source:
  type: regulation
  id: tila-15usc-1612
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1612 — Effect on government agencies
  description: 'TILA (Truth in Lending Act, 15 U.S.C.), §1612 Effect on government agencies. Captured section-complete
    from Cornell LII (verbatim).

    '
obligations:
- id: tila-15usc-1612-a
  canonical_id: tila-15usc-1612-a
  section: 15 U.S.C. §1612(a)
  description: 'Effect on government agencies — (a): (a) Consultation requirements respecting compliance of credit
    instruments issued to participating creditor Any department or agency of the United States which administers
    a credit program in which it extends, insures, or guarantees consumer credit and in which it provides instruments
    to a creditor w…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1612
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1612
    snapshot_id: 91fb44ae297ae18e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:02d3ba721acb082eb11aeeed07c5b986576ab88b1f86595ebdf88f9d5ecd99ba
    paragraph_quote: (a) Consultation requirements respecting compliance of credit instruments issued to participating
      creditor Any department or agency of the United States which administers a credit program in which it extends,
      insures, or guarantees consumer credit and in which it provides instruments to a creditor which contain any
      disclosures required by this subchapter shall, prior to the issuance or continued use of such instruments,
      consult with the Bureau to assure that such instruments comply with this subchapter.
    drafter_attestation: Verbatim slice of 15 U.S.C. §1612 subsection (a) from Cornell LII snapshot 91fb44ae297ae18e;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: tila-15usc-1612-b
  canonical_id: tila-15usc-1612-b
  section: 15 U.S.C. §1612(b)
  description: 'Effect on government agencies — (b): (b) Inapplicability of Federal civil or criminal penalties
    to Federal, State, and local agencies No civil or criminal penalty provided under this subchapter for any violation
    thereof may be imposed upon the United States or any department or agency thereof, or upon any State or political
    subdivision…'
  type: do
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1612
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1612
    snapshot_id: 91fb44ae297ae18e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:02d3ba721acb082eb11aeeed07c5b986576ab88b1f86595ebdf88f9d5ecd99ba
    paragraph_quote: (b) Inapplicability of Federal civil or criminal penalties to Federal, State, and local agencies
      No civil or criminal penalty provided under this subchapter for any violation thereof may be imposed upon
      the United States or any department or agency thereof, or upon any State or political subdivision thereof,
      or any agency of any State or political subdivision.
    drafter_attestation: Verbatim slice of 15 U.S.C. §1612 subsection (b) from Cornell LII snapshot 91fb44ae297ae18e;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: tila-15usc-1612-c
  canonical_id: tila-15usc-1612-c
  section: 15 U.S.C. §1612(c)
  description: 'Effect on government agencies — (c): (c) Inapplicability of Federal civil or criminal penalties
    to participating creditor where violating instrument issued by United States A creditor participating in a credit
    program administered, insured, or guaranteed by any department or agency or the United States shall not be held
    liable for a ci…'
  type: dont
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1612
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1612
    snapshot_id: 91fb44ae297ae18e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:02d3ba721acb082eb11aeeed07c5b986576ab88b1f86595ebdf88f9d5ecd99ba
    paragraph_quote: (c) Inapplicability of Federal civil or criminal penalties to participating creditor where
      violating instrument issued by United States A creditor participating in a credit program administered, insured,
      or guaranteed by any department or agency or the United States shall not be held liable for a civil or criminal
      penalty under this subchapter in any case in which the violation results from the use of an instrument required
      by any such department or agency.
    drafter_attestation: Verbatim slice of 15 U.S.C. §1612 subsection (c) from Cornell LII snapshot 91fb44ae297ae18e;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
- id: tila-15usc-1612-d
  canonical_id: tila-15usc-1612-d
  section: 15 U.S.C. §1612(d)
  description: 'Effect on government agencies — (d): (d) Applicability of State penalties to violations by participating
    creditor A creditor participating in a credit program administered, insured, or guaranteed by any department
    or agency of the United States shall not be held liable for a civil or criminal penalty under the laws of any
    State (other …'
  type: dont
  tags:
  - regulator-direct
  - gap-fill
  - section-complete
  - usc-statute
  primary_source:
    tier: 1
    authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1612
    source_class: usc-statute-lii
    source_url: https://www.law.cornell.edu/uscode/text/15/1612
    snapshot_id: 91fb44ae297ae18e
    fetched_at: '2026-06-18T00:00:00+00:00'
    content_hash: sha256:02d3ba721acb082eb11aeeed07c5b986576ab88b1f86595ebdf88f9d5ecd99ba
    paragraph_quote: (d) Applicability of State penalties to violations by participating creditor A creditor participating
      in a credit program administered, insured, or guaranteed by any department or agency of the United States
      shall not be held liable for a civil or criminal penalty under the laws of any State (other than laws determined
      under section 1610 of this title to be inconsistent with this subchapter) for any technical or procedural
      failure, such as a failure to use a specific form, to make information available at a specific place on an
      instrument, or to use a specific typeface, as required by State law, which is caused by the use of an instrument
      required to be used by such department or agency. ( Pub. L. 90–321, title I, § 113 , May 29, 1968 , 82 Stat.
      151 ; Pub. L. 96–221, title VI, § 622(a) , Mar. 31, 1980 , 94 Stat. 184 ; Pub. L. 111–203, title X, § 1100A(2)
      , July 21, 2010 , 124 Stat. 2107 .)
    drafter_attestation: Verbatim slice of 15 U.S.C. §1612 subsection (d) from Cornell LII snapshot 91fb44ae297ae18e;
      body isolated between nav and Editorial/Statutory Notes; substring-verified.
  judgment: false
