FNMA Servicing Guide D2-3 — Fannie Mae's Home Retention and Liquidation Workout Options
Servicing Guide Chapter D2-3 covers the FNMA workout menu and workout-selection governance.
Verbatim regulatory text
Verbatim provisions from FNMA Servicing Guide D2-3 — Fannie Mae's Home Retention and Liquidation Workout Options — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
FNMA Servicing Guide D2-3.1-01 — Determining the Appropriate Workout Option
The servicer must not require the borrower to make an upfront cash contribution to be considered for a workout
FNMA Servicing Guide D2-3.1-02 — Conditions of a First and Second Lien Mortgage Loan Modification for an MBS Mortgage Loan
The servicer must not modify a mortgage loan while it is in an MBS pool (including PFP mortgage loans).
Operationalizing FNMA Servicing Guide D2-3 — Fannie Mae's Home Retention and Liquidation Workout Options
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
Source of record: https://claudeforcompliance.com/regs/fnma-svc-d2-3/
· register fnma-svc-d2-3 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.