source:
  type: guide
  id: va-m26-7-ch12-t18
  authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 18 — Shared
    Wells
  description: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 18 — Shared
    Wells.
  coverage_tier: operative
obligations:
- id: va-m26-7-ch12-t18-full
  canonical_id: va-m26-7-ch12-t18-full
  section: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 18 — Shared Wells
  type: do
  tags:
  - regulator-direct
  - va
  - va-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 12, Topic 18 — Shared
      Wells
    source_class: va-handbook
    source_url: https://www.benefits.va.gov/warms/pam26_7.asp
    snapshot_id: 824171a914866a59
    fetched_at: '2026-05-23T01:53:53Z'
    content_hash: sha256:71efd8bb39bb5596ad194f1b13e6f979cfa1afbf5566e897e26836fc1ab0429e
    paragraph_quote: '18. Shared Wells Change Date March 28, 2019 • This chapter has
      been revised in its entirety. a. Shared Well Requirements A shared well refers
      to a well that serves two or more properties. The shared well must be: • capable
      of providing a continuing supply of safe and potable water to each property
      simultaneously, so that each dwelling will be assured a sufficient quantity
      for all domestic purposes, • protected by a permanent easement, which allows
      for maintenance and repair, and • maintained under a well-sharing agreement
      containing provisions for the cost of repairs that is binding on the signatory
      parties and successors in title and has been recorded in public records. b.
      Appraiser Responsibility The appraiser must report that that the property is
      served by a shared well and note any readily apparent deficiencies. c. Lender
      Responsibility The lender must obtain the shared well agreement and review the
      agreement to determine eligibility. d. Water Quality The water quality must
      meet the requirements for individual wells described in Topic 17 of this Chapter.
      VA Pamphlet 26-7, Revised Chapter 12: Minimum Property Requirements 12-26'
  judgment: false
