source:
  type: guide
  id: hud-4000-1-ii-2-general-appraiser-requirements
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — 2. General
    Appraiser Requirements (03/19/2025)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — 2. General
    Appraiser Requirements (03/19/2025).
  coverage_tier: operative
obligations:
- id: hud-4000-1-ii-2-general-appraiser-requirements-full
  canonical_id: hud-4000-1-ii-2-general-appraiser-requirements-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part II — 2. General
    Appraiser Requirements (03/19/2025)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — 2. General
      Appraiser Requirements (03/19/2025)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: '2. General Appraiser Requirements (03/19/2025) Handbook 4000.1
      809 Last Revised: 11/26/2025 2. General Appraiser Requirements (03/19/2025)
      The Appraiser must follow FHA guidance and comply with the Uniform Standards
      of Professional Appraisal Practice (USPAP) when completing appraisals of Property
      used as security for FHA-insured Mortgages. The Appraiser must observe, analyze,
      and report whether the Property meets HUD’s Property Acceptability Criteria,
      including Minimum Property Requirements (MPR) and Minimum Property Standards
      (MPS). MPR refers to general requirements that all homes insured by FHA be safe,
      sound, and secure. MPS refers to regulatory requirements relating to the safety,
      soundness, and security of New Construction. Every Property must be safe, sound,
      and secure so that the Mortgagee can determine eligibility. The Appraiser must
      note every instance where the Property is not safe, sound, and secure and does
      not comply with HUD’s MPR and MPS, or they must clearly state when no deficiencies
      with HUD’s Property Acceptability Criteria have been observed or are known.
      When performing an appraisal, the Appraiser must review and analyze all the
      documents under the Information Required before Commencement of Appraisal. For
      new construction assignments, the Appraiser must also review and analyze all
      the documents related to New Construction, including plans, specifications,
      and any exhibits provided that will assist the Appraiser in determining what
      is to be built or, if now Under Construction, what will be built when finished.
      The Appraiser must report the results of their analysis in the appraisal report.
      In a purchase transaction, if the seller is not the owner of record, the Appraiser
      must include an explanation in the appraisal report.'
  judgment: false
