Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories

fnma-svc-c-4-1-01

Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories.

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  id: fnma-svc-c-4.1-01
  authority: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
  description: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories.
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obligations:
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    section: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
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    tags:
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      authority: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories
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      paragraph_quote: 'C-4.1-01, Notifying Credit Repositories (07/15/2020) The following table outlines the servicer’s responsibilities related to credit bureau reporting for mortgage loans that Fannie Mae holds in its portfolio or in an MBS. ✓ The servicer must... Provide the status of each mortgage loan to each of the four major credit repositories as of the last day of each month. Statuses include, but are not limited to, the following: • new originations; • current mortgage loans; • delinquent mortgage loans, including 30–, 60–, 90+ day delinquencies, forbearances, repayment plans, Trial Period Plans, modiﬁcations; and • liquidated mortgage loans, including short sales, Mortgage Releases, foreclosures, law enforcement property seizures and forfeitures under applicable state or federal law, and charge oﬀs. Verify the appropriate reporting instructions with each of the four major credit repositories. Comply with all applicable laws when reporting to the four major credit repositories. The servicer must follow all procedures in Reporting to Credit Repositories in F-1-23, Reporting to Third Parties. Published May 13, 2026 231 Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Date Announcement SVC-2020-03 July 15, 2020 Section C-4.2, IRS Reporting Requirements'

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories

C-4.1-01, Notifying Credit Repositories (07/15/2020) The following table outlines the servicer’s responsibilities related to credit bureau reporting for mortgage loans that Fannie Mae holds in its portfolio or in an MBS. ✓ The servicer must... Provide the status of each mortgage loan to each of the four major credit repositories as of the last day of each month. Statuses include, but are not limited to, the following: • new originations; • current mortgage loans; • delinquent mortgage loans, including 30–, 60–, 90+ day delinquencies, forbearances, repayment plans, Trial Period Plans, modiﬁcations; and • liquidated mortgage loans, including short sales, Mortgage Releases, foreclosures, law enforcement property seizures and forfeitures under applicable state or federal law, and charge oﬀs. Verify the appropriate reporting instructions with each of the four major credit repositories. Comply with all applicable laws when reporting to the four major credit repositories. The servicer must follow all procedures in Reporting to Credit Repositories in F-1-23, Reporting to Third Parties. Published May 13, 2026 231 Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Date Announcement SVC-2020-03 July 15, 2020 Section C-4.2, IRS Reporting Requirements

Source: Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories · source URL · snapshot cf63a82bbb4adfba

Operationalizing Fannie Mae Servicing Guide C-4.1-01 — Notifying Credit Repositories

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fnma-svc-c-4-1-01/ · register fnma-svc-c-4-1-01 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.