RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller

respa-12usc-2608

RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2608 Title companies; liability of seller. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: respa-12usc-2608
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller
  description: |
    RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2608 Title companies; liability of seller. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: respa-12usc-2608-a
    canonical_id: respa-12usc-2608-a
    section: 12 U.S.C. §2608(a)
    description: 'Title companies; liability of seller — (a): (a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/12/2608
      snapshot_id: ef5153ecfcf3706a
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c3e00f664c3f14fb4d69b22c1ff115ba489c3a81c102644a00a39f78624c0615
      paragraph_quote: (a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.
      drafter_attestation: Verbatim slice of 12 U.S.C. §2608 subsection (a) from Cornell LII snapshot ef5153ecfcf3706a; body isolated between nav and Editorial/Statutory Notes; substring-verified.
  - id: respa-12usc-2608-b
    canonical_id: respa-12usc-2608-b
    section: 12 U.S.C. §2608(b)
    description: 'Title companies; liability of seller — (b): (b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance. ( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/12/2608
      snapshot_id: ef5153ecfcf3706a
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c3e00f664c3f14fb4d69b22c1ff115ba489c3a81c102644a00a39f78624c0615
      paragraph_quote: (b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance. ( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)
      drafter_attestation: Verbatim slice of 12 U.S.C. §2608 subsection (b) from Cornell LII snapshot ef5153ecfcf3706a; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (2)

Verbatim provisions from RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2608(a)

(a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 · source URL · snapshot ef5153ecfcf3706a

12 U.S.C. §2608(b)

(b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance. ( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 · source URL · snapshot ef5153ecfcf3706a

Operationalizing RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/respa-12usc-2608/ · register respa-12usc-2608 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.