FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j — Furnishing certain deceptive forms

fdcpa-15usc-1692j

FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692j Furnishing certain deceptive forms. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: fdcpa-15usc-1692j
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j — Furnishing certain deceptive forms
  description: |
    FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692j Furnishing certain deceptive forms. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: fdcpa-15usc-1692j-a
    canonical_id: fdcpa-15usc-1692j-a
    section: 15 U.S.C. §1692j(a)
    description: 'Furnishing certain deceptive forms — (a): (a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such …'
    type: dont
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692j
      snapshot_id: 66912686e624d972
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c933cd7f3c84d8882d76388187cc1b2109a168c9601975048e944d40e1d622f1
      paragraph_quote: (a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor , when in fact such person is not so participating.
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692j subsection (a) from Cornell LII snapshot 66912686e624d972; body isolated between nav and Editorial/Statutory Notes; substring-verified.
  - id: fdcpa-15usc-1692j-b
    canonical_id: fdcpa-15usc-1692j-b
    section: 15 U.S.C. §1692j(b)
    description: 'Furnishing certain deceptive forms — (b): (b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter. ( Pub. L. 90–321, title VIII, § 812 , as added Pub. L. 95–109 , Sept. 20, 1977…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1692j
      snapshot_id: 66912686e624d972
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:c933cd7f3c84d8882d76388187cc1b2109a168c9601975048e944d40e1d622f1
      paragraph_quote: (b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter. ( Pub. L. 90–321, title VIII, § 812 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 880 .)
      drafter_attestation: Verbatim slice of 15 U.S.C. §1692j subsection (b) from Cornell LII snapshot 66912686e624d972; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (2)

Verbatim provisions from FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j — Furnishing certain deceptive forms — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1692j(a)

(a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor , when in fact such person is not so participating.

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j · source URL · snapshot 66912686e624d972

15 U.S.C. §1692j(b)

(b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter. ( Pub. L. 90–321, title VIII, § 812 , as added Pub. L. 95–109 , Sept. 20, 1977 , 91 Stat. 880 .)

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j · source URL · snapshot 66912686e624d972

Operationalizing FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692j — Furnishing certain deceptive forms

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/fdcpa-15usc-1692j/ · register fdcpa-15usc-1692j · Claude for Compliance. Free to read and download; see regulatory updates and methodology.