement may not be made pursuant to a POA. (iii)Chain
    of endor…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-3 corporation, the person endorsing the Notes must be duly authorized by the Seller, in
      accordance with the organization’s constituent documents and applicable law, to take such action on behalf
      of the Seller. Endorsement may not be made pursuant to a POA. (iii)Chain of endorsement If the Seller is not
      the original payee on the Note, the chain of endorsements must be proper and complete from the original payee
      shown on the Note to the Seller. At the time the Mortgage is sold to Freddie Mac, the Seller must endorse
      the Note in blank, in accordance with (i) or (ii) above. With respect to each Note, the Seller is responsible
      for all endorsement negotiability issues and represents and warrants to Freddie Mac that (i) each endorsement
      is valid for preservation of negotiability, and (ii) the Document Custodian did not endorse such Note. When
      a Transfer of Servicing occurs, the Transferor Servicer may not complete the blank endorsement or further
      endorse the Note. Note: Endorsements are not applicable for eNotes because eNotes are Transferable Records
      under the Uniform Electronic Transactions Act (UETA) and the Electronic Signatures in Global and National
      Commerce Act (E-SIGN) and not subject to the UCC endorsement requirements applicable to paper promissory notes
      and other negotiable instruments. (iv) Facsimile signature Notes may be endorsed by use of a facsimile signature
      stamp if the following conditions are met: ■ The signature is that of a corporate officer of the Seller who
      has authority pursuant to a resolution of the Seller’s Board of Directors ■ The corporate officer whose signature
      is imprinted on the stamp authenticates his signature by affidavit, which will be made available to Freddie
      Mac upon request ■ Before the Delivery Date, the Seller must obtain an opinion of the Seller’s counsel that
      the use of a facsimile signature constitutes a valid signature for an endorsement on each Note so endorsed.
      The Seller must furnish this opinion to Freddie Mac upon request. (v) Use of an Allonge for the endorsement
      of a Note The Seller may use an Allonge to endorse a Note if the following conditions are met: ■ The Allonge
      is permanently affixed to the Note'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-3
  canonical_id: fhlmc-6301.2-3
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-4 ■ The Allonge references the Borrower’s
    name, the property address and the original principal balance of the Note ■ The form of the Allonge, and its
    use, complies with all applicable laws ■ The use of the Allonge does not impair Freddie Mac’s status as a “holder
    in due cour…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-4 ■ The Allonge references the Borrower’s name, the property address and the original
      principal balance of the Note ■ The form of the Allonge, and its use, complies with all applicable laws ■
      The use of the Allonge does not impair Freddie Mac’s status as a “holder in due course” or any of Freddie
      Mac’s rights under the Purchase Documents (b) POA Sellers may allow use of a POA to close a Mortgage, including
      an eMortgage, in accordance with the following requirements. In accordance with Section 4201.8, relating to
      Wholesale Home Mortgages, the Seller’s obligations herein may be performed by the broker, correspondent or
      other originator, and the Seller remains responsible for compliance with this section and its representations
      and warranties relating to this section. (i) Using a POA A POA may be used only when: ■ There is an event
      such as a medical emergency, natural disaster, military deployment or other hardship preventing the Borrower
      from executing the requisite documents in person, by electronic signature or through other alternative electronic
      means (e.g., Remote Online Notarization (as defined in Section 1401.2), eClosing), or ■ Applicable law requires
      the Seller to accept use of a POA A POA may not be used merely for the convenience of the parties. The POA
      must comply with the laws of the applicable jurisdiction, and the Borrower must have had the capacity to grant
      the POA at the time it was made. A notation, description or other information about the reason why a POA was
      used must be included in the Mortgage file whenever a POA is used. If the acceptance of a POA is required
      by law, the Seller must include a written statement that explains the circumstances in the Mortgage file.
      (ii) POAs signed by attorney-in-fact The person using the POA to sign on behalf of the Borrower is referred
      to as an “attorney-in-fact.” The attorney-in-fact must: ■ Have a familial or fiduciary relationship with the
      Borrower, ■ Be an individual employed by the title insurer underwriting the title insurance product insuring
      the Mortgage, or'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-4
  canonical_id: fhlmc-6301.2-4
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-5 ■ Be an individual employed or engaged
    contractually by the title agency issuing the title insurance product for the Mortgage and closing the transaction,
    but only if the title insurer has issued a closing protection letter relating to the transaction (or has similar
    contra…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-5 ■ Be an individual employed or engaged contractually by the title agency issuing the
      title insurance product for the Mortgage and closing the transaction, but only if the title insurer has issued
      a closing protection letter relating to the transaction (or has similar contractual indemnity to the Seller
      and assignees of the Seller) for such policy issuing agent Neither the Seller of the property in a purchase
      transaction nor an employee of the originating lender is eligible to be an attorney-in-fact under a POA. A
      POA may be used to execute any of the Initial Loan Documents and Closing Documents (both as defined in Section
      1401.2) in connection with any Mortgage type. The Borrower may execute the POA using an electronic signature.
      The POA must be executed by the Borrower prior to its use by an attorney-in-fact. The POA does not have to
      be specific to the Mortgage transaction. (iii) Special POA requirements for cash-out refinances Before closing
      and after finalizing Mortgage terms, an employee of the originating lender or settlement agent must explain
      and discuss the Mortgage terms and use of the POA with the Borrower to confirm that the Borrower understands
      them. However, if the Borrower is in a Period of Military Service as defined in Section 8503.1(a) and is unavailable
      for the discussion or the Borrower is incapacitated such that he or she cannot participate in a discussion,
      then this requirement is waived as to that Borrower. At a minimum, the discussion must include: ■ Review of
      the rate, term and principal balance of the Mortgage, ■ The address of the Mortgaged Premises, ■ The fact
      that the attorney-in-fact uses the Borrower’s POA to sign documents on behalf of the Borrower, and ■ The scheduled
      or estimated closing date This discussion must take place in person, telephonically or using a video conference
      system. It may take place just before closing and does not require the presence of the attorney-in-fact. It
      must be memorialized by a Borrower acknowledgment that may be in: ■ Writing, ■ An e-mail exchange with the
      Borrower at an e-mail address provided by the Borrower, or ■ A recording or a transcript of the telephone
      or video discussion with the Borrower'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-5
  canonical_id: fhlmc-6301.2-5
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-6 The acknowledgement must be retained in
    the Mortgage file and made available to Freddie Mac upon request. (iv) POA delivery requirements for all Mortgages
    If documents are executed under a paper POA, the Seller must comply with the following delivery requirements,
    regardles…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-6 The acknowledgement must be retained in the Mortgage file and made available to Freddie
      Mac upon request. (iv) POA delivery requirements for all Mortgages If documents are executed under a paper
      POA, the Seller must comply with the following delivery requirements, regardless of the Mortgage Application
      Received Date or Note Date: ■ The Seller must deliver to the Document Custodian one of the following with
      the Note: • The original POA (signed in ink by the Borrower), • A copy of the POA, or • A copy of the POA
      showing the recordation information ■ If applicable law requires an original POA (signed in ink by the Borrower)
      for enforcement or foreclosure purposes, the Seller must deliver an original POA (signed in ink by the Borrower)
      to the Document Custodian ■ If the POA is recorded and the copy of the POA with recordation information is
      not delivered to the Document Custodian along with the Note, the Seller must provide the Document Custodian
      with the recorded copy of the POA, including recordation details, within 30 days of receiving the POA from
      the recording office If the Note, Security Instrument and other closing documents are executed under an Electronic
      POA (“Electronic” as defined in Section 1401.2), the following requirements apply: ■ The Seller must deliver
      the Electronic POA to the Document Custodian, along with the Note ■ If the Electronic POA is recorded and
      the copy of the Electronic POA with recordation information is not delivered to the Document Custodian along
      with the Note, the Seller must provide the Document Custodian with the recorded copy of the Electronic POA,
      including recordation details, within 30 days of receiving it from the recording office Note: If the Document
      Custodian is not able to accept Electronic Documents, the Seller must send a paper copy of the POA to the
      Document Custodian. (v) Other provisions related to loans with a POA'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-6
  canonical_id: fhlmc-6301.2-6
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-7 Refer to the following Guide provisions
    for additional delivery requirements for loans with a POA: Other Guide provisions related to loans with a POA
    Guide provision Guide location Electronic Recording of paper Closing Documents and post- closing Documents Section
    1401.3(d)…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-7 Refer to the following Guide provisions for additional delivery requirements for loans
      with a POA: Other Guide provisions related to loans with a POA Guide provision Guide location Electronic Recording
      of paper Closing Documents and post- closing Documents Section 1401.3(d) Electronic Recording of Electronic
      Closing Documents Section 1401.3(e) Power of attorney-originated eMortgage delivery requirements Section 1402.3
      (c) Modifying instrument or assumption of indebtedness agreement The Seller must deliver the following documents
      with the original Note: ■ If a Mortgage has been modified or converted from an ARM to a fixed-rate Mortgage:
      ❑ The original modification or conversion agreement, unless it is recorded with the Security Instrument ❑
      If the original modification or conversion agreement is recorded with the Security Instrument, a copy of the
      modification or conversion agreement must be delivered ■ For a modified Construction to Permanent Mortgage
      or a Renovation Mortgage: ❑ The original Construction to Permanent Modification Agreement, unless it is recorded
      with the Security Instrument ❑ If the original Construction to Permanent Modification Agreement is recorded
      with the Security Instrument, a copy of the Construction to Permanent Modification Agreement ■ If the ownership
      of the Mortgaged Premises has been transferred in any way, the ownership transfer instrument and assumption
      of indebtedness agreement The Seller need not submit a modifying instrument that by its terms ceases to be
      effective upon purchase of the modified Mortgage by Freddie Mac. (d) Assignment of Security Instrument to
      Freddie Mac The Seller/Servicer is not required to prepare an assignment of the Security Instrument to Freddie
      Mac. However, Freddie Mac may, in its sole discretion and at any time, require a'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-7
  canonical_id: fhlmc-6301.2-7
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-8 Seller/Servicer, at the Seller/Servicer’s
    expense, to prepare, execute and/or record assignments of the Security Instrument to Freddie Mac. If an assignment
    of the Security Instrument to Freddie Mac has been prepared, the Seller/Servicer must not record it unless directed
    t…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-8 Seller/Servicer, at the Seller/Servicer’s expense, to prepare, execute and/or record
      assignments of the Security Instrument to Freddie Mac. If an assignment of the Security Instrument to Freddie
      Mac has been prepared, the Seller/Servicer must not record it unless directed to do so by Freddie Mac. Any
      statement in the assignment to the effect that the assignment is made without recourse will in no way affect
      the Seller/Servicer’s repurchase obligations under the Purchase Documents. For transfer or assignment of Freddie
      Mac’s interest in the Mortgage, the Seller/Servicer shall prepare at its own expense any assignment necessary
      to transfer the Security Instrument to Freddie Mac’s assignee, designee or transferee. Intervening Assignments
      must be prepared in accordance with the requirements of this section. Note: Special provisions for preparing
      assignments for Mortgages secured by Manufactured Homes located in certificate of title States where there
      is no provision for surrender and cancelation of the certificate of title are set forth in Sections 5703.4(b)
      and 5703.4(f)(iii). Mortgages secured by Manufactured Homes located in certificate of title States where there
      is no provision for surrender and cancelation of the certificate of title may not be registered with MERS®.
      (i) Mortgages not registered with MERS For a Mortgage not registered with MERS, the Seller/Servicer must ensure
      that the chain of assignments is complete and recorded from the original mortgagee on the Security Instrument
      to the Seller. If the Seller enters into a Concurrent or Subsequent Transfer of Servicing, an assignment to
      the Transferee Servicer must be completed and recorded where required, thus keeping the chain complete. If
      a State does not accept assignments for recordation, the Seller must so state in an affidavit maintained with
      the unrecorded assignment. (ii) Mortgages registered with MERS For a Mortgage registered with MERS, if MERS
      is not the original mortgagee of record, the Seller/Servicer must ensure that: ■ An assignment of the Security
      Instrument to MERS has been prepared, duly executed and recorded in all places necessary to perfect a First
      Lien security interest in the Mortgaged Premises in favor of MERS, solely as nominee for the lender named
      in the Security Instrument and the Note, and the lender’s successors and assigns. Mortgages subsequently assigned
      to MERS in the States of Montana, Oregon and Washington are not eligible for sale to Freddie Mac.'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-8
  canonical_id: fhlmc-6301.2-8
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-9 ■ The chain of assignments is complete
    and recorded from the original mortgagee to MERS If the Seller/Servicer engages in a Concurrent or Subsequent
    Transfer of Servicing related to a Mortgage registered with MERS, no further assignments are required if the
    Transferee Servi…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: '301-9 ■ The chain of assignments is complete and recorded from the original mortgagee to MERS
      If the Seller/Servicer engages in a Concurrent or Subsequent Transfer of Servicing related to a Mortgage registered
      with MERS, no further assignments are required if the Transferee Servicer is a MERS Member. If the Transferee
      Servicer is not a MERS Member, or if the Mortgage has not been, or is no longer, registered with MERS, the
      Seller/Servicer must complete the assignments in accordance with the requirements in Section 6301.2(d)(i)
      above. (iii) Mortgages registered with MERS naming MERS as original mortgagee of record No assignments are
      required for a Mortgage registered with MERS if: ■ The Mortgage is originated naming MERS as the original
      mortgagee of record, solely as nominee for the lender named in the Security Instrument and the Note, and the
      lender’s successors and assigns, and ■ The Seller/Servicer has ensured that the Security Instrument is properly
      executed, acknowledged, delivered and recorded in all places necessary to perfect a First Lien security interest
      in the Mortgaged Premises in favor of MERS, solely as nominee for the lender named in the Security Instrument
      and the Note, and the lender’s successors and assigns (iv) Concurrent Transfers of Servicing If the Mortgage
      is registered with MERS, and the Transferee Servicer is not a MERS Member, then the requirements for Mortgages
      not registered with MERS must be followed. For a Concurrent Transfer of Servicing when a Mortgage is registered
      with MERS: ■ The Seller must notify MERS of the Transfer of Servicing and reflect such Transfer of Servicing
      on the MERS System ■ The Transferee Servicer must follow the document custodial procedures in Section 7101.4(c)
      and deliver the assignments to the Transferee Document Custodian to be verified and certified in accordance
      with the requirements of Section 6304.2, unless the Transferee Servicer has elected to retain all assignments
      for MERS- registered Mortgages in the Mortgage files. The Transferee Servicer must also supply its Document
      Custodian with any documentation necessary for the Document Custodian to determine whether the Seller/Servicer
      has elected to hold all assignments in the Mortgage files. For a Concurrent Transfer of Servicing when a Mortgage
      is not registered with MERS:'
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
- id: fhlmc-6301.2-9
  canonical_id: fhlmc-6301.2-9
  section: Freddie Mac Guide 6301.2
  description: '6301.2 Documentation preparation and endorsements: 301-10 ■ The Seller must record any Intervening
    Assignments to complete the chain of assignments from the original mortgagee to the Seller, in accordance with
    Section 6301.2(d)(i) ■ The Seller must then assign the Security Instruments to the Transferee Servicer and record
    the ass…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - fhlmc-guide
  - section-complete
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide §6301.2 — Documentation preparation and endorsements
      (02/04/26)
    source_class: gse-guide
    source_url: https://guide.freddiemac.com/
    snapshot_id: 5869ee9e606cd4ae
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: 301-10 ■ The Seller must record any Intervening Assignments to complete the chain of assignments
      from the original mortgagee to the Seller, in accordance with Section 6301.2(d)(i) ■ The Seller must then
      assign the Security Instruments to the Transferee Servicer and record the assignments ■ The Transferee Servicer
      must follow the document custodial procedures set forth in Section 7101.4(c), and deliver the assignments
      to the Transferee Document Custodian, to be verified and certified in accordance with the requirements of
      Section 6304.2 Special provisions for Concurrent Transfers of Servicing of Mortgages secured by Manufactured
      Homes located in certificate of title States where there is no provision for surrender and cancelation of
      the certificate of title are set forth in Sections 5703.4(b) and 5703.4(f)(iii).
    drafter_attestation: Verbatim from Freddie Guide §6301.2 body (max-gap occurrence), snapshot 5869ee9e606cd4ae;
      substring-verified.
  judgment: false
