TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors

tila-15usc-1651

TILA (Truth in Lending Act, 15 U.S.C.), §1651 Procedure for timely settlement of estates of decedent obligors. Captured section-complete from Cornell LII (verbatim).

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source:
  type: regulation
  id: tila-15usc-1651
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1651 Procedure for timely settlement of estates of decedent obligors. Captured section-complete from Cornell LII (verbatim).
obligations:
  - id: tila-15usc-1651-full
    canonical_id: tila-15usc-1651-full
    section: 15 U.S.C. §1651
    description: 'Procedure for timely settlement of estates of decedent obligors: The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title , shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any adminis…'
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    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1651
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1651
      snapshot_id: d7051fe18551493d
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:5bf1f02e8bc4c68e8cd4772f79b84cf11977b68244be5f70d012aacb3b4609f0
      paragraph_quote: The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title , shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any administrator of an estate of any deceased obligor with respect to such account can resolve outstanding credit balances in a timely manner. ( Pub. L. 90–321, title I, § 140A , as added Pub. L. 111–24, title V, § 504(a) , May 22, 2009 , 123 Stat. 1756 ; amended Pub. L. 111–203, title X, § 1100A(2) , (3), July 21, 2010 , 124 Stat. 2107 .) [1] So in original.
      drafter_attestation: Verbatim slice of 15 U.S.C. §1651 from Cornell LII snapshot d7051fe18551493d; body isolated between nav and Editorial/Statutory Notes; substring-verified.

Verbatim regulatory text (1)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1651

The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title , shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any administrator of an estate of any deceased obligor with respect to such account can resolve outstanding credit balances in a timely manner. ( Pub. L. 90–321, title I, § 140A , as added Pub. L. 111–24, title V, § 504(a) , May 22, 2009 , 123 Stat. 1756 ; amended Pub. L. 111–203, title X, § 1100A(2) , (3), July 21, 2010 , 124 Stat. 2107 .) [1] So in original.

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1651 · source URL · snapshot d7051fe18551493d

Operationalizing TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors

This is verbatim, source-snapshotted regulator text from the Claude for Compliance open corpus. To turn a rule like this into compliance work product: gap-analyze your policies and procedures (P&Ps) against these requirements to surface stale, conflicting, or missing provisions; operationalize any change with a ready-to-run update kit; and produce audit-ready evidence — every step grounded only in the regulator’s own words, never invented.

Source of record: https://claudeforcompliance.com/regs/tila-15usc-1651/ · register tila-15usc-1651 · Claude for Compliance. Free to read and download; see regulatory updates and methodology.