Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety

fhlmc-5103-3

Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety.

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source:
  type: guide
  id: fhlmc-5103.3
  authority: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety
  description: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety.
  coverage_tier: operative
obligations:
  - id: fhlmc-5103.3-full
    canonical_id: fhlmc-5103.3-full
    section: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety
    description: ''
    type: do
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    program_review: ''
    file_review: ''
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    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - fhlmc
      - freddie-guide
      - corpus-expansion
      - tier-operative
    primary_source:
      tier: 1
      authority: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety
      source_class: fhlmc-guide
      source_url: https://guide.freddiemac.com/ci-guide
      snapshot_id: 5869ee9e606cd4ae
      fetched_at: '2026-05-23T00:27:40Z'
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      paragraph_quote: '5103.3: Endorser, guarantor and surety (07/02/25) A Mortgage with a personal endorser, guarantor and/or surety may be eligible for purchase by Freddie Mac provided the following requirements are met: ■ The endorsement, guaranty or surety agreement must not be qualified or limited in any manner ■ The endorser, guarantor or surety must not be an interested party to the transaction (for example, the builder, property seller, real estate agent or broker) Endorsers, guarantors and sureties who do not occupy the Mortgaged Premises must comply with all requirements for non-occupying Borrowers, including those in Section 5103.1. Freddie Mac Single-Family Seller/Servicer Guide Chapter 5103 As of 02/04/26 Page 5103-3'

Verbatim regulatory text (1)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety

5103.3: Endorser, guarantor and surety (07/02/25) A Mortgage with a personal endorser, guarantor and/or surety may be eligible for purchase by Freddie Mac provided the following requirements are met: ■ The endorsement, guaranty or surety agreement must not be qualified or limited in any manner ■ The endorser, guarantor or surety must not be an interested party to the transaction (for example, the builder, property seller, real estate agent or broker) Endorsers, guarantors and sureties who do not occupy the Mortgaged Premises must comply with all requirements for non-occupying Borrowers, including those in Section 5103.1. Freddie Mac Single-Family Seller/Servicer Guide Chapter 5103 As of 02/04/26 Page 5103-3

Source: Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety · source URL · snapshot 5869ee9e606cd4ae

Operationalizing Freddie Mac Single-Family Seller/Servicer Guide Section 5103.3 — Endorser, guarantor and surety

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fhlmc-5103-3/ · register fhlmc-5103-3 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.