Ginnie Mae All Participants Memorandum APM 26-13 — Single Family Liquidation Event Reports (LER) Implementation

gnma-apm-26-13

Ginnie Mae All Participants Memorandum APM 26-13 — Single Family Liquidation Event Reports (LER) Implementation. Full verbatim text, substring-verified against snapshot 3e879429f64b4565.

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Verbatim provisions from Ginnie Mae All Participants Memorandum APM 26-13 — Single Family Liquidation Event Reports (LER) Implementation — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Ginnie Mae All Participants Memorandum APM 26-13 — Single Family Liquidation Event Reports (LER) Implementation

Effective 2026-10-02 · publisher's stamp for this provision

October 2, 2026 APM 26-13 MEMORANDUM FOR: All Participants in Ginnie Mae Programs FROM: Joseph M. Gormley, President SUBJECT: Single Family Liquidation Event Reports (LER) Implementation Overview The Single Family Issuer Report of Loan Liquidation Event Data Reporting (LER) was introduced on a voluntary, test basis by APM 25-07 (December 11, 2025). This APM announces that Issuers will be required to submit LER reports effective December 1, 2026. Detailed guidance regarding LER submissions can be found below, in Chapter 17, Part 7, and Appendix VI-24 of the Ginnie Mae Mortgage-Backed Securities Guide, 5500.3, Rev-1 (MBS Guide). Key Information As detailed in Chapter 17 and Appendix VI-24 of the MBS Guide, LER must be received by Ginnie Mae no later than 5:00 AM Eastern Time, the 1st business day following the liquidation event, also known as the Loan Removal Date. Action Issuers will be required to submit a LER for any liquidation event (removal of a mortgage from a Ginnie Mae MBS pool) such that Ginnie Mae receives the LER by 5:00 AM ET on the first business day following that liquidation. If no liquidation events occur on a given business day, no LER submission is required the next day. If a correction is needed, a corrected LER should be submitted by 5:00 AM ET the next business day. Issuers should reference Appendix VI-24, Chapter 17, and Chapter 21 Ginnie Mae MBS Guide for additional guidance. Contact Information If you have questions regarding this announcement, please contact your Account Executive or Ginnie Mae’s centralized help desk at askGinnieMae@hud.gov.

Source: Ginnie Mae All Participants Memorandum APM 26-13 — Single Family Liquidation Event Reports (LER) Implementation · source URL · snapshot 3e879429f64b4565

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