source:
  type: regulation
  id: occ-12cfr-34.212
  authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212 — Appraiser panel—annual size
    calculation
  description: '12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.212 Appraiser panel—annual size
    calculation. Captured section-complete (all subsections verbatim).

    '
obligations:
- id: occ-12cfr-34.212-full
  canonical_id: occ-12cfr-34.212-full
  section: 12 CFR §34.212
  description: 'Appraiser panel—annual size calculation: For purposes of determining whether, within a 12-month
    period, an AMC oversees an appraiser panel of more than 15 State-certified or State-licensed appraisers in a
    State or 25 or more State-certified or State-licensed appraisers in two or more States pursuant to &#xA7; 34.211(c)(1)(iii)&#x2014;'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: For purposes of determining whether, within a 12-month period, an AMC oversees an appraiser
      panel of more than 15 State-certified or State-licensed appraisers in a State or 25 or more State-certified
      or State-licensed appraisers in two or more States pursuant to &#xA7; 34.211(c)(1)(iii)&#x2014;
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.212 (whole section) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.212-a
  canonical_id: occ-12cfr-34.212-a
  section: 12 CFR §34.212(a)
  description: 'Appraiser panel—annual size calculation — (a): (a) An appraiser is deemed part of the AMC''s appraiser
    panel as of the earliest date on which the AMC: (1) Accepts the appraiser for the AMC''s consideration for future
    appraisal assignments in covered transactions or for secondary mortgage market participants in connection with
    covered transactions;…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(a) An appraiser is deemed part of the AMC''s appraiser panel as of the earliest date on which
      the AMC: (1) Accepts the appraiser for the AMC''s consideration for future appraisal assignments in covered
      transactions or for secondary mortgage market participants in connection with covered transactions; or (2)
      Engages the appraiser to perform one or more appraisals on behalf of a creditor for a covered transaction
      or secondary mortgage market participant in connection with covered transactions.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.212 subsection (a) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.212-b
  canonical_id: occ-12cfr-34.212-b
  section: 12 CFR §34.212(b)
  description: 'Appraiser panel—annual size calculation — (b): (b) An appraiser who is deemed part of the AMC''s
    appraiser panel pursuant to paragraph (a) of this section is deemed to remain on the panel until the date on
    which the AMC: (1) Sends written notice to the appraiser removing the appraiser from the appraiser panel, with
    an explanation of its action; o…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: '(b) An appraiser who is deemed part of the AMC''s appraiser panel pursuant to paragraph (a)
      of this section is deemed to remain on the panel until the date on which the AMC: (1) Sends written notice
      to the appraiser removing the appraiser from the appraiser panel, with an explanation of its action; or (2)
      Receives written notice from the appraiser asking to be removed from the appraiser panel or notice of the
      death or incapacity of the appraiser.'
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.212 subsection (b) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.212-c
  canonical_id: occ-12cfr-34.212-c
  section: 12 CFR §34.212(c)
  description: 'Appraiser panel—annual size calculation — (c): (c) If an appraiser is removed from an AMC''s appraiser
    panel pursuant to paragraph (b) of this section, but the AMC subsequently accepts the appraiser for consideration
    for future assignments or engages the appraiser at any time during the twelve months after the AMC''s removal,
    the removal will be d…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (c) If an appraiser is removed from an AMC's appraiser panel pursuant to paragraph (b) of this
      section, but the AMC subsequently accepts the appraiser for consideration for future assignments or engages
      the appraiser at any time during the twelve months after the AMC's removal, the removal will be deemed not
      to have occurred, and the appraiser will be deemed to have been part of the AMC's appraiser panel without
      interruption.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.212 subsection (c) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
- id: occ-12cfr-34.212-d
  canonical_id: occ-12cfr-34.212-d
  section: 12 CFR §34.212(d)
  description: 'Appraiser panel—annual size calculation — (d): (d) The period for purposes of counting appraisers
    on an AMC''s appraiser panel may be the calendar year or a 12-month period established by law or rule of each
    State with which the AMC is required to register.'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  primary_source:
    tier: 1
    authority: 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.212
    source_class: ecfr-xml
    source_url: https://www.ecfr.gov/current/title-12/chapter-I/part-34
    snapshot_id: b9176c4f9bb030c2
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:c27331ba5c7759b1bc066ef9a0c6d88aac17a04f5ea45ac55bff64410cc28fef
    paragraph_quote: (d) The period for purposes of counting appraisers on an AMC's appraiser panel may be the calendar
      year or a 12-month period established by law or rule of each State with which the AMC is required to register.
    drafter_attestation: Verbatim (whitespace-normalized) slice of §34.212 subsection (d) from snapshot b9176c4f9bb030c2;
      substring-verified.
  judgment: false
