FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022)

hud-4000-1-ii-b-standard-2

FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022).

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source:
  type: guide
  id: hud-4000-1-ii-b-standard-2
  authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022)
  description: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022).
  coverage_tier: operative
obligations:
  - id: hud-4000-1-ii-b-standard-2-full
    canonical_id: hud-4000-1-ii-b-standard-2-full
    section: FHA Single Family Housing Policy Handbook 4000.1, Part II
    description: |-
      Standard: A Borrower-owned land appraisal is required under Title I when a real estate interest in land 
      is acquired to support the Manufactured Home. 
      When the secured Property consists of a borrower-owned lot and a Manufactured Home that 
      are, in combination, treated as real estate by the local government, …
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    tags:
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    primary_source:
      tier: 1
      authority: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022)
      source_class: hud-handbook
      source_url: https://www.hud.gov/hud-partners/single-family-handbook-4000-1
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      paragraph_quote: |-
        A Borrower-owned land appraisal is required under Title I when a real estate interest in land 
        is acquired to support the Manufactured Home. 
        When the secured Property consists of a borrower-owned lot and a Manufactured Home that 
        are, in combination, treated as real estate by the local government, the Lender must obtain a 
        single appraisal from an FHA Roster Appraiser.
      drafter_attestation: Verbatim section from snapshot 8c03836f77f317e1; boundary human-curated + substring-verified (2026-07-23).

Verbatim regulatory text (1)

Verbatim provisions from FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

FHA Single Family Housing Policy Handbook 4000.1, Part II

A Borrower-owned land appraisal is required under Title I when a real estate interest in land is acquired to support the Manufactured Home. When the secured Property consists of a borrower-owned lot and a Manufactured Home that are, in combination, treated as real estate by the local government, the Lender must obtain a single appraisal from an FHA Roster Appraiser.

Source: FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022) · source URL · snapshot 8c03836f77f317e1

Operationalizing FHA Single Family Housing Policy Handbook 4000.1, Part II — b. Standard (05/09/2022)

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/hud-4000-1-ii-b-standard-2/ · register hud-4000-1-ii-b-standard-2 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.