31 CFR §1010.311 — Filing obligations for reports of transactions in currency

bsa-31cfr-1010-311

BSA Currency Transaction Report (CTR) filing obligation for cash transactions over $10,000 under 31 CFR §1010.311.

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source:
  type: regulation
  id: bsa-31cfr-1010.311
  authority: 31 CFR §1010.311 — Filing obligations for reports of transactions in currency
  description: |
    BSA Currency Transaction Report (CTR) filing obligation for cash
    transactions over $10,000 under 31 CFR §1010.311.
obligations:
  - id: bsa-31cfr-1010.311-full
    canonical_id: bsa-31cfr-1010.311-full
    section: 31 CFR §1010.311
    description: Each financial institution other than a casino shall file a report of each deposit, withdrawal, exchange of currency or other payment or transfer, by, through, or to such financial institution which involves a transaction in currency of more than $10,000, except as otherwise provided in this section…
    type: dont
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - cfpb-regulation
    primary_source:
      tier: 1
      authority: 31 CFR §1010.311
      source_class: fincen
      source_url: https://www.law.cornell.edu/cfr/text/31/1010.311
      snapshot_id: ba5f3d2cacf0baa4
      fetched_at: '2026-05-22T11:34:21Z'
      content_hash: sha256:f022af6ed53e366d83c1a362ea3959c89224c99a1edba83d39c9240cebe8b038
      paragraph_quote: Each financial institution other than a casino shall file a report of each deposit, withdrawal, exchange of currency or other payment or transfer, by, through, or to such financial institution which involves a transaction in currency of more than $10,000, except as otherwise provided in this section. In the case of the U.S. Postal Service, the obligation contained in the preceding sentence shall not apply to payments or transfers made solely in connection with the purchase of postage or philatelic products. CFR Toolbox Law about... Articles from Wex Table of Popular Names Parallel Table of Authorities Accessibility About LII Contact us Advertise here Help Terms of use Privacy
      drafter_attestation: Verbatim subsection of 31 CFR §1010.311 from Cornell LII snapshot ba5f3d2cacf0baa4; body isolated between nav and notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from 31 CFR §1010.311 — Filing obligations for reports of transactions in currency — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

31 CFR §1010.311

Each financial institution other than a casino shall file a report of each deposit, withdrawal, exchange of currency or other payment or transfer, by, through, or to such financial institution which involves a transaction in currency of more than $10,000, except as otherwise provided in this section. In the case of the U.S. Postal Service, the obligation contained in the preceding sentence shall not apply to payments or transfers made solely in connection with the purchase of postage or philatelic products. CFR Toolbox Law about... Articles from Wex Table of Popular Names Parallel Table of Authorities Accessibility About LII Contact us Advertise here Help Terms of use Privacy

Source: 31 CFR §1010.311 · source URL · snapshot ba5f3d2cacf0baa4

Operationalizing 31 CFR §1010.311 — Filing obligations for reports of transactions in currency

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/bsa-31cfr-1010-311/ · register bsa-31cfr-1010-311 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.