Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien

fnma-svc-c-1-2-05

Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien.

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source:
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  authority: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
  description: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien.
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obligations:
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      authority: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien
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      paragraph_quote: C-1.2-05, Charging for a Release of Lien (05/15/2019) Published May 13, 2026 216 The servicer must not charge the borrower a fee for releasing, reconveying, or discharging Fannie Mae’s lien against the property, unless all of the conditions listed in the following table apply. ✓ Conditions under which a release of lien fee may be charged The fee is paid to a third party for services rendered. For example, fees paid to a recorder of deeds, a notary public, or a trustee under a deed of trust (even if the trustee is the servicer’s aﬃliate or subsidiary). Such fees are not prohibited by applicable law, the terms of the note or security instrument, or the mortgage insurer or guarantor. The amount of the fee is consistent with other fees permitted by the mortgage insurer or guarantor, if applicable. The release of lien is not related to a charge-oﬀ (see D1-1-02, Evaluating a First Lien Mortgage Loan for Charge-Oﬀ and Release of Lien). The servicer must follow the procedures in Reimbursement for Recording Costs Associated with a Mortgage Loan Satisfaction or Charge-Oﬀ in F-1-05, Expense Reimbursement in order to seek reimbursement from Fannie Mae. Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Date Announcement SVC-2019-03 May 15, 2019 Chapter C-2, Servicing ARM Loans Introduction This chapter describes servicing of ARM loans. Section C-2.1, Processing ARM Loan Payments Published May 13, 2026 217

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien

C-1.2-05, Charging for a Release of Lien (05/15/2019) Published May 13, 2026 216 The servicer must not charge the borrower a fee for releasing, reconveying, or discharging Fannie Mae’s lien against the property, unless all of the conditions listed in the following table apply. ✓ Conditions under which a release of lien fee may be charged The fee is paid to a third party for services rendered. For example, fees paid to a recorder of deeds, a notary public, or a trustee under a deed of trust (even if the trustee is the servicer’s aﬃliate or subsidiary). Such fees are not prohibited by applicable law, the terms of the note or security instrument, or the mortgage insurer or guarantor. The amount of the fee is consistent with other fees permitted by the mortgage insurer or guarantor, if applicable. The release of lien is not related to a charge-oﬀ (see D1-1-02, Evaluating a First Lien Mortgage Loan for Charge-Oﬀ and Release of Lien). The servicer must follow the procedures in Reimbursement for Recording Costs Associated with a Mortgage Loan Satisfaction or Charge-Oﬀ in F-1-05, Expense Reimbursement in order to seek reimbursement from Fannie Mae. Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Date Announcement SVC-2019-03 May 15, 2019 Chapter C-2, Servicing ARM Loans Introduction This chapter describes servicing of ARM loans. Section C-2.1, Processing ARM Loan Payments Published May 13, 2026 217

Source: Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien · source URL · snapshot cf63a82bbb4adfba

Operationalizing Fannie Mae Servicing Guide C-1.2-05 — Charging for a Release of Lien

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fnma-svc-c-1-2-05/ · register fnma-svc-c-1-2-05 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.