Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property

fnma-svc-e-2-3-02

Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property.

Get this register: .xlsx .csv More bundles →

source:
  type: guide
  id: fnma-svc-e-2.3-02
  authority: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property
  description: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property.
  coverage_tier: operative
obligations:
  - id: fnma-svc-e-2.3-02-full
    canonical_id: fnma-svc-e-2.3-02-full
    section: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property
    description: ''
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - fnma
      - servicing-guide
      - corpus-expansion
      - tier-operative
    primary_source:
      tier: 1
      authority: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property
      source_class: fnma-guide
      source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
      snapshot_id: cf63a82bbb4adfba
      fetched_at: '2026-05-22T23:53:19Z'
      content_hash: sha256:89df66c43baad07f8a8dd9d224492fff7d15e8839edba02ad0e74c7e50fe5da3
      paragraph_quote: E-2.3-02, Addressing Individuals with Fractional Interests in a Security Property (11/12/2014) When it appears that a fractional interest in a property has been conveyed and a petition for bankruptcy ﬁled solely for the purpose of delaying foreclosure proceedings, the servicer must ensure the law ﬁrm prepares a Motion for Relief from Automatic Stay pursuant to Section 362(d)(4), if appropriate. Any orders obtained must be immediately recorded in compliance with applicable state laws governing notices or interests or liens in real property so they will be binding in future cases involving the same property for a two-year period. Recent Related Announcements There are no recently issued Announcements related to this topic. Published May 13, 2026 432

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property

E-2.3-02, Addressing Individuals with Fractional Interests in a Security Property (11/12/2014) When it appears that a fractional interest in a property has been conveyed and a petition for bankruptcy ﬁled solely for the purpose of delaying foreclosure proceedings, the servicer must ensure the law ﬁrm prepares a Motion for Relief from Automatic Stay pursuant to Section 362(d)(4), if appropriate. Any orders obtained must be immediately recorded in compliance with applicable state laws governing notices or interests or liens in real property so they will be binding in future cases involving the same property for a two-year period. Recent Related Announcements There are no recently issued Announcements related to this topic. Published May 13, 2026 432

Source: Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property · source URL · snapshot cf63a82bbb4adfba

Operationalizing Fannie Mae Servicing Guide E-2.3-02 — Addressing Individuals with Fractional Interests in a Security Property

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fnma-svc-e-2-3-02/ · register fnma-svc-e-2-3-02 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.