Fannie Mae Selling Notice — Area Median Incomes 2026

fnma-2026-ami-limits

Fannie Mae Selling Notice: the 2026 Area Median Income (AMI) limits, effective June 13, 2026, implemented in Desktop Underwriter, Loan Delivery, and the AMI Lookup Tool. Governs affordable-program eligibility and certain LLPA waivers. Snapshot from Fannie Mae media server.

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source:
  type: regulation
  id: fnma-2026-ami-limits
  authority: Fannie Mae Selling Notice — Area Median Incomes 2026
  description: 'Fannie Mae Selling Notice: the 2026 Area Median Income (AMI) limits, effective June 13, 2026, implemented in Desktop Underwriter, Loan Delivery, and the AMI Lookup Tool. Governs affordable-program eligibility and certain LLPA waivers. Snapshot from Fannie Mae media server.'
  status: in-force
obligations:
  - id: fnma-2026-ami-limits-ami-effective
    canonical_id: fnma-2026-ami-limits-ami-effective
    section: Fannie 2026 AMI limits — effective June 13, 2026
    description: The 2026 Area Median Income limits are effective June 13, 2026 (implemented in DU, Loan Delivery, and the AMI Lookup Tool).
    type: do
    audit_question: Has [LENDER] applied the 2026 AMI limits to affected products for application/casefile dates on or after June 13, 2026?
    program_review: Does the program apply the 2026 AMI limits from the June 13, 2026 effective date?
    file_review: On affordable-product files dated on/after June 13, 2026, confirm 2026 AMI limits were used.
    judgment: false
    feeds: []
    workflow_phase: origination
    owner_role: cco
    secondary_owner_role: cco
    cadence: per-bulletin
    consequence: Missing a GSE bulletin change risks repurchase, servicing penalties, or non-compliance findings.
    tags:
      - fnma
      - ami
      - income-limits
      - affordable
      - effective-2026-06-13
      - promoted
    primary_source:
      tier: 1
      authority: Fannie Mae Selling Notice — Area Median Incomes 2026
      source_class: gse-bulletin
      source_url: https://singlefamily.fanniemae.com/media/47196/display
      snapshot_id: 46d3e96aa332d462
      fetched_at: '2026-06-08T00:00:00Z'
      content_hash: sha256:placeholder-snapshot-content-hash-from-source-json
      paragraph_quote: The 2026 AMIs will be implemented in Desktop Underwriter® (DU®), Loan Delivery, and the Area Median Income Lookup Tool on or before June 12, 2026, with an effective date of June 13, 2026.
      drafter_attestation: Verbatim from Fannie Selling Notice snapshot. 2026 AMI effective date.

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Selling Notice — Area Median Incomes 2026 — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie 2026 AMI limits — effective June 13, 2026

The 2026 AMIs will be implemented in Desktop Underwriter® (DU®), Loan Delivery, and the Area Median Income Lookup Tool on or before June 12, 2026, with an effective date of June 13, 2026.

Source: Fannie Mae Selling Notice — Area Median Incomes 2026 · source URL · snapshot 46d3e96aa332d462

Operationalizing Fannie Mae Selling Notice — Area Median Incomes 2026

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fnma-2026-ami-limits/ · register fnma-2026-ami-limits · Claude for Compliance. Free to read and download; see regulatory updates and methodology.