Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25)

fhlmc-5704-4

Freddie Mac Guide §5704.4 (Security Instruments for leasehold Mortgages). Gap-fill (verbatim, ID-diff).

Get this register: .xlsx .csv More bundles →

source:
  type: regulation
  id: fhlmc-5704.4
  authority: Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25)
  description: |
    Freddie Mac Guide §5704.4 (Security Instruments for leasehold Mortgages). Gap-fill (verbatim, ID-diff). 
obligations:
  - id: fhlmc-5704.4-0
    canonical_id: fhlmc-5704.4-0
    section: Freddie Mac Guide 5704.4
    description: '5704.4 Security Instruments for leasehold Mortgages: (06/04/25) The Uniform Security Instrument must describe the Mortgaged Premises as a leasehold interest created by a recorded lease in the property described in the legal description. In addition, the Seller must comply with Exhibit 5A, Authorized Changes to Notes, Riders, Securi…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - fhlmc-guide
      - section-complete
    primary_source:
      tier: 1
      authority: Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25)
      source_class: gse-guide
      source_url: https://guide.freddiemac.com/
      snapshot_id: 5869ee9e606cd4ae
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
      paragraph_quote: (06/04/25) The Uniform Security Instrument must describe the Mortgaged Premises as a leasehold interest created by a recorded lease in the property described in the legal description. In addition, the Seller must comply with Exhibit 5A, Authorized Changes to Notes, Riders, Security Instruments and the Uniform Residential Loan Application, Section IV, for leasehold estates.
      drafter_attestation: Verbatim from Freddie Guide §5704.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae; substring-verified.
  - id: fhlmc-5704.4-1
    canonical_id: fhlmc-5704.4-1
    section: Freddie Mac Guide 5704.4
    description: '5704.4 Security Instruments for leasehold Mortgages: 705-1 Chapter 5705: Cooperative Projects and Cooperative Share Loans'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - fhlmc-guide
      - section-complete
    primary_source:
      tier: 1
      authority: Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25)
      source_class: gse-guide
      source_url: https://guide.freddiemac.com/
      snapshot_id: 5869ee9e606cd4ae
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:9a1b23e5024bb369e7a59d36b3702383c11ace68b5d209fdef791bc8f955c637
      paragraph_quote: '705-1 Chapter 5705: Cooperative Projects and Cooperative Share Loans'
      drafter_attestation: Verbatim from Freddie Guide §5704.4 body (max-gap occurrence), snapshot 5869ee9e606cd4ae; substring-verified.

Verbatim regulatory text (2)

Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Guide 5704.4

(06/04/25) The Uniform Security Instrument must describe the Mortgaged Premises as a leasehold interest created by a recorded lease in the property described in the legal description. In addition, the Seller must comply with Exhibit 5A, Authorized Changes to Notes, Riders, Security Instruments and the Uniform Residential Loan Application, Section IV, for leasehold estates.

Source: Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25) · source URL · snapshot 5869ee9e606cd4ae

Freddie Mac Guide 5704.4

705-1 Chapter 5705: Cooperative Projects and Cooperative Share Loans

Source: Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25) · source URL · snapshot 5869ee9e606cd4ae

Operationalizing Freddie Mac Single-Family Seller/Servicer Guide §5704.4 — Security Instruments for leasehold Mortgages (06/04/25)

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fhlmc-5704-4/ · register fhlmc-5704-4 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.