source:
  type: guide
  id: hud-4000-1-iv-h-abbreviated-claim
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Abbreviated
    Claim (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Abbreviated
    Claim (05/09/2022).
  coverage_tier: operative
obligations:
- id: hud-4000-1-iv-h-abbreviated-claim-full
  canonical_id: hud-4000-1-iv-h-abbreviated-claim-full
  section: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Abbreviated
    Claim (05/09/2022)
  type: do
  tags:
  - regulator-direct
  - fha
  - hud-handbook
  - corpus-expansion
  - tier-operative
  primary_source:
    tier: 1
    authority: FHA Single Family Housing Policy Handbook 4000.1, Part IV — h. Abbreviated
      Claim (05/09/2022)
    source_class: hud-handbook
    source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
    snapshot_id: 8c03836f77f317e1
    fetched_at: '2026-05-23T00:28:40Z'
    content_hash: sha256:411430f29b13f9b54a2ebb0e6f6e7087ecd2b90d0da22eb0c8c792eaa2d7d0df
    paragraph_quote: 'h. Abbreviated Claim (05/09/2022) i. Standard The abbreviated
      filing process allows insurance termination on Defaulted Loans when there is
      no expectation of claim payment. The Lender may submit an abbreviated claim
      to terminate premium billing when: • the Loan is in Default and no Reserves
      are left; or • the claim would not be payable for other reasons. ii. Required
      Documentation The Lender must submit: • form HUD-637, Part II with items 1–10
      and 15–18 completed. The Lender, or an agent of the Lender with proper Power
      of Attorney (POA), must sign form HUD- 637, with their full name and title included
      in box 16; • a certification stating that the claim is being filed to stop premium
      charges, no claim payment is expected and no claim resubmission will occur.
      The Lender, or an agent of the Lender with proper POA, must sign the certification.
      Please also indicate that there are no Reserves, or why no claim payment is
      expected; • copies of the Notices of Default and Acceleration. In the event
      that the Lender could not issue the notice due to bankruptcy, include documentation
      of the bankruptcy filing; IV. CLAIMS AND DISPOSITION C. Title I Claims 1. Title
      I Claims for Property Improvement Handbook 4000.1 1670 Last Revised: 11/26/2025
      • documentation verifying that the Lender has updated credit bureau reporting
      to show Default has occurred; and • a copy of the Note and security instrument
      (where applicable). No assignment to HUD is required. If the Lender does not
      have a copy of the Note, the Lender may send HUD a Missing Document Statement
      for the Note along with the copy of the security instrument, if the security
      instrument details the terms of the Loan. Lenders must mail the abbreviated
      claim package to the FOC. To expedite processing, the Lender must use an attention
      line of “Abbreviated Claim Filing.” iii. HUD Review of Abbreviated Claim HUD
      will review the documentation to ensure that the Loan is a Title I Loan previously
      reported for insurance and that a Default has occurred. Once confirmed, HUD
      will accept the abbreviated claim filing and deny the claim benefits since it
      is not payable. This claim denial will stop subsequent insurance charges from
      being billed. Lenders can confirm termination of billing by reviewing their
      next monthly Title I billing statement. These Loans will appear in the “RENEWAL
      CANCELLATION” section of the bill.'
  judgment: false
