source:
  type: regulation
  id: flood-42usc-4011
  authority: National Flood Insurance Act (42 U.S.C.) § 4011 — Authorization to establish and carry out program
  description: 'National Flood Insurance Act (42 U.S.C.), §4011 Authorization to establish and carry out program.
    Captured section-complete from Cornell LII (verbatim).

    '
obligations:
- id: flood-42usc-4011-a
  canonical_id: flood-42usc-4011-a
  section: 42 U.S.C. §4011(a)
  description: 'Authorization to establish and carry out program — (a): (a) Authorization and establishment To carry
    out the purposes of this chapter, the Administrator of the Federal Emergency Management Agency is authorized
    to establish and carry out a national flood insurance program which will enable interested persons to purchase
    insurance against loss resulting fr…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: National Flood Insurance Act (42 U.S.C.) § 4011
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/42/4011
    snapshot_id: c8cdcd00fb6f4fd0
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:206773d5bdc2aa7e6136d970d2f459aa2df71c9b8fa0688648b6c137e0e5080c
    paragraph_quote: (a) Authorization and establishment To carry out the purposes of this chapter, the Administrator
      of the Federal Emergency Management Agency is authorized to establish and carry out a national flood insurance
      program which will enable interested persons to purchase insurance against loss resulting from physical damage
      to or loss of real property or personal property related thereto arising from any flood occurring in the United
      States.
    drafter_attestation: Verbatim slice of 42 U.S.C. §4011 subsection (a) from Cornell LII snapshot c8cdcd00fb6f4fd0;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: flood-42usc-4011-b
  canonical_id: flood-42usc-4011-b
  section: 42 U.S.C. §4011(b)
  description: 'Authorization to establish and carry out program — (b): (b) Additional coverage for compliance with
    land use and control measures The national flood insurance program established pursuant to subsection (a) shall
    enable the purchase of insurance to cover the cost of implementing measures that are consistent with land use
    and control measures established b…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: National Flood Insurance Act (42 U.S.C.) § 4011
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/42/4011
    snapshot_id: c8cdcd00fb6f4fd0
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:206773d5bdc2aa7e6136d970d2f459aa2df71c9b8fa0688648b6c137e0e5080c
    paragraph_quote: (b) Additional coverage for compliance with land use and control measures The national flood
      insurance program established pursuant to subsection (a) shall enable the purchase of insurance to cover the
      cost of implementing measures that are consistent with land use and control measures established by the community
      under section 4102 of this title for— (1) properties that are repetitive loss structures ; (2) properties
      that are substantially damaged structures ; (3) properties that have sustained flood damage on multiple occasions,
      if the Administrator determines that it is cost-effective and in the best interests of the National Flood
      Insurance Fund to require the implementation of such measures; and (4) properties for which an offer of mitigation
      assistance is made under— (A) section 4104c of this title (Flood Mitigation Assistance Program); (B) the Hazard
      Mitigation Grant Program authorized under section 5170c of this title ; (C) the Predisaster Hazard Mitigation
      Program under section 5133 of this title ; and (D) any programs authorized or for which funds are appropriated
      to address any unmet needs or for which supplemental funds are made available. The Administrator shall impose
      a surcharge on each insured of not more than $75 per policy to provide cost of compliance coverage in accordance
      with the provisions of this subsection.
    drafter_attestation: Verbatim slice of 42 U.S.C. §4011 subsection (b) from Cornell LII snapshot c8cdcd00fb6f4fd0;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: flood-42usc-4011-c
  canonical_id: flood-42usc-4011-c
  section: 42 U.S.C. §4011(c)
  description: 'Authorization to establish and carry out program — (c): (c) Participation and risk sharing by insurers
    In carrying out the flood insurance program the Administrator shall, to the maximum extent practicable, encourage
    and arrange for— (1) appropriate financial participation and risk sharing in the program by insurance companies
    and other insurers, and (2)…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: National Flood Insurance Act (42 U.S.C.) § 4011
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/42/4011
    snapshot_id: c8cdcd00fb6f4fd0
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:206773d5bdc2aa7e6136d970d2f459aa2df71c9b8fa0688648b6c137e0e5080c
    paragraph_quote: (c) Participation and risk sharing by insurers In carrying out the flood insurance program
      the Administrator shall, to the maximum extent practicable, encourage and arrange for— (1) appropriate financial
      participation and risk sharing in the program by insurance companies and other insurers, and (2) other appropriate
      participation, on other than a risk-sharing basis, by insurance companies and other insurers, insurance agents
      and brokers, and insurance adjustment organizations , in accordance with the provisions of subchapter II.
      ( Pub. L. 90–448, title XIII, § 1304 , Aug. 1, 1968 , 82 Stat. 574 ; Pub. L. 98–181, title I [title IV, §
      451(d)(1), (2)], Nov. 30, 1983 , 97 Stat. 1229 ; Pub. L. 103–325, title V, § 555(a) , Sept. 23, 1994 , 108
      Stat. 2274 ; Pub. L. 108–264, title I, § 105(a) , June 30, 2004 , 118 Stat. 723 ; Pub. L. 112–141, div. F,
      title II , §§ 100225(f), 100238(b)(1), July 6, 2012 , 126 Stat. 942 , 958.)
    drafter_attestation: Verbatim slice of 42 U.S.C. §4011 subsection (c) from Cornell LII snapshot c8cdcd00fb6f4fd0;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
