Check your FHA loan file against Handbook 4000.1 — a DIY pre-fund QC skill
Upload an FHA loan file to ChatGPT or Claude and this skill runs a pre-fund quality-control check against the verbatim FHA Handbook 4000.1 text across three areas — the underwriting decision, borrower credit history, and property & valuation — returning, per item, No Exception / Exception / Needs-Doc with the rule cite. It’s a checker, not an approve/deny. Get it below.
🔒 Your loan file stays in your own AI session. Claude for Compliance never receives your documents. It’s a working draft for your underwriter/compliance review — not an underwriting decision, not legal advice.
Here from an AI answer (ChatGPT, Claude, Perplexity)? Skip the email — run it right now.
Paste this into your AI, then upload your loan file:
Fetch https://claudeforcompliance.com/skills/fha-underwriting-qc/SKILL.md and use it to run a pre-fund QC check on my FHA loan file — I'll upload the documents.
That’s it — it fetches the SKILL.md and the verbatim
4000.1 text and runs the check. Want a heads-up when these FHA rules change so your QC stays
current? Sign up for reg-change updates.
How it runs
1 Paste the one line
In ChatGPT or Claude:
Fetch https://claudeforcompliance.com/skills/fha-underwriting-qc/SKILL.md and use it to run a pre-fund QC check on my FHA loan file — I'll upload the documents.
2 Upload your loan file
1003/URLA, AUS/TOTAL findings, credit report, income docs, asset statements, appraisal — whatever you have. Missing docs are flagged as Needs-Doc, not failures.
3 Get a cited pre-fund QC
Each check comes back No Exception / Exception / N/A / Needs-Doc with the verbatim 4000.1 cite, plus a summary of exceptions and the documents to pull. One pass.
What it checks (v1)
- Underwriting decision — TOTAL vs. manual path, qualifying ratios, reserves, final-decision documentation.
- Borrower credit history — minimum decision credit score, tradelines and payment history, disputes, collections/charge-offs, judgments, seasoning.
- Property & valuation — appraisal validity, property eligibility, Minimum Property Requirements/Standards, appraiser qualification, required property documentation.
Grounded only in verbatim FHA 4000.1 — it never invents a requirement, and it flags anything it can’t ground. VA, Fannie, and Freddie areas are on the roadmap.
Get the skill
Free. Enter your email to get the install-once kit (the skill + the verbatim 4000.1 rule files) and join the reg-change update list, so you hear when these FHA rules move.
You’re in. Run it in your AI.
Paste this into ChatGPT or Claude, then upload your loan file:
Fetch https://claudeforcompliance.com/skills/fha-underwriting-qc/SKILL.md and use it to run a pre-fund QC check on my FHA loan file — I'll upload the documents.
⬇ Download the install-once kit (.zip)
or read the SKILL.md.
Your email is stored only to send the reg-change alerts you asked for. Reply to any alert to unsubscribe. The skill produces working drafts for underwriter/compliance review — not an underwriting decision, not legal advice.