12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.104 — Relation to State laws

reg-f-1006-104

12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB), §1006.104 Relation to State laws. Captured section-complete (all subsections verbatim).

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Verbatim regulatory text (1)

Verbatim provisions from 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.104 — Relation to State laws — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §1006.104

Neither the Act nor the corresponding provisions of this part annul, alter, affect, or exempt any person subject to the provisions of the Act or the corresponding provisions of this part from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of the Act or the corresponding provisions of this part, and then only to the extent of the inconsistency. For purposes of this section, a State law is not inconsistent with the Act or the corresponding provisions of this part if the protection such law affords any consumer is greater than the protection provided by the Act or the corresponding provisions of this part.

Source: 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.104 · source URL · snapshot c67bbdd9529cfe8e

Operationalizing 12 CFR Part 1006 — Regulation F (Fair Debt Collection Practices Act, CFPB) § 1006.104 — Relation to State laws

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/reg-f-1006-104/ · register reg-f-1006-104 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.