source:
  type: guide
  id: hud-4000-1-v-d-civil-money-penalties
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — d. Civil Money
    Penalties (09/14/2015)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part V — d. Civil
    Money Penalties (09/14/2015).
  coverage_tier: operative
obligations:
- id: hud-4000-1-v-d-civil-money-penalties-full
  canonical_id: hud-4000-1-v-d-civil-money-penalties-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part V — d. Civil Money
    Penalties (09/14/2015)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part V — d. Civil
      Money Penalties (09/14/2015)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'd. Civil Money Penalties (09/14/2015) The Assistant Secretary
      for Housing - Federal Housing Commissioner or its designee is authorized to
      pursue civil money penalties against any principal, officer, or employee of
      a Mortgagee, or other participants in a Mortgage insured by FHA, including,
      but not limited to: • sellers • Borrowers • Closing Agents • title companies
      • real estate agents • mortgage brokers • Appraisers • sponsored TPOs • dealers
      • consultants V. QUALITY CONTROL, OVERSIGHT, AND COMPLIANCE E. Enforcement 5.
      Actions and Sanctions Against Individuals and Other Program Participants Handbook
      4000.1 1752 Last Revised: 11/26/2025 • contractors • subcontractors • inspectors
      The Assistant Secretary for Housing - Federal Housing Commissioner or its designee
      is authorized to pursue civil money penalties against program participants who
      knowingly and materially violate FHA requirements as set forth in 24 CFR § 30.36.'
  judgment: false
