Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans

fnma-svc-e-4-5-04

Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans.

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source:
  type: guide
  id: fnma-svc-e-4.5-04
  authority: Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans
  description: Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans.
  coverage_tier: operative
obligations:
  - id: fnma-svc-e-4.5-04-full
    canonical_id: fnma-svc-e-4.5-04-full
    section: Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans
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    tags:
      - regulator-direct
      - fnma
      - servicing-guide
      - corpus-expansion
      - tier-operative
    primary_source:
      tier: 1
      authority: Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans
      source_class: fnma-guide
      source_url: https://singlefamily.fanniemae.com/media/document/pdf/servicing-guide
      snapshot_id: cf63a82bbb4adfba
      fetched_at: '2026-05-22T23:53:19Z'
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      paragraph_quote: E-4.5-04, Filing MI Claims for FHA Title I Loans (11/12/2014) The servicer must ﬁle a claim under the insurance contract for an FHA Title I mortgage loan within nine months of the date of the borrower's default. The servicer must ﬁle the claim in accordance with the information shown in the following table. Published May 13, 2026 503 If the Title I mortgage loan... Then the claim... was sold to Fannie Mae without recourse must be ﬁled in Fannie Mae's name so Fannie Mae's claim reserve account is appropriately adjusted. was sold to Fannie Mae with recourse must be ﬁled in the servicer's name so the servicer's claim reserve account is adjusted and the claim proceeds are sent to it. Recent Related Announcements There are no recently issued Announcements related to this topic.

Verbatim regulatory text (1)

Verbatim provisions from Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans

E-4.5-04, Filing MI Claims for FHA Title I Loans (11/12/2014) The servicer must ﬁle a claim under the insurance contract for an FHA Title I mortgage loan within nine months of the date of the borrower's default. The servicer must ﬁle the claim in accordance with the information shown in the following table. Published May 13, 2026 503 If the Title I mortgage loan... Then the claim... was sold to Fannie Mae without recourse must be ﬁled in Fannie Mae's name so Fannie Mae's claim reserve account is appropriately adjusted. was sold to Fannie Mae with recourse must be ﬁled in the servicer's name so the servicer's claim reserve account is adjusted and the claim proceeds are sent to it. Recent Related Announcements There are no recently issued Announcements related to this topic.

Source: Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans · source URL · snapshot cf63a82bbb4adfba

Operationalizing Fannie Mae Servicing Guide E-4.5-04 — Filing MI Claims for FHA Title I Loans

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fnma-svc-e-4-5-04/ · register fnma-svc-e-4-5-04 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.