TILA (Truth in Lending Act, 15 U.S.C.) § 1611 — Criminal liability for willful and knowing violation

tila-15usc-1611

TILA (Truth in Lending Act, 15 U.S.C.), §1611 Criminal liability for willful and knowing violation. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: tila-15usc-1611
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1611 — Criminal liability for willful and knowing violation
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1611 Criminal liability for willful and knowing violation. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: tila-15usc-1611-full
    canonical_id: tila-15usc-1611-full
    section: 15 U.S.C. §1611
    description: 'Criminal liability for willful and knowing violation: Whoever willfully and knowingly (1) gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder, (2) uses any chart or table authorized by the Bureau under section 1606 of this titl…'
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    tags:
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      - gap-fill
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      - usc-statute
    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1611
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1611
      snapshot_id: 9a5e3e77ec2ecbf5
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      paragraph_quote: Whoever willfully and knowingly (1) gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder, (2) uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606(a)(1)(A) of this title , or (3) otherwise fails to comply with any requirement imposed under this subchapter, shall be fined not more than $5,000 or imprisoned not more than one year, or both. ( Pub. L. 90–321, title I, § 112 , May 29, 1968 , 82 Stat. 151 ; Pub. L. 111–203, title X, § 1100A(2) , July 21, 2010 , 124 Stat. 2107 .)
      drafter_attestation: Verbatim slice of 15 U.S.C. §1611 from Cornell LII snapshot 9a5e3e77ec2ecbf5; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1611 — Criminal liability for willful and knowing violation — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1611

Whoever willfully and knowingly (1) gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder, (2) uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606(a)(1)(A) of this title , or (3) otherwise fails to comply with any requirement imposed under this subchapter, shall be fined not more than $5,000 or imprisoned not more than one year, or both. ( Pub. L. 90–321, title I, § 112 , May 29, 1968 , 82 Stat. 151 ; Pub. L. 111–203, title X, § 1100A(2) , July 21, 2010 , 124 Stat. 2107 .)

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1611 · source URL · snapshot 9a5e3e77ec2ecbf5

Operationalizing TILA (Truth in Lending Act, 15 U.S.C.) § 1611 — Criminal liability for willful and knowing violation

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/tila-15usc-1611/ · register tila-15usc-1611 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.