source:
  type: guide
  id: fnma-svc-e-4.5-06
  authority: Fannie Mae Servicing Guide E-4.5-06 — Filing MI Claims for VA Mortgage
    Loans
  description: Fannie Mae Servicing Guide E-4.5-06 — Filing MI Claims for VA Mortgage
    Loans.
  coverage_tier: operative
obligations:
- id: fnma-svc-e-4.5-06-full
  canonical_id: fnma-svc-e-4.5-06-full
  section: Fannie Mae Servicing Guide E-4.5-06 — Filing MI Claims for VA Mortgage
    Loans
  type: do
  tags:
  - regulator-direct
  - fnma
  - servicing-guide
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: Fannie Mae Servicing Guide E-4.5-06 — Filing MI Claims for VA Mortgage
      Loans
    source_class: fnma-guide
    source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
    snapshot_id: cf63a82bbb4adfba
    fetched_at: '2026-05-22T23:53:19Z'
    content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
    paragraph_quote: 'E-4.5-06, Filing MI Claims for VA Mortgage Loans (12/16/2015)
      The servicer must ﬁle the claim with VA within 15 days after the foreclosure
      sale in accordance with the Published May 13, 2026 504 procedures in Filing
      a Guaranty Claim with VA in F-1-06, Filing an MI Claim for a Liquidated Mortgage
      Loan or Acquired Property. When Fannie Mae completes its ﬁnal claim analysis
      for a VA mortgage loan, Fannie Mae will notify the servicer if one of the following
      applies: the servicer owes Fannie Mae any money, or the servicer must purchase
      the property from Fannie Mae as a result of VA''s refusal to accept conveyance
      of the property or outright denial of the claim. Within 30 days after the date
      of Fannie Mae''s notiﬁcation, the servicer must resolve the issue or send Fannie
      Mae any money it owes. Recent Related Announcements There are no recently issued
      Announcements related to this topic.'
  judgment: false
