source:
  type: guide
  id: hud-4000-1-i-8-title-i-manufactured-home-dealers
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — 8. Title I
    Manufactured Home Dealers (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part I — 8. Title
    I Manufactured Home Dealers (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-i-8-title-i-manufactured-home-dealers-full
  canonical_id: hud-4000-1-i-8-title-i-manufactured-home-dealers-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part I — 8. Title I Manufactured
    Home Dealers (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part I — 8. Title
      I Manufactured Home Dealers (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 8. Title I Manufactured Home Dealers (05/09/2022) A Dealer, in
      the case of Manufactured Home Loans, is a person or business that is engaged
      in the business of manufactured home retail sales. Dealers of manufactured home
      sales have a financial interest (either direct or indirect) in the transaction.
      If a Dealer assisted the Borrower in preparing the credit application or assisted
      the Borrower in obtaining the Loan from the Lender, the Lender must comply with
      the requirements in Direct and Dealer Loan Process for Manufactured Home Loan
      Program. 9. Title I Chattel Appraisers a. Definitions (05/09/2022) Chattel Appraiser
      refers to an appraiser who observes, analyzes, and reports the physical and
      economic characteristics of Chattel and provides an opinion of value to FHA.
      Chattel refers to tangible, movable Personal Property that is not Real Property.
  judgment: false
