12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans
12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.202 Definitions applicable to higher-priced mortgage loans. Captured section-complete (all subsections verbatim).
Verbatim regulatory text
Verbatim provisions from 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
12 CFR §34.202
§ 34.202 Definitions applicable to higher-priced mortgage loans.
12 CFR §34.202(a)
(a) Consummation has the same meaning as in 12 CFR 1026.2(a)(13).
12 CFR §34.202(b)
(b) Creditor has the same meaning as in 12 CFR 1026.2(a)(17).
12 CFR §34.202(c)
(c) Higher-priced mortgage loan has the same meaning as in 12 CFR 1026.35(a)(1).
12 CFR §34.202(d)
(d) Reverse mortgage has the same meaning as in 12 CFR 1026.33(a). [78 FR 10432, Feb. 13, 2013, as amended at 78 FR 78579, Dec. 26, 2013]
Operationalizing 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.202 — Definitions applicable to higher-priced mortgage loans
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
Source of record: https://claudeforcompliance.com/regs/occ-12cfr-34-202/
· register occ-12cfr-34-202 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.