source:
  type: regulation
  id: fhlmc-1301
  authority: FHLMC Single-Family Seller/Servicer Guide Chapter 1301 — General Responsibilities of the
    Seller/Servicer
  description: 'Freddie Mac Guide Chapter 1301 sets out the Seller/Servicer''s general

    responsibilities to Freddie Mac: data-submission warranties,

    compliance with all applicable federal/State/local laws (incl.

    ECOA, FCRA, GLBA, TILA, RESPA, FDCPA, BSA/AML, OFAC, FTC Act,

    Bankruptcy Code, E-SIGN/UETA), OFAC screening with 24-hour match

    notification, BSA/AML compliance and Suspicious Activity reporting,

    fair lending practices, fair-lending data-element retention by

    Servicers, incident-response programs with breach notification,

    and HERA diversity-and-inclusion requirements. Selling-side

    coverage gap previously identified in CSH library audit.

    '
obligations:
- id: fhlmc-1301-full
  canonical_id: fhlmc-1301-full
  section: FHLMC Single-Family Seller/Servicer Guide Chapter 1301
  description: "1301.1: Submission of data to Freddie Mac (12/17/25) \nThe Seller/Servicer warrants that\
    \ all data and/or other information submitted to Freddie Mac is \ntrue, complete and accurate. The\
    \ Seller/Servicer agrees to complete all Freddie Mac forms \naccording to the instructions or guidance\
    \ provided by Fred…"
  type: do
  tags:
  - regulator-direct
  - section-complete
  - fhlmc-guide
  primary_source:
    tier: 1
    authority: Freddie Mac Single-Family Seller/Servicer Guide Section 1301.1
    source_class: fhlmc-guide
    source_url: https://guide.freddiemac.com/ci/okcsFattach/get/3046538_4
    snapshot_id: fbba421721d90cb1
    fetched_at: '2026-05-25T14:10:06Z'
    content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
    paragraph_quote: "1301.1: Submission of data to Freddie Mac (12/17/25) \nThe Seller/Servicer warrants\
      \ that all data and/or other information submitted to Freddie Mac is \ntrue, complete and accurate.\
      \ The Seller/Servicer agrees to complete all Freddie Mac forms \naccording to the instructions or\
      \ guidance provided by Freddie Mac. With respect to data and/or \nother information transmitted\
      \ to Freddie Mac through a permitted electronic medium, the \nSeller/Servicer warrants that the:\
      \ \n \n■ Transmission complies with the requirements of the applicable Purchase Documents \n \n\
      ■ Transmission contains all the required information \n \n■ Terms, conditions and requirements stated\
      \ in the Purchase Documents have been fully \nsatisfied and adhered to"
    drafter_attestation: 'Verbatim Freddie Mac Guide Section 1301.1 from snapshot fbba421721d90cb1 via
      reading projection (furniture stripped); section-bounded by NNNN.N: headers; substring-verified.'
  judgment: false
