TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan

tila-15usc-1639g

TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: tila-15usc-1639g
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: tila-15usc-1639g-full
    canonical_id: tila-15usc-1639g-full
    section: 15 U.S.C. §1639g
    description: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, tit…
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    tags:
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    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1639g
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      paragraph_quote: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, title XIV, § 1464(b) , July 21, 2010 , 124 Stat. 2184 .)
      drafter_attestation: Verbatim subsection of 15 U.S.C. §1639g from Cornell LII snapshot dc01ecb2582cfd4b; body isolated between nav and notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1639g

A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, title XIV, § 1464(b) , July 21, 2010 , 124 Stat. 2184 .)

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g · source URL · snapshot dc01ecb2582cfd4b

Operationalizing TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/tila-15usc-1639g/ · register tila-15usc-1639g · Claude for Compliance. Free to read and download; see regulatory updates and methodology.