HUD Mortgagee Letter 2022-11 — Revised Appraisal Validity Periods
HUD ML 2022-11 updates Handbook 4000.1 sections II.A.1.a.i(A)(1)(b), II.A.1.a.iii(B)(6), II.A.1.a.iii(B)(10), III.A.2.l.ii(D)(1)(c), and III.A.2.r.iii(A)(1) to revise the initial FHA appraisal validity period from 120 to 180 days and extend the appraisal update validity period to one year from the effective date of the initial appraisal.
Verbatim regulatory text
Verbatim provisions from HUD Mortgagee Letter 2022-11 — Revised Appraisal Validity Periods — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
HUD ML 2022-11 — Initial Appraisal Validity (II.A.1.a.i(A)(1)(b)(i))
The initial appraisal validity period is 180 Days from the effective date of the appraisal report (see Ordering Appraisals (II.A.1.a.iii(B)(6)).
HUD ML 2022-11 — Appraisal Update (II.A.1.a.i(A)(1)(b)(ii))
Where the initial appraisal is updated, the updated appraisal is valid for one year after the effective date of the initial appraisal report that is being updated.
Operationalizing HUD Mortgagee Letter 2022-11 — Revised Appraisal Validity Periods
This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.
Source of record: https://claudeforcompliance.com/regs/hud-ml-2022-11/
· register hud-ml-2022-11 · Claude for Compliance. Free to read and download;
see regulatory updates and methodology.