FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i — Legal actions by debt collectors

fdcpa-15usc-1692i

FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692i Legal actions by debt collectors. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: fdcpa-15usc-1692i
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i — Legal actions by debt collectors
  description: |
    FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692i Legal actions by debt collectors. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: fdcpa-15usc-1692i-a
    canonical_id: fdcpa-15usc-1692i-a
    section: 15 U.S.C. §1692i(a)
    description: 'Legal actions by debt collectors — (a): (a) Venue Any debt collector who brings any legal action on a debt against any consumer shall— (1) in the case of an action to enforce an interest in real property securing the consumer ’s obligation, bring such action only in a judicial district or similar legal entity in which such real property i…'
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    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692i
      snapshot_id: 626efddb5968238e
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:9f00ff0e7667715cf01a04d2c04e1d987ba0158ddaa313f2ba1772185cee85a7
      paragraph_quote: (a) Venue Any debt collector who brings any legal action on a debt against any consumer shall— (1) in the case of an action to enforce an interest in real property securing the consumer ’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or (2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity— (A) in which such consumer signed the contract sued upon; or (B) in which such consumer resides at the commencement of the action.
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692i subsection (a) from Cornell LII snapshot 626efddb5968238e; body isolated between nav and Editorial/Statutory Notes; substring-verified.
  - id: fdcpa-15usc-1692i-b
    canonical_id: fdcpa-15usc-1692i-b
    section: 15 U.S.C. §1692i(b)
    description: 'Legal actions by debt collectors — (b): (b) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. ( Pub. L. 90–321, title VIII, § 811 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 880 .)'
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    tags:
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      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692i
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      paragraph_quote: (b) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. ( Pub. L. 90–321, title VIII, § 811 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 880 .)
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692i subsection (b) from Cornell LII snapshot 626efddb5968238e; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (2)

Verbatim provisions from FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i — Legal actions by debt collectors — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1692i(a)

(a) Venue Any debt collector who brings any legal action on a debt against any consumer shall— (1) in the case of an action to enforce an interest in real property securing the consumer ’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or (2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity— (A) in which such consumer signed the contract sued upon; or (B) in which such consumer resides at the commencement of the action.

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i · source URL · snapshot 626efddb5968238e

15 U.S.C. §1692i(b)

(b) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. ( Pub. L. 90–321, title VIII, § 811 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 880 .)

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i · source URL · snapshot 626efddb5968238e

Operationalizing FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692i — Legal actions by debt collectors

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fdcpa-15usc-1692i/ · register fdcpa-15usc-1692i · Claude for Compliance. Free to read and download; see regulatory updates and methodology.