16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 — Definitions

ftc-16cfr-682-1

16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC), §682.1 Definitions. Captured section-complete (all subsections verbatim).

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Verbatim regulatory text (3)

Verbatim provisions from 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 — Definitions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

16 CFR §682.1(a)

(a) In general. Except as modified by this part or unless the context otherwise requires, the terms used in this part have the same meaning as set forth in the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.

Source: 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 · source URL · snapshot 5a0b4ebda3c51d24

16 CFR §682.1(b)

(b) “ Consumer information ” means any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report. Consumer information also means a compilation of such records. Consumer information does not include information that does not identify individuals, such as aggregate information or blind data.

Source: 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 · source URL · snapshot 5a0b4ebda3c51d24

16 CFR §682.1(c)

(c) “ Dispose, ” “ disposing, ” or “ disposal ” means: (1) The discarding or abandonment of consumer information, or (2) The sale, donation, or transfer of any medium, including computer equipment, upon which consumer information is stored.

Source: 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 · source URL · snapshot 5a0b4ebda3c51d24

Operationalizing 16 CFR Part 682 — Disposal of Consumer Report Information and Records (FCRA, FTC) § 682.1 — Definitions

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/ftc-16cfr-682-1/ · register ftc-16cfr-682-1 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.